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SESA INCENDIO 2004 DAÑOS AMIS 2005

ASOCIACION MEXICANA DE INSTITUCIONES DE SEGUROS

PRESIDENTE

ROLANDO VEGA SAENZ

DIRECTOR GENERAL

RECAREDO ARIAS JIMENEZ

DIRECCION DAÑOS Y AUTOS

LUIS J. ALVAREZ MARCEN MARCO A. DE LA ROSA RODRIGUEZ


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INDICE INTRODUCCION 4 COMPAÑIAS PARTICIPANTES 5 DESCRIPCION DE VARIABLES 6 ESTADISTICAS 10 ANEXOS 11


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INTRODUCCION La información presentada en el CD fue obtenida del Sistema Estadístico del Sector Asegurador del Seguro de INCENDIO (SESA INCENDIO) de 2004. El propósito del presente documento es proporcionar al sector la información estadística que la Dirección de Daños y Autos AMIS generó en el 2005, para que las compañías puedan conocer la evolución y comportamiento del seguro de INCENDIO al cuarto trimestre de 2004. También, con esta información estadística, las compañías cuentan con elementos suficientes para una adecuada toma de decisiones para elaborar tarifas, evaluar siniestros así como para la suscripción, entre otras, y adicionalmente ver el comportamiento del Seguro de INCENDIO en el Mercado Asegurador Mexicano. En caso de que se tenga alguna duda, comentario o aclaración en relación al MANUAL o a los ARCHIVOS ESTADISTICOS (en excel) o los DOCUMENTOS SESAS DAÑOS 2004 (en word), favor de mandar correo a las siguientes claves:

[email protected] [email protected]


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COMPAÑIAS PARTICIPANTES Por primera vez en la Dirección de Daños y Autos de AMIS, la estadística la integran TODAS las compañías asociadas que venden el Seguro de INCENDIO, es decir, las 30 compañías asociadas a AMIS, las cuales REPRESENTAN el 100% de la Prima Emitida de INCENDIO del sector; A continuación se enlistan las compañías aseguradoras que participaron con la entrega de la información:

ABA. ACE. AFIRME. AIG. ALLIANZ MEXICO. ATLAS. BANAMEX. BBVA BANCOMER. BANORTE GENERALLI. CUMBRE CHUBB MEXICO. EL POTOSI. GENERAL DE SEGUROS. GE. GMX. GNP. HSBC INBURSA. ING COAM. INTERACCIONES. LA LATINOAMERICANA. LA PENINSULAR. MAPFRE TEPEYAC METROPOLITANA. QUALITAS, SEGUROS. ROYAL & SUNALLIANCE. SANTANDER SERFIN. SOMPO JAPAN INSURANCE DE MEXICO, S.A. TOKIO MARINE, CIA. DE SEGUROS, S.A. ZURICH CIA. DE SEGUROS, S.A.


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DESCRIPCION DE VARIABLES En esta sección, se da la definición y la forma de calcularse de cada uno de los campos que sirven para generar la SESA INCENDIO, es decir, la descripción de las variables reportada, en cada uno de los cuadros, como Riesgos Expuestos, Número de Riesgos Asegurados, etc. Así como también la descripción de algunas variables que se utilizan al momento de generar la información, como por ejemplo Extensión de Cubierta o Tipo de Construcción Maciza. RIESGOS EXPUESTOS Mide la proporción en tiempo que un riesgo estuvo expuesto durante el periodo estadístico de reporte. Se calcula como la relación de los días que el riesgo estuvo expuesto entre el número de días del periodo estadístico de reporte, incluyendo tanto pólizas emitidas en éste, como las emitidas en ejercicios anteriores con vigencia en el periodo estadístico de reporte. Se reportarán en unidades con cuatro decimales y su forma de cálculo es la siguiente: DR RE = --------- donde: DT RE = Riesgo expuesto DR = Número de días de exposición durante el periodo estadístico de reporte. DT = Número de días del periodo estadístico de reporte. NUMERO DE RIESGOS ASEGURADOS Es el número de riesgos asegurados durante el periodo estadístico de reporte. Se anotará en unidades. PRIMA EMITIDA Es el monto por concepto de emisión de la prima neta, correspondiente a los documentos expedidos durante el periodo estadístico de reporte, más endosos de aumento “A” y menos endosos de disminución “D” y cancelaciones. PRIMA DEVENGADA Se refiere a la parte de la prima emitida que se devengó durante el periodo estadístico de reporte. Por ello, deben considerarse pólizas y endosos emitidos tanto en el periodo de referencia, como los emitidos en periodos anteriores y que estuvieron vigentes en el periodo estadístico de reporte. Para efectos de devengamiento de la prima emitida ésta deberá considerarse desde la fecha de inicio de vigencia de la póliza; sin embargo, si el inicio de la vigencia corresponde a periodos anteriores, el devengamiento de la prima será a partir del 1º de enero del periodo estadístico de reporte.


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Su forma de cálculo se expresa de la siguiente manera: DR PD = PE x ------- , donde: DV PD = Prima devengada PE = Prima emitida correspondiente a los riesgos que estuvieron expuestos durante el periodo estadístico de reporte. DR = Número de días de exposición durante el periodo estadístico de reporte. DV = Número de días de vigencia de la póliza. SUMA ASEGURADA EXPUESTA Es el monto correspondiente a la Suma Asegurada de los riesgos que estuvieron expuestos durante El periodo estadístico de reporte. Se deberán incluir sumas aseguradas de pólizas, más endosos de aumento “A” menos endosos de disminución “D”. NUMERO DE SINIESTROS Se reportará el número total de siniestros reclamados procedentes en el periodo estadístico de reporte. Se anotará en unidades. MONTO DE SINIESTROS Es el monto por concepto de siniestros, considerando los importes de pagos efectuados en el periodo estadístico de reporte más los saldos pendientes, es decir: Monto de Siniestros = Siniestros Pagados + Saldos Pendientes GASTOS DE AJUSTE Se reportará el importe pagado en el periodo estadístico de reporte, para la atención de siniestros. MONTO DE SALVAMENTOS Se reportarán los importes recuperados en el periodo estadístico de reporte, por concepto de siniestros. SALDOS PENDIENTES Se reportará el monto de los saldos pendientes a la fecha de corte del periodo estadístico de reporte, por concepto de siniestros. MONTO DE DEDUCIBLE Se reportarán los importes a cargo del asegurado correspondientes a su participación en los siniestros pagados dentro del periodo estadístico de reporte.


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EXTENSION DE CUBIERTA Entendiéndose como una cobertura paquete en la cual se incluyen los siguientes endosos:

Explosión

Granizo, Ciclón, Huracán, o Vientos Tempestuosos.

Huelgas, Alborotos Populares, Conmoción Civil, Vandalismo, y daños por Actos de Personas mal Intencionadas.

Naves Aéreas u objetos caídos de ellas.

Vehículos

Daños o pérdidas causados por vehículos o naves aéreas propiedad del asegurado o a su

servicio, o propiedad o al servicio de inquilinos.

Humo o Tizne.

Roturas o Filtraciones accidentales de tuberías o sistemas de abastecimiento de agua o de vapor, que se localicen dentro de los límites de los predios mencionados en la póliza, con excepción de aguas subterráneas o freáticas que ocasionen filtraciones a través de la cimentación de los pisos o de los muros de contención, o bien fracturas de dicha cimentación o de los muros; así mismo no quedan cubiertos obstrucciones, insuficiencias, deficiencias, roturas o cualquier otra causa de los sistemas de desagüe o por falta de dichos desagües.

Descargas accidentales o derrame de agua o de vapor de agua, provenientes de equipos o

aparatos industriales o domésticos, comprendiendo sistemas de refrigeración, acondicionamiento de aire o calefacción.

Daños causados directamente por obstrucción en las bajadas de aguas pluviales a causa de

acumulación de granizo.

Caída de árboles.

Caída de antenas parabólicas y de radio de uso no comercial.

Daños por agua y Nieve. Cuando en un riesgo no se otorgue la cobertura de Extensión de Cubierta, y se tenga contratado alguno de los endosos anteriores, estos se reportarán por separado con sus cifras correspondientes.


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TIPO DE CONSTRUCCION MACIZA a) Muros: de piedra, tabique, block de concreto, tepetate, adobe o concreto armado, se permite que en estos muros existan secciones de vidrio block, o cualquier otro material resistente al fuego cuando menos por dos horas, y que estas no excedan de 12 metros cuadrados. b). Entrepisos: de bóveda metálica, bovedillas, siporex, losa acero, tridilosa, bóveda de ladrillo sobre armazón de hierro o cemento armado. c). Techos: de tabique, bovedillas, siporex, placas de materiales aglutinados resistentes al fuego cuando menos por dos horas, losa acero, tridilosa, metal desplegado, hormigón, o mezcla con espesor mínimo de 2 1/2 centímetros, de concreto, láminas metálicas o de asbesto cemento, cristales sobre armazón metálico, asbesto y tejas de barro, pizarra o asbesto cemento. También se consideran de construcción maciza los edificios estructurados con columnas de concreto o de acero, fachadas de cristal con entrepisos y techos de concreto. TIPO DE CONSTRUCCION NO MACIZA a). Muros macizos con techos de lámina de cartón u otro material combustible sobre cualquier tipo de armazón. b). Muros macizos y techos de tejamanil, zacate u otro material parecido. c). Muros y techos de lámina asbesto cemento o de metal sobre armazones de metal. d). Muros y techos de lámina asbesto cemento de metal sobre armazón de madera. e). Más del 50% de madera u otros materiales combustibles. f). Muros macizos y techos de teja, lámina de asbesto cemento o de metal.


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ESTADISTICAS En esta sección, se describen cada uno de los cuadros estadísticos que contiene el archivo SESA INCENDIO 2004. Para poder consultar esta información solo se tiene que “situar” el “indicador” del “ratón” en donde dice SDAINC04.xls y darle clic, automáticamente se abre el archivo en Excel.

SESA INCENDIO 2003-2004 (SDAINC04.xls) ALTURA - Estadística por Riesgo/Bien/Cobertura/Altura En este cuadro se puede consultar la información estadística por Riesgo, Bien, Cobertura y Altura del 2003, 2004 e incrementos/decrementos 2004 v.s. 2003. Además de los campos de Riesgos Expuestos, Prima Emitida, Suma Asegurada, Numero de Siniestros, etc, se incluyen el de Numero de Compañias Participantes, % de Participacion del Mercado de la Prima Emitida y Monto de Siniestro de Incendio (ESTADISTICAMIS 4° trimestre 2004), así como el % de Frecuencia de Siniestralidad, % de Siniestraliada y Siniestro Promedio. TIPO DE CONSTRUCCION - Estadística por Riesgo/Bien/Cobertura/Tipo de Construcción En este cuadro se puede consultar la información estadística por Riesgo, Bien, Cobertura y Tipo de Construcción del 2003, 2004 e incrementos/decrementos 2004 v.s. 2003. Además de los campos de Riesgos Expuestos, Prima Emitida, Suma Asegurada, Numero de Siniestros, etc, se incluyen el de Numero de Compañias Participantes, % de Participacion del Mercado de la Prima Emitida y Monto de Siniestro de Incendio (ESTADISTICAMIS 4° trimestre 2004), así como el % de Frecuencia de Siniestralidad, % de Siniestraliada y Siniestro Promedio. GIRO- Estadística por Riesgo/Bien/Cobertura/Giro (GIRO) En este cuadro se puede consultar la información estadística por Riesgo, Bien, Cobertura y Giro del 2003, 2004 e incrementos/decrementos 2004 v.s. 2003. Además de los campos de Riesgos Expuestos, Prima Emitida, Suma Asegurada, Numero de Siniestros, etc, se incluyen el de Numero de Compañias Participantes, % de Participacion del Mercado de la Prima Emitida y Monto de Siniestro de Incendio (ESTADISTICAMIS 4° trimestre 2004), así como el % de Frecuencia de Siniestralidad, % de Siniestraliada y Siniestro Promedio. ESTADO- Estadística por Riesgo/Bien/Cobertura/Estado (ESTADO) En este cuadro se puede consultar la información estadística por Riesgo, Bien, Cobertura y Estado del 2003, 2004 e incrementos/decrementos 2004 v.s. 2003. Además de los campos de Riesgos Expuestos, Prima Emitida, Suma Asegurada, Numero de Siniestros, etc, se incluyen el de Numero de Compañias Participantes, % de Participacion del Mercado de la Prima Emitida y Monto de Siniestro de Incendio (ESTADISTICAMIS 4° trimestre 2004), así como el % de Frecuencia de Siniestralidad, % de Siniestraliada y Siniestro Promedio.


