SESA INCENDIO 2005 - AMIS · del EstadisticAMIS 4° trimestre 2005; También se calculan e incluyen...

SESA 2005

ASOCIACION MEXICANA DE INSTITUCIONES DE SEGUROS

PRESIDENTE

ROLANDO VEGA SAENZ

DIRECTOR GENERAL

RECAREDO ARIAS JIMENEZ

DIRECCION DAÑOS Y AUTOS

LUIS J. ALVAREZ MARCEN MARCO A. DE LA ROSA RODRIGUEZ

SESA INCENDIO 2005 DIRECCION DAÑOS Y AUTOS AMIS 2006

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INDICE INTRODUCCION 4 COMPAÑIAS PARTICIPANTES 5 DESCRIPCION DE VARIABLES 6 ESTADISTICAS 10 ANEXOS 11


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INTRODUCCION La información presentada en el CD fue obtenida del Sistema Estadístico del Sector Asegurador (SESA) del Seguro de INCENDIO del 2005. El propósito del presente documento es proporcionar al sector la información estadística que la Dirección de Daños y Autos AMIS generó en el 2006, para que las compañías puedan conocer la evolución y comportamiento del seguro de INCENDIO al cuarto trimestre de 2005. También, con esta información estadística, las compañías cuentan con elementos suficientes para una adecuada toma de decisiones para elaborar tarifas, evaluar siniestros así como para la suscripción, entre otras, y adicionalmente ver el comportamiento del Seguro de INCENDIO en el Mercado Asegurador Mexicano. En caso de que se tenga alguna duda, comentario o aclaración del MANUAL y/o de las ESTADISTICAS (archivos en excel) y/o del DOCUMENTO SESA INCENDIO 2005 (archivo en word), favor de mandar correo a las siguientes claves:

[email protected] [email protected]


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COMPAÑIAS PARTICIPANTES Por segundo año consecutivo, en la Dirección de Daños y Autos de AMIS, la estadística la integran TODAS las compañías asociadas que venden el Seguro de INCENDIO, es decir, las 31 compañías asociadas a AMIS, las cuales REPRESENTAN el 100% de la Prima Emitida del Ramo de INCENDIO del sector; A continuación se enlistan las compañías aseguradoras que participaron con la entrega de la información:

ABA ACE MEXICO AFIRME AIG MEXICO ALLIANZ MEXICO ATLAS BANAMEX BBVA BANCOMER BANORTE GENERALLI CUMBRE CHUBB MEXICO EL POTOSÍ GENERAL DE SEGUROS GE GMX GNP HSBC INBURSA ING COAM INTERACCIONES LA LATINOAMERICANA LA PENINSULAR MAPFRE TEPEYAC METROPOLITANA MONTERREY NEW YORK LIFE QUALITAS ROYAL & SUNALLIANCE SANTANDER SERFIN SOMPO JAPAN MEXICO TOKIO MARINE ZURICH


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DESCRIPCION DE VARIABLES En esta sección, se da la definición y la forma de calcular cada uno de los campos que sirven para generar la SESA INCENDIO, es decir, la descripción de las variables reportada, en cada uno de los cuadros, como Riesgos Expuestos, Número de Riesgos Asegurados, etc. Así como también la descripción de algunas variables que se utilizan al momento de generar la información, como por ejemplo Extensión de Cubierta o Tipo de Construcción Maciza. RIESGOS EXPUESTOS Mide la proporción en tiempo que un riesgo estuvo expuesto durante el periodo estadístico de reporte. Se calcula como la relación de los días que el riesgo estuvo expuesto entre el número de días del periodo estadístico de reporte, incluyendo tanto pólizas emitidas en éste, como las emitidas en ejercicios anteriores con vigencia en el periodo estadístico de reporte. Se reportarán en unidades con cuatro decimales y su forma de cálculo es la siguiente: DR RE = --------- donde: DT RE = Riesgo expuesto DR = Número de días de exposición durante el periodo estadístico de reporte. DT = Número de días del periodo estadístico de reporte. NUMERO DE RIESGOS ASEGURADOS Es el número de riesgos asegurados durante el periodo estadístico de reporte. Se anotará en unidades. PRIMA EMITIDA Es el monto por concepto de emisión de la prima neta, correspondiente a los documentos expedidos durante el periodo estadístico de reporte, más endosos de aumento “A” y menos endosos de disminución “D” y cancelaciones. PRIMA DEVENGADA Se refiere a la parte de la prima emitida que se devengó durante el periodo estadístico de reporte. Por ello, deben considerarse pólizas y endosos emitidos tanto en el periodo de referencia, como los emitidos en periodos anteriores y que estuvieron vigentes en el periodo estadístico de reporte. Para efectos de devengamiento de la prima emitida ésta deberá considerarse desde la fecha de inicio de vigencia de la póliza; sin embargo, si el inicio de la vigencia corresponde a periodos anteriores, el devengamiento de la prima será a partir del 1º de enero del periodo estadístico de reporte.


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Su forma de cálculo se expresa de la siguiente manera: DR PD = PE x ------- , donde: DV PD = Prima devengada PE = Prima emitida correspondiente a los riesgos que estuvieron expuestos durante el periodo estadístico de reporte. DR = Número de días de exposición durante el periodo estadístico de reporte. DV = Número de días de vigencia de la póliza. SUMA ASEGURADA EXPUESTA Es el monto correspondiente a la Suma Asegurada de los riesgos que estuvieron expuestos durante El periodo estadístico de reporte. Se deberán incluir sumas aseguradas de pólizas, más endosos de aumento “A” menos endosos de disminución “D”. NUMERO DE SINIESTROS Se reportará el número total de siniestros reclamados procedentes en el periodo estadístico de reporte. Se anotará en unidades. MONTO DE SINIESTROS Es el monto por concepto de siniestros, considerando los importes de pagos efectuados en el periodo estadístico de reporte más los saldos pendientes, es decir: Monto de Siniestros = Siniestros Pagados + Saldos Pendientes GASTOS DE AJUSTE Se reportará el importe pagado en el periodo estadístico de reporte, para la atención de siniestros. MONTO DE SALVAMENTOS Se reportarán los importes recuperados en el periodo estadístico de reporte, por concepto de siniestros. SALDOS PENDIENTES Se reportará el monto de los saldos pendientes a la fecha de corte del periodo estadístico de reporte, por concepto de siniestros. MONTO DE DEDUCIBLE Se reportarán los importes a cargo del asegurado correspondientes a su participación en los siniestros pagados dentro del periodo estadístico de reporte.


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EXTENSION DE CUBIERTA Entendiéndose como una cobertura paquete en la cual se incluyen los siguientes endosos:

Explosión

Granizo, Ciclón, Huracán, o Vientos Tempestuosos.

Huelgas, Alborotos Populares, Conmoción Civil, Vandalismo, y daños por Actos de Personas mal Intencionadas.

Naves Aéreas u objetos caídos de ellas.

Vehículos

Daños o pérdidas causados por vehículos o naves aéreas propiedad del asegurado o a su

servicio, o propiedad o al servicio de inquilinos.

Humo o Tizne.

Roturas o Filtraciones accidentales de tuberías o sistemas de abastecimiento de agua o de vapor, que se localicen dentro de los límites de los predios mencionados en la póliza, con excepción de aguas subterráneas o freáticas que ocasionen filtraciones a través de la cimentación de los pisos o de los muros de contención, o bien fracturas de dicha cimentación o de los muros; así mismo no quedan cubiertos obstrucciones, insuficiencias, deficiencias, roturas o cualquier otra causa de los sistemas de desagüe o por falta de dichos desagües.

Descargas accidentales o derrame de agua o de vapor de agua, provenientes de equipos o

aparatos industriales o domésticos, comprendiendo sistemas de refrigeración, acondicionamiento de aire o calefacción.

Daños causados directamente por obstrucción en las bajadas de aguas pluviales a causa de

acumulación de granizo.

Caída de árboles.

Caída de antenas parabólicas y de radio de uso no comercial.

Daños por agua y Nieve. Cuando en un riesgo no se otorgue la cobertura de Extensión de Cubierta, y se tenga contratado alguno de los endosos anteriores, estos se reportarán por separado con sus cifras correspondientes.


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TIPO DE CONSTRUCCION MACIZA a) Muros: de piedra, tabique, block de concreto, tepetate, adobe o concreto armado, se permite que en estos muros existan secciones de vidrio block, o cualquier otro material resistente al fuego cuando menos por dos horas, y que estas no excedan de 12 metros cuadrados. b). Entrepisos: de bóveda metálica, bovedillas, siporex, losa acero, tridilosa, bóveda de ladrillo sobre armazón de hierro o cemento armado. c). Techos: de tabique, bovedillas, siporex, placas de materiales aglutinados resistentes al fuego cuando menos por dos horas, losa acero, tridilosa, metal desplegado, hormigón, o mezcla con espesor mínimo de 2 1/2 centímetros, de concreto, láminas metálicas o de asbesto cemento, cristales sobre armazón metálico, asbesto y tejas de barro, pizarra o asbesto cemento. También se consideran de construcción maciza los edificios estructurados con columnas de concreto o de acero, fachadas de cristal con entrepisos y techos de concreto. TIPO DE CONSTRUCCION NO MACIZA a). Muros macizos con techos de lámina de cartón u otro material combustible sobre cualquier tipo de armazón. b). Muros macizos y techos de tejamanil, zacate u otro material parecido. c). Muros y techos de lámina asbesto cemento o de metal sobre armazones de metal. d). Muros y techos de lámina asbesto cemento de metal sobre armazón de madera. e). Más del 50% de madera u otros materiales combustibles. f). Muros macizos y techos de teja, lámina de asbesto cemento o de metal.


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ESTADISTICAS En esta sección, se describen cada uno de los cuadros estadísticos que contiene el archivo SESA INCENDIO 2005. Para poder consultar esta información solo se tiene que “situar” el “indicador” del “ratón” en donde dice SDAINC05.xls y darle clic, automáticamente se abre el archivo en Excel.

SESA INCENDIO 2004-2005 (SDAINC05.xls) ALTURA - Estadística por Riesgo/Bien/Cobertura/Altura En este cuadro se puede consultar la información estadística por Riesgo, Bien, Cobertura y Altura del 2004, 2005 e incrementos/decrementos 2005 vs. 2004. Además de los campos de Riesgos Expuestos, Prima Emitida, Suma Asegurada, Numero de Siniestros, etc, se incluyen los de Numero de Compañias Participantes, % de Participacion del Mercado de la Prima Emitida y Monto de Siniestro de Incendio, estos dos últimos se obtienen del EstadisticAMIS 4° trimestre 2005; También se calculan e incluyen los campos de % de Frecuencia de Siniestralidad, % de Siniestralidad y Siniestro Promedio. TIPO DE CONSTRUCCION - Estadística por Riesgo/Bien/Cobertura/Tipo de Construcción En este cuadro se puede consultar la información estadística por Riesgo, Bien, Cobertura y Tipo de Construcción del 2004, 2005 e incrementos/decrementos 2005 vs. 2004. Además de los campos de Riesgos Expuestos, Prima Emitida, Suma Asegurada, Numero de Siniestros, etc, se incluyen los de Numero de Compañias Participantes, % de Participacion del Mercado de la Prima Emitida y Monto de Siniestro de Incendio, estos dos últimos se obtienen del EstadisticAMIS 4° trimestre 2005; También se calculan e incluyen los campos de % de Frecuencia de Siniestralidad, % de Siniestralidad y Siniestro Promedio. GIRO- Estadística por Riesgo/Bien/Cobertura/Giro (GIRO) En este cuadro se puede consultar la información estadística por Riesgo, Bien, Cobertura y Giro del 2004, 2005 e incrementos/decrementos 2005 vs. 2004. Además de los campos de Riesgos Expuestos, Prima Emitida, Suma Asegurada, Numero de Siniestros, etc, se incluyen los de Numero de Compañias Participantes, % de Participacion del Mercado de la Prima Emitida y Monto de Siniestro de Incendio, estos dos últimos se obtienen del EstadisticAMIS 4° trimestre 2005; También se calculan e incluyen los campos de % de Frecuencia de Siniestralidad, % de Siniestralidad y Siniestro Promedio. ESTADO- Estadística por Riesgo/Bien/Cobertura/Estado (ESTADO) En este cuadro se puede consultar la información estadística por Riesgo, Bien, Cobertura y Estado del 2004, 2005 e incrementos/decrementos 2005 vs. 2004. Además de los campos de Riesgos Expuestos, Prima Emitida, Suma Asegurada, Numero de Siniestros, etc, se incluyen los de Numero de Compañias Participantes, % de Participacion del Mercado de la Prima Emitida y Monto de Siniestro de Incendio, estos dos últimos se obtienen del EstadisticAMIS 4° trimestre 2005; También se calculan e incluyen los campos de % de Frecuencia de Siniestralidad, % de Siniestralidad y Siniestro Promedio.


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ANEXOS

En esta sección, se anexan algunas estadísticas impresas del SESA INCENDIO 2005, las cuales están en el archivo (SDAINC05.xls) ANEXO 1 – ESTADISTICA POR: *ALTURA *RIESGO: EDIFICIO *BIEN: EDIFICIO *COBERTURA: INCENDIO *PERIODO: 2004, 2005 E INCREMENTOS Y DECREMENTOS ANEXO 2 – ESTADISTICA POR *TIPO DE CONSTRUCCION *RIESGO: EDIFICIO *BIEN: EDIFICIO *COBERTURA: INCENDIO *PERIODO: 2004, 2005 E INCREMENTOS Y DECREMENTOS ANEXO 3 – ESTADISTICA POR: *GIRO *RIESGO: EDIFICIO *BIEN: EDIFICIO *COBERTURA: INCENDIO *PERIODO: 2004, 2005 E INCREMENTOS Y DECREMENTOS ANEXO 4 – ESTADISTICA POR: *ESTADO *RIESGO: EDIFICIO *BIEN: EDIFICIO *COBERTURA: INCENDIO *PERIODO: 2004, 2005 E INCREMENTOS Y DECREMENTOS

SESA INCENDIO ESTADISTICA POR RIESGO / BIEN / COBERTURA / ALTURA

EDIFICIO ** EDIFICIO ** INCENDIOPERIODO: ENERO - DICIEMBRE 2004

2004

MONEDA: NACIONAL Y EXTRANJERA, CIFRAS EN PESOS

MONTOSRIESGOEDIFICIO

BIENEDIFICIO

ALTURA # CIAS. PARTICIPANTES % PM PE 1) % PM MS 1) RIESGOS

EXPUESTOS (RE)Nº DE RIESGOS ASEGURADOS

PRIMA EMITIDA (PE)

PRIMA DEVENGADA

(PD)

SUMA ASEGURADA EXPUESTA (SA)

NUMERO DE SINIESTROS

(NS)

MONTO DE SINIESTROS

(MS)

GASTOS DE AJUSTE

MONTO DE SALVAMENTOS

SALDOS PENDIENTES

MONTO DE DEDUCIBLES

% FREC. SIN. (NS/RE) %SIN. (MS/PD) SIN PROM.

