MUTUAL FUNDPRESENTED

BY

CREDENT CAPITAL SERVICES PRIVATE LIMITED

  Credent Capital Services Private Limited is a company

promoted by professionals with a vision to place the organization among the best Financial Service Providers. Our main endeavor is to provide solutions to our clients, after assessing the requirements of the client, by understanding his profile for risk, return, liquidity & tax liability. Our orientation is towards enhancing our service standards with customer satisfaction.

Our ethical advisory & prompt services help you to build strong portfolio in mutual fund of any company through us. Our last 13 years experience help to select right investment product suitable for you to achieve your target.

 

INTRODUCTION

COMPANY PROFILECredent Capital Services Pvt. Ltd. Is one of the

leading Financial Planner in East Delhi since 2002.The company is a full service investment planner that

builds value across spectrum of clients, including the government, corporations, financial institutions, high net worth individuals and professionals.

We are in the business of managing the assets of individuals and professionals.

Company is well recognised and awarded for our excellence in financial planning by UTI, ICICI, TATA, HDFC, JM, DSP BLACKROCK, SUNDARAM, RELIANCE MUTUAL FUND.

WHAT IS MEANT BY MUTUAL FUND A mutual fund is the trust that pools the savings of a number of investors who share

a common financial goal.

Anybody with an investible surplus of as little as a few hundred rupees can invest in Mutual Funds.

The money thus collected is then invested by the fund manager in different types of securities. These could range from shares to debentures, from Government Bonds to money market instruments, depending upon the scheme’s stated objective.

It gives the market returns and not assured returns.

In the long term market returns have the potential to perform better than other assured return products.

Investment in Mutual Fund is the most cost efficient as it offers the lowest charge to the investor

OPERATION OF MUTUAL FUND

Mutual Fund ClassificationBy Structure By Investment Objective *Open Ended Fund *Growth/Equity Oriented Schemes*Closed Ended Schemes * Income /Debt Oriented Schemes*Interval Schemes *Balanced Fund

*Money Market/Liquid Schemes Special Schemes

*Index Fund Schemes*Sector Specific Fund Schemes*Tax Savings Schemes (ELSS) Other Schemes

*Fixed Maturity Plan (FMP)*Exchange Traded Fund (ETF)*Capital Protection Oriented Schemes*Gold Traded Schemes (GETF)*Fund of Funds (FOF)*Funds Investing Abroad*Real Estate Mutual Funds

Equity Funds:-Equity Funds invest a maximum part of their corpus into equities holdings. The Structure of the fund may vary different for different schemes and the fund manager’s outlook on different stocks.

  Debt Funds: - The Objective of debt funds is to invest in

debt papers. Government authorized private companies, banks and financial institutions are some of the major issuers of debt papers. By investing in debt instruments these funds insure low risk and provide stable income to the investors.

 Balanced Funds: - Balanced Funds are a mix of both

equity and debt funds. They invest in both in equities and fixed income securities, which are in line with pre defined investment objective of the schemes. These schemes aim to provide investors with best of both the worlds. Equity part provides growth and the debt part provides stability in returns.

 

Mutual Funds Money Investments and Objectives

Growth Schemes: - Growth schemes are also known as equity schemes. The aim of these schemes is to provide capital appreciation over medium to long term. These schemes normally invest a major part of their fund in equities and are willing to bear short term decline in value for possible future appreciation.

 Income Schemes: - Income Schemes are also known as debt schemes.

The aim of these schemes is to provide regular and steady income to investor. These Schemes are generally invest in fixed income securities such as bonds and corporate debentures. Capital appreciation in such schemes may be limited.

Balanced Fund: - Balanced Fund aim to provide both growth and income by periodically distributing a part of income and capital gain they earn. These schemes invest in both shares and fixed income securities, in the proportion indicted in their offer documents (normally 50:50)

 Money Market Schemes: - Money Market Schemes aim to provide easy

liquidity, preservation capital and moderate income. These schemes generally invest in safer, short term investment such as treasury bills, certificates of deposits, commercial paper and interbank call money.

 

INVESTMENT STRATEGIES Systematic Investment Plan (SIP):- Under this a fixed

sum is invested each month on a fixed date of month.

Systematic Transfer Plan (STP) :- Under this plan an investor invest in debt oriented fund and give instruction to transfer a fixed sum at a fixed interval, and an equity scheme of the same mutual fund.

Systematic Withdrawal Plan (SWP):- As opposed to the Systematic Investment Plan, the systematic withdrawal Plan allows the investor to facility to withdraw a pre-determined amount /unit from his fund at pre-determined interval

Rate of return assumed at 12%

SIP RETURN

Source: Value Research, 15 Feb 2016

TAX SAVING RETURNS

HOW TO INVEST IN MUTUAL FUND

Step 1: Identify your investment need.Step 2: Choose right Mutual FundStep 3 : Select an ideal mix of schemesStep 4 : Invest regularly Step 5 : Keep Your Taxes in mind Step 6 : Start Early

ADVANTAGES OF MUTUAL FUNDSProfessional ManagementDiversificationConvenient Administration Potential of giving handsome returnLiquidity FlexibilityWell RegulatedLow CostVarity of SchemesTransparency

MUTUAL FUNDS PROVE BEST

CREDENT CAPITAL SERVICES PRIVATE LIMITED

214, VIKASDEEP BUILDING, LAXMI NAGAR DISTRICT

CENTRE VIKASMARG, NEW DELHI – 110092 TEL: 011-22044030, 42448844 EMAIL :

info@credentinvest.com