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ANEXOS

En esta sección, se anexan algunas estadísticas impresas de la SESA DAÑOS 2004, las cuales están en el archivo SDAINC04.xls en Excel. ANEXO 1 – ESTADISTICA DE INCENDIO POR ALTURA Y DEL *RIESGO: EDIFICIO *BIEN: EDIFICIO *COBERTURA: INCENDIO *PERIODO: 2003, 2004 E INCREMENTOS Y DECREMENTOS ANEXO 2 – ESTADISTICA DE INCENDIO POR TIPO DE CONSTRUCCION Y DEL *RIESGO: EDIFICIO *BIEN: EDIFICIO *COBERTURA: INCENDIO *PERIODO: 2003, 2004 E INCREMENTOS Y DECREMENTOS ANEXO 3 – ESTADISTICA DE INCENDIO POR GIRO Y DEL *RIESGO: EDIFICIO *BIEN: EDIFICIO *COBERTURA: INCENDIO *PERIODO: 2003, 2004 E INCREMENTOS Y DECREMENTOS ANEXO 4 – ESTADISTICA DE INCENDIO POR ESTADO Y DEL *RIESGO: EDIFICIO *BIEN: EDIFICIO *COBERTURA: INCENDIO *PERIODO: 2003, 2004 E INCREMENTOS Y DECREMENTOS

SESA INCENDIO ESTADISTICA POR RIESGO / BIEN / COBERTURA / ALTURA

EDIFICIO ** EDIFICIO ** INCENDIOPERIODO: ENERO - DICIEMBRE 2003

2003

MONEDA: NACIONAL Y EXTRANJERA, CIFRAS EN PESOS

MONTOSRIESGOEDIFICIOBIEN

EDIFICIO

ALTURA # CIAS. PARTICIPANTES % PM PE 1) % PM MS 1) RIESGOS

EXPUESTOS (RE)Nº DE RIESGOS ASEGURADOS

PRIMA EMITIDA (PE)

PRIMA DEVENGADA

(PD)

SUMA ASEGURADA EXPUESTA (SA)

NUMERO DE SINIESTROS

(NS)

MONTO DE SINIESTROS

(MS)

GASTOS DE AJUSTE

MONTO DE SALVAMENTOS

SALDOS PENDIENTES

MONTO DE DEDUCIBLES

% FREC. SIN. (NS/RE) %SIN. (MS/PD) SIN PROM.

(MS/NS)

HASTA 5 NIVELES 22 91.25% 95.05% 446,415.3175 868,135 307,693,485 290,810,589 915,977,523,807 1,484 634,610,747 39,207,270 1,323,427 246,498,179 5,154,344 0.33% 218.22% 427,635 DE 6 A 10 NIVELES 18 81.00% 81.22% 2,783.0136 5,579 15,511,169 12,217,919 26,022,633,015 121 13,138,218 1,141,773 0 2,926,725 37,183 4.35% 107.53% 108,580 DE 11 A 15 NIVELES 16 85.45% 91.36% 991.5228 2,013 2,129,448 2,118,613 19,969,534,075 10 4,025,574 184,741 0 605,758 3,929 1.01% 190.01% 402,557 DE 16 A 20 NIVELES 14 79.90% 76.94% 289.3544 619 992,901 1,035,234 7,464,296,977 4 79,810 11,066 0 5,000 30,232 1.38% 7.71% 19,953 DE 21 NIVELES EN ADELANTE 10 71.22% 77.72% 136.9409 254 777,849 907,867 8,368,482,461 0 0 749 0 0 0 0.00% 0.00% 0

TOTAL 22 91.25% 95.05% 450,616.1492 876,600 327,104,852 307,090,222 977,802,470,335 1,619 651,854,349 40,545,599 1,323,427 250,035,662 5,225,688 0.36% 212.27% 402,628

SESA INCENDIO ESTADISTICA POR RIESGO / BIEN / COBERTURA / ALTURA


2004



EDIFICIO

ALTURA # CIAS. PARTICIPANTES % PM PE 1) % PM MS 1) RIESGOS

EXPUESTOS (RE)Nº DE RIESGOS ASEGURADOS PRIMA EMITIDA

PRIMA DEVENGADA

(PD)

SUMA ASEGURADA EXPUESTA


(NS)

MONTO DE SINIESTROS

(MS)

GASTOS DE AJUSTE


SALDOS PENDIENTES

MONTO DE DEDUCIBLES

% FREC. SIN. (NS/RE) %SIN. (MS/PD) SIN PROM.

(MS/NS)

HASTA 5 NIVELES 28 97.82% 99.52% 485,185.0041 998,418 321,373,132 247,729,932 898,514,630,150 1,898 499,115,354 19,986,085 12,755,282 273,980,198 1,392,947 0.39% 201.48% 262,969 DE 6 A 10 NIVELES 24 91.86% 94.05% 3,665.7509 9,645 9,112,053 7,266,659 36,667,124,145 62 1,733,105 208,354 500 135,388 73,499 1.69% 23.85% 27,953 DE 11 A 15 NIVELES 22 91.51% 94.09% 1,140.8369 2,625 2,785,091 2,387,696 25,188,557,592 21 1,091,789 166,182 0 22,210 25,674 1.84% 45.73% 51,990 DE 16 A 20 NIVELES 18 86.00% 81.48% 265.8803 514 1,397,882 1,294,807 17,232,002,433 2 65,741 17,236 0 65,741 0 0.75% 5.08% 32,871 DE 21 NIVELES EN ADELANTE 13 74.18% 82.08% 135.8587 256 1,362,398 1,309,938 16,257,658,967 2 9,393 5,254 0 0 0 1.47% 0.72% 4,697

TOTAL 28 97.82% 99.52% 490,393.3309 1,011,458 336,030,556 259,989,032 993,859,973,287 1,985 502,015,382 20,383,111 12,755,782 274,203,537 1,492,120 0.40% 193.09% 252,904

PORCENTAJES Y PUNTOS PORCENTUALES

INCREMENTOS Y/O DECREMENTOS 2004 V.S. 2003RIESGOEDIFICIOBIEN

EDIFICIO

ALTURA # CIAS. PARTICIPANTES

PTOS. (%'s) PM PE 2)

PTOS. (%'s) PM MS 2)

RIESGOS EXPUESTOS

Nº DE RIESGOS ASEGURADOS PRIMA EMITIDA PRIMA

DEVENGADASUMA ASEGURADA

EXPUESTANUMERO DE SINIESTROS

MONTO DE SINIESTROS

GASTOS DE AJUSTE


SALDOS PENDIENTES

MONTO DE DEDUCIBLES

PTOS. (%'s) FREC. SIN. 3)

PTOS. (%'s) SIN. 3) SIN. PROM.

HASTA 5 NIVELES 27.27% 6.57p.%'s 4.47p.%'s 8.68% 15.01% 4.45% -14.81% -1.91% 27.90% -21.35% -49.02% 863.81% 11.15% -72.98% 0.06p.%'s -16.75p.%'s -38.51% DE 6 A 10 NIVELES 33.33% 10.86p.%'s 12.83p.%'s 31.72% 72.88% -41.25% -40.52% 40.90% -48.76% -86.81% -81.75% 100.00% -95.37% 97.67% -2.66p.%'s -83.68p.%'s -74.26% DE 11 A 15 NIVELES 37.50% 6.07p.%'s 2.73p.%'s 15.06% 30.40% 30.79% 12.70% 26.13% 110.00% -72.88% -10.05% 0.00% -96.33% 553.45% 0.83p.%'s -144.28p.%'s -87.09% DE 16 A 20 NIVELES 28.57% 6.10p.%'s 4.54p.%'s -8.11% -16.96% 40.79% 25.07% 130.86% -50.00% -17.63% 55.76% 0.00% 1,214.82% -100.00% -0.63p.%'s -2.63p.%'s 64.74% DE 21 NIVELES EN ADELANTE 30.00% 2.95p.%'s 4.35p.%'s -0.79% 0.79% 75.15% 44.29% 94.27% 100.00% 100.00% 601.47% 0.00% 0.00% 0.00% 1.47p.%'s 0.72p.%'s 100.00%

TOTAL 27.27% 6.57p.%'s 4.47p.%'s 8.83% 15.38% 2.73% -15.34% 1.64% 22.61% -22.99% -49.73% 863.84% 9.67% -71.45% 0.05p.%'s -19.18p.%'s -37.19%NOTAS:1) % DE PARTICIPACION DEL MERCADO DE LA PRIMA EMITIDA (PE) O DEL MONTO DE SINIESTROS (MS) DEL # CIAS. PARTICIPANTES / INFORMACION DEL RAMO DE INCENDIO DEL ESTADISTICAMIS 4° TRIMESTRE 2004 (FINANZAS - AMIS 2005)2) DIFERENCIA, EN PUNTOS PORCENTUALES, DEL % DE PARTICIPACION DEL MERCADO DE LA PRIMA EMITIDA (PM PE) 2004 v.s. 2003 O DEL % DE PARTICIPACION DEL MERCADO DEL MONTO DE SINIESTROS (PM MS) 2004 v.s. 2003 3) DIFERENCIA, EN PUNTOS PORCENTUALES, ENTRE EL % DE FREC. SIN. 2004 v.s. 2003 O ENTRE EL % DE SIN. 2004 v.s. 2003LOS PORCENTAJES QUE APARECEN EN AZUL INDICAN UN CRECIMIENTO CONTRA EL AÑO PASADO O PARTICIPACION DENTRO DEL TOTAL DEL RUBO DE MAS DEL 100% LOS PORCENTAJES QUE APARECEN EN ROJO INDICAN UN DECREMENTO CONTRA EL AÑO PASADO O PARTICIPACION DENTRO DEL TOTAL DEL RUBO NEGATIVO DE MENOS DEL 0%

INCENDIO

COBERTURA

INCENDIO

COBERTURA

INCENDIO

COBERTURA

DIRECCION DAÑOS Y AUTOS AMIS SDAINC04.xls SESA INCENDIO 2003-2004 (AMIS 2005)

SESA INCENDIO ESTADISTICA POR RIESGO / BIEN / COBERTURA / TIPO DE CONSTRUCCION


2003


MONTOSRIESGOEDIFICIO

BIENEDIFICIO

TIPO DE CONSTRUCCION

# CIAS. PARTICIPANTE

S% PM PE 1) % PM MS 1) RIESGOS

EXPUESTOS (RE)

Nº DE RIESGOS

ASEGURADOS

PRIMA EMITIDA (PE)

PRIMA DEVENGADA

(PD)



(NS)

MONTO DE SINIESTROS

(MS)

GASTOS DE AJUSTE


SALDOS PENDIENTES

MONTO DE DEDUCIBLES

% FREC. SIN. (NS/RE)

%SIN. (MS/PD)

SIN PROM. (MS/NS)

MACIZA 21 90.80% 94.73% 426,550.0579 827,798 245,253,238 236,020,393 907,928,886,302 1,316 539,365,623 37,509,515 1,201,912 208,524,723 2,358,595 0.31% 228.53% 409,852NO MACIZA 18 75.98% 70.26% 24,066.0913 48,802 81,851,614 71,069,829 69,873,584,033 303 112,488,726 3,036,084 121,515 41,510,939 2,867,093 1.26% 158.28% 371,250SIN TIPO DE CONSTRUCCION 0 0.00% 0.00% 0.0000 0 0 0 0 0 0 0 0 0 0 0.00% 0.00% 0

TOTAL 21 90.80% 94.73% 450,616.1492 876,600 327,104,852 307,090,222 977,802,470,335 1,619 651,854,349 40,545,599 1,323,427 250,035,662 5,225,688 0.36% 212.27% 402,628

SESA INCENDIO ESTADISTICA POR RIESGO / BIEN / COBERTURA / TIPO DE CONSTRUCCION


2004



BIENEDIFICIO



S% PM PE 1) % PM MS 1) RIESGOS

EXPUESTOS (RE)

Nº DE RIESGOS

ASEGURADOS PRIMA EMITIDA

PRIMA DEVENGADA

(PD)



(NS)

MONTO DE SINIESTROS

(MS)

GASTOS DE AJUSTE


SALDOS PENDIENTES

MONTO DE DEDUCIBLES


%SIN. (MS/PD)

SIN PROM. (MS/NS)

MACIZA 26 87.14% 99.36% 478,019.2935 978,808 286,974,365 215,027,614 865,802,358,633 1,866 472,081,745 19,199,289 12,735,191 268,365,896 1,376,559 0.39% 219.54% 252,991NO MACIZA 23 85.05% 90.22% 12,374.0374 32,650 49,056,191 44,961,418 128,057,614,654 119 29,933,637 1,183,822 20,591 5,837,641 115,561 0.96% 66.58% 251,543SIN TIPO DE CONSTRUCCION 0 0.00% 0.00% 0.0000 0 0 0 0 0 0 0 0 0 0 0.00% 0.00% 0

TOTAL 26 87.14% 99.36% 490,393.3309 1,011,458 336,030,556 259,989,032 993,859,973,287 1,985 502,015,382 20,383,111 12,755,782 274,203,537 1,492,120 0.40% 193.09% 252,904


INCREMENTOS Y/O DECREMENTOS 2004 V.S. 2003RIESGOEDIFICIO

BIENEDIFICIO



S



RIESGOS EXPUESTOS

Nº DE RIESGOS

ASEGURADOS PRIMA EMITIDA PRIMA



MONTO DE SINIESTROS

GASTOS DE AJUSTE


SALDOS PENDIENTES

MONTO DE DEDUCIBLES


PTOS. (%'s) SIN. 3)

SIN. PROM.