(MS/NS)

HASTA 5 NIVELES 28 98.18% 98.78% 485,185.0041 998,418 321,373,132 247,729,932 898,514,630,150 1,898 499,115,354 19,986,085 12,755,282 273,980,198 1,392,947 0.39% 201.48% 262,969 DE 6 A 10 NIVELES 24 93.28% 94.04% 3,665.7509 9,645 9,112,053 7,266,659 36,667,124,145 62 1,733,105 208,354 500 135,388 73,499 1.69% 23.85% 27,953 DE 11 A 15 NIVELES 22 91.57% 93.54% 1,140.8369 2,625 2,785,091 2,387,696 25,188,557,592 21 1,091,789 166,182 0 22,210 25,674 1.84% 45.73% 51,990 DE 16 A 20 NIVELES 18 86.84% 81.01% 265.8803 514 1,397,882 1,294,807 17,232,002,433 2 65,741 17,236 0 65,741 0 0.75% 5.08% 32,871 DE 21 NIVELES EN ADELANTE 13 79.18% 78.66% 135.8587 256 1,362,398 1,309,938 16,257,658,967 2 9,393 5,254 0 0 0 1.47% 0.72% 4,697

TOTAL 28 98.18% 98.78% 490,393.3309 1,011,458 336,030,556 259,989,032 993,859,973,287 1,985 502,015,382 20,383,111 12,755,782 274,203,537 1,492,120 0.40% 193.09% 252,904

SESA INCENDIO ESTADISTICA POR RIESGO / BIEN / COBERTURA / ALTURA


2005



BIENEDIFICIO

ALTURA # CIAS. PARTICIPANTES % PM PE 1) % PM MS 1) RIESGOS

EXPUESTOS (RE)Nº DE RIESGOS ASEGURADOS PRIMA EMITIDA

PRIMA DEVENGADA

(PD)

SUMA ASEGURADA EXPUESTA


(NS)

MONTO DE SINIESTROS

(MS)

GASTOS DE AJUSTE


SALDOS PENDIENTES

MONTO DE DEDUCIBLES


(MS/NS)

HASTA 5 NIVELES 28 96.85% 99.31% 653,496.7798 1,174,118 493,870,064 419,646,078 1,426,601,231,673 1,625 259,840,883 10,550,958 1,467,313 51,310,644 857,711 0.25% 61.92% 159,902 DE 6 A 10 NIVELES 26 92.89% 91.70% 5,795.1818 11,385 7,862,448 6,271,957 44,553,152,991 40 1,126,480 155,106 355 161,456 5,612 0.69% 17.96% 28,162 DE 11 A 15 NIVELES 23 91.68% 91.18% 2,157.3024 4,263 3,613,450 2,679,687 34,592,883,345 5 19,738 10,784 0 1,058 179 0.23% 0.74% 3,948 DE 16 A 20 NIVELES 19 83.70% 84.42% 270.9259 554 1,641,350 1,372,923 20,035,908,539 8 4,159,284 10,673 0 3,943,904 40 2.95% 302.95% 519,911 DE 21 NIVELES EN ADELANTE 16 82.69% 82.68% 201.5577 389 1,772,261 1,294,452 25,619,228,140 1 8,000 3,598 0 8,000 0 0.50% 0.62% 8,000

TOTAL 28 96.85% 99.31% 661,921.7476 1,190,709 508,759,573 431,265,097 1,551,402,404,688 1,679 265,154,385 10,731,119 1,467,668 55,425,062 863,542 0.25% 61.48% 157,924

PORCENTAJES Y PUNTOS PORCENTUALES

INCREMENTOS Y/O DECREMENTOS 2005 vs 2004RIESGOEDIFICIO

BIENEDIFICIO

ALTURA # CIAS. PARTICIPANTES

PTOS. (%'s) PM PE 2)

PTOS. (%'s) PM MS 2)

RIESGOS EXPUESTOS

Nº DE RIESGOS ASEGURADOS PRIMA EMITIDA PRIMA

DEVENGADASUMA ASEGURADA

EXPUESTANUMERO DE SINIESTROS

MONTO DE SINIESTROS

GASTOS DE AJUSTE


SALDOS PENDIENTES

MONTO DE DEDUCIBLES

PTOS. (%'s) FREC. SIN. 3)

PTOS. (%'s) SIN. 3) SIN. PROM.

HASTA 5 NIVELES 0.00% -1.33p.%'s 0.53p.%'s 34.69% 17.60% 53.67% 69.40% 58.77% -14.38% -47.94% -47.21% -88.50% -81.27% -38.42% -0.14p.%'s -139.56p.%'s -39.19% DE 6 A 10 NIVELES 8.33% -0.39p.%'s -2.35p.%'s 58.09% 18.04% -13.71% -13.69% 21.51% -35.48% -35.00% -25.56% -29.00% 19.25% -92.36% -1.00p.%'s -5.89p.%'s 0.75% DE 11 A 15 NIVELES 4.55% 0.11p.%'s -2.35p.%'s 89.10% 62.40% 29.74% 12.23% 37.34% -76.19% -98.19% -93.51% 0.00% -95.24% -99.30% -1.61p.%'s -44.99p.%'s -92.41% DE 16 A 20 NIVELES 5.56% -3.14p.%'s 3.40p.%'s 1.90% 7.78% 17.42% 6.03% 16.27% 300.00% 6,226.77% -38.08% 0.00% 5,899.15% 100.00% 2.20p.%'s 297.87p.%'s 1,481.69% DE 21 NIVELES EN ADELANTE 23.08% 3.51p.%'s 4.02p.%'s 48.36% 51.95% 30.08% -1.18% 57.58% -50.00% -14.83% -31.52% 0.00% 100.00% 0.00% -0.98p.%'s -0.10p.%'s 70.34%

TOTAL 0.00% -1.33p.%'s 0.53p.%'s 34.98% 17.72% 51.40% 65.88% 56.10% -15.42% -47.18% -47.35% -88.49% -79.79% -42.13% -0.15p.%'s -131.61p.%'s -37.56%NOTAS:1) % DE PARTICIPACION DEL MERCADO DE LA PRIMA EMITIDA (PE) O DEL MONTO DE SINIESTROS (MS) DEL # CIAS. PARTICIPANTES / INFORMACION DEL RAMO DE INCENDIO DEL ESTADISTICAMIS 4° TRIMESTRE 2005 (FINANZAS - AMIS 2006)2) DIFERENCIA, EN PUNTOS PORCENTUALES, DEL % DE PARTICIPACION DEL MERCADO DE LA PRIMA EMITIDA (PM PE) 2005 v.s. 2004 O DEL % DE PARTICIPACION DEL MERCADO DEL MONTO DE SINIESTROS (PM MS) 2004 v.s. 2005 3) DIFERENCIA, EN PUNTOS PORCENTUALES, ENTRE EL % DE FREC. SIN. 2005 v.s. 2004 O ENTRE EL % DE SIN. 2005 v.s. 2004LOS PORCENTAJES QUE APARECEN EN AZUL INDICAN UN CRECIMIENTO CONTRA EL AÑO PASADO O UN PORCENTAJE DE MAS DEL 100% LOS PORCENTAJES QUE APARECEN EN ROJO INDICAN UN DECREMENTO CONTRA EL AÑO PASADO O UN PORCENTAJE DE MENOS DEL 0%

INCENDIO

COBERTURA

INCENDIO

COBERTURA

INCENDIO

COBERTURA

DIRECCION DAÑOS Y AUTOS AMIS SDAINC05.xls SESA INCENDIO AMIS 2005

SESA INCENDIO ESTADISTICA POR RIESGO / BIEN / COBERTURA / TIPO DE CONSTRUCCION


2004



BIENEDIFICIO

TIPO DE CONSTRUCCION

# CIAS. PARTICIPANTES % PM PE 1) % PM MS 1) RIESGOS


PRIMA EMITIDA (PE)

PRIMA DEVENGADA

(PD)



(NS)

MONTO DE SINIESTROS

(MS)

GASTOS DE AJUSTE


SALDOS PENDIENTES

MONTO DE DEDUCIBLES


(MS/NS)

MACIZA 26 91.04% 95.91% 478,019.2935 978,808 286,974,365 215,027,614 865,802,358,633 1,866 472,081,745 19,199,289 12,735,191 268,365,896 1,376,559 0.39% 219.54% 252,991NO MACIZA 23 86.58% 89.06% 12,374.0374 32,650 49,056,191 44,961,418 128,057,614,654 119 29,933,637 1,183,822 20,591 5,837,641 115,561 0.96% 66.58% 251,543

TOTAL 26 91.04% 95.91% 490,393.3309 1,011,458 336,030,556 259,989,032 993,859,973,287 1,985 502,015,382 20,383,111 12,755,782 274,203,537 1,492,120 0.40% 193.09% 252,904

SESA INCENDIO ESTADISTICA POR RIESGO / BIEN / COBERTURA / TIPO DE CONSTRUCCION


2005



BIENEDIFICIO


# CIAS. PARTICIPANTES % PM PE 1) % PM MS 1) RIESGOS


PRIMA DEVENGADA

(PD)



(NS)

MONTO DE SINIESTROS

(MS)

GASTOS DE AJUSTE


SALDOS PENDIENTES

MONTO DE DEDUCIBLES


(MS/NS)

MACIZA 26 91.05% 96.76% 655,691.5904 1,178,563 482,576,969 408,685,153 1,470,082,633,294 1,615 248,728,335 10,110,400 1,467,567 45,873,551 819,476 0.25% 60.86% 154,011NO MACIZA 20 80.32% 83.71% 6,230.1572 12,146 26,182,604 22,579,944 81,319,771,394 64 16,426,050 620,719 101 9,551,511 44,066 1.03% 72.75% 256,657

TOTAL 26 91.05% 96.76% 661,921.7476 1,190,709 508,759,573 431,265,097 1,551,402,404,688 1,679 265,154,385 10,731,119 1,467,668 55,425,062 863,542 0.25% 61.48% 157,924



BIENEDIFICIO


# CIAS. PARTICIPANTES



RIESGOS EXPUESTOS




MONTO DE SINIESTROS

GASTOS DE AJUSTE


SALDOS PENDIENTES

MONTO DE DEDUCIBLES


PTOS. (%'s) SIN. 3)

SIN. PROM.

MACIZA 0.00% 0.01p.%'s 0.85p.%'s 37.17% 20.41% 68.16% 90.06% 69.79% -13.45% -47.31% -47.34% -88.48% -82.91% -40.47% -0.14p.%'s -158.68p.%'s -39.12%NO MACIZA -13.04% -6.26p.%'s -5.35p.%'s -49.65% -62.80% -46.63% -49.78% -36.50% -46.22% -45.13% -47.57% -99.51% 63.62% -61.87% 0.07p.%'s 6.17p.%'s 2.03%

TOTAL 0.00% 0.01p.%'s 0.85p.%'s 34.98% 17.72% 51.40% 65.88% 56.10% -15.42% -47.18% -47.35% -88.49% -79.79% -42.13% -0.15p.%'s -131.61p.%'s -37.56%NOTAS:1) % DE PARTICIPACION DEL MERCADO DE LA PRIMA EMITIDA (PE) O DEL MONTO DE SINIESTROS (MS) DEL # CIAS. PARTICIPANTES / INFORMACION DEL RAMO DE INCENDIO DEL ESTADISTICAMIS 4° TRIMESTRE 2005 (FINANZAS - AMIS 2006)2) DIFERENCIA, EN PUNTOS PORCENTUALES, DEL % DE PARTICIPACION DEL MERCADO DE LA PRIMA EMITIDA (PM PE) 2005 v.s. 2004 O DEL % DE PARTICIPACION DEL MERCADO DEL MONTO DE SINIESTROS (PM MS) 2004 v.s. 2005 3) DIFERENCIA, EN PUNTOS PORCENTUALES, ENTRE EL % DE FREC. SIN. 2005 v.s. 2004 O ENTRE EL % DE SIN. 2005 v.s. 2004LOS PORCENTAJES QUE APARECEN EN AZUL INDICAN UN CRECIMIENTO CONTRA EL AÑO PASADO O UN PORCENTAJE DE MAS DEL 100% LOS PORCENTAJES QUE APARECEN EN ROJO INDICAN UN DECREMENTO CONTRA EL AÑO PASADO O UN PORCENTAJE DE MENOS DEL 0%

COBERTURA

INCENDIO

COBERTURA

INCENDIO

COBERTURA

INCENDIO


SESA INCENDIO ESTADISTICA POR RIESGO / BIEN / COBERTURA / GIRO


2004



BIENEDIFICIO

GIRO # CIAS. PARTICIPANTES % PM PE 1) % PM MS 1) RIESGOS


PRIMA EMITIDA (PE)

PRIMA DEVENGADA

(PD)



(NS)

MONTO DE SINIESTROS

(MS)

GASTOS DE AJUSTE


SALDOS PENDIENTES

MONTO DE DEDUCIBLES

% FREC. SIN. (NS/RE)

%SIN. (MS/PD)

SIN PROM. (MS/NS)

10 ABARROTES Y MERCANCIAS MIXTAS 12 25.33% 18.46% 4,193.7521 7,763 6,542,568 3,930,401 21,466,451,881 51 2,621,869 139,488 1,200 50,347 0 1.22% 66.71% 51,40920 ACEITES Y GRASAS 4 8.87% 7.05% 6.7682 20 30,384 11,969 28,611,694 0 0 0 0 0 0 0.00% 0.00% 030 ACUMULADORES 3 5.76% 4.71% 2.1326 11 -273,350 303,279 14,767,839 0 0 0 0 0 0 0.00% 0.00% 040 AGUARDIENTES, ALCOHOL, VINOS Y SIDRA 4 9.15% 6.10% 19.6206 36 295,258 297,072 165,463,935 0 0 0 0 0 0 0.00% 0.00% 060 AGUAS 4 8.80% 7.12% 14.6933 32 3,791,934 1,024,825 624,684,881 1 1,381 1,381 0 0 0 6.81% 0.13% 1,38170 ALFOMBRAS Y TAPICES 6 13.66% 8.74% 9.6596 19 8,299 5,836 22,714,864 0 0 0 0 0 0 0.00% 0.00% 080 ALGODON ABSORBENTE 0 0.00% 0.00% 0.0000 0 0 0 0 0 0 0 0 0 0 0.00% 0.00% 090 ALIMENTO PARA ANIMALES 4 9.45% 5.23% 12.5664 23 42,550 40,605 63,114,105 0 0 0 0 0 0 0.00% 0.00% 0100 ALMACENES GENERALES DE DEPOSITO 6 10.69% 6.87% 257.9132 438 11,258,162 8,316,852 4,914,384,852 1 1,003 1,003 0 0 0 0.39% 0.01% 1,003110 ANIMALES 7 10.96% 6.64% 30.8260 77 55,391 18,642 31,364,247 0 0 0 0 0 0 0.00% 0.00% 0120 ASTILLEROS 2 1.17% 1.19% 0.8007 3 1,403 22,918 18,394,388 0 0 0 0 0 0 0.00% 0.00% 0130 AUTOBUSES, AUTOMOVILES, AVIONES, BICICLETAS, CAMIONES, MAQUINARIA, AGRICOLA, MAQUINARIA DE CONSTRUCCION Y MOTOCICLETAS

11 25.43% 18.56% 312.2914 597 7,679,496 5,001,963 12,182,532,682 8 1,943,748 1,344,970 1,826 0 0 2.56% 38.86% 242,969

