Yeniandrea Gallo Giraldo 8D Taller#13

7/24/2019 Yeniandrea Gallo Giraldo 8D Taller#13

1/12

TALLER #13 AMORTIZACION DE CREDITOSNombre: Yenin!re "o "ir!o

$ALOR TOTAL %RESTAMO & 1'''''''%LAZO (AO) 1

TASA INTERES MENSUAL 1*+,-

$ALOR DE CUOTA MENSUAL & +./00/*/1TALA DE AMORTIZACION CUOTA

#CUOTA $ALOR CUOTA INTERES1 ' '/ & +./00/*/1 & 1+,133*223 & +./00/*/1 & 1',..*0/. & +./00/*/1 & 12,201*'+, & +./00/*/1 & 1,','0*/32 & +./00/*/1 & 13,'.0*.0 & +./00/*/1 & 11+/2*',

& +./00/*/1 & 1'3/10*'2+ & +./00/*/1 & 23.*,11' & +./00/*/1 & 0'13/*/+11 & +./00/*/1 & ,31'.*1,1/ & +./00/*/1 & 3,0.3*03

& 1'30'.+.*31 & 1/+,//1*+0


2/12

(CUOTA FIJA)"r!o: D

INTERES (EFECTI$O ANUAL) /2-NO* %A"OS %OR AO 1/

(FUNCION TASA*NOMINAL)

(FUNCION %A"O)IJA

AMORTIZACION SALDO' & 1'''''''

& 0.023*,, & +/,/321*.,& 02///0*.+ & .+'133*+2& 0001'1*1/ & 0013'3/*.& 0+//2.*+ & 2+/'020*2& '00/.*03 & 2113'.3*13& /3.2*12 & ,/+,,2*+0

& 3+,,,*1, & ..,'''1*/& ,,+30*0' & 3,+.'2.*13& 0/23+*+/ & /0/1./.*/1& +22*'2 & 1310,2*1.& +'0'/*. & +/.0/0*22

& +'0,/0/*3.


3/12


$ALOR TOTAL %RESTAMO & /'''''''%LAZO (AO) .

TASA INTERES MENSUAL 1*/+-

$ALOR DE CUOTA MENSUAL & ,21+2/*+TALA DE AMORTIZACION CUOTA

#CUOTA $ALOR CUOTA INTERES1 ' '/ & ,21+2/*+ & /,020*++3 & ,21+2/*+ & /,..,*13. & ,21+2/*+ & /,'01*,1, & ,21+2/*+ & /.2.2*.+2 & ,21+2/*+ & /./02+*3+0 & ,21+2/*+ & /323+*,3

& ,21+2/*+ & /3..,2*/.+ & ,21+2/*+ & /3'/1*31' & ,21+2/*+ & //,+/2*,+11 & ,21+2/*+ & //1,0*/1/ & ,21+2/*+ & /1010.*0+13 & ,21+2/*+ & /1/013*0+1. & ,21+2/*+ & /'1+,*'21, & ,21+2/*+ & /'3210*012 & ,21+2/*+ & 1++1*.210 & ,21+2/*+ & 1+./,*'21 & ,21+2/*+ & 1+,/0*+'1+ & ,21+2/*+ & 1.0'+*1/' & ,21+2/*+ & 10+/*1//1 & ,21+2/*+ & 10.3*+1// & ,21+2/*+ & 12+0,*0//3 & ,21+2/*+ & 12.'/*0./. & ,21+2/*+ & 1,+22.*13/, & ,21+2/*+ & 1,..,+*'//2 & ,21+2/*+ & 1.+12*,0/0 & ,21+2/*+ & 1.3.,*+1/ & ,21+2/*+ & 13.32*1.