MACIZA 23.81% -3.66p.%'s 4.63p.%'s 12.07% 18.24% 17.01% -8.89% -4.64% 41.79% -12.47% -48.81% 959.58% 28.70% -41.64% 0.08p.%'s -8.98p.%'s -38.27%NO MACIZA 27.78% 9.06p.%'s 19.95p.%'s -48.58% -33.10% -40.07% -36.74% 83.27% -60.73% -73.39% -61.01% -83.05% -85.94% -95.97% -0.30p.%'s -91.70p.%'s -32.24%SIN TIPO DE CONSTRUCCION 0.00% 0.00p.%'s 0.00p.%'s 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%

TOTAL 23.81% -3.66p.%'s 4.63p.%'s 8.83% 15.38% 2.73% -15.34% 1.64% 22.61% -22.99% -49.73% 863.84% 9.67% -71.45% 0.05p.%'s -19.18p.%'s -37.19%NOTAS:1) % DE PARTICIPACION DEL MERCADO DE LA PRIMA EMITIDA (PE) O DEL MONTO DE SINIESTROS (MS) DEL # CIAS. PARTICIPANTES / INFORMACION DEL RAMO DE INCENDIO DEL ESTADISTICAMIS 4° TRIMESTRE 2004 (FINANZAS - AMIS 2005)2) DIFERENCIA, EN PUNTOS PORCENTUALES, DEL % DE PARTICIPACION DEL MERCADO DE LA PRIMA EMITIDA (PM PE) 2004 v.s. 2003 O DEL % DE PARTICIPACION DEL MERCADO DEL MONTO DE SINIESTROS (PM MS) 2004 v.s. 2003 3) DIFERENCIA, EN PUNTOS PORCENTUALES, ENTRE EL % DE FREC. SIN. 2004 v.s. 2003 O ENTRE EL % DE SIN. 2004 v.s. 2003LOS PORCENTAJES QUE APARECEN EN AZUL INDICAN UN CRECIMIENTO CONTRA EL AÑO PASADO O PARTICIPACION DENTRO DEL TOTAL DEL RUBO DE MAS DEL 100% LOS PORCENTAJES QUE APARECEN EN ROJO INDICAN UN DECREMENTO CONTRA EL AÑO PASADO O PARTICIPACION DENTRO DEL TOTAL DEL RUBO NEGATIVO DE MENOS DEL 0%

COBERTURA

INCENDIO

COBERTURA

INCENDIO

COBERTURA

INCENDIO


SESA INCENDIO ESTADISTICA POR RIESGO / BIEN / COBERTURA / GIRO


2003



BIENEDIFICIO

GIRO # CIAS. PARTICIPANTES % PM PE 1) % PM MS 1) RIESGOS


PRIMA EMITIDA (PE)

PRIMA DEVENGADA

(PD)



(NS)

MONTO DE SINIESTROS

(MS)

GASTOS DE AJUSTE


SALDOS PENDIENTES

MONTO DE DEDUCIBLES


%SIN. (MS/PD)

SIN PROM. (MS/NS)

10 ABARROTES Y MERCANCIAS MIXTAS 11 26.34% 33.83% 3,093.0008 5,958 3,043,845 3,435,143 11,311,221,716 31 23,309,455 765,582 2,430 5,314,388 0 1.00% 678.56% 751,91820 ACEITES Y GRASAS 3 5.64% 3.48% 3.3874 11 12,946 5,521 14,125,600 0 0 0 0 0 0 0.00% 0.00% 030 ACUMULADORES 4 17.73% 17.32% 2.1178 5 223,288 216,448 36,615,457 0 0 0 0 0 0 0.00% 0.00% 040 AGUARDIENTES, ALCOHOL, VINOS Y 6 12.03% 12.59% 16.6071 30 56,587 40,835 56,467,737 0 0 0 0 0 0 0.00% 0.00% 060 AGUAS 6 15.08% 21.32% 15.0683 25 -743,037 990,392 292,247,976 0 0 0 0 0 0 0.00% 0.00% 070 ALFOMBRAS Y TAPICES 5 12.67% 19.06% 6.0159 12 3,811 2,557 5,855,017 0 0 0 0 0 0 0.00% 0.00% 090 ALIMENTO PARA ANIMALES 5 8.79% 5.43% 10.6593 18 19,623 15,534 25,983,738 0 0 0 0 0 0 0.00% 0.00% 0100 ALMACENES GENERALES DE 6 12.79% 16.43% 94.3371 167 277,474 183,162 866,501,188 0 0 0 0 0 0 0.00% 0.00% 0110 ANIMALES 4 8.86% 5.54% 4.5034 11 12,362 6,023 15,670,498 0 0 0 0 0 0 0.00% 0.00% 0120 ASTILLEROS 2 1.29% 0.65% 3.9835 9 54,240 48,351 53,514,897 0 0 0 0 0 0 0.00% 0.00% 0130 AUTOBUSES, AUTOMOVILES, AVIONES, BICICLETAS, CAMIONES, MAQUINARIA, AGRICOLA, MAQUINARIA DE CONSTRUCCION Y MOTOCICLETAS

11 26.87% 37.77% 329.8598 588 23,784,386 14,586,235 18,902,996,511 4 503,920 9,022 0 485,000 0 1.21% 3.45% 125,980

140 AZUCAR 1 3.23% 2.06% 0.8356 2 10,265 3,967 5,000,000 0 0 0 0 0 0 0.00% 0.00% 0150 AZUFRE 3 7.80% 9.97% 2.9229 5 10,990 5,993 15,494,042 0 0 0 0 0 0 0.00% 0.00% 0160 BALATAS Y EMBRAGUES 1 0.84% 0.33% 0.1945 1 757 150 1,101,330 0 0 0 0 0 0 0.00% 0.00% 0170 BAÑOS PUBLICOS 1 4.35% 2.83% 1.1474 2 15,324 3,004 8,150,000 0 0 0 0 0 0 0.00% 0.00% 0180 BARNICES Y PINTURAS 2 1.29% 0.65% 2.7589 4 16,432 16,305 35,670,443 0 0 0 0 0 0 0.00% 0.00% 0190 BASURA 1 0.84% 0.33% 0.0795 1 2,568 187 1,771,000 0 0 0 0 0 0 0.00% 0.00% 0200 BATERIAS ELECTRICAS 1 4.35% 2.83% 0.4153 1 4,467 1,855 4,950,750 0 0 0 0 0 0 0.00% 0.00% 0210 BAZAR, MONTE DE PIEDAD O EMPEÑO 1 4.35% 2.83% 4.9769 9 17,363 14,175 4,745,000 0 0 0 0 0 0 0.00% 0.00% 0220 BIBLIOTECAS, GALERIAS Y MUSEOS 2 4.94% 2.83% 4.2888 8 8,618 4,598 17,872,501 0 0 0 0 0 0 0.00% 0.00% 0230 BILLARES 1 4.35% 2.83% 0.1802 2 1,359 122 2,327,816 0 0 0 0 0 0 0.00% 0.00% 0240 BOLICHES 2 4.51% 3.04% 3.3999 4 16,669 16,042 19,170,852 0 0 0 0 0 0 0.00% 0.00% 0260 BOTICA O FARMACIA 6 12.69% 19.59% 49.2027 98 66,317 36,511 106,352,753 0 0 1,082 0 0 0 0.00% 0.00% 0280 CAFE 5 21.23% 26.38% 6.9587 17 6,771 3,266 11,168,441 0 0 0 0 0 0 0.00% 0.00% 0310 CARNES Y SUS DERIVADOS 7 24.78% 33.44% 21.7016 46 226,941 54,575 322,290,081 0 0 0 0 0 0 0.00% 0.00% 0340 CEMENTO, CAL Y YESO 2 7.34% 9.65% 4.1561 6 1,766 1,700 1,083,790 0 0 0 0 0 0 0.00% 0.00% 0350 CENTROS COMERCIALES 8 16.02% 21.60% 105.3460 180 433,482 285,058 1,294,523,436 0 0 2,268 0 0 0 0.00% 0.00% 0360 CERAMICA, BARRO, LOZA Y 5 11.86% 12.37% 19.1558 43 174,476 80,823 441,073,507 0 0 0 0 0 0 0.00% 0.00% 0370 CERAS, PARAFINAS Y PASTAS PARA 1 3.23% 2.06% 4.0000 8 15,422 15,105 8,692,000 0 0 0 0 0 0 0.00% 0.00% 0380 CEREALES, GRANOS Y SEMILLAS 9 16.42% 21.73% 18.9410 50 307,314 249,936 387,882,481 0 0 0 0 0 0 0.00% 0.00% 0400 CERVEZA Y MALTA 2 7.34% 9.65% 61.0869 84 2,822,618 2,255,353 5,268,001,436 2 5,605,745 115,214 0 0 0 3.27% 248.55% 2,802,873410 CIENTIFICOS, APARATOS 2 5.18% 3.16% 4.3560 6 4,236 2,213 10,212,280 0 0 0 0 0 0 0.00% 0.00% 0420 COLCHON, COLCHONETA Y ALMOHADA 1 3.23% 2.06% 3.0078 18 577,130 96,188 152,262,718 0 0 0 0 0 0 0.00% 0.00% 0430 COLORES, PINTURAS, TINTAS Y LACAS 6 15.01% 21.05% 16.2240 33 89,846 69,355 99,713,597 0 0 0 0 0 0 0.00% 0.00% 0440 COMBUSTIBLES Y LUBRICANTES 5 9.03% 5.76% 32.0258 56 134,669 81,750 95,770,162 0 0 1,102 0 0 0 0.00% 0.00% 0450 CONSERVAS ALIMENTICIAS 5 11.12% 11.98% 25.6555 42 685,179 637,366 853,548,797 1 1,762,247 59,447 0 0 0 3.90% 276.49% 1,762,247460 CORCHO, ARTICULOS DE 2 7.57% 4.89% 0.9350 2 26 1,397 2,347,075 0 0 0 0 0 0 0.00% 0.00% 0470 CRISTAL Y VIDRIO 6 12.92% 14.83% 13.8021 26 30,325 18,683 35,232,428 0 0 0 0 0 0 0.00% 0.00% 0480 CENTROS DE REHABILITACION SOCIAL 2 5.18% 3.16% 1.0655 3 987 942 3,100,000 0 0 0 0 0 0 0.00% 0.00% 0490 CUEROS Y PIELES 5 11.62% 12.04% 53.0538 95 199,088 98,680 232,142,291 0 0 0 0 0 0 0.00% 0.00% 0510 DEPORTES, ARTICULOS DE 4 8.19% 5.43% 9.6113 19 60,960 41,394 199,149,181 1 39,288 0 0 0 0 10.40% 94.91% 39,288520 DEPORTIVOS, CENTROS 6 12.27% 12.49% 31.3208 73 120,538 58,206 238,616,522 0 0 1,430 0 0 0 0.00% 0.00% 0530 DESHIDRATADORAS, PLANTAS 3 4.97% 3.37% 3.1808 4 21,049 16,861 9,359,538 0 0 0 0 0 0 0.00% 0.00% 0540 DETERGENTES Y JABONES 5 11.86% 12.37% 7.2619 15 19,635 14,057 16,967,001 0 0 0 0 0 0 0.00% 0.00% 0550 DULCES 5 9.03% 5.76% 30.7819 67 96,687 77,810 202,457,813 0 0 0 0 0 0 0.00% 0.00% 0560 EDIFICIOS DESOCUPADOS Y/O 11 39.16% 38.77% 127.8132 253 1,038,611 1,014,925 2,125,298,287 1 25,000 1,285 0 25,000 0 0.78% 2.46% 25,000570 EDIFICIOS EN CONSTRUCCION 9 32.10% 38.50% 77.5106 177 33,329,125 29,775,321 3,734,839,919 0 0 173,124 0 0 0 0.00% 0.00% 0580 ELECTRICIDAD 8 16.80% 25.52% 20.4323 42 135,471 70,877 159,177,562 0 0 0 0 0 0 0.00% 0.00% 0590 ELECTRONICA, ARTICULOS DE 9 25.33% 33.70% 401.0787 534 927,940 767,708 2,997,090,173 1 200,086,233 28,455,760 0 37,258,538 0 0.25% 26062.80% 200,086,233600 ESCUELAS (NO CORRECCIONALES) 13 49.48% 44.84% 1,220.5616 2,433 10,504,554 9,426,868 25,397,390,140 65 10,223,216 1,171,556 0 4,206,586 295,006 5.33% 108.45% 157,280