140 AZUCAR 2 1.80% 0.46% 0.9210 3 6,335 1,464 6,378,000 0 0 0 0 0 0 0.00% 0.00% 0150 AZUFRE 1 4.02% 0.65% 1.0000 2 9,936 9,936 1,570,800 0 0 0 0 0 0 0.00% 0.00% 0160 BALATAS Y EMBRAGUES 2 4.36% 4.40% 1.2405 3 82 625 3,269,096 0 0 0 0 0 0 0.00% 0.00% 0180 BARNICES Y PINTURAS 1 0.40% 0.15% 1.9836 5 28,914 17,136 26,433,544 0 0 0 0 0 0 0.00% 0.00% 0190 BASURA 1 0.40% 0.15% 2.1148 3 6,006 5,874 3,931,000 0 0 0 0 0 0 0.00% 0.00% 0200 BATERIAS ELECTRICAS 1 3.96% 4.26% 1.4518 5 30,889 10,071 31,064,537 0 0 0 0 0 0 0.00% 0.00% 0210 BAZAR, MONTE DE PIEDAD O EMPEÑO 2 4.36% 4.40% 15.9432 29 36,699 23,926 25,293,687 0 0 0 0 0 0 0.00% 0.00% 0220 BIBLIOTECAS, GALERIAS Y MUSEOS 3 5.26% 4.63% 10.6278 16 20,066 17,939 73,431,124 0 0 0 0 0 0 0.00% 0.00% 0230 BILLARES 1 3.96% 4.26% 0.3369 1 241 81 217,391 0 0 0 0 0 0 0.00% 0.00% 0240 BOLICHES 0 0.00% 0.00% 0.0000 0 0 0 0 0 0 0 0 0 0 0.00% 0.00% 0260 BOTICA O FARMACIA 7 13.99% 8.97% 51.0594 97 457,795 387,697 961,974,811 1 1,065 1,065 0 0 0 1.96% 0.27% 1,065270 BROCHAS Y PINCELES 0 0.00% 0.00% 0.0000 0 0 0 0 0 0 0 0 0 0 0.00% 0.00% 0280 CAFE 5 18.27% 17.05% 8.8097 17 170,350 154,003 104,738,605 0 0 0 0 0 0 0.00% 0.00% 0290 CASA DE CALDERAS 0 0.00% 0.00% 0.0000 0 0 0 0 0 0 0 0 0 0 0.00% 0.00% 0300 CARBONES DE MOTOR 0 0.00% 0.00% 0.0000 0 0 0 0 0 0 0 0 0 0 0.00% 0.00% 0310 CARNES Y SUS DERIVADOS 6 23.24% 17.10% 31.5413 67 38,921 92,521 274,746,978 0 0 0 0 0 0 0.00% 0.00% 0330 CELULOSA 0 0.00% 0.00% 0.0000 0 0 0 0 0 0 0 0 0 0 0.00% 0.00% 0340 CEMENTO, CAL Y YESO 2 5.42% 0.96% 1.4720 3 392 420 1,036,113 0 0 0 0 0 0 0.00% 0.00% 0350 CENTROS COMERCIALES 7 13.99% 8.97% 163.9050 269 903,232 704,374 1,790,036,437 1 1,087 1,087 0 0 0 0.61% 0.15% 1,087360 CERAMICA, BARRO, LOZA Y PORCELANA 4 9.77% 5.36% 12.1038 28 21,014 44,052 50,716,519 0 0 0 0 0 0 0.00% 0.00% 0370 CERAS, PARAFINAS Y PASTAS PARA LIMPIAR METALES 3 5.76% 4.71% 1.8470 14 1,770 766 4,299,987 0 0 0 0 0 0 0.00% 0.00% 0380 CEREALES, GRANOS Y SEMILLAS 7 10.14% 8.07% 42.9276 75 336,964 312,968 389,606,319 0 0 0 0 0 0 0.00% 0.00% 0400 CERVEZA Y MALTA 2 7.98% 4.91% 7.9147 12 139,422 142,377 44,468,079 0 0 0 0 0 0 0.00% 0.00% 0410 CIENTIFICOS, APARATOS 3 5.76% 4.71% 4.5231 13 46,706 8,409 43,287,223 0 0 0 0 0 0 0.00% 0.00% 0420 COLCHON, COLCHONETA Y ALMOHADA 1 0.84% 1.49% 0.0027 1 120 2 445,980 0 0 0 0 0 0 0.00% 0.00% 0430 COLORES, PINTURAS, TINTAS Y LACAS 7 13.24% 8.67% 21.1274 44 81,424 52,604 47,782,200 0 0 0 0 0 0 0.00% 0.00% 0440 COMBUSTIBLES Y LUBRICANTES DERIVADOS DEL PETROLEO 5 6.60% 5.77% 30.7619 60 122,115 66,326 63,450,022 2 1,162 1,162 0 0 0 6.50% 1.75% 581450 CONSERVAS ALIMENTICIAS 4 9.45% 5.23% 18.0888 30 85,145 68,811 146,186,062 0 0 0 0 0 0 0.00% 0.00% 0460 CORCHO, ARTICULOS DE 1 1.40% 0.31% 4.8108 13 18,928 13,167 32,441,214 0 0 0 0 0 0 0.00% 0.00% 0470 CRISTAL Y VIDRIO 6 12.96% 7.71% 16.8431 38 27,531 16,015 41,031,536 0 0 0 0 0 0 0.00% 0.00% 0480 CENTROS DE REHABILITACION SOCIAL 2 4.36% 4.40% 3.4112 6 1,413 1,254 3,811,000 0 0 0 0 0 0 0.00% 0.00% 0490 CUEROS Y PIELES 6 9.80% 5.63% 48.3373 97 184,556 108,270 275,314,207 1 3,950 3,950 0 0 0 2.07% 3.65% 3,950500 CULTIVOS EN PIE (EN TODA LA REPUBLICA) 0 0.00% 0.00% 0.0000 0 0 0 0 0 0 0 0 0 0 0.00% 0.00% 0510 DEPORTES, ARTICULOS DE 2 5.36% 4.57% 3.6855 9 66,722 44,513 142,435,088 0 0 0 0 0 0 0.00% 0.00% 0520 DEPORTIVOS, CENTROS 8 13.23% 12.53% 27.6046 56 213,123 114,503 488,591,280 3 101,583 0 0 0 0 10.87% 88.72% 33,861530 DESHIDRATADORAS, PLANTAS 1 3.96% 4.26% 1.5068 2 17,602 13,261 8,000,000 0 0 0 0 0 0 0.00% 0.00% 0540 DETERGENTES Y JABONES 4 11.49% 7.39% 9.9258 18 6,387,008 4,776,756 1,207,812,502 0 0 0 0 0 0 0.00% 0.00% 0550 DULCES 5 6.89% 5.01% 39.8491 81 126,050 79,354 295,495,083 1 70,000 0 0 70,000 0 2.51% 88.21% 70,000560 EDIFICIOS DESOCUPADOS Y/O DESHABITADOS 12 20.59% 11.82% 4,411.5539 7,001 7,441,890 6,202,006 10,719,756,928 66 1,690,642 0 0 25,000 0 1.50% 27.26% 25,616570 EDIFICIOS EN CONSTRUCCION 12 20.52% 16.75% 206.7916 845 1,059,661 1,066,906 2,601,126,236 0 0 2 0 0 0 0.00% 0.00% 0580 ELECTRICIDAD 7 12.93% 10.15% 27.7863 54 125,827 83,111 250,550,568 0 0 0 0 0 0 0.00% 0.00% 0590 ELECTRONICA, ARTICULOS DE 11 20.89% 14.90% 271.6868 388 1,536,435 1,160,913 4,446,167,222 3 218,689,828 3,856,405 0 143,233,303 0 1.10% 18837.74% 72,896,609600 ESCUELAS (NO CORRECCIONALES) 15 60.68% 48.80% 1,745.1692 3,571 15,829,613 11,136,845 29,615,179,858 30 16,244,996 403,898 0 9,301,345 34,017 1.72% 145.87% 541,500

COBERTURA

INCENDIO




2004



BIENEDIFICIO



PRIMA EMITIDA (PE)

PRIMA DEVENGADA

(PD)



(NS)

MONTO DE SINIESTROS

(MS)

GASTOS DE AJUSTE


SALDOS PENDIENTES

MONTO DE DEDUCIBLES


%SIN. (MS/PD)

SIN PROM. (MS/NS)

COBERTURA

INCENDIO

610 ESPECTACULOS PUBLICOS 5 10.55% 6.41% 17.0760 35 96,478 59,895 135,748,404 0 0 0 0 0 0 0.00% 0.00% 0620 FERRETERIAS 9 17.62% 15.41% 100.8081 192 92,866 81,356 241,576,690 1 1,070 1,070 0 0 0 0.99% 1.32% 1,070630 FERTILIZANTES 2 5.36% 4.57% 2.6935 8 187,665 134,740 264,463,418 0 0 0 0 0 0 0.00% 0.00% 0640 FIBRAS DURAS 2 5.36% 4.57% 1.5258 5 81,246 40,149 88,884,250 0 0 0 0 0 0 0.00% 0.00% 0650 FILTROS AUTOMOTRICES E INDUTRIALES 2 4.36% 4.40% 5.4547 11 13,878 7,091 48,411,645 0 0 0 0 0 0 0.00% 0.00% 0660 FLORES NATURALES 5 16.18% 14.13% 6.8716 13 33,803 23,530 14,581,816 0 0 0 0 0 0 0.00% 0.00% 0670 FOTOGRAFIA, FOTOSTATICAS Y PELICULAS 5 9.70% 8.54% 12.6823 27 19,043 35,184 190,552,856 0 0 0 0 0 0 0.00% 0.00% 0680 FRITURAS 4 5.83% 4.73% 7.6556 18 57,772 55,255 273,666,129 0 0 0 0 0 0 0.00% 0.00% 0690 GASES 3 5.13% 5.45% 5.0221 10 -642 7,862 7,540,854 0 0 0 0 0 0 0.00% 0.00% 0700 HABITACIONES PARTICULARES 25 90.31% 92.11% 467,639.3427 966,948 165,942,553 122,749,239 685,238,020,881 1,345 96,900,559 3,889,257 33,431 48,015,417 1,103,020 0.29% 78.94% 72,045710 HARINA DE PESCADO 0 0.00% 0.00% 0.0000 0 0 0 0 0 0 0 0 0 0 0.00% 0.00% 0720 HELADOS, NIEVES Y HIELO 5 16.82% 15.23% 21.2901 42 29,539 26,586 29,629,913 0 0 0 0 0 0 0.00% 0.00% 0730 HOSPITAL, SANATORIOS Y CONSULTORIOS MEDICOS 12 46.16% 35.04% 1,142.8562 2,441 4,272,785 3,514,384 14,837,223,446 12 540,370 49,001 0 24,722 11,352 1.05% 15.38% 45,031740 HOTELES, CAMPOS DE TURISTAS Y MOTELES 13 20.59% 13.54% 138.1362 279 1,847,452 1,132,896 5,701,706,388 3 303,486 25,537 0 6 0 2.17% 26.79% 101,162750 HULE Y/O LATEX NATURAL 3 5.76% 4.71% 6.3047 12 46,766 20,228 48,738,353 0 0 0 0 0 0 0.00% 0.00% 0760 IGLESIAS, TEMPLOS Y VELATORIOS 4 6.53% 5.76% 8.6789 20 10,405 87,980 180,185,861 0 0 0 0 0 0 0.00% 0.00% 0770 IMPRENTA, LITOGRAFIA , ENCUADERNACION Y LIBRERIA 6 13.66% 8.74% 51.7520 88 166,871 112,014 168,407,188 0 0 0 0 0 0 0.00% 0.00% 0780 INSECTICIDAS 1 4.02% 0.65% 1.9999 4 1,734 1,898 199,240 0 0 0 0 0 0 0.00% 0.00% 0785 INSTITUCIONES FINANCIERAS 0 0.00% 0.00% 0.0000 0 0 0 0 0 0 0 0 0 0 0.00% 0.00% 0790 INSTRUMENTOS MUSICALES 4 5.72% 1.17% 6.2158 11 143,001 57,129 109,531,366 0 0 0 0 0 0 0.00% 0.00% 0800 JUGUETERIA 4 9.77% 5.36% 13.9852 23 29,490 26,689 32,759,454 0 0 0 0 0 0 0.00% 0.00% 0810 LABORATORIO CLINICO 6 9.72% 8.11% 23.5171 46 113,403 67,029 92,953,468 0 0 0 0 0 0 0.00% 0.00% 0820 LAVANDERIAS, PLANCHADURIAS, TINTORERIAS 8 21.40% 15.78% 62.6704 133 45,628 26,751 66,838,436 0 0 0 0 0 0 0.00% 0.00% 0830 LECHE Y SUS DERIVADOS 4 5.83% 4.73% 12.3634 30 34,818 27,653 64,400,999 1 41,372 0 0 0 0 8.09% 149.61% 41,372840 LIBROS, PERIODCIOS Y REVISTAS 6 9.64% 6.07% 13.0739 23 23,889 12,059 22,228,003 0 0 0 0 0 0 0.00% 0.00% 0850 MADERA, ARTICULOS DE 7 13.73% 8.76% 41.1515 94 245,473 150,083 155,922,625 0 0 0 0 0 0 0.00% 0.00% 0860 MATERIAL PARA CONSTRUCCION 9 14.87% 9.05% 46.2468 119 178,564 110,903 243,828,564 1 10,000 0 0 0 0 2.16% 9.02% 10,000870 MEDICINAS 3 5.76% 4.71% 13.5461 20 54,494 29,003 95,190,432 0 0 0 0 0 0 0.00% 0.00% 0880 MEDICO, MUEBLES E INSTRUMENTAL 4 6.26% 5.61% 4.0053 7 6,009 3,854 9,272,114 0 0 0 0 0 0 0.00% 0.00% 0890 METALES 10 15.79% 10.28% 260.4278 469 12,302,938 9,600,602 19,459,976,745 13 26,755,666 8,514,265 11,937,262 293,378 0 4.99% 278.69% 2,058,128900 MIEL DE ABEJA 1 0.77% 1.04% 0.1781 2 361 119 17,311 0 0 0 0 0 0 0.00% 0.00% 0910 MINAS Y MINERALES COMBUSTIBLES 2 5.36% 4.57% 2.5421 3 7,002 5,117 3,973,500 0 0 0 0 0 0 0.00% 0.00% 0920 MINAS Y MINERALES NO COMBUSTIBLES 1 3.96% 4.26% 3.5286 4 -21,737 22,919 2,662,397 0 0 0 0 0 0 0.00% 0.00% 0930 OFICINAS 21 70.87% 56.03% 7,040.3066 15,364 31,161,546 32,370,657 126,525,245,710 422 121,799,233 1,893,633 457,013 72,585,460 343,731 5.99% 376.26% 288,624940 MUEBLERIAS 7 11.00% 6.84% 100.3749 188 307,354 221,300 444,086,791 0 0 0 0 0 0 0.00% 0.00% 0950 OLEAGINOSAS 3 5.76% 4.71% 5.0699 10 73,696 30,536 296,403,305 0 0 0 0 0 0 0.00% 0.00% 0960 OPTICA, ARTICULOS DE 5 10.20% 5.33% 151.7090 309 82,474 45,469 80,253,769 0 0 0 0 0 0 0.00% 0.00% 0970 PAJA Y PASTOS SECOS 2 3.20% 4.42% 2.9061 7 6,295 3,884 6,783,210 0 0 0 0 0 0 0.00% 0.00% 0980 PAN, PASTAS ALIMENTICIAS, GALLETAS, TORTILLAS Y SIMILARES 7 10.74% 6.63% 25.7210 57 122,619 114,318 115,358,685 2 8,750 0 0 8,750 0 7.78% 7.65% 4,375990 PAPEL Y/O CARTON 7 11.52% 6.53% 64.8419 126 8,170,027 3,275,747 292,007,915 1 170,675 8,625 0 0 0 1.54% 5.21% 170,6751000 PAPELERIA Y ARTICULOS DE ESCRITORIO 9 22.80% 18.01% 71.3045 120 218,371 186,593 265,142,045 0 0 0 0 0 0 0.00% 0.00% 01010 PEGAMENTOS 1 4.02% 0.65% 1.0000 2 30,723 30,724 5,096,192 0 0 0 0 0 0 0.00% 0.00% 01020 PELUQUERIAS Y SALONES DE BELLEZA 5 16.88% 15.16% 11.4109 22 9,592 7,736 11,549,342 0 0 0 0 0 0 0.00% 0.00% 01030 PERFUMES Y ARTICULOS DE TOCADOR 5 20.13% 14.76% 63.0882 91 69,242 61,883 96,310,261 0 0 0 0 0 0 0.00% 0.00% 01040 PINTURA TALLER ARTISTICO 3 4.15% 4.48% 3.0873 5 4,620 4,802 2,387,000 1 1,190 1,190 0 0 0 32.39% 24.78% 1,1901050 PLANTA DE ASFALTO 1 0.40% 0.15% 0.3497 1 1,485 521 4,692,600 0 0 0 0 0 0 0.00% 0.00% 01060 PLASTICOS ARTICULOS DE 7 10.87% 6.43% 122.0828 226 1,110,522 653,070 1,026,670,307 2 60,474 2,758 0 29 0 1.64% 9.26% 30,2371070 PRODUCTOS QUIMICOS 4 6.53% 5.76% 19.9985 45 378,787 168,398 317,552,206 0 0 0 0 0 0 0.00% 0.00% 01080 PROTEINAS DE PESCADO 0 0.00% 0.00% 0.0000 0 0 0 0 0 0 0 0 0 0 0.00% 0.00% 01090 REFRIGERADORA O CONGELADORA, PLANTA 4 9.45% 5.23% 12.8127 24 81,182 90,149 483,357,872 0 0 0 0 0 0 0.00% 0.00% 01100 RELOJERIA Y JOYERIA 5 10.05% 6.32% 58.5898 111 270,757 144,167 408,335,501 0 0 0 0 0 0 0.00% 0.00% 01110 RESTAURANTES, BARES, CANTINAS. CENTROS NOCTURNOS Y DISCOTECAS 11 21.76% 16.27% 179.6739 368 658,692 441,695 1,253,308,357 1 1,175 1,175 0 0 0 0.56% 0.27% 1,1751120 ROPA, BONETERIA Y MERCERIA 10 24.33% 18.44% 164.2002 309 575,490 337,695 468,666,520 3 9,333,194 163,970 325,050 583,280 0 1.83% 2763.79% 3,111,0651130 SAL 0 0.00% 0.00% 0.0000 0 0 0 0 0 0 0 0 0 0 0.00% 0.00% 01140 TABACO 2 2.17% 1.35% 0.9183 3 81,996 31,585 38,376,755 0 0 0 0 0 0 0.00% 0.00% 01150 TAPICERIA 0 0.00% 0.00% 0.0000 0 0 0 0 0 0 0 0 0 0 0.00% 0.00% 01160 TELEFONO, TELEGRAFO Y CORREO 2 4.36% 4.40% 1.9977 4 3,493 2,003 5,287,500 0 0 0 0 0 0 0.00% 0.00% 01170 TELEVISION Y RADIO 6 10.65% 5.45% 28.6086 87 74,002 31,754 182,943,239 0 0 0 0 0 0 0.00% 0.00% 01180 TEXTILES 9 19.25% 13.34% 364.8809 609 41,005,562 37,436,039 39,526,573,438 7 4,712,119 78,219 0 12,500 0 1.92% 12.59% 673,1601190 TLAPALERIAS 3 5.82% 1.11% 4.9657 13 19,946 13,522 11,764,948 0 0 0 0 0 0 0.00% 0.00% 01200 VIDEO CLUBS 4 5.20% 5.46% 7.7369 17 6,532 7,464 9,279,817 0 0 0 0 0 0 0.00% 0.00% 01210 ZAPATERIA 6 12.96% 7.71% 98.2462 204 412,528 130,382 390,808,016 1 3,735 0 0 0 0 1.02% 2.86% 3,735