/+ & ,21+2/*+ & 13/+,2*33' & ,21+2/*+ & 1/0.',*0/31 & ,21+2/*+ & 1/103*/,3/ & ,21+2/*+ & 112'*'333 & ,21+2/*+ & 11'31+*1/3. & ,21+2/*+ & 1'..0,*,03, & ,21+2/*+ & +,,2*./32 & ,21+2/*+ & +/,2'*2


4/12

30 & ,21+2/*+ & 2.0*323 & ,21+2/*+ & '33,*.03+ & ,21+2/*+ & 0.1'3*+.' & ,21+2/*+ & 200+1*0.1 & ,21+2/*+ & 213+*'./ & ,21+2/*+ & ,.+/1*,0

.3 & ,21+2/*+ & .321*/0

.. & ,21+2/*+ & .1012*'+

., & ,21+2/*+ & 3.+.*+/

.2 & ,21+2/*+ & /122*20

.0 & ,21+2/*+ & /1/2'*/'

. & ,21+2/*+ & 1./2.*30& /2.1//,+*+2 & 2+20'..*+1


5/12

(CUOTA FIJA)"r!o: D

INTERES (EFECTI$O ANUAL) 12*2-NO* %A"OS %OR AO 1/


(FUNCION %A"O)IJA

AMORTIZACION SALDO' & /'''''''

& 3'31+.*++ & 1+2+2',*'1& 3'0110*, & 1+3+20*12& 311'+1*.2 & 1+'0,+,*0'& 31,112*.+ & 1023.0+*/1& 31+1+3*,+ & 1.../,*21& 3/33/3*., & 11/'+2/*10

& 3/0,'2*03 & 100+3.,,*..& 3310..*1, & 10.21011*/+& 332'32*3 & 101/,20.*+'& 3.'3.*12 & 120,/+'*0,& 3..0*1 & 12..','/*,2& 3.+/.+*1+ & 12'+1/,3*30& 3,3020*+/ & 1,030.,*.2& 3,3.,*11 & 1,30+1.'*3,& 32/+1*,/ & 1,'121,*3& 320200*+/ & 1.2..'*+1& 30/.3,*' & 1./02'.,*3& 300/,3*' & 13+0+/*'3& 3/13.*2 & 13,122,0*10& 30'0+*'0 & 131/+,0*1'& 3+/'0*/, & 1/030.+'*,& 3+012'*/. & 1/3.'33'*21& .'//+*, & 11+3'31*02& .'0,'3*+2 & 11,3',/0*1& .1/002*.' & 111100,1*.'& .1110*'0 & 1'2++23.*33& ./3,/2*. & 1'/021'0*.+

& ./+''2*2' & +.01''*+'& .3.,,0*/, & +.1/,.3*2.& ..'10+*03 & +0/323*+1& ..,0.*+, & ,/2.*+2& .,12.3*2 & '0..,*1'& .,0.0*.1 & 02103,0*0'& .23.'2*,2 & 01,3+,1*13& .2+.'/*3' & 22.,.*3


6/12

& .0,.0,*2/ & 2/'+'03*//& .12/0*,1 & ,0/0..,*01& .0,+*'' & ,/3+,2*01& .+.101*11 & .0.,.1,*2'& ,'',2.*+' & ./..,'*0'& ,'0'.1*.' & 3030'+*/+

& ,132'1*01 & 3//./'0*,+& ,/'/.2*+ & /0'3+2'*2+& ,/2+0*', & /102+/*2.& ,330+2*31 & 12.312*33& ,.'0'/*0 & 11'/.3*,,& ,.02+*21 & ,,.0.*+,

& 1+..,/1,*',


7/12


$ALOR TOTAL %RESTAMO & 1/''''''%LAZO (AO) /

TASA INTERES MENSUAL 1*0+-

$ALOR DE CUOTA MENSUAL & 21+333*0'TALA DE AMORTIZACION CUOTA

#CUOTA $ALOR CUOTA INTERES1 ' '/ & 21+333*0' & /1.,,*1.3 & 21+333*0' & /'03.0*3+. & 21+333*0' & 1+++'*/1, & 21+333*0' & 1+/.1*/+2 & 21+333*0' & 1..*/00 & 21+333*0' & 100'0*02