COBERTURA

INCENDIO




2003



BIENEDIFICIO



PRIMA EMITIDA (PE)

PRIMA DEVENGADA

(PD)



(NS)

MONTO DE SINIESTROS

(MS)

GASTOS DE AJUSTE


SALDOS PENDIENTES

MONTO DE DEDUCIBLES


%SIN. (MS/PD)

SIN PROM. (MS/NS)

COBERTURA

INCENDIO

610 ESPECTACULOS PUBLICOS 3 7.74% 5.11% 9.4539 14 62,356 31,292 71,146,083 0 0 0 0 0 0 0.00% 0.00% 0620 FERRETERIAS 10 23.34% 27.01% 66.9525 129 77,318 121,558 283,568,957 0 0 0 0 0 0 0.00% 0.00% 0630 FERTILIZANTES 3 8.03% 5.21% 8.0875 10 10,261 86,535 27,007,226 0 0 0 0 0 0 0.00% 0.00% 0640 FIBRAS DURAS 3 7.74% 5.11% 3.4666 6 42,640 36,349 47,510,299 0 0 0 0 0 0 0.00% 0.00% 0650 FILTROS AUTOMOTRICES E 2 5.18% 3.16% 2.3681 4 10,328 4,643 27,173,930 0 0 0 0 0 0 0.00% 0.00% 0660 FLORES NATURALES 6 26.93% 30.42% 29.1111 59 107,526 300,904 259,675,587 1 221,083 7,339 0 0 53,273 3.44% 73.47% 221,083670 FOTOGRAFIA, FOTOSTATICAS Y 6 9.89% 16.44% 3.6157 7 101,236 16,818 180,973,579 0 0 0 0 0 0 0.00% 0.00% 0680 FRITURAS 4 8.86% 5.54% 12.6202 25 43,229 32,669 165,446,046 0 0 0 0 0 0 0.00% 0.00% 0690 GASES 2 5.18% 3.16% 1.1671 5 10,809 2,284 15,880,000 0 0 0 0 0 0 0.00% 0.00% 0700 HABITACIONES PARTICULARES 19 82.85% 82.94% 435,747.8312 847,757 119,285,063 109,406,439 684,428,014,027 1,194 117,655,446 5,463,133 530,280 28,258,236 2,173,644 0.27% 107.54% 98,539720 HELADOS, NIEVES Y HIELO 5 17.51% 17.53% 14.3615 27 27,342 16,494 25,410,229 0 0 0 0 0 0 0.00% 0.00% 0730 HOSPITAL, SANATORIOS Y 8 26.85% 28.76% 1,437.5306 2,663 3,209,057 7,388,350 15,599,381,867 11 698,592 56,467 0 238,508 89,879 0.77% 9.46% 63,508740 HOTELES, CAMPOS DE TURISTAS Y 11 21.88% 32.42% 77.9965 183 950,078 553,083 8,421,902,030 3 85,200 9,471 0 40,000 0 3.85% 15.40% 28,400750 HULE Y/O LATEX NATURAL 5 9.03% 5.76% 7.7498 21 52,686 20,286 50,228,060 0 0 0 0 0 0 0.00% 0.00% 0760 IGLESIAS, TEMPLOS Y VELATORIOS 4 8.86% 5.54% 5.0390 10 57,931 10,250 56,930,508 0 0 0 0 0 0 0.00% 0.00% 0770 IMPRENTA, LITOGRAFIA , 7 15.92% 21.66% 38.3463 70 143,995 142,621 276,941,213 1 0 6,124 0 0 0 2.61% 0.00% 0780 INSECTICIDAS 3 6.68% 9.21% 2.4769 5 2,770 5,462 5,772,446 0 0 0 0 0 0 0.00% 0.00% 0790 INSTRUMENTOS MUSICALES 3 1.89% 0.66% 4.2521 7 2,349 3,527 5,198,438 0 0 0 0 0 0 0.00% 0.00% 0800 JUGUETERIA 7 21.34% 24.69% 6.6509 20 30,143 11,011 25,550,113 0 0 0 0 0 0 0.00% 0.00% 0810 LABORATORIO CLINICO 6 9.79% 12.71% 15.7829 31 41,946 35,761 117,584,600 0 0 0 0 0 0 0.00% 0.00% 0820 LAVANDERIAS, PLANCHADURIAS, 9 21.85% 24.76% 22.1790 48 44,677 25,231 59,788,923 0 0 0 0 0 0 0.00% 0.00% 0830 LECHE Y SUS DERIVADOS 5 8.96% 5.49% 7.9291 13 36,240 21,349 76,473,838 0 0 0 0 0 0 0.00% 0.00% 0840 LIBROS, PERIODCIOS Y REVISTAS 6 11.53% 12.11% 18.5123 38 41,215 32,887 83,245,931 0 0 0 0 0 0 0.00% 0.00% 0850 MADERA, ARTICULOS DE 9 16.02% 21.60% 57.2522 105 334,351 287,848 244,471,858 0 0 0 0 0 0 0.00% 0.00% 0860 MATERIAL PARA CONSTRUCCION 8 16.02% 21.60% 41.9510 85 56,423 48,680 136,466,739 0 0 0 0 0 0 0.00% 0.00% 0870 MEDICINAS 2 13.66% 14.93% 5.8373 14 55,420 26,572 164,966,669 0 0 0 0 0 0 0.00% 0.00% 0880 MEDICO, MUEBLES E INSTRUMENTAL 1 3.23% 2.06% 8.3535 17 3,064 4,580 15,454,000 0 0 0 0 0 0 0.00% 0.00% 0890 METALES 10 26.51% 37.67% 373.8889 572 15,520,949 11,812,264 5,546,157,693 7 845,825 46,399 0 260,350 0 1.87% 7.16% 120,832900 MIEL DE ABEJA 1 0.17% 0.22% 0.5907 1 2,304 2,233 708,244 0 0 0 0 0 0 0.00% 0.00% 0910 MINAS Y MINERALES COMBUSTIBLES 1 4.35% 2.83% 1.6338 2 631 516 2,073,500 0 0 0 0 0 0 0.00% 0.00% 0920 MINAS Y MINERALES NO 3 7.80% 9.97% 1.9789 6 143,939 8,413 103,466,583 0 0 0 0 0 0 0.00% 0.00% 0930 OFICINAS 14 49.11% 52.77% 5,338.4783 10,780 97,973,193 105,202,397 174,993,728,875 288 290,238,877 4,134,756 790,717 173,941,056 2,613,886 5.39% 275.89% 1,007,774940 MUEBLERIAS 8 20.89% 32.40% 53.1304 104 154,604 129,570 321,073,895 0 0 0 0 0 0 0.00% 0.00% 0950 OLEAGINOSAS 1 4.35% 2.83% 0.4562 1 30,144 13,752 114,393,475 0 0 0 0 0 0 0.00% 0.00% 0960 OPTICA, ARTICULOS DE 7 8.69% 9.89% 34.5259 163 78,284 34,830 97,824,075 0 0 0 0 0 0 0.00% 0.00% 0970 PAJA Y PASTOS SECOS 1 3.23% 2.06% 0.9096 1 10,307 9,375 3,272,070 0 0 0 0 0 0 0.00% 0.00% 0980 PAN, PASTAS ALIMENTICIAS, 9 25.33% 33.70% 25.1819 57 55,049 45,476 62,786,111 0 0 0 0 0 0 0.00% 0.00% 0990 PAPEL Y/O CARTON 5 9.03% 5.76% 79.3528 109 1,701,689 1,680,802 2,068,450,227 0 0 0 0 0 0 0.00% 0.00% 01000 PAPELERIA Y ARTICULOS DE 11 26.42% 33.65% 75.3206 156 188,256 122,509 438,651,501 1 0 0 0 0 0 1.33% 0.00% 01010 PEGAMENTOS 1 3.00% 6.82% 0.2932 1 30,723 9,007 7,484,400 0 0 0 0 0 0 0.00% 0.00% 01020 PELUQUERIAS Y SALONES DE 5 15.12% 15.80% 12.8884 23 9,744 7,838 6,806,920 0 0 0 0 0 0 0.00% 0.00% 01030 PERFUMES Y ARTICULOS DE 6 21.18% 24.47% 16.8960 48 52,250 32,178 118,639,126 0 0 0 0 0 0 0.00% 0.00% 01040 PINTURA TALLER ARTISTICO 3 7.44% 9.59% 2.4061 7 3,563 725 2,456,600 0 0 0 0 0 0 0.00% 0.00% 01050 PLANTA DE ASFALTO 1 3.23% 2.06% 1.0000 2 6,758 6,525 9,200,000 0 0 0 0 0 0 0.00% 0.00% 01060 PLASTICOS ARTICULOS DE 10 17.02% 21.73% 141.9070 261 709,534 474,182 892,041,117 1 23,453 2,214 0 0 0 0.70% 4.95% 23,4531070 PRODUCTOS QUIMICOS 4 8.86% 5.54% 29.1767 60 88,612 101,072 199,361,101 0 0 0 0 0 0 0.00% 0.00% 01090 REFRIGERADORA O CONGELADORA, 2 7.57% 4.89% 5.0193 11 91,794 44,319 187,482,466 0 0 0 0 0 0 0.00% 0.00% 01100 RELOJERIA Y JOYERIA 4 8.39% 9.97% 41.0455 82 147,345 85,653 167,550,290 0 0 0 0 0 0 0.00% 0.00% 01110 RESTAURANTES, BARES, CANTINAS. 9 21.85% 24.76% 382.0252 762 1,014,042 725,663 1,984,326,012 6 530,769 44,271 0 8,000 0 1.57% 73.14% 88,4621120 ROPA, BONETERIA Y MERCERIA 9 25.83% 33.76% 125.3627 255 570,746 367,012 465,981,504 0 0 631 0 0 0 0.00% 0.00% 01130 SAL 1 0.45% 0.32% 0.9836 1 0 1,012 1,112,790 0 0 0 0 0 0 0.00% 0.00% 01140 TABACO 2 7.57% 4.89% 1.5026 4 25,008 17,559 38,414,800 0 0 0 0 0 0 0.00% 0.00% 01160 TELEFONO, TELEGRAFO Y CORREO 2 4.80% 3.15% 1.6185 3 2,472 1,419 2,867,000 0 0 0 0 0 0 0.00% 0.00% 01170 TELEVISION Y RADIO 4 8.19% 5.43% 16.8197 34 34,997 22,635 99,164,858 0 0 0 0 0 0 0.00% 0.00% 01180 TEXTILES 8 16.02% 21.60% 174.9070 315 4,510,375 2,534,544 2,715,095,065 0 0 17,922 0 0 0 0.00% 0.00% 01190 TLAPALERIAS 4 8.18% 16.55% 2.8231 5 7,163 10,414 4,496,397 0 0 0 0 0 0 0.00% 0.00% 01200 VIDEO CLUBS 5 14.77% 15.42% 5.1498 11 13,984 9,798 7,207,848 0 0 0 0 0 0 0.00% 0.00% 01210 ZAPATERIA 7 25.07% 33.54% 41.0343 87 204,440 53,520 164,835,118 0 0 0 0 0 0 0.00% 0.00% 0

TOTAL 19 82.85% 82.94% 450,616.1492 876,600 327,104,852 307,090,222 977,802,470,335 1,619 651,854,349 40,545,599 1,323,427 250,035,662 5,225,688 0.36% 212.27% 402,628




2004


BIENEDIFICIO



PRIMA DEVENGADA

(PD)



(NS)

MONTO DE SINIESTROS

(MS)

GASTOS DE AJUSTE


SALDOS PENDIENTES

MONTO DE DEDUCIBLES


%SIN. (MS/PD)

SIN PROM. (MS/NS)