TOTAL 25 90.31% 92.11% 490,393.3309 1,011,458 336,030,556 259,989,032 993,859,973,287 1,985 502,015,382 20,383,111 12,755,782 274,203,537 1,492,120 0.40% 193.09% 252,904




2005MONEDA: NACIONAL Y EXTRANJERA, CIFRAS EN PESOS


BIENEDIFICIO



PRIMA DEVENGADA

(PD)



(NS)

MONTO DE SINIESTROS

(MS)

GASTOS DE AJUSTE


SALDOS PENDIENTES

MONTO DE DEDUCIBLES


%SIN. (MS/PD)

SIN PROM. (MS/NS)

10 ABARROTES Y MERCANCIAS MIXTAS 11 21.44% 25.01% 229.1808 404 768,334 437,472 1,466,053,933 5 2,641,354 15,604 13,043 973,097 126,466 2.18% 603.78% 528,27120 ACEITES Y GRASAS 2 1.07% 0.47% 3.0302 7 13,022 12,517 18,816,120 0 0 0 0 0 0 0.00% 0.00% 030 ACUMULADORES 2 2.44% 7.06% 1.1072 3 3,310 926 7,531,282 0 0 0 0 0 0 0.00% 0.00% 040 AGUARDIENTES, ALCOHOL, VINOS Y SIDRA 4 6.53% 8.36% 9.3764 18 81,860 47,782 60,172,507 0 0 0 0 0 0 0.00% 0.00% 050 AGUARRAS 0 0.00% 0.00% 0.0000 0 0 0 0 0 0 0 0 0 0 0.00% 0.00% 060 AGUAS 2 1.86% 6.80% 23.7269 38 21,395 13,001 47,828,653 0 0 0 0 0 0 0.00% 0.00% 070 ALFOMBRAS Y TAPICES 3 6.29% 8.25% 8.6007 17 4,136 4,012 30,946,395 0 0 0 0 0 0 0.00% 0.00% 080 ALGODON ABSORBENTE 0 0.00% 0.00% 0.0000 0 0 0 0 0 0 0 0 0 0 0.00% 0.00% 090 ALIMENTO PARA ANIMALES 5 6.62% 9.23% 13.5973 21 86,763 53,151 151,329,949 0 0 0 0 0 0 0.00% 0.00% 0100 ALMACENES GENERALES DE DEPOSITO 5 7.98% 12.26% 11.7088 24 50,385 38,100 130,958,214 1 100,000 15,411 0 100,000 0 8.54% 262.47% 100,000110 ANIMALES 5 6.62% 9.23% 18.9128 41 144,647 104,719 63,261,580 0 0 0 0 0 0 0.00% 0.00% 0120 ASTILLEROS 2 2.44% 7.06% 2.2088 4 15,090 6,216 31,962,767 0 0 0 0 0 0 0.00% 0.00% 0130 AUTOBUSES, AUTOMOVILES, AVIONES, BICICLETAS, CAMIONES, MAQUINARIA, AGRICOLA, MAQUINARIA DE CONSTRUCCION Y MOTOCICLETAS

8 16.88% 14.60% 174.4864 352 415,936 317,509 1,195,502,335 5 337,722 5,143 0 100,000 0 2.87% 106.37% 67,544

140 AZUCAR 2 2.44% 7.06% 1.3818 3 5,892 3,581 11,264,000 0 0 0 0 0 0 0.00% 0.00% 0150 AZUFRE 1 3.85% 1.20% 0.9500 2 11,093 11,093 1,413,722 0 0 0 0 0 0 0.00% 0.00% 0160 BALATAS Y EMBRAGUES 2 0.92% 0.35% 1.0466 2 10 44 1,631,988 0 0 0 0 0 0 0.00% 0.00% 0170 BAÑOS PUBLICOS 1 0.82% 0.36% 0.4274 1 4,922 2,104 8,400,000 0 0 0 0 0 0 0.00% 0.00% 0180 BARNICES Y PINTURAS 2 2.44% 7.06% 2.2187 5 4,271 9,257 20,430,207 0 0 0 0 0 0 0.00% 0.00% 0190 BASURA 1 0.82% 0.36% 0.3507 1 10 310 576,000 0 0 0 0 0 0 0.00% 0.00% 0200 BATERIAS ELECTRICAS 0 0.00% 0.00% 0.0000 0 0 0 0 0 0 0 0 0 0 0.00% 0.00% 0210 BAZAR, MONTE DE PIEDAD O EMPEÑO 1 0.82% 0.36% 2.6082 4 2,326 5,594 20,427,593 0 0 0 0 0 0 0.00% 0.00% 0220 BIBLIOTECAS, GALERIAS Y MUSEOS 2 0.92% 0.35% 1.9095 3 1,568 1,726 12,427,550 0 0 0 0 0 0 0.00% 0.00% 0230 BILLARES 0 0.00% 0.00% 0.0000 0 0 0 0 0 0 0 0 0 0 0.00% 0.00% 0240 BOLICHES 2 1.71% 7.57% 1.7527 2 17,356 15,329 18,815,881 0 0 0 0 0 0 0.00% 0.00% 0260 BOTICA O FARMACIA 5 6.62% 9.23% 17.4840 36 30,756 25,943 68,290,795 0 0 0 0 0 0 0.00% 0.00% 0270 BROCHAS Y PINCELES 1 1.62% 6.70% 0.6758 1 6,791 4,577 1,435,825 0 0 0 0 0 0 0.00% 0.00% 0280 CAFE 1 9.01% 5.30% 1.5000 3 85,385 68,846 2,500,619 0 0 0 0 0 0 0.00% 0.00% 0290 CASA DE CALDERAS 0 0.00% 0.00% 0.0000 0 0 0 0 0 0 0 0 0 0 0.00% 0.00% 0300 CARBONES DE MOTOR 0 0.00% 0.00% 0.0000 0 0 0 0 0 0 0 0 0 0 0.00% 0.00% 0310 CARNES Y SUS DERIVADOS 5 16.89% 16.68% 21.7213 43 80,143 68,002 88,872,212 1 430,000 0 0 430,000 0 4.60% 632.33% 430,000330 CELULOSA 0 0.00% 0.00% 0.0000 0 0 0 0 0 0 0 0 0 0 0.00% 0.00% 0340 CEMENTO, CAL Y YESO 3 5.55% 8.76% 2.3155 5 1,428 938 5,037,675 0 0 0 0 0 0 0.00% 0.00% 0350 CENTROS COMERCIALES 5 6.62% 9.23% 51.6871 94 185,513 115,342 173,494,719 0 0 0 0 0 0 0.00% 0.00% 0360 CERAMICA, BARRO, LOZA Y PORCELANA 5 6.62% 9.23% 7.1846 16 11,917 36,681 30,114,463 0 0 0 0 0 0 0.00% 0.00% 0370 CERAS, PARAFINAS Y PASTAS PARA LIMPIAR METALES 1 0.82% 0.36% 0.6603 1 896 592 330,000 0 0 0 0 0 0 0.00% 0.00% 0380 CEREALES, GRANOS Y SEMILLAS 3 2.53% 7.93% 19.0822 36 47,764 30,773 51,205,702 0 0 0 0 0 0 0.00% 0.00% 0390 CERILLOS 0 0.00% 0.00% 0.0000 0 0 0 0 0 0 0 0 0 0 0.00% 0.00% 0400 CERVEZA Y MALTA 3 5.55% 8.76% 2.9164 6 4,877 4,429 7,664,761 0 0 0 0 0 0 0.00% 0.00% 0410 CIENTIFICOS, APARATOS 2 2.44% 7.06% 3.8433 7 10,361 8,875 16,860,000 0 0 0 0 0 0 0.00% 0.00% 0420 COLCHON, COLCHONETA Y ALMOHADA 0 0.00% 0.00% 0.0000 0 0 0 0 0 0 0 0 0 0 0.00% 0.00% 0430 COLORES, PINTURAS, TINTAS Y LACAS 5 5.90% 8.86% 6.4502 20 41,442 20,401 16,769,518 0 0 0 0 0 0 0.00% 0.00% 0440 COMBUSTIBLES Y LUBRICANTES DERIVADOS DEL PETROLEO 5 4.45% 9.88% 35.9084 69 307,238 239,532 151,100,358 0 0 0 0 0 0 0.00% 0.00% 0450 CONSERVAS ALIMENTICIAS 4 6.53% 8.36% 6.5123 14 37,894 23,731 101,938,458 0 0 0 0 0 0 0.00% 0.00% 0470 CRISTAL Y VIDRIO 4 6.38% 9.13% 5.9510 10 5,403 2,711 13,275,005 0 0 0 0 0 0 0.00% 0.00% 0480 CENTROS DE REHABILITACION SOCIAL 2 1.07% 0.47% 2.4931 6 4,659 2,324 5,356,000 0 0 0 0 0 0 0.00% 0.00% 0490 CUEROS Y PIELES 5 6.53% 8.29% 19.8698 47 82,627 57,841 84,143,846 0 0 0 0 0 0 0.00% 0.00% 0500 CULTIVOS EN PIE (EN TODA LA REPUBLICA) 0 0.00% 0.00% 0.0000 0 0 0 0 0 0 0 0 0 0 0.00% 0.00% 0510 DEPORTES, ARTICULOS DE 3 2.68% 7.16% 2.7625 4 13,309 11,424 3,279,488 0 0 0 0 0 0 0.00% 0.00% 0520 DEPORTIVOS, CENTROS 5 7.21% 8.54% 11.9509 25 152,220 57,926 559,520,189 0 0 0 0 0 0 0.00% 0.00% 0530 DESHIDRATADORAS, PLANTAS 1 1.62% 6.70% 0.8764 1 1,239 1,083 768,000 0 0 0 0 0 0 0.00% 0.00% 0540 DETERGENTES Y JABONES 4 6.53% 8.36% 3.2240 9 21,234 6,578 29,690,916 0 0 0 0 0 0 0.00% 0.00% 0550 DULCES 4 3.36% 7.35% 15.2516 29 82,711 71,671 220,637,850 1 107,209 4,528 0 0 0 6.56% 149.58% 107,209560 EDIFICIOS DESOCUPADOS Y/O DESHABITADOS 10 16.06% 17.73% 81.7728 180 54,192 253,621 1,204,746,200 0 0 0 0 0 0 0.00% 0.00% 0570 EDIFICIOS EN CONSTRUCCION 8 13.67% 11.59% 970.0961 1,018 1,149,479 1,164,637 2,212,120,695 0 0 0 0 0 0 0.00% 0.00% 0580 ELECTRICIDAD 5 4.45% 7.51% 17.0053 43 39,509 24,971 189,940,185 0 0 0 0 0 0 0.00% 0.00% 0590 ELECTRONICA, ARTICULOS DE 5 7.40% 9.19% 41.7924 89 111,299 129,691 783,391,091 0 0 0 0 0 0 0.00% 0.00% 0600 ESCUELAS (NO CORRECCIONALES) 14 60.79% 71.77% 719.3165 1,457 5,042,434 4,662,650 16,165,037,042 6 63,309 11,582 0 3,758 2,000 0.83% 1.36% 10,552