& 21+333*0' & 12+10'*3/+ & 21+333*0' & 1211/'*.21' & 21+333*0' & 1,/+/2*2.11 & 21+333*0' & 1..,2*311/ & 21+333*0' & 132'+2*313 & 21+333*0' & 1/0.,,*,.1. & 21+333*0' & 112,+*031, & 21+333*0' & 1'+0'2*2312 & 21+333*0' & 1'',+3*.310 & 21+333*0' & +1310*/01 & 21+333*0' & 10,*/31+ & 21+333*0' & 0//2.*3,/' & 21+333*0' & 2/.1*2'/1 & 21+333*0' & ,/,/3*+/// & 21+333*0' & ./3*10/3 & 21+333*0' & 3/'01*1/. & 21+333*0' & /1,2+*2+

& 1./..20,*' & /,31/*32


8/12

(CUOTA FIJA)"r!o: D

INTERES (EFECTI$O ANUAL) /3*0-NO* %A"OS %OR AO 1/


(FUNCION %A"O)IJA

AMORTIZACION SALDO' & 1/''''''

& .'.0.*,2 & 11,+,/,1& .11+2*31 & 1113/2,& .1+3,3*.+ & 1'023+1/& ./2,/*.1 & 1'330',+& .3..,*./ & ++'/,0.& ..//,.*+3 & +.2'31+

& .,'123*3 & +'1'1,,& .,/13*/. & ,,1+./& .22.'0*'2 & ',,3,& .0.0.0*3+ & 021'0& .3/32*0 & 01/0,,1& .+10*12 & 223,203& ,''203*+0 & 213.+++& ,'+2/0*'0 & ,2/,30/& ,10.'*/0 & ,1'2231& ,/'12*.3 & .,021,& ,30.,*.0 & .'.11,0& ,.0'2+*3, & 3.+.'0& ,,2,/*1' & /+30/3,& ,22'+*0 & /30'./,& ,02+.,*,3 & 10+3.'& ,0/2/*,/ & 1/'2/10& ,+002.*'1 & 2'.,3

& 113+1,.2*0/


9/12


$ALOR TOTAL %RESTAMO & ,'''''''%LAZO (AO) ,

TASA INTERES MENSUAL 1*3+-

$ALOR DE CUOTA MENSUAL & 1/3320'*'TALA DE AMORTIZACION CUOTA

#CUOTA $ALOR CUOTA INTERES1/ & 1/3320'*' & 2+../1*,/3 & 1/3320'*' & 22+3/*/'. & 1/3320'*' & 20+33*0, & 1/3320'*' & 2012.'*'2 & 1/3320'*' & 2233.*300 & 1/3320'*' & 2,,+/'*/.

& 1/3320'*' & 2.0+2*/'+ & 1/3320'*' & 23+02'*0/1' & 1/3320'*' & 231,1/*/211 & 1/3320'*' & 2/31.+*/31/ & 1/3320'*' & 21.20'*',13 & 1/3320'*' & 2'2'03*111. & 1/3320'*' & ,+03,2*01, & 1/3320'*' & ,,1+*312 & 1/3320'*' & ,0+,,+*/,10 & 1/3320'*' & ,0'.0.*21 & 1/3320'*' & ,21/23*+.1+ & 1/3320'*' & ,,1+/,*/0/' & 1/3320'*' & ,./.,2*+1/1 & 1/3320'*' & ,3/,0*'.// & 1/3320'*' & ,/31/3*,/3 & 1/3320'*' & ,13/,,*./. & 1/3320'*' & ,'3/,'*',/, & 1/3320'*' & .+31',*22/2 & 1/3320'*' & .//'*3/0 & 1/3320'*' & .0/3+/*/2/ & 1/3320'*' & .211+*3'

/+ & 1/3320'*' & .,1'++*,13' & 1/3320'*' & ..'/3'*331 & 1/3320'*' & ./+/11*/13/ & 1/3320'*' & .1'3*,.33 & 1/3320'*' & .'201'*2+3. & 1/3320'*' & 3+,//,*,33, & 1/3320'*' & 33,'*,32 & 1/3320'*' & 30100.*..