10 ABARROTES Y MERCANCIAS MIXTAS 12 29.08% 18.26% 4,193.7521 7,763 6,542,568 3,930,401 21,466,451,881 51 2,621,869 139,488 1,200 50,347 0 1.22% 66.71% 51,40920 ACEITES Y GRASAS 4 11.20% 7.92% 6.7682 20 30,384 11,969 28,611,694 0 0 0 0 0 0 0.00% 0.00% 030 ACUMULADORES 3 7.43% 5.44% 2.1326 11 -273,350 303,279 14,767,839 0 0 0 0 0 0 0.00% 0.00% 040 AGUARDIENTES, ALCOHOL, VINOS Y 4 10.70% 6.30% 19.6206 36 295,258 297,072 165,463,935 0 0 0 0 0 0 0.00% 0.00% 060 AGUAS 4 10.88% 8.03% 14.6933 32 3,791,934 1,024,825 624,684,881 1 1,381 1,381 0 0 0 6.81% 0.13% 1,38170 ALFOMBRAS Y TAPICES 6 16.45% 9.08% 9.6596 19 8,299 5,836 22,714,864 0 0 0 0 0 0 0.00% 0.00% 090 ALIMENTO PARA ANIMALES 4 11.40% 5.56% 12.5664 23 42,550 40,605 63,114,105 0 0 0 0 0 0 0.00% 0.00% 0100 ALMACENES GENERALES DE 6 12.71% 7.25% 257.9132 438 11,258,162 8,316,852 4,914,384,852 1 1,003 1,003 0 0 0 0.39% 0.01% 1,003110 ANIMALES 7 13.00% 6.84% 30.8260 77 55,391 18,642 31,364,247 0 0 0 0 0 0 0.00% 0.00% 0120 ASTILLEROS 2 1.41% 1.05% 0.8007 3 1,403 22,918 18,394,388 0 0 0 0 0 0 0.00% 0.00% 0130 AUTOBUSES, AUTOMOVILES, AVIONES, BICICLETAS, CAMIONES, MAQUINARIA, AGRICOLA, MAQUINARIA DE CONSTRUCCION Y MOTOCICLETAS

11 29.24% 18.46% 312.2914 597 7,679,496 5,001,963 12,182,532,682 8 1,943,748 1,344,970 1,826 0 0 2.56% 38.86% 242,969

140 AZUCAR 2 2.50% 0.42% 0.9210 3 6,335 1,464 6,378,000 0 0 0 0 0 0 0.00% 0.00% 0150 AZUFRE 1 4.36% 0.22% 1.0000 2 9,936 9,936 1,570,800 0 0 0 0 0 0 0.00% 0.00% 0160 BALATAS Y EMBRAGUES 2 5.44% 5.14% 1.2405 3 82 625 3,269,096 0 0 0 0 0 0 0.00% 0.00% 0170 BAÑOS PUBLICOS 2 5.83% 5.96% 1.4749 3 15,635 2,891 8,007,313 0 0 0 0 0 0 0.00% 0.00% 0180 BARNICES Y PINTURAS 1 0.51% 0.11% 1.9836 5 28,914 17,136 26,433,544 0 0 0 0 0 0 0.00% 0.00% 0190 BASURA 1 0.51% 0.11% 2.1148 3 6,006 5,874 3,931,000 0 0 0 0 0 0 0.00% 0.00% 0200 BATERIAS ELECTRICAS 1 4.93% 5.02% 1.4518 5 30,889 10,071 31,064,537 0 0 0 0 0 0 0.00% 0.00% 0210 BAZAR, MONTE DE PIEDAD O EMPEÑO 2 5.44% 5.14% 15.9432 29 36,699 23,926 25,293,687 0 0 0 0 0 0 0.00% 0.00% 0220 BIBLIOTECAS, GALERIAS Y MUSEOS 3 6.71% 5.38% 10.6278 16 20,066 17,939 73,431,124 0 0 0 0 0 0 0.00% 0.00% 0230 BILLARES 1 4.93% 5.02% 0.3369 1 241 81 217,391 0 0 0 0 0 0 0.00% 0.00% 0260 BOTICA O FARMACIA 7 16.65% 9.30% 51.0594 97 457,795 387,697 961,974,811 1 1,065 1,065 0 0 0 1.96% 0.27% 1,065280 CAFE 5 20.94% 17.45% 8.8097 17 170,350 154,003 104,738,605 0 0 0 0 0 0 0.00% 0.00% 0310 CARNES Y SUS DERIVADOS 6 26.78% 17.14% 31.5413 67 38,921 92,521 274,746,978 0 0 0 0 0 0 0.00% 0.00% 0340 CEMENTO, CAL Y YESO 2 6.35% 0.53% 1.4720 3 392 420 1,036,113 0 0 0 0 0 0 0.00% 0.00% 0350 CENTROS COMERCIALES 7 16.65% 9.30% 163.9050 269 903,232 704,374 1,790,036,437 1 1,087 1,087 0 0 0 0.61% 0.15% 1,087360 CERAMICA, BARRO, LOZA Y 4 11.79% 5.66% 12.1038 28 21,014 44,052 50,716,519 0 0 0 0 0 0 0.00% 0.00% 0370 CERAS, PARAFINAS Y PASTAS PARA 3 7.43% 5.44% 1.8470 14 1,770 766 4,299,987 0 0 0 0 0 0 0.00% 0.00% 0380 CEREALES, GRANOS Y SEMILLAS 7 12.63% 8.84% 42.9276 75 336,964 312,968 389,606,319 0 0 0 0 0 0 0.00% 0.00% 0390 CERILLOS 1 0.90% 0.94% 0.6812 1 849 233 69,323 0 0 0 0 0 0 0.00% 0.00% 0400 CERVEZA Y MALTA 2 9.29% 5.24% 7.9147 12 139,422 142,377 44,468,079 0 0 0 0 0 0 0.00% 0.00% 0410 CIENTIFICOS, APARATOS 3 7.43% 5.44% 4.5231 13 46,706 8,409 43,287,223 0 0 0 0 0 0 0.00% 0.00% 0420 COLCHON, COLCHONETA Y ALMOHADA 1 0.80% 1.57% 0.0027 1 120 2 445,980 0 0 0 0 0 0 0.00% 0.00% 0430 COLORES, PINTURAS, TINTAS Y LACAS 7 15.85% 9.03% 21.1274 44 81,424 52,604 47,782,200 0 0 0 0 0 0 0.00% 0.00% 0440 COMBUSTIBLES Y LUBRICANTES 5 8.45% 6.40% 30.7619 60 122,115 66,326 63,450,022 2 1,162 1,162 0 0 0 6.50% 1.75% 581450 CONSERVAS ALIMENTICIAS 4 11.40% 5.56% 18.0888 30 85,145 68,811 146,186,062 0 0 0 0 0 0 0.00% 0.00% 0460 CORCHO, ARTICULOS DE 1 1.99% 0.31% 4.8108 13 18,928 13,167 32,441,214 0 0 0 0 0 0 0.00% 0.00% 0470 CRISTAL Y VIDRIO 6 15.67% 8.16% 16.8431 38 27,531 16,015 41,031,536 0 0 0 0 0 0 0.00% 0.00% 0480 CENTROS DE REHABILITACION SOCIAL 2 5.44% 5.14% 3.4112 6 1,413 1,254 3,811,000 0 0 0 0 0 0 0.00% 0.00% 0490 CUEROS Y PIELES 6 11.73% 5.84% 48.3373 97 184,556 108,270 275,314,207 1 3,950 3,950 0 0 0 2.07% 3.65% 3,950510 DEPORTES, ARTICULOS DE 2 6.92% 5.33% 3.6855 9 66,722 44,513 142,435,088 0 0 0 0 0 0 0.00% 0.00% 0520 DEPORTIVOS, CENTROS 8 16.31% 13.04% 27.6046 56 213,123 114,503 488,591,280 3 101,583 0 0 0 0 10.87% 88.72% 33,861530 DESHIDRATADORAS, PLANTAS 1 4.93% 5.02% 1.5068 2 17,602 13,261 8,000,000 0 0 0 0 0 0 0.00% 0.00% 0540 DETERGENTES Y JABONES 4 13.57% 7.83% 9.9258 18 6,387,008 4,776,756 1,207,812,502 0 0 0 0 0 0 0.00% 0.00% 0550 DULCES 5 8.56% 5.70% 39.8491 81 126,050 79,354 295,495,083 1 70,000 0 0 70,000 0 2.51% 88.21% 70,000560 EDIFICIOS DESOCUPADOS Y/O 12 26.85% 11.65% 4,411.5539 7,001 7,441,890 6,202,006 10,719,756,928 66 1,690,642 0 0 25,000 0 1.50% 27.26% 25,616570 EDIFICIOS EN CONSTRUCCION 12 26.08% 17.52% 206.7916 845 1,059,661 1,066,906 2,601,126,236 0 0 2 0 0 0 0.00% 0.00% 0580 ELECTRICIDAD 7 17.19% 11.04% 27.7863 54 125,827 83,111 250,550,568 0 0 0 0 0 0 0.00% 0.00% 0590 ELECTRONICA, ARTICULOS DE 11 26.01% 15.59% 271.6868 388 1,536,435 1,160,913 4,446,167,222 3 218,689,828 3,856,405 0 143,233,303 0 1.10% 18837.74% 72,896,609600 ESCUELAS (NO CORRECCIONALES) 15 61.24% 52.37% 1,745.1692 3,571 15,829,613 11,136,845 29,615,179,858 30 16,244,996 403,898 0 9,301,345 34,017 1.72% 145.87% 541,500

COBERTURA

INCENDIO




2004


BIENEDIFICIO



PRIMA DEVENGADA

(PD)



(NS)

MONTO DE SINIESTROS

(MS)

GASTOS DE AJUSTE


SALDOS PENDIENTES

MONTO DE DEDUCIBLES


%SIN. (MS/PD)

SIN PROM. (MS/NS)