INCENDIO

COBERTURA




2005MONEDA: NACIONAL Y EXTRANJERA, CIFRAS EN PESOS


BIENEDIFICIO

INCENDIO

COBERTURA

610 ESPECTACULOS PUBLICOS 4 6.53% 8.36% 9.5064 20 71,212 71,466 153,253,021 0 0 0 0 0 0 0.00% 0.00% 0620 FERRETERIAS 6 11.88% 13.33% 38.9376 73 29,319 16,688 87,978,379 0 0 0 0 0 0 0.00% 0.00% 0630 FERTILIZANTES 2 1.71% 7.57% 5.0139 9 14,830 10,323 10,187,125 0 0 0 0 0 0 0.00% 0.00% 0640 FIBRAS DURAS 1 0.24% 0.11% 2.1781 3 9,001 8,270 4,900,000 0 0 0 0 0 0 0.00% 0.00% 0650 FILTROS AUTOMOTRICES E INDUTRIALES 1 0.82% 0.36% 1.0028 2 7,327 3,901 9,900,000 0 0 0 0 0 0 0.00% 0.00% 0660 FLORES NATURALES 2 9.83% 5.66% 7.3297 9 7,398 6,525 6,483,023 0 0 0 0 0 0 0.00% 0.00% 0670 FOTOGRAFIA, FOTOSTATICAS Y PELICULAS 2 2.44% 7.06% 1.5102 4 7,536 2,227 7,879,218 0 0 0 0 0 0 0.00% 0.00% 0680 FRITURAS 2 2.44% 7.06% 5.4744 10 44,064 37,990 234,205,267 1 30,973 1,170 0 30,973 0 18.27% 81.53% 30,973690 GASES 2 2.44% 7.06% 3.1472 5 7,720 8,214 13,100,000 0 0 0 0 0 0 0.00% 0.00% 0700 HABITACIONES PARTICULARES 26 92.88% 92.00% 650,183.6682 1,167,768 186,823,857 173,622,117 806,817,006,425 1,403 215,483,562 9,929,084 1,173,114 22,619,266 628,524 0.22% 124.11% 153,588710 HARINA DE PESCADO 1 0.82% 0.36% 0.3699 1 1,485 483 7,500,000 0 0 0 0 0 0 0.00% 0.00% 0720 HELADOS, NIEVES Y HIELO 3 10.87% 12.10% 6.4045 11 14,152 7,417 28,462,511 0 0 0 0 0 0 0.00% 0.00% 0730 HOSPITAL, SANATORIOS Y CONSULTORIOS MEDICOS 9 45.90% 58.87% 1,563.3504 3,741 175,170,609 174,704,441 566,023,969,532 106 14,107,601 12,899 0 6,720,755 65,609 6.78% 8.08% 133,091740 HOTELES, CAMPOS DE TURISTAS Y MOTELES 10 9.74% 9.64% 57.9938 116 201,970 188,886 1,462,538,553 3 36,087 54,845 0 6 0 5.17% 19.11% 12,029750 HULE Y/O LATEX NATURAL 2 2.44% 7.06% 5.0811 10 11,333 14,897 40,481,861 0 0 0 0 0 0 0.00% 0.00% 0760 IGLESIAS, TEMPLOS Y VELATORIOS 2 2.44% 7.06% 1.7871 4 2,469 4,577 31,966,000 0 0 0 0 0 0 0.00% 0.00% 0770 IMPRENTA, LITOGRAFIA , ENCUADERNACION Y LIBRERIA 5 6.62% 9.23% 17.9780 30 46,298 34,753 63,703,517 0 0 0 0 0 0 0.00% 0.00% 0780 INSECTICIDAS 3 4.91% 1.66% 3.1711 6 3,929 3,381 2,166,516 0 0 0 0 0 0 0.00% 0.00% 0785 INSTITUCIONES FINANCIERAS 0 0.00% 0.00% 0.0000 0 0 0 0 0 0 0 0 0 0 0.00% 0.00% 0790 INSTRUMENTOS MUSICALES 4 6.39% 8.25% 6.0519 10 196,204 104,073 77,963,769 0 0 0 0 0 0 0.00% 0.00% 0800 JUGUETERIA 3 6.29% 8.25% 5.2396 11 8,131 11,523 11,653,602 0 0 0 0 0 0 0.00% 0.00% 0810 LABORATORIO CLINICO 4 32.58% 24.03% 11.2777 22 11,795 11,731 75,293,270 0 0 0 0 0 0 0.00% 0.00% 0820 LAVANDERIAS, PLANCHADURIAS, TINTORERIAS 4 15.29% 13.55% 7.9374 15 15,704 17,586 13,596,818 0 0 0 0 0 0 0.00% 0.00% 0830 LECHE Y SUS DERIVADOS 3 2.53% 7.93% 7.8812 16 11,060 6,665 44,872,319 0 0 0 0 0 0 0.00% 0.00% 0840 LIBROS, PERIODCIOS Y REVISTAS 5 6.62% 9.23% 4.7535 11 7,088 5,319 13,677,440 0 0 0 0 0 0 0.00% 0.00% 0850 MADERA, ARTICULOS DE 7 11.51% 19.49% 19.9686 43 112,893 41,524 47,359,292 0 50,000 1,190 0 0 0 0.00% 120.41% 0860 MATERIAL PARA CONSTRUCCION 4 6.53% 8.36% 35.6960 71 42,067 21,295 159,211,279 0 0 0 0 0 0 0.00% 0.00% 0870 MEDICINAS 2 2.44% 7.06% 2.5191 6 5,823 1,729 21,760,000 0 0 0 0 0 0 0.00% 0.00% 0880 MEDICO, MUEBLES E INSTRUMENTAL 2 0.92% 0.35% 3.1479 6 1,087 1,572 2,772,500 0 0 0 0 0 0 0.00% 0.00% 0890 METALES 8 9.41% 9.65% 105.5575 204 295,189 1,623,040 7,135,105,110 2 882,240 21,218 280,859 6,390 0 1.89% 54.36% 441,120900 MIEL DE ABEJA 1 0.24% 0.11% 0.9096 1 10,241 4,977 3,500,000 0 0 0 0 0 0 0.00% 0.00% 0910 MINAS Y MINERALES COMBUSTIBLES 1 1.62% 6.70% 0.5852 1 5,373 3,136 1,900,000 0 0 0 0 0 0 0.00% 0.00% 0920 MINAS Y MINERALES NO COMBUSTIBLES 0 0.00% 0.00% 0.0000 0 0 0 0 0 0 0 0 0 0 0.00% 0.00% 0930 OFICINAS 21 90.83% 86.31% 6,550.9472 12,901 123,976,626 67,893,408 139,566,058,732 134 25,213,646 561,904 0 19,983,200 40,943 2.05% 37.14% 188,162940 MUEBLERIAS 5 6.67% 8.40% 61.8666 128 132,131 93,006 242,815,706 1 16,100 0 0 16,100 0 1.62% 17.31% 16,100950 OLEAGINOSAS 1 0.82% 0.36% 1.3864 2 500 729 1,000,000 0 0 0 0 0 0 0.00% 0.00% 0960 OPTICA, ARTICULOS DE 3 6.55% 8.06% 133.7804 265 74,472 42,953 55,511,669 0 0 0 0 0 0 0.00% 0.00% 0970 PAJA Y PASTOS SECOS 1 1.60% 3.13% 1.1619 5 1,250 2,004 500,000 0 0 0 0 0 0 0.00% 0.00% 0980 PAN, PASTAS ALIMENTICIAS, GALLETAS, TORTILLAS Y SIMILARES 6 6.62% 9.16% 21.3216 41 21,337 25,521 43,150,163 0 0 0 0 0 0 0.00% 0.00% 0990 PAPEL Y/O CARTON 6 7.16% 9.30% 16.8085 32 10,488,100 3,266,378 649,005,357 1 4,231,720 5,444 0 4,231,720 0 5.95% 129.55% 4,231,7201000 PAPELERIA Y ARTICULOS DE ESCRITORIO 8 15.96% 14.53% 25.4901 48 113,760 76,739 121,473,787 0 0 0 0 0 0 0.00% 0.00% 01010 PEGAMENTOS 1 3.85% 1.20% 0.9500 2 34,302 34,303 4,586,578 0 0 0 0 0 0 0.00% 0.00% 01020 PELUQUERIAS Y SALONES DE BELLEZA 4 11.69% 12.46% 9.5112 17 2,917 2,768 9,911,288 1 35,650 2,448 0 0 0 10.51% 1287.93% 35,6501030 PERFUMES Y ARTICULOS DE TOCADOR 5 15.54% 13.66% 14.0019 26 55,475 36,801 64,412,414 0 0 0 0 0 0 0.00% 0.00% 01040 PINTURA TALLER ARTISTICO 2 0.23% 0.92% 1.9451 3 3,059 2,920 1,262,000 0 0 0 0 0 0 0.00% 0.00% 01050 PLANTA DE ASFALTO 2 2.44% 7.06% 0.8087 2 1,514 1,048 6,144,540 0 0 0 0 0 0 0.00% 0.00% 01060 PLASTICOS ARTICULOS DE 8 8.82% 9.46% 77.5449 180 437,590 340,076 1,141,057,926 1 29 0 652 29 0 1.29% 0.01% 291070 PRODUCTOS QUIMICOS 2 2.44% 7.06% 4.2858 8 27,130 24,321 37,264,903 0 0 0 0 0 0 0.00% 0.00% 01080 PROTEINAS DE PESCADO 0 0.00% 0.00% 0.0000 0 0 0 0 0 0 0 0 0 0 0.00% 0.00% 01090 REFRIGERADORA O CONGELADORA, PLANTA 4 5.80% 8.87% 3.1434 8 25,331 11,898 28,670,422 0 0 0 0 0 0 0.00% 0.00% 01100 RELOJERIA Y JOYERIA 3 6.29% 8.25% 5.0296 10 29,300 13,815 20,161,511 0 0 0 0 0 0 0.00% 0.00% 01110 RESTAURANTES, BARES, CANTINAS. CENTROS NOCTURNOS Y DISCOTECAS 10 18.55% 17.87% 105.6793 220 298,813 213,070 554,561,024 5 992,172 69,118 0 209,768 0 4.73% 465.66% 198,4341120 ROPA, BONETERIA Y MERCERIA 7 15.73% 14.52% 62.3279 122 249,678 148,196 163,112,454 0 0 0 0 0 0 0.00% 0.00% 01130 SAL 1 1.62% 6.70% 1.0467 2 1,415 717 1,652,739 0 0 0 0 0 0 0.00% 0.00% 01140 TABACO 0 0.00% 0.00% 0.0000 0 0 0 0 0 0 0 0 0 0 0.00% 0.00% 01150 TAPICERIA 0 0.00% 0.00% 0.0000 0 0 0 0 0 0 0 0 0 0 0.00% 0.00% 01160 TELEFONO, TELEGRAFO Y CORREO 2 2.44% 7.06% 2.4986 4 831 854 1,940,911 0 0 0 0 0 0 0.00% 0.00% 01170 TELEVISION Y RADIO 4 5.60% 1.85% 24.9274 46 22,516 17,701 118,207,100 1 342 0 0 0 0 4.01% 1.93% 3421180 TEXTILES 6 7.55% 8.36% 55.5080 103 206,458 181,243 368,361,683 0 0 0 0 0 0 0.00% 0.00% 01190 TLAPALERIAS 4 6.53% 8.36% 8.7876 19 28,702 17,660 22,197,434 0 0 0 0 0 0 0.00% 0.00% 01200 VIDEO CLUBS 1 0.82% 0.36% 0.4904 2 1,000 883 4,147,000 0 0 0 0 0 0 0.00% 0.00% 01210 ZAPATERIA 5 6.62% 9.23% 26.1831 53 63,156 35,126 73,618,712 1 394,669 19,531 0 0 0 3.82% 1123.58% 394,669

TOTAL 26 92.88% 92.00% 661,921.7476 1,190,709 508,759,573 431,265,097 1,551,402,404,688 1,679 265,154,385 10,731,119 1,467,668 55,425,062 863,542 0.25% 61.48% 157,924


SESA INCENDIOESTADISTICA POR RIESGO / BIEN / COBERTURA / GIRO

EDIFICIO ** EDIFICIO ** INCENDIO PERIODO: 2005 vs 2004



BIENEDIFICIO

GIRO # CIAS. PARTICIPANTES



RIESGOS EXPUESTOS




MONTO DE SINIESTROS

GASTOS DE AJUSTE


SALDOS PENDIENTES

MONTO DE DEDUCIBLES



10 ABARROTES Y MERCANCIAS MIXTAS -8.33% -3.89p.%'s 6.55p.%'s -94.54% -94.80% -88.26% -88.87% -93.17% -90.20% 0.74% -88.81% 986.92% 1,832.78% 100.00% 0.97p.%'s 537.07p.%'s 927.58%20 ACEITES Y GRASAS -50.00% -7.80p.%'s -6.58p.%'s -55.23% -65.00% -57.14% 4.58% -34.24% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%30 ACUMULADORES -33.33% -3.32p.%'s 2.34p.%'s -48.08% -72.73% -101.21% -99.69% -49.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%40 AGUARDIENTES, ALCOHOL, VINOS Y SIDRA 0.00% -2.62p.%'s 2.26p.%'s -52.21% -50.00% -72.28% -83.92% -63.63% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%60 AGUAS -50.00% -6.94p.%'s -0.32p.%'s 61.48% 18.75% -99.44% -98.73% -92.34% -100.00% -100.00% -100.00% 0.00% 0.00% 0.00% -6.81p.%'s -0.13p.%'s -100.00%70 ALFOMBRAS Y TAPICES -50.00% -7.37p.%'s -0.49p.%'s -10.96% -10.53% -50.16% -31.25% 36.24% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%90 ALIMENTO PARA ANIMALES 25.00% -2.83p.%'s 4.00p.%'s 8.20% -8.70% 103.91% 30.90% 139.77% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%100 ALMACENES GENERALES DE DEPOSITO -16.67% -2.71p.%'s 5.39p.%'s -95.46% -94.52% -99.55% -99.54% -97.34% 0.00% 9,870.09% 1,436.49% 0.00% 100.00% 0.00% 8.15p.%'s 262.46p.%'s 9,870.09%110 ANIMALES -28.57% -4.33p.%'s 2.59p.%'s -38.65% -46.75% 161.14% 461.74% 101.70% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%120 ASTILLEROS 0.00% 1.27p.%'s 5.87p.%'s 175.86% 33.33% 975.55% -72.88% 73.76% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%130 AUTOBUSES, AUTOMOVILES, AVIONES, BICICLETAS, CAMIONES, MAQUINARIA, AGRICOLA, MAQUINARIA DE CONSTRUCCION Y MOTOCICLETAS

-27.27% -8.55p.%'s -3.96p.%'s -44.13% -41.04% -94.58% -93.65% -90.19% -37.50% -82.63% -99.62% -100.00% 100.00% 0.00% 0.30p.%'s 67.51p.%'s -72.20%