10/12

30 & 1/3320'*' & 3,+'.*'23 & 1/3320'*' & 3.0220*..3+ & 1/3320'*' & 33,32/*/,.' & 1/3320'*' & 3//2*12.1 & 1/3320'*' & 31'/32*1./ & 1/3320'*' & /+0.11*00

.3 & 1/3320'*' & /..'*21

.. & 1/3320'*' & /01//.*2

., & 1/3320'*' & /,0,*''

.2 & 1/3320'*' & /..3',*,1

.0 & 1/3320'*' & /3',2.*0

. & 1/3320'*' & /12233*/3

.+ & 1/3320'*' & /'/,'*1,' & 1/3320'*' & 112*+2,1 & 1/3320'*' & 103222*.,/ & 1/3320'*' & 1,+.,*'2

,3 & 1/3320'*' & 1..'1*/,. & 1/3320'*' & 1/,*/0,, & 1/3320'*' & 113,.1*,.,2 & 1/3320'*' & +0+.*0/,0 & 1/3320'*' & //11*3, & 1/3320'*' & 22/1+*,+ & 1/3320'*' & ,''',*32' & 1/3320'*' & 33,22*,+

& 0/02,3.*23 & /.''33',*20


11/12

(CUOTA FIJA)"r!o: D

INTERES (EFECTI$O ANUAL) 1-NO* %A"OS %OR AO 1/


(FUNCION %A"O)IJA

AMORTIZACION SALDO& ,'''''''

& ,3+/.*,2 & .+.2'0,1*..& ,.2030* & .+1.'13*,2& ,,.331*/1 & .3,+2/*3,& ,2/'3'*'' & .00+02,/*32& ,2+3,*01 & .0//012*2.& ,000.+*. & .22,''22*1

& ,,003*0 & .2'2./+/*+3& ,+3+'+*3, & .,.0'33*,& 2'/1,0*/ & ..2//,*0,& 21',/'*, & ../,00'.*+'& 21+'''*'3 & .3230'.*& 2/0,+2*+0 & .3'111'0*+1& 232313*3' & ./30.0+.*21& 2.,1,'*0' & .10/+2.3*+1& 2,.11'*3 & .1'0,,33*'+& 2231+,*.' & .'.1/330*2+& 20/.'2*1. & 3+03++31*,,& 210..*1 & 3+',12*0.& 2+1/13*10 & 3322+03*,0& 0''13*'. & 3022212'*,3& 01',.2*/3 & 32+,,21.*3'& 0/'.1.*2' & 32/3,1++*2+& 03'./'*'3 & 3,,'.00+*22& 0.',2.*./ & 3.02./1,*/.& 0,'.+*0' & 3.'1332,*,,& 021/00*/ & 33/,/'0*03& 001,'*00 & 3/.'/32*+,

& 0/,0'*,0 & 312+0222*3& 0+3.3+*/, & 3'+'.//0*1.& '..,*0 & 3''++02*/2& 1,231*,. & /+/.132*0/& /2+,+*3+ & /.,0100*3.& 3...*,, & /02103/*0& ,''+*/3 & /2022.3*,,& 21+,*2. & /,+'20.0*+1


12/12

& 0322*'1 & /,'3/1*+'& 2''/*2. & /.1.20+*/2& +3'0*3 & /3/.,01*.3& +1'03*+1 & //33000*,/& +/3.33*/0 & /1.1.3,.*/.& +32/,*31 & /'.0'+,*+3

& +.+/21*.0 & 1+,/3.*.2& +2/..,*// & 1,223+*/.& +0,1/*'0 & 10,+',00*10& ++32.*,0 & 122'1/1/*,+

& 1''31',*/+ & 1,,+1'0*3'& 1'10'32*, & 1.,1'0'*.,& 1'31121*+' & 13,.++'*,,& 1'.,.3*1/ & 1/,'../,*.3& 1'2'''3*/. & 11....//*/'& 1'0.0/,*'/ & 1'32+2+0*1

& 1'+2,1*/2 & +/''.,*+/& 11'.0.*1 & 10,/21*11& 11/'1/*,3 & 0',,13/*,& 113,2,*32 & ,+1+..0*/1& 11,1.,*/, & .020+*+0& 1120.,'*/' & 32'',3*00& 11322.*/, & /.120.*,/& 1/''1'3*.+ & 1/12001*'.

& .03//*+2

Yeniandrea Gallo Giraldo 8D Taller#13

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