COBERTURA

INCENDIO

610 ESPECTACULOS PUBLICOS 5 12.69% 6.60% 17.0760 35 96,478 59,895 135,748,404 0 0 0 0 0 0 0.00% 0.00% 0620 FERRETERIAS 9 20.07% 15.62% 100.8081 192 92,866 81,356 241,576,690 1 1,070 1,070 0 0 0 0.99% 1.32% 1,070630 FERTILIZANTES 2 6.92% 5.33% 2.6935 8 187,665 134,740 264,463,418 0 0 0 0 0 0 0.00% 0.00% 0640 FIBRAS DURAS 2 6.92% 5.33% 1.5258 5 81,246 40,149 88,884,250 0 0 0 0 0 0 0.00% 0.00% 0650 FILTROS AUTOMOTRICES E 2 5.44% 5.14% 5.4547 11 13,878 7,091 48,411,645 0 0 0 0 0 0 0.00% 0.00% 0660 FLORES NATURALES 5 18.77% 14.45% 6.8716 13 33,803 23,530 14,581,816 0 0 0 0 0 0 0.00% 0.00% 0670 FOTOGRAFIA, FOTOSTATICAS Y 5 12.00% 9.50% 12.6823 27 19,043 35,184 190,552,856 0 0 0 0 0 0 0.00% 0.00% 0680 FRITURAS 4 7.55% 5.46% 7.6556 18 57,772 55,255 273,666,129 0 0 0 0 0 0 0.00% 0.00% 0690 GASES 3 6.34% 6.08% 5.0221 10 -642 7,862 7,540,854 0 0 0 0 0 0 0.00% 0.00% 0700 HABITACIONES PARTICULARES 25 88.18% 91.98% 467,639.3427 966,948 165,942,553 122,749,239 685,238,020,881 1,345 96,900,559 3,889,257 33,431 48,015,417 1,103,020 0.29% 78.94% 72,045720 HELADOS, NIEVES Y HIELO 5 19.23% 15.48% 21.2901 42 29,539 26,586 29,629,913 0 0 0 0 0 0 0.00% 0.00% 0730 HOSPITAL, SANATORIOS Y 12 44.76% 38.24% 1,142.8562 2,441 4,272,785 3,514,384 14,837,223,446 12 540,370 49,001 0 24,722 11,352 1.05% 15.38% 45,031740 HOTELES, CAMPOS DE TURISTAS Y 13 25.74% 14.13% 138.1362 279 1,847,452 1,132,896 5,701,706,388 3 303,486 25,537 0 6 0 2.17% 26.79% 101,162750 HULE Y/O LATEX NATURAL 3 7.43% 5.44% 6.3047 12 46,766 20,228 48,738,353 0 0 0 0 0 0 0.00% 0.00% 0760 IGLESIAS, TEMPLOS Y VELATORIOS 4 8.33% 6.39% 8.6789 20 10,405 87,980 180,185,861 0 0 0 0 0 0 0.00% 0.00% 0770 IMPRENTA, LITOGRAFIA , 6 16.45% 9.08% 51.7520 88 166,871 112,014 168,407,188 0 0 0 0 0 0 0.00% 0.00% 0780 INSECTICIDAS 1 4.36% 0.22% 1.9999 4 1,734 1,898 199,240 0 0 0 0 0 0 0.00% 0.00% 0790 INSTRUMENTOS MUSICALES 4 6.65% 0.69% 6.2158 11 143,001 57,129 109,531,366 0 0 0 0 0 0 0.00% 0.00% 0800 JUGUETERIA 4 11.79% 5.66% 13.9852 23 29,490 26,689 32,759,454 0 0 0 0 0 0 0.00% 0.00% 0810 LABORATORIO CLINICO 6 12.21% 8.88% 23.5171 46 113,403 67,029 92,953,468 0 0 0 0 0 0 0.00% 0.00% 0820 LAVANDERIAS, PLANCHADURIAS, 8 24.44% 15.57% 62.6704 133 45,628 26,751 66,838,436 0 0 0 0 0 0 0.00% 0.00% 0830 LECHE Y SUS DERIVADOS 4 7.55% 5.46% 12.3634 30 34,818 27,653 64,400,999 1 41,372 0 0 0 0 8.09% 149.61% 41,372840 LIBROS, PERIODCIOS Y REVISTAS 6 11.23% 6.27% 13.0739 23 23,889 12,059 22,228,003 0 0 0 0 0 0 0.00% 0.00% 0850 MADERA, ARTICULOS DE 7 16.57% 9.10% 41.1515 94 245,473 150,083 155,922,625 0 0 0 0 0 0 0.00% 0.00% 0860 MATERIAL PARA CONSTRUCCION 9 17.70% 9.35% 46.2468 119 178,564 110,903 243,828,564 1 10,000 0 0 0 0 2.16% 9.02% 10,000870 MEDICINAS 3 7.43% 5.44% 13.5461 20 54,494 29,003 95,190,432 0 0 0 0 0 0 0.00% 0.00% 0880 MEDICO, MUEBLES E INSTRUMENTAL 4 8.70% 5.76% 4.0053 7 6,009 3,854 9,272,114 0 0 0 0 0 0 0.00% 0.00% 0890 METALES 10 18.73% 10.67% 260.4278 469 12,302,938 9,600,602 19,459,976,745 13 26,755,666 8,514,265 11,937,262 293,378 0 4.99% 278.69% 2,058,128900 MIEL DE ABEJA 1 0.90% 0.94% 0.1781 2 361 119 17,311 0 0 0 0 0 0 0.00% 0.00% 0910 MINAS Y MINERALES COMBUSTIBLES 2 6.92% 5.33% 2.5421 3 7,002 5,117 3,973,500 0 0 0 0 0 0 0.00% 0.00% 0920 MINAS Y MINERALES NO 1 4.93% 5.02% 3.5286 4 -21,737 22,919 2,662,397 0 0 0 0 0 0 0.00% 0.00% 0930 OFICINAS 21 72.98% 55.60% 7,040.3066 15,364 31,161,546 32,370,657 126,525,245,710 422 121,799,233 1,893,633 457,013 72,585,460 343,731 5.99% 376.26% 288,624940 MUEBLERIAS 7 13.03% 6.95% 100.3749 188 307,354 221,300 444,086,791 0 0 0 0 0 0 0.00% 0.00% 0950 OLEAGINOSAS 3 7.43% 5.44% 5.0699 10 73,696 30,536 296,403,305 0 0 0 0 0 0 0.00% 0.00% 0960 OPTICA, ARTICULOS DE 5 12.21% 5.62% 151.7090 309 82,474 45,469 80,253,769 0 0 0 0 0 0 0.00% 0.00% 0970 PAJA Y PASTOS SECOS 2 3.63% 4.06% 2.9061 7 6,295 3,884 6,783,210 0 0 0 0 0 0 0.00% 0.00% 0980 PAN, PASTAS ALIMENTICIAS, 7 12.95% 6.75% 25.7210 57 122,619 114,318 115,358,685 2 8,750 0 0 8,750 0 7.78% 7.65% 4,375990 PAPEL Y/O CARTON 7 13.85% 6.67% 64.8419 126 8,170,027 3,275,747 292,007,915 1 170,675 8,625 0 0 0 1.54% 5.21% 170,6751000 PAPELERIA Y ARTICULOS DE 9 25.92% 17.95% 71.3045 120 218,371 186,593 265,142,045 0 0 0 0 0 0 0.00% 0.00% 01010 PEGAMENTOS 1 4.36% 0.22% 1.0000 2 30,723 30,724 5,096,192 0 0 0 0 0 0 0.00% 0.00% 01020 PELUQUERIAS Y SALONES DE 5 19.55% 15.38% 11.4109 22 9,592 7,736 11,549,342 0 0 0 0 0 0 0.00% 0.00% 01030 PERFUMES Y ARTICULOS DE 5 23.01% 14.66% 63.0882 91 69,242 61,883 96,310,261 0 0 0 0 0 0 0.00% 0.00% 01040 PINTURA TALLER ARTISTICO 3 5.20% 5.17% 3.0873 5 4,620 4,802 2,387,000 1 1,190 1,190 0 0 0 32.39% 24.78% 1,1901050 PLANTA DE ASFALTO 1 0.51% 0.11% 0.3497 1 1,485 521 4,692,600 0 0 0 0 0 0 0.00% 0.00% 01060 PLASTICOS ARTICULOS DE 7 12.90% 6.61% 122.0828 226 1,110,522 653,070 1,026,670,307 2 60,474 2,758 0 29 0 1.64% 9.26% 30,2371070 PRODUCTOS QUIMICOS 4 8.33% 6.39% 19.9985 45 378,787 168,398 317,552,206 0 0 0 0 0 0 0.00% 0.00% 01090 REFRIGERADORA O CONGELADORA, 4 11.40% 5.56% 12.8127 24 81,182 90,149 483,357,872 0 0 0 0 0 0 0.00% 0.00% 01100 RELOJERIA Y JOYERIA 5 11.97% 6.54% 58.5898 111 270,757 144,167 408,335,501 0 0 0 0 0 0 0.00% 0.00% 01110 RESTAURANTES, BARES, CANTINAS. 11 24.57% 15.97% 179.6739 368 658,692 441,695 1,253,308,357 1 1,175 1,175 0 0 0 0.56% 0.27% 1,1751120 ROPA, BONETERIA Y MERCERIA 10 27.77% 18.36% 164.2002 309 575,490 337,695 468,666,520 3 9,333,194 163,970 325,050 583,280 0 1.83% 2763.79% 3,111,0651140 TABACO 2 2.89% 1.25% 0.9183 3 81,996 31,585 38,376,755 0 0 0 0 0 0 0.00% 0.00% 01160 TELEFONO, TELEGRAFO Y CORREO 2 5.44% 5.14% 1.9977 4 3,493 2,003 5,287,500 0 0 0 0 0 0 0.00% 0.00% 01170 TELEVISION Y RADIO 6 12.84% 5.71% 28.6086 87 74,002 31,754 182,943,239 0 0 0 0 0 0 0.00% 0.00% 01180 TEXTILES 9 24.27% 13.98% 364.8809 609 41,005,562 37,436,039 39,526,573,438 7 4,712,119 78,219 0 12,500 0 1.92% 12.59% 673,1601190 TLAPALERIAS 3 6.86% 0.64% 4.9657 13 19,946 13,522 11,764,948 0 0 0 0 0 0 0.00% 0.00% 01200 VIDEO CLUBS 4 6.46% 6.09% 7.7369 17 6,532 7,464 9,279,817 0 0 0 0 0 0 0.00% 0.00% 01210 ZAPATERIA 6 15.67% 8.16% 98.2462 204 412,528 130,382 390,808,016 1 3,735 0 0 0 0 1.02% 2.86% 3,735

TOTAL 25 88.18% 91.98% 490,393.3309 1,011,458 336,030,556 259,989,032 993,859,973,287 1,985 502,015,382 20,383,111 12,755,782 274,203,537 1,492,120 0.40% 193.09% 252,904


SESA INCENDIOESTADISTICA POR RIESGO / BIEN / COBERTURA / GIRO

EDIFICIO ** EDIFICIO ** INCENDIO PERIODO: 2004 V.S 2003

2004 V.S 2003



BIENEDIFICIO

GIRO # CIAS. PARTICIPANTES



RIESGOS EXPUESTOS




MONTO DE SINIESTROS

GASTOS DE AJUSTE


SALDOS PENDIENTES

MONTO DE DEDUCIBLES



10 ABARROTES Y MERCANCIAS MIXTAS 9.09% 2.74p.%'s -15.57p.%'s 35.59% 30.30% 114.94% 14.42% 89.78% 64.52% -88.75% -81.78% -50.62% -99.05% 0.00% 0.21p.%'s -611.85p.%'s -93.16%20 ACEITES Y GRASAS 33.33% 5.56p.%'s 4.44p.%'s 99.81% 81.82% 134.70% 116.79% 102.55% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%30 ACUMULADORES -25.00% -10.30p.%'s -11.88p.%'s 0.70% 120.00% -222.42% 40.12% -59.67% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%40 AGUARDIENTES, ALCOHOL, VINOS Y -33.33% -1.33p.%'s -6.29p.%'s 18.15% 20.00% 421.78% 627.49% 193.02% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%60 AGUAS -33.33% -4.20p.%'s -13.30p.%'s -2.49% 28.00% -610.33% 3.48% 113.75% 100.00% 100.00% 100.00% 0.00% 0.00% 0.00% 6.81p.%'s 0.13p.%'s 100.00%70 ALFOMBRAS Y TAPICES 20.00% 3.78p.%'s -9.97p.%'s 60.57% 58.33% 117.76% 128.24% 287.96% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%90 ALIMENTO PARA ANIMALES -20.00% 2.61p.%'s 0.13p.%'s 17.89% 27.78% 116.84% 161.39% 142.90% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%100 ALMACENES GENERALES DE 0.00% -0.08p.%'s -9.18p.%'s 173.40% 162.28% 3,957.38% 4,440.71% 467.15% 100.00% 100.00% 100.00% 0.00% 0.00% 0.00% 0.39p.%'s 0.01p.%'s 100.00%110 ANIMALES 75.00% 4.13p.%'s 1.29p.%'s 584.51% 600.00% 348.07% 209.51% 100.15% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%120 ASTILLEROS 0.00% 0.12p.%'s 0.40p.%'s -79.90% -66.67% -97.41% -52.60% -65.63% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%130 AUTOBUSES, AUTOMOVILES, AVIONES, BICICLETAS, CAMIONES, MAQUINARIA, AGRICOLA, MAQUINARIA DE CONSTRUCCION Y MOTOCICLETAS

0.00% 2.38p.%'s -19.30p.%'s -5.33% 1.53% -67.71% -65.71% -35.55% 100.00% 285.73% 14,807.67% 100.00% -100.00% 0.00% 1.35p.%'s 35.40p.%'s 92.86%