140 AZUCAR 0.00% 0.64p.%'s 6.60p.%'s 50.03% 0.00% -6.99% 144.60% 76.61% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%150 AZUFRE 0.00% -0.17p.%'s 0.54p.%'s -5.00% 0.00% 11.64% 11.64% -10.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%160 BALATAS Y EMBRAGUES 0.00% -3.44p.%'s -4.05p.%'s -15.63% -33.33% -87.80% -92.96% -50.08% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%170 BAÑOS PUBLICOS -50.00% -3.91p.%'s -4.94p.%'s -71.02% -66.67% -68.52% -27.22% 4.90% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%180 BARNICES Y PINTURAS 100.00% 2.04p.%'s 6.91p.%'s 11.85% 0.00% -85.23% -45.98% -22.71% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%190 BASURA 0.00% 0.42p.%'s 0.21p.%'s -83.42% -66.67% -99.83% -94.72% -85.35% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%200 BATERIAS ELECTRICAS -100.00% -3.96p.%'s -4.26p.%'s -100.00% -100.00% -100.00% -100.00% -100.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%210 BAZAR, MONTE DE PIEDAD O EMPEÑO -50.00% -3.54p.%'s -4.04p.%'s -83.64% -86.21% -93.66% -76.62% -19.24% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%220 BIBLIOTECAS, GALERIAS Y MUSEOS -33.33% -4.34p.%'s -4.27p.%'s -82.03% -81.25% -92.19% -90.38% -83.08% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%230 BILLARES -100.00% -3.96p.%'s -4.26p.%'s -100.00% -100.00% -100.00% -100.00% -100.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%240 BOLICHES 100.00% 1.71p.%'s 7.57p.%'s 100.00% 100.00% 100.00% 100.00% 100.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%260 BOTICA O FARMACIA -28.57% -7.37p.%'s 0.27p.%'s -65.76% -62.89% -93.28% -93.31% -92.90% -100.00% -100.00% -100.00% 0.00% 0.00% 0.00% -1.96p.%'s -0.27p.%'s -100.00%270 BROCHAS Y PINCELES 100.00% 1.62p.%'s 6.70p.%'s 100.00% 100.00% 100.00% 100.00% 100.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%280 CAFE -80.00% -9.26p.%'s -11.75p.%'s -82.97% -82.35% -49.88% -55.30% -97.61% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%310 CARNES Y SUS DERIVADOS -16.67% -6.34p.%'s -0.42p.%'s -31.13% -35.82% 105.91% -26.50% -67.65% 100.00% 100.00% 0.00% 0.00% 100.00% 0.00% 4.60p.%'s 632.33p.%'s 100.00%340 CEMENTO, CAL Y YESO 50.00% 0.14p.%'s 7.80p.%'s 57.30% 66.67% 264.29% 123.33% 386.21% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%350 CENTROS COMERCIALES -28.57% -7.37p.%'s 0.27p.%'s -68.47% -65.06% -79.46% -83.62% -90.31% -100.00% -100.00% -100.00% 0.00% 0.00% 0.00% -0.61p.%'s -0.15p.%'s -100.00%360 CERAMICA, BARRO, LOZA Y PORCELANA 25.00% -3.15p.%'s 3.87p.%'s -40.64% -42.86% -43.29% -16.73% -40.62% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%370 CERAS, PARAFINAS Y PASTAS PARA LIMPIAR METALES -66.67% -4.93p.%'s -4.35p.%'s -64.25% -92.86% -49.38% -22.72% -92.33% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%380 CEREALES, GRANOS Y SEMILLAS -57.14% -7.61p.%'s -0.14p.%'s -55.55% -52.00% -85.83% -90.17% -86.86% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%390 CERILLOS -100.00% -0.77p.%'s -1.04p.%'s -100.00% -100.00% -100.00% -100.00% -100.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%400 CERVEZA Y MALTA 50.00% -2.42p.%'s 3.86p.%'s -63.15% -50.00% -96.50% -96.89% -82.76% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%410 CIENTIFICOS, APARATOS -33.33% -3.32p.%'s 2.34p.%'s -15.03% -46.15% -77.82% 5.54% -61.05% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%420 COLCHON, COLCHONETA Y ALMOHADA -100.00% -0.84p.%'s -1.49p.%'s -100.00% -100.00% -100.00% -100.00% -100.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%430 COLORES, PINTURAS, TINTAS Y LACAS -28.57% -7.34p.%'s 0.19p.%'s -69.47% -54.55% -49.10% -61.22% -64.90% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%440 COMBUSTIBLES Y LUBRICANTES DERIVADOS DEL PETROLEO 0.00% -2.15p.%'s 4.10p.%'s 16.73% 15.00% 151.60% 261.14% 138.14% -100.00% -100.00% -100.00% 0.00% 0.00% 0.00% -6.50p.%'s -1.75p.%'s -100.00%450 CONSERVAS ALIMENTICIAS 0.00% -2.92p.%'s 3.13p.%'s -64.00% -53.33% -55.49% -65.51% -30.27% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%460 CORCHO, ARTICULOS DE -100.00% -1.40p.%'s -0.31p.%'s -100.00% -100.00% -100.00% -100.00% -100.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%470 CRISTAL Y VIDRIO -33.33% -6.58p.%'s 1.41p.%'s -64.67% -73.68% -80.37% -83.07% -67.65% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%480 CENTROS DE REHABILITACION SOCIAL 0.00% -3.29p.%'s -3.94p.%'s -26.91% 0.00% 229.72% 85.33% 40.54% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%490 CUEROS Y PIELES -16.67% -3.27p.%'s 2.66p.%'s -58.89% -51.55% -55.23% -46.58% -69.44% -100.00% -100.00% -100.00% 0.00% 0.00% 0.00% -2.07p.%'s -3.65p.%'s -100.00%510 DEPORTES, ARTICULOS DE 50.00% -2.67p.%'s 2.60p.%'s -25.04% -55.56% -80.05% -74.34% -97.70% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%520 DEPORTIVOS, CENTROS -37.50% -6.01p.%'s -3.98p.%'s -56.71% -55.36% -28.58% -49.41% 14.52% -100.00% -100.00% 0.00% 0.00% 0.00% 0.00% -10.87p.%'s -88.72p.%'s -100.00%530 DESHIDRATADORAS, PLANTAS 0.00% -2.34p.%'s 2.44p.%'s -41.84% -50.00% -92.96% -91.83% -90.40% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%540 DETERGENTES Y JABONES 0.00% -4.96p.%'s 0.97p.%'s -67.52% -50.00% -99.67% -99.86% -97.54% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%550 DULCES -20.00% -3.53p.%'s 2.34p.%'s -61.73% -64.20% -34.38% -9.68% -25.33% 0.00% 53.16% 100.00% 0.00% -100.00% 0.00% 4.05p.%'s 61.37p.%'s 53.16%560 EDIFICIOS DESOCUPADOS Y/O DESHABITADOS -16.67% -4.54p.%'s 5.91p.%'s -98.15% -97.43% -99.27% -95.91% -88.76% -100.00% -100.00% 0.00% 0.00% -100.00% 0.00% -1.50p.%'s -27.26p.%'s -100.00%570 EDIFICIOS EN CONSTRUCCION -33.33% -6.84p.%'s -5.16p.%'s 369.12% 20.47% 8.48% 9.16% -14.96% 0.00% 0.00% -100.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%580 ELECTRICIDAD -28.57% -8.49p.%'s -2.64p.%'s -38.80% -20.37% -68.60% -69.95% -24.19% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%590 ELECTRONICA, ARTICULOS DE -54.55% -13.49p.%'s -5.71p.%'s -84.62% -77.06% -92.76% -88.83% -82.38% -100.00% -100.00% -100.00% 0.00% -100.00% 0.00% -1.10p.%'s -18837.74p.%'s -100.00%600 ESCUELAS (NO CORRECCIONALES) -6.67% 0.11p.%'s 22.96p.%'s -58.78% -59.20% -68.15% -58.13% -45.42% -80.00% -99.61% -97.13% 0.00% -99.96% -94.12% -0.88p.%'s -144.51p.%'s -98.05%

COBERTURA

INCENDIO


SESA INCENDIOESTADISTICA POR RIESGO / BIEN / COBERTURA / GIRO




BIENEDIFICIO

COBERTURA

INCENDIO

610 ESPECTACULOS PUBLICOS -20.00% -4.02p.%'s 1.95p.%'s -44.33% -42.86% -26.19% 19.32% 12.89% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%620 FERRETERIAS -33.33% -5.74p.%'s -2.08p.%'s -61.37% -61.98% -68.43% -79.49% -63.58% -100.00% -100.00% -100.00% 0.00% 0.00% 0.00% -0.99p.%'s -1.32p.%'s -100.00%630 FERTILIZANTES 0.00% -3.65p.%'s 3.00p.%'s 86.15% 12.50% -92.10% -92.34% -96.15% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%640 FIBRAS DURAS -50.00% -5.11p.%'s -4.46p.%'s 42.75% -40.00% -88.92% -79.40% -94.49% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%650 FILTROS AUTOMOTRICES E INDUTRIALES -50.00% -3.54p.%'s -4.04p.%'s -81.62% -81.82% -47.20% -44.99% -79.55% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%660 FLORES NATURALES -60.00% -6.36p.%'s -8.47p.%'s 6.67% -30.77% -78.11% -72.27% -55.54% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%670 FOTOGRAFIA, FOTOSTATICAS Y PELICULAS -60.00% -7.27p.%'s -1.48p.%'s -88.09% -85.19% -60.43% -93.67% -95.87% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%680 FRITURAS -50.00% -3.39p.%'s 2.33p.%'s -28.49% -44.44% -23.73% -31.25% -14.42% 100.00% 100.00% 100.00% 0.00% 100.00% 0.00% 18.27p.%'s 81.53p.%'s 100.00%690 GASES -33.33% -2.69p.%'s 1.61p.%'s -37.33% -50.00% -1,302.49% 4.48% 73.72% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%700 HABITACIONES PARTICULARES 4.00% 2.56p.%'s -0.11p.%'s 39.04% 20.77% 12.58% 41.44% 17.74% 4.31% 122.38% 155.30% 3,409.06% -52.89% -43.02% -0.07p.%'s 45.17p.%'s 113.18%710 HARINA DE PESCADO 100.00% 0.82p.%'s 0.36p.%'s 100.00% 100.00% 100.00% 100.00% 100.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%720 HELADOS, NIEVES Y HIELO -40.00% -5.95p.%'s -3.13p.%'s -69.92% -73.81% -52.09% -72.10% -3.94% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%730 HOSPITAL, SANATORIOS Y CONSULTORIOS MEDICOS -25.00% -0.26p.%'s 23.83p.%'s 36.79% 53.26% 3,999.68% 4,871.13% 3,714.89% 783.33% 2,510.73% -73.68% 0.00% 27,085.32% 477.95% 5.73p.%'s -7.30p.%'s 195.55%740 HOTELES, CAMPOS DE TURISTAS Y MOTELES -23.08% -10.85p.%'s -3.90p.%'s -58.02% -58.42% -89.07% -83.33% -74.35% 0.00% -88.11% 114.77% 0.00% 0.00% 0.00% 3.00p.%'s -7.68p.%'s -88.11%750 HULE Y/O LATEX NATURAL -33.33% -3.32p.%'s 2.34p.%'s -19.41% -16.67% -75.77% -26.35% -16.94% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%760 IGLESIAS, TEMPLOS Y VELATORIOS -50.00% -4.09p.%'s 1.30p.%'s -79.41% -80.00% -76.27% -94.80% -82.26% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%770 IMPRENTA, LITOGRAFIA , ENCUADERNACION Y LIBRERIA -16.67% -7.04p.%'s 0.49p.%'s -65.26% -65.91% -72.26% -68.97% -62.17% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%780 INSECTICIDAS 200.00% 0.90p.%'s 1.01p.%'s 58.56% 50.00% 126.59% 78.13% 987.39% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%790 INSTRUMENTOS MUSICALES 0.00% 0.66p.%'s 7.08p.%'s -2.64% -9.09% 37.20% 82.17% -28.82% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%800 JUGUETERIA -25.00% -3.49p.%'s 2.89p.%'s -62.53% -52.17% -72.43% -56.82% -64.43% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%810 LABORATORIO CLINICO -33.33% 22.87p.%'s 15.92p.%'s -52.04% -52.17% -89.60% -82.50% -19.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%820 LAVANDERIAS, PLANCHADURIAS, TINTORERIAS -50.00% -6.10p.%'s -2.23p.%'s -87.33% -88.72% -65.58% -34.26% -79.66% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%830 LECHE Y SUS DERIVADOS -25.00% -3.30p.%'s 3.20p.%'s -36.25% -46.67% -68.23% -75.90% -30.32% -100.00% -100.00% 0.00% 0.00% 0.00% 0.00% -8.09p.%'s -149.61p.%'s -100.00%840 LIBROS, PERIODCIOS Y REVISTAS -16.67% -3.02p.%'s 3.16p.%'s -63.64% -52.17% -70.33% -55.89% -38.47% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%850 MADERA, ARTICULOS DE 0.00% -2.22p.%'s 10.73p.%'s -51.48% -54.26% -54.01% -72.33% -69.63% 0.00% 100.00% 100.00% 0.00% 0.00% 0.00% 0.00p.%'s 120.41p.%'s 0.00%860 MATERIAL PARA CONSTRUCCION -55.56% -8.34p.%'s -0.69p.%'s -22.81% -40.34% -76.44% -80.80% -34.70% -100.00% -100.00% 0.00% 0.00% 0.00% 0.00% -2.16p.%'s -9.02p.%'s -100.00%870 MEDICINAS -33.33% -3.32p.%'s 2.34p.%'s -81.40% -70.00% -89.31% -94.04% -77.14% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%880 MEDICO, MUEBLES E INSTRUMENTAL -50.00% -5.34p.%'s -5.25p.%'s -21.41% -14.29% -81.91% -59.21% -70.10% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%890 METALES -20.00% -6.38p.%'s -0.64p.%'s -59.47% -56.50% -97.60% -83.09% -63.33% -84.62% -96.70% -99.75% -97.65% -97.82% 0.00% -3.10p.%'s -224.33p.%'s -78.57%900 MIEL DE ABEJA 0.00% -0.53p.%'s -0.94p.%'s 410.72% -50.00% 2,736.84% 4,082.35% 20,118.36% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%910 MINAS Y MINERALES COMBUSTIBLES -50.00% -3.74p.%'s 2.13p.%'s -76.98% -66.67% -23.26% -38.71% -52.18% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%920 MINAS Y MINERALES NO COMBUSTIBLES -100.00% -3.96p.%'s -4.26p.%'s -100.00% -100.00% -100.00% -100.00% -100.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%930 OFICINAS 0.00% 19.96p.%'s 30.28p.%'s -6.95% -16.03% 297.85% 109.74% 10.31% -68.25% -79.30% -70.33% -100.00% -72.47% -88.09% -3.95p.%'s -339.13p.%'s -34.81%940 MUEBLERIAS -28.57% -4.33p.%'s 1.56p.%'s -38.36% -31.91% -57.01% -57.97% -45.32% 100.00% 100.00% 0.00% 0.00% 100.00% 0.00% 1.62p.%'s 17.31p.%'s 100.00%950 OLEAGINOSAS -66.67% -4.93p.%'s -4.35p.%'s -72.65% -80.00% -99.32% -97.61% -99.66% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%960 OPTICA, ARTICULOS DE -40.00% -3.65p.%'s 2.73p.%'s -11.82% -14.24% -9.70% -5.53% -30.83% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%970 PAJA Y PASTOS SECOS -50.00% -1.60p.%'s -1.28p.%'s -60.02% -28.57% -80.14% -48.40% -92.63% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%980 PAN, PASTAS ALIMENTICIAS, GALLETAS, TORTILLAS Y SIMILARES -14.29% -4.12p.%'s 2.53p.%'s -17.10% -28.07% -82.60% -77.68% -62.59% -100.00% -100.00% 0.00% 0.00% -100.00% 0.00% -7.78p.%'s -7.65p.%'s -100.00%990 PAPEL Y/O CARTON -14.29% -4.36p.%'s 2.77p.%'s -74.08% -74.60% 28.37% -0.29% 122.26% 0.00% 2,379.40% -36.88% 0.00% 100.00% 0.00% 4.41p.%'s 124.34p.%'s 2,379.40%1000 PAPELERIA Y ARTICULOS DE ESCRITORIO -11.11% -6.84p.%'s -3.49p.%'s -64.25% -60.00% -47.91% -58.87% -54.19% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%1010 PEGAMENTOS 0.00% -0.17p.%'s 0.54p.%'s -5.00% 0.00% 11.65% 11.65% -10.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%1020 PELUQUERIAS Y SALONES DE BELLEZA -20.00% -5.19p.%'s -2.69p.%'s -16.65% -22.73% -69.59% -64.22% -14.18% 100.00% 100.00% 100.00% 0.00% 0.00% 0.00% 10.51p.%'s 1287.93p.%'s 100.00%1030 PERFUMES Y ARTICULOS DE TOCADOR 0.00% -4.59p.%'s -1.11p.%'s -77.81% -71.43% -19.88% -40.53% -33.12% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%1040 PINTURA TALLER ARTISTICO -33.33% -3.92p.%'s -3.57p.%'s -37.00% -40.00% -33.79% -39.19% -47.13% -100.00% -100.00% -100.00% 0.00% 0.00% 0.00% -32.39p.%'s -24.78p.%'s -100.00%1050 PLANTA DE ASFALTO 100.00% 2.04p.%'s 6.91p.%'s 131.26% 100.00% 1.95% 101.15% 30.94% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%1060 PLASTICOS ARTICULOS DE 14.29% -2.05p.%'s 3.03p.%'s -36.48% -20.35% -60.60% -47.93% 11.14% -50.00% -99.95% -100.00% 100.00% 0.00% 0.00% -0.35p.%'s -9.25p.%'s -99.90%1070 PRODUCTOS QUIMICOS -50.00% -4.09p.%'s 1.30p.%'s -78.57% -82.22% -92.84% -85.56% -88.26% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%1090 REFRIGERADORA O CONGELADORA, PLANTA 0.00% -3.65p.%'s 3.64p.%'s -75.47% -66.67% -68.80% -86.80% -94.07% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%1100 RELOJERIA Y JOYERIA -40.00% -3.76p.%'s 1.93p.%'s -91.42% -90.99% -89.18% -90.42% -95.06% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%1110 RESTAURANTES, BARES, CANTINAS. CENTROS NOCTURNOS Y DISCOTECAS -9.09% -3.20p.%'s 1.59p.%'s -41.18% -40.22% -54.64% -51.76% -55.75% 400.00% 84,340.17% 5,782.38% 0.00% 100.00% 0.00% 4.17p.%'s 465.39p.%'s 16,788.03%1120 ROPA, BONETERIA Y MERCERIA -30.00% -8.60p.%'s -3.91p.%'s -62.04% -60.52% -56.61% -56.12% -65.20% -100.00% -100.00% -100.00% -100.00% -100.00% 0.00% -1.83p.%'s -2763.79p.%'s -100.00%1130 SAL 100.00% 1.62p.%'s 6.70p.%'s 100.00% 100.00% 100.00% 100.00% 100.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%1140 TABACO -100.00% -2.17p.%'s -1.35p.%'s -100.00% -100.00% -100.00% -100.00% -100.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%1160 TELEFONO, TELEGRAFO Y CORREO 0.00% -1.92p.%'s 2.65p.%'s 25.07% 0.00% -76.21% -57.36% -63.29% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%1170 TELEVISION Y RADIO -33.33% -5.05p.%'s -3.60p.%'s -12.87% -47.13% -69.57% -44.26% -35.39% 100.00% 100.00% 0.00% 0.00% 0.00% 0.00% 4.01p.%'s 1.93p.%'s 100.00%1180 TEXTILES -33.33% -11.70p.%'s -4.98p.%'s -84.79% -83.09% -99.50% -99.52% -99.07% -100.00% -100.00% -100.00% 0.00% -100.00% 0.00% -1.92p.%'s -12.59p.%'s -100.00%1190 TLAPALERIAS 33.33% 0.71p.%'s 7.25p.%'s 76.97% 46.15% 43.90% 30.60% 88.67% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%1200 VIDEO CLUBS -75.00% -4.38p.%'s -5.10p.%'s -93.66% -88.24% -84.69% -88.17% -55.31% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%1210 ZAPATERIA -16.67% -6.34p.%'s 1.52p.%'s -73.35% -74.02% -84.69% -73.06% -81.16% 0.00% 10,466.77% 100.00% 0.00% 0.00% 0.00% 2.80p.%'s 1120.72p.%'s 10,466.77%

TOTAL 4.00% 2.56p.%'s -0.11p.%'s 34.98% 17.72% 51.40% 65.88% 56.10% -15.42% -47.18% -47.35% -88.49% -79.79% -42.13% -0.15p.%'s -131.61p.%'s -37.56%NOTAS:1) % DE PARTICIPACION DEL MERCADO DE LA PRIMA EMITIDA (PE) O DEL MONTO DE SINIESTROS (MS) DEL # CIAS. PARTICIPANTES / INFORMACION DEL RAMO DE INCENDIO DEL ESTADISTICAMIS 4° TRIMESTRE 2005 (FINANZAS - AMIS 2006)2) DIFERENCIA, EN PUNTOS PORCENTUALES, DEL % DE PARTICIPACION DEL MERCADO DE LA PRIMA EMITIDA (PM PE) 2005 v.s. 2004 O DEL % DE PARTICIPACION DEL MERCADO DEL MONTO DE SINIESTROS (PM MS) 2004 v.s. 2005 3) DIFERENCIA, EN PUNTOS PORCENTUALES, ENTRE EL % DE FREC. SIN. 2005 v.s. 2004 O ENTRE EL % DE SIN. 2005 v.s. 2004LOS PORCENTAJES QUE APARECEN EN AZUL INDICAN UN CRECIMIENTO CONTRA EL AÑO PASADO O UN PORCENTAJE DE MAS DEL 100% LOS PORCENTAJES QUE APARECEN EN ROJO INDICAN UN DECREMENTO CONTRA EL AÑO PASADO O UN PORCENTAJE DE MENOS DEL 0%


SESA INCENDIO ESTADISTICA POR RIESGO / BIEN / COBERTURA / ESTADO


2004


MONTOSRIESGOEDIFICIOBIEN

EDIFICIO

ESTADO# CIAS.

PARTICIPANTES

% PM PE 1) % PM MS 1) RIESGOS EXPUESTOS (RE)

Nº DE RIESGOS ASEGURADOS

PRIMA EMITIDA (PE)

PRIMA DEVENGADA

(PD)



(NS)

MONTO DE SINIESTROS

(MS)

GASTOS DE AJUSTE


SALDOS PENDIENTES

MONTO DE DEDUCIBLES


(MS/NS)

AGUASCALIENTES 25 91.43% 95.75% 4,773.9964 8,534 2,180,203 1,942,724 14,328,626,763 9 217,751 40,187 0 70,106 3,084 0.19% 11.21% 24,195BAJA CALIFORNIA 23 96.13% 95.85% 25,469.7407 49,754 24,438,911 14,557,466 42,586,011,285 149 46,188,077 975,167 3,127 26,311,857 89,441 0.59% 317.28% 309,987BAJA CALIFORNIA SUR 20 96.12% 96.48% 2,885.5595 6,222 1,973,308 1,462,125 9,492,935,741 15 368,631 93,367 0 378 16,557 0.52% 25.21% 24,575CAMPECHE 19 90.11% 91.37% 1,570.8431 3,086 301,701 295,857 2,498,157,195 4 351,501 31,816 0 0 5,000 0.25% 118.81% 87,875COAHUILA 22 89.78% 93.06% 14,763.4799 28,387 5,315,304 4,731,873 17,294,864,098 26 1,499,708 127,275 0 79,000 10,096 0.18% 31.69% 57,681COLIMA 21 95.21% 95.57% 3,404.3418 7,795 1,502,676 1,740,813 6,248,865,962 6 351,256 33,835 0 8,750 12,337 0.18% 20.18% 58,543CHIAPAS 17 82.10% 84.19% 3,854.2482 7,317 879,773 798,398 6,062,832,926 3 25,697 4,054 0 2,250 0 0.08% 3.22% 8,566CHIHUAHUA 23 96.54% 97.38% 21,944.8840 46,082 11,697,390 10,258,010 34,104,048,773 80 3,115,857 214,881 3,000 600,564 35,382 0.36% 30.37% 38,948DISTRITO FEDERAL 27 97.85% 98.55% 107,220.5938 222,038 144,271,378 98,034,032 360,761,411,303 859 333,788,465 7,315,752 161,051 231,297,644 284,024 0.80% 340.48% 388,578DURANGO 17 79.59% 87.75% 4,373.2725 9,079 6,609,622 5,096,908 8,380,841,121 8 4,391 3,482 0 0 0 0.18% 0.09% 549GUANAJUATO 24 96.03% 95.91% 12,467.7293 24,984 13,059,101 10,593,251 19,196,556,320 19 266,133 39,449 0 42,800 6,160 0.15% 2.51% 14,007GUERRERO 24 96.90% 96.90% 6,737.8101 16,653 2,427,148 2,195,180 19,334,349,898 4 142,379 21,383 0 17,382 4,290 0.06% 6.49% 35,595HIDALGO 23 96.17% 97.27% 6,283.0819 14,160 894,238 847,801 7,772,379,546 5 122,493 10,580 0 80,000 0 0.08% 14.45% 24,499JALISCO 24 96.90% 96.90% 37,505.2359 79,706 8,318,501 7,861,321 57,305,103,733 215 4,786,129 488,331 0 1,192,246 401,764 0.57% 60.88% 22,261MEXICO 26 97.64% 98.45% 69,183.9242 148,862 19,359,451 17,323,890 105,969,146,203 80 16,306,229 801,500 501 1,630,939 97,275 0.12% 94.13% 203,828MICHOACAN 23 96.82% 96.88% 9,104.5123 19,747 13,183,063 10,910,020 23,199,746,821 8 2,424,883 12,335 0 313,122 719 0.09% 22.23% 303,110MORELOS 26 97.05% 98.48% 6,853.6279 14,977 1,518,265 1,686,787 12,296,696,686 19 776,072 68,328 0 84,133 27,167 0.28% 46.01% 40,846NAYARIT 19 88.79% 92.76% 3,269.5538 7,241 599,220 561,142 5,098,591,027 5 61,131 14,343 500 11,388 106,578 0.15% 10.89% 12,226NUEVO LEON 26 97.64% 98.45% 41,917.5503 81,183 43,115,978 37,929,785 82,161,172,963 201 32,042,894 8,801,801 12,022,226 794,660 152,475 0.48% 84.48% 159,417OAXACA 18 89.77% 91.15% 2,680.2789 5,974 413,255 442,751 4,076,877,932 1 4,495 15,442 0 4,495 0 0.04% 1.02% 4,495PUEBLA 23 96.78% 96.69% 11,754.3880 24,145 3,654,358 3,618,076 16,937,100,780 20 3,571,443 150,858 0 827,500 13,135 0.17% 98.71% 178,572QUERETARO 25 96.87% 97.40% 7,700.1376 14,288 4,517,314 3,835,665 12,571,448,125 21 6,210,366 113,360 325,050 782 790 0.27% 161.91% 295,732QUINTANA ROO 23 91.43% 92.46% 5,662.0546 11,510 2,161,890 2,542,864 14,497,978,530 20 7,165,149 70,616 11,843 6,104,193 40,429 0.35% 281.77% 358,257SAN LUIS POTOSI 22 83.91% 88.80% 7,067.6506 11,978 1,352,655 1,593,486 11,970,571,752 11 72,903 16,189 0 843 5,490 0.16% 4.58% 6,628SINALOA 22 91.63% 93.75% 9,494.9922 20,113 1,528,654 1,394,855 12,421,517,456 17 417,019 26,221 1,777 30,545 5,506 0.18% 29.90% 24,531SONORA 21 89.64% 93.82% 19,171.1722 41,523 7,115,935 6,188,832 27,151,097,081 89 5,255,809 343,134 21,922 1,188,897 68,955 0.46% 84.92% 59,054TABASCO 19 89.32% 91.31% 4,991.0340 9,794 917,501 889,112 6,164,406,234 8 880,796 45,739 0 100,000 0 0.16% 99.06% 110,100TAMAULIPAS 22 96.05% 95.84% 12,420.3500 25,300 4,305,561 3,584,863 18,598,344,697 18 26,192,003 136,194 0 564,728 29,085 0.14% 730.63% 1,455,111TLAXCALA 17 91.10% 93.08% 1,485.8156 3,173 268,630 234,569 1,694,864,437 1 4,100 0 0 0 0 0.07% 1.75% 4,100VERACRUZ 22 91.35% 93.81% 14,015.9607 28,080 4,304,339 3,502,788 21,022,917,773 24 7,969,154 280,268 204,785 2,774,435 40,389 0.17% 227.51% 332,048YUCATAN 22 91.23% 92.65% 7,569.7980 14,665 3,323,681 2,817,982 9,453,590,523 39 1,417,468 80,468 0 54,900 35,992 0.52% 50.30% 36,345ZACATECAS 19 83.73% 88.61% 2,765.9314 5,054 401,594 431,749 2,781,941,226 1 15,000 6,756 0 15,000 0 0.04% 3.47% 15,000EN EL EXTRANJERO 2 23.62% 42.04% 29.7815 54 119,958 84,057 424,978,377 0 0 0 0 0 0 0.00% 0.00% 0

TOTAL 27 97.85% 98.55% 490,393.3309 1,011,458 336,030,556 259,989,032 993,859,973,287 1,985 502,015,382 20,383,111 12,755,782 274,203,537 1,492,120 0.40% 193.09% 252,904

COBERTURA

INCENDIO




2005


MONTOSRIESGOEDIFICIOBIEN

EDIFICIO

ESTADO# CIAS.

PARTICIPANTES

% PM PE 1) % PM MS 1) RIESGOS EXPUESTOS (RE)

Nº DE RIESGOS ASEGURADOS PRIMA EMITIDA

PRIMA DEVENGADA

(PD)



(NS)

MONTO DE SINIESTROS

(MS)

GASTOS DE AJUSTE


SALDOS PENDIENTES

MONTO DE DEDUCIBLES


(MS/NS)