140 AZUCAR 100.00% -0.73p.%'s -1.64p.%'s 10.22% 50.00% -38.29% -63.10% 27.56% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%150 AZUFRE -66.67% -3.44p.%'s -9.75p.%'s -65.79% -60.00% -9.59% 65.79% -89.86% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%160 BALATAS Y EMBRAGUES 100.00% 4.61p.%'s 4.80p.%'s 537.79% 200.00% -89.17% 316.67% 196.83% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%170 BAÑOS PUBLICOS 100.00% 1.49p.%'s 3.14p.%'s 28.54% 50.00% 2.03% -3.76% -1.75% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%180 BARNICES Y PINTURAS -50.00% -0.78p.%'s -0.54p.%'s -28.10% 25.00% 75.96% 5.10% -25.90% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%190 BASURA 0.00% -0.33p.%'s -0.22p.%'s 2,560.13% 200.00% 133.88% 3,041.18% 121.96% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%200 BATERIAS ELECTRICAS 0.00% 0.59p.%'s 2.20p.%'s 249.58% 400.00% 591.49% 442.91% 527.47% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%210 BAZAR, MONTE DE PIEDAD O EMPEÑO 100.00% 1.10p.%'s 2.31p.%'s 220.34% 222.22% 111.36% 68.79% 433.06% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%220 BIBLIOTECAS, GALERIAS Y MUSEOS 50.00% 1.77p.%'s 2.55p.%'s 147.80% 100.00% 132.84% 290.15% 310.86% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%230 BILLARES 0.00% 0.59p.%'s 2.20p.%'s 86.96% -50.00% -82.27% -33.61% -90.66% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%240 BOLICHES -100.00% -4.51p.%'s -3.04p.%'s -100.00% -100.00% -100.00% -100.00% -100.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%260 BOTICA O FARMACIA 16.67% 3.96p.%'s -10.29p.%'s 3.77% -1.02% 590.31% 961.86% 804.51% 100.00% 100.00% -1.57% 0.00% 0.00% 0.00% 1.96p.%'s 0.27p.%'s 100.00%280 CAFE 0.00% -0.30p.%'s -8.93p.%'s 26.60% 0.00% 2,415.88% 4,615.34% 837.81% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%310 CARNES Y SUS DERIVADOS -14.29% 1.99p.%'s -16.30p.%'s 45.34% 45.65% -82.85% 69.53% -14.75% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%340 CEMENTO, CAL Y YESO 0.00% -1.00p.%'s -9.12p.%'s -64.58% -50.00% -77.80% -75.29% -4.40% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%350 CENTROS COMERCIALES -12.50% 0.63p.%'s -12.30p.%'s 55.59% 49.44% 108.37% 147.10% 38.28% 100.00% 100.00% -52.07% 0.00% 0.00% 0.00% 0.61p.%'s 0.15p.%'s 100.00%360 CERAMICA, BARRO, LOZA Y -20.00% -0.07p.%'s -6.71p.%'s -36.81% -34.88% -87.96% -45.50% -88.50% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%370 CERAS, PARAFINAS Y PASTAS PARA 200.00% 4.21p.%'s 3.38p.%'s -53.83% 75.00% -88.52% -94.93% -50.53% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%380 CEREALES, GRANOS Y SEMILLAS -22.22% -3.79p.%'s -12.89p.%'s 126.64% 50.00% 9.65% 25.22% 0.44% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%390 CERILLOS 100.00% 0.90p.%'s 0.94p.%'s 100.00% 100.00% 100.00% 100.00% 100.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%400 CERVEZA Y MALTA 0.00% 1.95p.%'s -4.41p.%'s -87.04% -85.71% -95.06% -93.69% -99.16% -100.00% -100.00% -100.00% 0.00% 0.00% 0.00% -3.27p.%'s -248.55p.%'s -100.00%410 CIENTIFICOS, APARATOS 50.00% 2.25p.%'s 2.28p.%'s 3.84% 116.67% 1,002.60% 279.98% 323.87% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%420 COLCHON, COLCHONETA Y ALMOHADA 0.00% -2.42p.%'s -0.49p.%'s -99.91% -94.44% -99.98% -100.00% -99.71% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%430 COLORES, PINTURAS, TINTAS Y LACAS 16.67% 0.84p.%'s -12.02p.%'s 30.22% 33.33% -9.37% -24.15% -52.08% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%440 COMBUSTIBLES Y LUBRICANTES 0.00% -0.58p.%'s 0.64p.%'s -3.95% 7.14% -9.32% -18.87% -33.75% 100.00% 100.00% 5.44% 0.00% 0.00% 0.00% 6.50p.%'s 1.75p.%'s 100.00%450 CONSERVAS ALIMENTICIAS -20.00% 0.27p.%'s -6.42p.%'s -29.49% -28.57% -87.57% -89.20% -82.87% -100.00% -100.00% -100.00% 0.00% 0.00% 0.00% -3.90p.%'s -276.49p.%'s -100.00%460 CORCHO, ARTICULOS DE -50.00% -5.58p.%'s -4.58p.%'s 414.52% 550.00% 72,700.00% 842.52% 1,282.20% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%470 CRISTAL Y VIDRIO 0.00% 2.75p.%'s -6.68p.%'s 22.03% 46.15% -9.21% -14.28% 16.46% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%480 CENTROS DE REHABILITACION SOCIAL 0.00% 0.26p.%'s 1.98p.%'s 220.15% 100.00% 43.16% 33.12% 22.94% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%490 CUEROS Y PIELES 20.00% 0.10p.%'s -6.20p.%'s -8.89% 2.11% -7.30% 9.72% 18.60% 100.00% 100.00% 100.00% 0.00% 0.00% 0.00% 2.07p.%'s 3.65p.%'s 100.00%510 DEPORTES, ARTICULOS DE -50.00% -1.27p.%'s -0.10p.%'s -61.65% -52.63% 9.45% 7.53% -28.48% -100.00% -100.00% 0.00% 0.00% 0.00% 0.00% -10.40p.%'s -94.91p.%'s -100.00%520 DEPORTIVOS, CENTROS 33.33% 4.05p.%'s 0.54p.%'s -11.86% -23.29% 76.81% 96.72% 104.76% 100.00% 100.00% -100.00% 0.00% 0.00% 0.00% 10.87p.%'s 88.72p.%'s 100.00%530 DESHIDRATADORAS, PLANTAS -66.67% -0.03p.%'s 1.66p.%'s -52.63% -50.00% -16.38% -21.35% -14.53% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%540 DETERGENTES Y JABONES -20.00% 1.71p.%'s -4.53p.%'s 36.68% 20.00% 32,428.69% 33,881.33% 7,018.60% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%550 DULCES 0.00% -0.47p.%'s -0.07p.%'s 29.46% 20.90% 30.37% 1.98% 45.95% 100.00% 100.00% 0.00% 0.00% 100.00% 0.00% 2.51p.%'s 88.21p.%'s 100.00%560 EDIFICIOS DESOCUPADOS Y/O 9.09% -12.31p.%'s -27.12p.%'s 3,351.56% 2,667.19% 616.52% 511.08% 404.39% 6,500.00% 6,662.57% -100.00% 0.00% 0.00% 0.00% 0.71p.%'s 24.80p.%'s 2.46%570 EDIFICIOS EN CONSTRUCCION 33.33% -6.02p.%'s -20.98p.%'s 166.79% 377.40% -96.82% -96.42% -30.36% 0.00% 0.00% -100.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%580 ELECTRICIDAD -12.50% 0.39p.%'s -14.48p.%'s 35.99% 28.57% -7.12% 17.26% 57.40% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%590 ELECTRONICA, ARTICULOS DE 22.22% 0.67p.%'s -18.12p.%'s -32.26% -27.34% 65.57% 51.22% 48.35% 200.00% 9.30% -86.45% 0.00% 284.43% 0.00% 0.85p.%'s -7225.06p.%'s -63.57%600 ESCUELAS (NO CORRECCIONALES) 15.38% 11.76p.%'s 7.53p.%'s 42.98% 46.77% 50.69% 18.14% 16.61% -53.85% 58.90% -65.52% 0.00% 121.11% -88.47% -3.61p.%'s 37.42p.%'s 244.29%

INCENDIO

COBERTURA


SESA INCENDIOESTADISTICA POR RIESGO / BIEN / COBERTURA / GIRO

EDIFICIO ** EDIFICIO ** INCENDIO PERIODO: 2004 V.S 2003

2004 V.S 2003



BIENEDIFICIO

GIRO # CIAS. PARTICIPANTES



RIESGOS EXPUESTOS




MONTO DE SINIESTROS

GASTOS DE AJUSTE


SALDOS PENDIENTES

MONTO DE DEDUCIBLES



INCENDIO

COBERTURA

610 ESPECTACULOS PUBLICOS 66.67% 4.95p.%'s 1.50p.%'s 80.62% 150.00% 54.72% 91.41% 90.80% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%620 FERRETERIAS -10.00% -3.28p.%'s -11.39p.%'s 50.57% 48.84% 20.11% -33.07% -14.81% 100.00% 100.00% 100.00% 0.00% 0.00% 0.00% 0.99p.%'s 1.32p.%'s 100.00%630 FERTILIZANTES -33.33% -1.10p.%'s 0.12p.%'s -66.70% -20.00% 1,728.92% 55.71% 879.23% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%640 FIBRAS DURAS -33.33% -0.82p.%'s 0.22p.%'s -55.99% -16.67% 90.54% 10.45% 87.08% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%650 FILTROS AUTOMOTRICES E 0.00% 0.26p.%'s 1.98p.%'s 130.34% 175.00% 34.37% 52.72% 78.15% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%660 FLORES NATURALES -16.67% -8.16p.%'s -15.97p.%'s -76.40% -77.97% -68.56% -92.18% -94.38% -100.00% -100.00% -100.00% 0.00% 0.00% -100.00% -3.44p.%'s -73.47p.%'s -100.00%670 FOTOGRAFIA, FOTOSTATICAS Y -16.67% 2.11p.%'s -6.94p.%'s 250.76% 285.71% -81.19% 109.20% 5.29% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%680 FRITURAS 0.00% -1.31p.%'s -0.08p.%'s -39.34% -28.00% 33.64% 69.14% 65.41% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%690 GASES 50.00% 1.16p.%'s 2.92p.%'s 330.31% 100.00% -105.94% 244.22% -52.51% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%700 HABITACIONES PARTICULARES 31.58% 5.33p.%'s 9.04p.%'s 7.32% 14.06% 39.11% 12.20% 0.12% 12.65% -17.64% -28.81% -93.70% 69.92% -49.25% 0.01p.%'s -28.60p.%'s -26.89%720 HELADOS, NIEVES Y HIELO 0.00% 1.72p.%'s -2.05p.%'s 48.24% 55.56% 8.04% 61.19% 16.61% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%730 HOSPITAL, SANATORIOS Y 50.00% 17.91p.%'s 9.48p.%'s -20.50% -8.34% 33.15% -52.43% -4.89% 9.09% -22.65% -13.22% 0.00% -89.63% -87.37% 0.28p.%'s 5.92p.%'s -29.09%740 HOTELES, CAMPOS DE TURISTAS Y 18.18% 3.86p.%'s -18.28p.%'s 77.11% 52.46% 94.45% 104.83% -32.30% 0.00% 256.20% 169.63% 0.00% -99.99% 0.00% -1.67p.%'s 11.38p.%'s 256.20%750 HULE Y/O LATEX NATURAL -40.00% -1.60p.%'s -0.32p.%'s -18.65% -42.86% -11.24% -0.29% -2.97% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%760 IGLESIAS, TEMPLOS Y VELATORIOS 0.00% -0.53p.%'s 0.84p.%'s 72.23% 100.00% -82.04% 758.34% 216.50% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%770 IMPRENTA, LITOGRAFIA , -14.29% 0.54p.%'s -12.57p.%'s 34.96% 25.71% 15.89% -21.46% -39.19% -100.00% 0.00% -100.00% 0.00% 0.00% 0.00% -2.61p.%'s 0.00p.%'s 0.00%780 INSECTICIDAS -66.67% -2.32p.%'s -8.99p.%'s -19.26% -20.00% -37.40% -65.25% -96.55% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%790 INSTRUMENTOS MUSICALES 33.33% 4.76p.%'s 0.03p.%'s 46.18% 57.14% 5,987.74% 1,519.76% 2,007.01% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%800 JUGUETERIA -42.86% -9.55p.%'s -19.02p.%'s 110.28% 15.00% -2.17% 142.38% 28.22% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%810 LABORATORIO CLINICO 0.00% 2.42p.%'s -3.83p.%'s 49.00% 48.39% 170.35% 87.44% -20.95% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%820 LAVANDERIAS, PLANCHADURIAS, -11.11% 2.59p.%'s -9.18p.%'s 182.57% 177.08% 2.13% 6.02% 11.79% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%830 LECHE Y SUS DERIVADOS -20.00% -1.41p.%'s -0.03p.%'s 55.92% 130.77% -3.92% 29.53% -15.79% 100.00% 100.00% 0.00% 0.00% 0.00% 0.00% 8.09p.%'s 149.61p.%'s 100.00%840 LIBROS, PERIODCIOS Y REVISTAS 0.00% -0.30p.%'s -5.84p.%'s -29.38% -39.47% -42.04% -63.33% -73.30% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%850 MADERA, ARTICULOS DE -22.22% 0.55p.%'s -12.50p.%'s -28.12% -10.48% -26.58% -47.86% -36.22% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%860 MATERIAL PARA CONSTRUCCION 12.50% 1.68p.%'s -12.25p.%'s 10.24% 40.00% 216.47% 127.82% 78.67% 100.00% 100.00% 0.00% 0.00% 0.00% 0.00% 2.16p.%'s 9.02p.%'s 100.00%870 MEDICINAS 50.00% -6.23p.%'s -9.48p.%'s 132.06% 42.86% -1.67% 9.15% -42.30% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%880 MEDICO, MUEBLES E INSTRUMENTAL 300.00% 5.48p.%'s 3.70p.%'s -52.05% -58.82% 96.12% -15.85% -40.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%890 METALES 0.00% -7.78p.%'s -27.00p.%'s -30.35% -18.01% -20.73% -18.72% 250.87% 85.71% 3,063.26% 18,250.10% 100.00% 12.69% 0.00% 3.12p.%'s 271.53p.%'s 1,603.30%900 MIEL DE ABEJA 0.00% 0.73p.%'s 0.72p.%'s -69.85% 100.00% -84.33% -94.67% -97.56% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%910 MINAS Y MINERALES COMBUSTIBLES 100.00% 2.58p.%'s 2.50p.%'s 55.59% 50.00% 1,009.67% 891.67% 91.63% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%920 MINAS Y MINERALES NO -66.67% -2.86p.%'s -4.95p.%'s 78.31% -33.33% -115.10% 172.42% -97.43% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%930 OFICINAS 50.00% 23.87p.%'s 2.82p.%'s 31.88% 42.52% -68.19% -69.23% -27.70% 46.53% -58.03% -54.20% -42.20% -58.27% -86.85% 0.60p.%'s 100.38p.%'s -71.36%940 MUEBLERIAS -12.50% -7.86p.%'s -25.45p.%'s 88.92% 80.77% 98.80% 70.80% 38.31% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%950 OLEAGINOSAS 200.00% 3.09p.%'s 2.62p.%'s 1,011.33% 900.00% 144.48% 122.05% 159.11% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%960 OPTICA, ARTICULOS DE -28.57% 3.52p.%'s -4.27p.%'s 339.41% 89.57% 5.35% 30.55% -17.96% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%970 PAJA Y PASTOS SECOS 100.00% 0.40p.%'s 2.00p.%'s 219.49% 600.00% -38.93% -58.57% 107.31% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%980 PAN, PASTAS ALIMENTICIAS, -22.22% -12.38p.%'s -26.95p.%'s 2.14% 0.00% 122.75% 151.38% 83.73% 100.00% 100.00% 0.00% 0.00% 100.00% 0.00% 7.78p.%'s 7.65p.%'s 100.00%990 PAPEL Y/O CARTON 40.00% 4.82p.%'s 0.91p.%'s -18.29% 15.60% 380.11% 94.89% -85.88% 100.00% 100.00% 100.00% 0.00% 0.00% 0.00% 1.54p.%'s 5.21p.%'s 100.00%1000 PAPELERIA Y ARTICULOS DE -18.18% -0.50p.%'s -15.70p.%'s -5.33% -23.08% 16.00% 52.31% -39.56% -100.00% 0.00% 0.00% 0.00% 0.00% 0.00% -1.33p.%'s 0.00p.%'s 0.00%1010 PEGAMENTOS 0.00% 1.36p.%'s -6.61p.%'s 241.06% 100.00% 0.00% 241.11% -31.91% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%1020 PELUQUERIAS Y SALONES DE 0.00% 4.43p.%'s -0.42p.%'s -11.46% -4.35% -1.56% -1.30% 69.67% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%1030 PERFUMES Y ARTICULOS DE -16.67% 1.83p.%'s -9.81p.%'s 273.39% 89.58% 32.52% 92.31% -18.82% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%1040 PINTURA TALLER ARTISTICO 0.00% -2.25p.%'s -4.43p.%'s 28.31% -28.57% 29.67% 562.34% -2.83% 100.00% 100.00% 100.00% 0.00% 0.00% 0.00% 32.39p.%'s 24.78p.%'s 100.00%1050 PLANTA DE ASFALTO 0.00% -2.72p.%'s -1.95p.%'s -65.03% -50.00% -78.03% -92.02% -48.99% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%1060 PLASTICOS ARTICULOS DE -30.00% -4.13p.%'s -15.12p.%'s -13.97% -13.41% 56.51% 37.73% 15.09% 100.00% 157.85% 24.57% 0.00% 100.00% 0.00% 0.93p.%'s 4.31p.%'s 28.93%1070 PRODUCTOS QUIMICOS 0.00% -0.53p.%'s 0.84p.%'s -31.46% -25.00% 327.47% 66.61% 59.28% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%1090 REFRIGERADORA O CONGELADORA, 100.00% 3.83p.%'s 0.67p.%'s 155.27% 118.18% -11.56% 103.41% 157.81% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%1100 RELOJERIA Y JOYERIA 25.00% 3.58p.%'s -3.44p.%'s 42.74% 35.37% 83.76% 68.32% 143.71% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%1110 RESTAURANTES, BARES, CANTINAS. 22.22% 2.72p.%'s -8.79p.%'s -52.97% -51.71% -35.04% -39.13% -36.84% -83.33% -99.78% -97.35% 0.00% -100.00% 0.00% -1.01p.%'s -72.88p.%'s -98.67%1120 ROPA, BONETERIA Y MERCERIA 11.11% 1.94p.%'s -15.40p.%'s 30.98% 21.18% 0.83% -7.99% 0.58% 100.00% 100.00% 25,885.74% 100.00% 100.00% 0.00% 1.83p.%'s 2763.79p.%'s 100.00%1130 SAL -100.00% -0.45p.%'s -0.32p.%'s -100.00% -100.00% 0.00% -100.00% -100.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%1140 TABACO 0.00% -4.69p.%'s -3.64p.%'s -38.89% -25.00% 227.88% 79.88% -0.10% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%1160 TELEFONO, TELEGRAFO Y CORREO 0.00% 0.64p.%'s 1.99p.%'s 23.43% 33.33% 41.30% 41.16% 84.43% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%1170 TELEVISION Y RADIO 50.00% 4.65p.%'s 0.28p.%'s 70.09% 155.88% 111.45% 40.29% 84.48% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%1180 TEXTILES 12.50% 8.25p.%'s -7.63p.%'s 108.61% 93.33% 809.14% 1,377.03% 1,355.81% 100.00% 100.00% 336.44% 0.00% 100.00% 0.00% 1.92p.%'s 12.59p.%'s 100.00%1190 TLAPALERIAS -25.00% -1.32p.%'s -15.91p.%'s 75.90% 160.00% 178.46% 29.84% 161.65% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%1200 VIDEO CLUBS -20.00% -8.31p.%'s -9.33p.%'s 50.24% 54.55% -53.29% -23.82% 28.75% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00p.%'s 0.00p.%'s 0.00%1210 ZAPATERIA -14.29% -9.39p.%'s -25.38p.%'s 139.42% 134.48% 101.78% 143.61% 137.09% 100.00% 100.00% 0.00% 0.00% 0.00% 0.00% 1.02p.%'s 2.86p.%'s 100.00%