AGUASCALIENTES 25 91.40% 95.97% 8,615.6200 12,179 2,175,569 1,964,176 15,329,595,552 10 608,914 71,557 0 50,006 1,984 0.12% 31.00% 60,891BAJA CALIFORNIA 25 96.27% 99.21% 37,365.5247 60,277 11,146,189 9,708,591 37,376,109,053 81 4,745,860 722,501 96,528 918,373 138,910 0.22% 48.88% 58,591BAJA CALIFORNIA SUR 21 93.66% 97.73% 7,362.7979 10,785 2,607,378 2,016,460 14,952,638,730 5 184,640 18,994 3,899 97 341 0.07% 9.16% 36,928CAMPECHE 20 89.31% 67.13% 2,700.9918 5,099 526,047 422,023 3,017,414,730 2 158,049 33,497 0 0 0 0.07% 37.45% 79,025COAHUILA 20 87.04% 92.00% 17,269.2730 30,271 2,916,834 2,540,012 17,886,160,963 16 1,028,030 135,643 1 125,001 33,951 0.09% 40.47% 64,252COLIMA 23 95.45% 98.98% 8,745.9934 12,240 1,060,440 834,420 7,872,358,946 8 883,042 58,263 5,393 52,599 0 0.09% 105.83% 110,380CHIAPAS 18 83.71% 63.92% 7,132.3815 11,378 807,907 647,764 5,981,439,956 4 43,058 19,717 0 31,058 5,000 0.06% 6.65% 10,765CHIHUAHUA 23 95.05% 99.00% 36,043.6600 65,510 9,263,128 9,203,020 43,244,318,779 277 5,229,784 318,245 13,646 977,537 53,643 0.77% 56.83% 18,880DISTRITO FEDERAL 28 96.85% 99.31% 118,813.1584 224,266 234,747,879 191,247,281 450,698,541,707 429 43,979,025 1,368,108 2,396 31,686,392 98,493 0.36% 23.00% 102,515DURANGO 18 85.52% 87.88% 7,849.9865 15,330 1,290,432 631,765 6,362,238,124 14 1,110,018 36,375 0 455,376 500 0.18% 175.70% 79,287GUANAJUATO 24 93.43% 95.39% 25,102.8539 38,626 3,822,284 3,332,255 21,593,843,062 11 527,925 41,280 0 451,897 5,206 0.04% 15.84% 47,993GUERRERO 25 95.50% 99.25% 8,990.8878 19,412 31,253,976 30,712,286 111,636,521,805 16 641,374 43,707 0 470,000 39,512 0.18% 2.09% 40,086HIDALGO 24 95.59% 99.02% 9,813.4237 19,927 20,198,101 9,136,600 11,514,227,188 4 56,750 22,611 0 50,000 0 0.04% 0.62% 14,188JALISCO 25 96.27% 99.21% 45,488.9277 83,872 8,405,880 6,974,876 57,690,552,566 48 2,055,872 254,905 0 1,245,201 59,070 0.11% 29.48% 42,831MEXICO 27 96.60% 99.20% 91,229.3292 176,390 36,145,912 31,485,003 168,009,980,887 129 5,467,008 154,323 20,001 1,489,154 39,740 0.14% 17.36% 42,380MICHOACAN 23 95.16% 98.27% 14,649.9133 28,027 2,477,965 3,569,284 20,550,999,829 33 -289,450 72,026 631,114 135,973 5,000 0.23% -8.11% -8,771MORELOS 26 95.92% 99.02% 8,479.9627 16,524 2,481,198 2,059,159 16,729,777,807 17 311,721 38,398 0 135,477 10,652 0.20% 15.14% 18,337NAYARIT 23 94.57% 98.96% 8,121.8655 13,657 5,572,100 1,372,443 7,573,940,704 13 229,590 24,369 0 61,400 10,000 0.16% 16.73% 17,661NUEVO LEON 25 96.27% 99.21% 41,119.9473 76,807 94,016,321 90,802,309 345,249,868,325 244 168,388,993 6,058,179 296,910 9,525,542 83,003 0.59% 185.45% 690,119OAXACA 22 94.43% 98.91% 5,349.9427 9,943 1,407,829 1,050,926 5,533,069,132 7 2,835,635 94,782 0 190,875 10,972 0.13% 269.82% 405,091PUEBLA 24 96.13% 99.16% 18,757.7133 31,724 3,960,436 3,490,342 24,766,921,446 10 162,190 19,000 0 124,900 5,000 0.05% 4.65% 16,219QUERETARO 24 94.80% 98.96% 12,033.3572 18,187 3,119,876 2,572,434 14,013,291,082 30 304,046 223,224 0 0 66 0.25% 11.82% 10,135QUINTANA ROO 24 94.63% 98.84% 9,108.5761 13,993 3,415,562 2,828,562 20,426,511,478 107 8,216,212 94,142 48 1,142,969 17,694 1.17% 290.47% 76,787SAN LUIS POTOSI 25 90.81% 96.66% 12,938.7423 17,955 1,814,504 1,695,572 11,742,806,326 5 25,776 18,306 0 16,502 0 0.04% 1.52% 5,155SINALOA 23 95.45% 98.98% 15,289.4243 27,556 3,239,526 2,694,151 15,230,800,043 25 665,476 86,538 0 336,043 20,452 0.16% 24.70% 26,619SONORA 21 93.61% 98.55% 25,094.1026 47,594 7,027,887 6,410,603 35,093,608,354 68 11,774,671 408,769 397,732 2,235,631 81,210 0.27% 183.67% 173,157TABASCO 21 89.15% 66.40% 7,057.2405 12,672 1,328,934 1,154,121 7,098,265,006 5 69,300 26,467 0 65,000 43 0.07% 6.00% 13,860TAMAULIPAS 23 91.07% 95.97% 18,489.4426 29,897 2,631,627 2,222,071 17,373,538,559 26 2,009,595 109,639 0 160,561 138,041 0.14% 90.44% 77,292TLAXCALA 20 90.01% 91.59% 3,419.8234 6,640 567,060 390,770 2,668,046,908 1 8,309 2,245 0 0 83 0.03% 2.13% 8,309VERACRUZ 21 88.29% 63.76% 17,355.0595 32,644 6,173,724 5,867,127 20,026,098,083 18 3,277,948 87,347 0 3,180,302 697 0.10% 55.87% 182,108YUCATAN 25 94.52% 99.08% 8,802.2188 15,524 2,537,883 1,739,313 10,354,272,694 16 445,024 62,997 0 111,196 4,279 0.18% 25.59% 27,814ZACATECAS 19 84.15% 84.85% 3,294.7764 5,727 486,782 416,954 3,343,140,028 0 0 4,965 0 0 0 0.00% 0.00% 0EN EL EXTRANJERO 3 23.21% 16.29% 34.8296 76 132,403 72,424 461,506,836 0 0 0 0 0 0 0.00% 0.00% 0

TOTAL 28 96.85% 99.31% 661,921.7476 1,190,709 508,759,573 431,265,097 1,551,402,404,688 1,679 265,154,385 10,731,119 1,467,668 55,425,062 863,542 0.25% 61.48% 157,924

COBERTURA

INCENDIO





INCREMENTOS Y/O DECREMENTOS 2005 vs 2004RIESGOEDIFICIOBIEN

EDIFICIO

ESTADO# CIAS.

PARTICIPANTES



RIESGOS EXPUESTOS




MONTO DE SINIESTROS

GASTOS DE AJUSTE


SALDOS PENDIENTES

MONTO DE DEDUCIBLES



AGUASCALIENTES 0.00% -0.03p.%'s 0.22p.%'s 80.47% 42.71% -0.21% 1.10% 6.99% 11.11% 179.64% 78.06% 0.00% -28.67% -35.67% -0.07p.%'s 19.79p.%'s 151.67%BAJA CALIFORNIA 8.70% 0.15p.%'s 3.35p.%'s 46.71% 21.15% -54.39% -33.31% -12.23% -45.64% -89.72% -25.91% 2,986.92% -96.51% 55.31% -0.37p.%'s -268.40p.%'s -81.10%BAJA CALIFORNIA SUR 5.00% -2.47p.%'s 1.25p.%'s 155.16% 73.34% 32.13% 37.91% 57.51% -66.67% -49.91% -79.66% 100.00% -74.34% -97.94% -0.45p.%'s -16.06p.%'s 50.26%CAMPECHE 5.26% -0.79p.%'s -24.24p.%'s 71.95% 65.23% 74.36% 42.64% 20.79% -50.00% -55.04% 5.28% 0.00% 0.00% -100.00% -0.18p.%'s -81.36p.%'s -10.07%COAHUILA -9.09% -2.75p.%'s -1.07p.%'s 16.97% 6.64% -45.12% -46.32% 3.42% -38.46% -31.45% 6.57% 100.00% 58.23% 236.28% -0.08p.%'s 8.78p.%'s 11.39%COLIMA 9.52% 0.24p.%'s 3.41p.%'s 156.91% 57.02% -29.43% -52.07% 25.98% 33.33% 151.40% 72.20% 100.00% 501.13% -100.00% -0.08p.%'s 85.65p.%'s 88.55%CHIAPAS 5.88% 1.60p.%'s -20.27p.%'s 85.05% 55.50% -8.17% -18.87% -1.34% 33.33% 67.56% 386.36% 0.00% 1,280.36% 100.00% -0.02p.%'s 3.43p.%'s 25.67%CHIHUAHUA 0.00% -1.49p.%'s 1.61p.%'s 64.25% 42.16% -20.81% -10.28% 26.80% 246.25% 67.84% 48.10% 354.87% 62.77% 51.61% 0.40p.%'s 26.45p.%'s -51.53%DISTRITO FEDERAL 3.70% -1.00p.%'s 0.75p.%'s 10.81% 1.00% 62.71% 95.08% 24.93% -50.06% -86.82% -81.30% -98.51% -86.30% -65.32% -0.44p.%'s -317.49p.%'s -73.62%DURANGO 5.88% 5.93p.%'s 0.13p.%'s 79.50% 68.85% -80.48% -87.60% -24.09% 75.00% 25,179.39% 944.66% 0.00% 100.00% 100.00% 0.00p.%'s 175.61p.%'s 14,345.37%GUANAJUATO 0.00% -2.61p.%'s -0.52p.%'s 101.34% 54.60% -70.73% -68.54% 12.49% -42.11% 98.37% 4.64% 0.00% 955.83% -15.49% -0.11p.%'s 13.33p.%'s 242.64%GUERRERO 4.17% -1.40p.%'s 2.35p.%'s 33.44% 16.57% 1,187.68% 1,299.08% 477.40% 300.00% 350.47% 104.40% 0.00% 2,603.95% 821.03% 0.12p.%'s -4.40p.%'s 12.62%HIDALGO 4.35% -0.57p.%'s 1.75p.%'s 56.19% 40.73% 2,158.69% 977.68% 48.14% -20.00% -53.67% 113.71% 0.00% -37.50% 0.00% -0.04p.%'s -13.83p.%'s -42.09%JALISCO 4.17% -0.63p.%'s 2.31p.%'s 21.29% 5.23% 1.05% -11.28% 0.67% -77.67% -57.05% -47.80% 0.00% 4.44% -85.30% -0.47p.%'s -31.41p.%'s 92.40%MEXICO 3.85% -1.03p.%'s 0.76p.%'s 31.86% 18.49% 86.71% 81.74% 58.55% 61.25% -66.47% -80.75% 3,892.22% -8.69% -59.15% 0.03p.%'s -76.76p.%'s -79.21%MICHOACAN 0.00% -1.66p.%'s 1.39p.%'s 60.91% 41.93% -81.20% -67.28% -11.42% 312.50% -111.94% 483.92% 100.00% -56.58% 595.41% 0.14p.%'s -30.34p.%'s -102.89%MORELOS 0.00% -1.13p.%'s 0.54p.%'s 23.73% 10.33% 63.42% 22.08% 36.05% -10.53% -59.83% -43.80% 0.00% 61.03% -60.79% -0.08p.%'s -30.87p.%'s -55.11%NAYARIT 21.05% 5.78p.%'s 6.19p.%'s 148.41% 88.61% 829.89% 144.58% 48.55% 160.00% 275.57% 69.90% -100.00% 439.16% -90.62% 0.01p.%'s 5.83p.%'s 44.45%NUEVO LEON -3.85% -1.37p.%'s 0.76p.%'s -1.90% -5.39% 118.05% 139.40% 320.21% 21.39% 425.51% -31.17% -97.53% 1,098.69% -45.56% 0.11p.%'s 100.97p.%'s 332.90%OAXACA 22.22% 4.66p.%'s 7.77p.%'s 99.60% 66.44% 240.67% 137.36% 35.72% 600.00% 62,984.20% 513.79% 0.00% 4,146.38% 100.00% 0.09p.%'s 268.81p.%'s 8,912.03%PUEBLA 4.35% -0.65p.%'s 2.47p.%'s 59.58% 31.39% 8.38% -3.53% 46.23% -50.00% -95.46% -87.41% 0.00% -84.91% -61.93% -0.12p.%'s -94.06p.%'s -90.92%QUERETARO -4.00% -2.07p.%'s 1.56p.%'s 56.27% 27.29% -30.94% -32.93% 11.47% 42.86% -95.10% 96.92% -100.00% -100.00% -91.65% -0.02p.%'s -150.09p.%'s -96.57%QUINTANA ROO 4.35% 3.20p.%'s 6.38p.%'s 60.87% 21.57% 57.99% 11.24% 40.89% 435.00% 14.67% 33.32% -99.59% -81.28% -56.23% 0.82p.%'s 8.70p.%'s -78.57%SAN LUIS POTOSI 13.64% 6.89p.%'s 7.86p.%'s 83.07% 49.90% 34.14% 6.41% -1.90% -54.55% -64.64% 13.08% 0.00% 1,857.53% -100.00% -0.12p.%'s -3.05p.%'s -22.22%SINALOA 4.55% 3.82p.%'s 5.23p.%'s 61.03% 37.01% 111.92% 93.15% 22.62% 47.06% 59.58% 230.03% -100.00% 1,000.16% 271.45% -0.02p.%'s -5.20p.%'s 8.51%SONORA 0.00% 3.97p.%'s 4.73p.%'s 30.89% 14.62% -1.24% 3.58% 29.25% -23.60% 124.03% 19.13% 1,714.31% 88.04% 17.77% -0.19p.%'s 98.75p.%'s 193.22%TABASCO 10.53% -0.17p.%'s -24.91p.%'s 41.40% 29.39% 44.84% 29.81% 15.15% -37.50% -92.13% -42.13% 0.00% -35.00% 100.00% -0.09p.%'s -93.06p.%'s -87.41%TAMAULIPAS 4.55% -4.99p.%'s 0.13p.%'s 48.86% 18.17% -38.88% -38.02% -6.59% 44.44% -92.33% -19.50% 0.00% -71.57% 374.61% 0.00p.%'s -640.19p.%'s -94.69%TLAXCALA 17.65% -1.08p.%'s -1.49p.%'s 130.16% 109.27% 111.09% 66.59% 57.42% 0.00% 102.66% 100.00% 0.00% 0.00% 100.00% -0.04p.%'s 0.38p.%'s 102.66%VERACRUZ -4.55% -3.06p.%'s -30.05p.%'s 23.82% 16.25% 43.43% 67.50% -4.74% -25.00% -58.87% -68.83% -100.00% 14.63% -98.27% -0.07p.%'s -171.64p.%'s -45.16%YUCATAN 13.64% 3.29p.%'s 6.43p.%'s 16.28% 5.86% -23.64% -38.28% 9.53% -58.97% -68.60% -21.71% 0.00% 102.54% -88.11% -0.33p.%'s -24.71p.%'s -23.47%ZACATECAS 0.00% 0.42p.%'s -3.76p.%'s 19.12% 13.32% 21.21% -3.43% 20.17% -100.00% -100.00% -26.51% 0.00% -100.00% 0.00% -0.04p.%'s -3.47p.%'s -100.00%EN EL EXTRANJERO 50.00% -0.41p.%'s -25.75p.%'s 16.95% 40.74% 10.37% -13.84% 8.60% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%

TOTAL 3.70% -1.00p.%'s 0.75p.%'s 34.98% 17.72% 51.40% 65.88% 56.10% -15.42% -47.18% -47.35% -88.49% -79.79% -42.13% -0.15p.%'s -131.61p.%'s -37.56%NOTAS:1) % DE PARTICIPACION DEL MERCADO DE LA PRIMA EMITIDA (PE) O DEL MONTO DE SINIESTROS (MS) DEL # CIAS. PARTICIPANTES / INFORMACION DEL RAMO DE INCENDIO DEL ESTADISTICAMIS 4° TRIMESTRE 2005 (FINANZAS - AMIS 2006)2) DIFERENCIA, EN PUNTOS PORCENTUALES, DEL % DE PARTICIPACION DEL MERCADO DE LA PRIMA EMITIDA (PM PE) 2005 v.s. 2004 O DEL % DE PARTICIPACION DEL MERCADO DEL MONTO DE SINIESTROS (PM MS) 2004 v.s. 2005 3) DIFERENCIA, EN PUNTOS PORCENTUALES, ENTRE EL % DE FREC. SIN. 2005 v.s. 2004 O ENTRE EL % DE SIN. 2005 v.s. 2004LOS PORCENTAJES QUE APARECEN EN AZUL INDICAN UN CRECIMIENTO CONTRA EL AÑO PASADO O UN PORCENTAJE DE MAS DEL 100% LOS PORCENTAJES QUE APARECEN EN ROJO INDICAN UN DECREMENTO CONTRA EL AÑO PASADO O UN PORCENTAJE DE MENOS DEL 0%

COBERTURA

INCENDIO


SESA INCENDIO 2005 - AMIS · del EstadisticAMIS 4° trimestre 2005; También se calculan e incluyen...

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