SESA INCENDIO ESTADISTICA POR RIESGO / BIEN / COBERTURA / ESTADO


2003



EDIFICIO

ESTADO # CIAS. PARTICIPANTES % PM PE 1) % PM MS 1) RIESGOS

EXPUESTOS (RE)

Nº DE RIESGOS

ASEGURADOS

PRIMA EMITIDA (PE)

PRIMA DEVENGADA

(PD)



(NS)

MONTO DE SINIESTROS

(MS)

GASTOS DE AJUSTE


SALDOS PENDIENTES

MONTO DE DEDUCIBLES


%SIN. (MS/PD)

SIN PROM. (MS/NS)

AGUASCALIENTES 19 86.08% 84.04% 5,550.6719 8,980 2,668,777 2,279,708 13,487,259,322 13 377,022 63,569 0 2,174 14,024 0.23% 16.54% 29,002BAJA CALIFORNIA 17 85.03% 84.14% 25,009.2087 44,680 12,666,429 15,978,292 48,300,486,860 137 53,273,823 1,372,556 1,356,565 1,230 244,282 0.55% 333.41% 388,860BAJA CALIFORNIA SUR 15 84.00% 80.14% 2,967.1202 5,737 2,708,827 2,434,737 7,348,679,937 19 8,840,018 62,292 4,756,087 0 586,707 0.64% 363.08% 465,264CAMPECHE 15 80.28% 71.29% 1,386.9695 2,591 369,829 329,511 1,358,241,553 2 89,977 5,623 82,500 0 500 0.14% 27.31% 44,989COAHUILA 18 85.03% 84.14% 12,751.1228 23,100 5,371,334 3,917,345 15,369,103,746 24 8,072,791 115,686 280,758 1 63,249 0.19% 206.08% 336,366COLIMA 17 84.10% 80.08% 3,226.3067 5,504 1,536,326 1,205,788 5,784,987,834 11 7,738,051 99,263 7,495,039 0 7,812 0.34% 641.74% 703,459CHIAPAS 15 83.26% 79.75% 3,767.0832 6,491 1,515,825 1,611,784 5,035,551,715 23 4,384,103 55,466 3,460,753 2,174 11,168 0.61% 272.00% 190,613CHIHUAHUA 17 84.63% 84.02% 20,816.7059 39,828 9,327,514 11,206,658 34,495,129,129 58 14,949,786 303,234 10,637,980 4,349 404,373 0.28% 133.40% 257,755DISTRITO FEDERAL 21 91.09% 94.84% 96,686.2310 197,739 118,858,037 108,107,041 421,930,993,531 380 339,920,934 32,510,907 125,078,070 911,341 1,566,081 0.39% 314.43% 894,529DURANGO 12 72.14% 72.09% 4,091.4660 7,390 1,896,607 2,021,306 4,089,565,043 4 156,382 13,640 45,000 0 6,500 0.10% 7.74% 39,096GUANAJUATO 18 84.70% 80.09% 11,594.2300 23,349 4,266,575 3,619,377 12,849,848,249 32 872,729 900,894 393,803 635 9,000 0.28% 24.11% 27,273GUERRERO 18 84.70% 80.09% 6,111.4291 14,865 2,698,195 2,936,501 20,265,310,218 17 952,640 67,685 377,610 0 14,027 0.28% 32.44% 56,038HIDALGO 18 85.03% 84.14% 6,429.5022 13,014 694,459 617,159 4,280,081,471 20 2,575,877 75,383 2,265,000 20,311 180,818 0.31% 417.38% 128,794JALISCO 19 89.67% 90.83% 30,397.9258 61,596 7,543,948 7,608,736 47,382,180,421 147 9,429,948 607,839 1,868,416 21,679 603,206 0.48% 123.94% 64,149MEXICO 20 90.60% 94.89% 63,710.8931 131,756 27,734,858 27,834,504 91,761,820,373 107 8,045,372 328,295 4,046,655 20,758 211,037 0.17% 28.90% 75,190MICHOACAN 16 84.00% 80.14% 8,388.5762 17,025 3,801,245 3,734,632 6,512,336,652 16 6,542,875 56,530 4,192,600 0 8,574 0.19% 175.19% 408,930MORELOS 20 86.11% 84.10% 6,238.7804 13,087 2,958,132 2,792,531 9,970,516,321 24 687,874 67,429 176,330 0 6,493 0.38% 24.63% 28,661NAYARIT 15 75.98% 79.25% 2,242.2137 4,661 388,880 462,141 2,246,402,214 13 1,076,990 70,140 33,782 0 112,115 0.58% 233.04% 82,845NUEVO LEON 19 85.63% 84.15% 37,714.8824 70,018 29,510,989 25,544,177 75,002,689,775 162 23,648,330 657,856 1,969,910 10,779 431,796 0.43% 92.58% 145,977OAXACA 16 84.00% 80.14% 2,724.7809 5,051 353,876 290,490 2,235,373,083 1 34,000 0 34,000 0 0 0.04% 11.70% 34,000PUEBLA 17 84.10% 80.08% 11,884.2351 22,485 40,072,528 36,404,193 22,663,434,811 12 2,162,025 78,161 14,080 517 34,799 0.10% 5.94% 180,169QUERETARO 19 85.63% 84.15% 8,041.3856 14,455 3,715,531 3,063,863 11,307,283,988 32 2,704,081 84,589 2,416,972 2,369 14,406 0.40% 88.26% 84,503QUINTANA ROO 18 84.03% 79.97% 5,472.3360 10,598 4,409,725 3,567,299 12,438,951,667 9 1,384,203 92,808 165,045 11,043 0 0.16% 38.80% 153,800SAN LUIS POTOSI 18 85.18% 80.03% 6,221.1108 10,073 18,616,044 15,068,483 11,157,899,057 14 1,207,509 42,968 52,628 0 96,803 0.23% 8.01% 86,251SINALOA 16 84.10% 80.08% 8,155.2951 16,316 1,317,447 1,479,067 13,005,857,563 26 728,258 94,509 90,000 0 24,500 0.32% 49.24% 28,010SONORA 15 80.21% 71.01% 17,465.1128 33,800 6,948,438 7,767,154 23,991,373,983 189 9,993,265 557,887 4,368,936 5,830 269,558 1.08% 128.66% 52,874TABASCO 16 83.69% 79.96% 4,350.9341 7,751 634,608 986,752 4,494,884,689 16 1,158,105 49,899 602,884 1,000 12,500 0.37% 117.37% 72,382TAMAULIPAS 16 84.00% 80.14% 11,033.7084 20,791 8,101,607 8,534,106 21,983,841,006 33 74,493,395 138,842 67,591,929 66,459 126,443 0.30% 872.89% 2,257,376TLAXCALA 13 75.97% 63.73% 1,456.4813 2,821 409,577 358,498 1,120,698,837 3 56,556 112,881 11,400 0 0 0.21% 15.78% 18,852VERACRUZ 16 83.26% 79.75% 12,457.6042 22,282 2,020,339 2,311,145 14,314,751,142 34 20,463,629 949,797 1,421,500 3,286 66,373 0.27% 885.43% 601,871YUCATAN 17 83.43% 79.97% 9,533.3284 13,980 2,676,236 2,010,080 8,149,609,895 38 45,178,456 893,085 4,745,047 237,492 82,829 0.40% 2247.59% 1,188,907ZACATECAS 13 68.52% 74.65% 2,697.2463 4,709 379,971 347,747 1,517,025,338 1 140,196 11,340 0 0 5,500 0.04% 40.32% 140,196EN EL EXTRANJERO 7 61.26% 46.54% 41.2714 77 932,139 659,417 1,950,300,912 2 515,149 4,546 4,383 0 10,215 4.85% 78.12% 257,575

TOTAL 21 91.09% 94.89% 450,616.1492 876,600 327,104,852 307,090,222 977,802,470,335 1,619 651,854,349 40,545,599 250,035,662 1,323,427 5,225,688 0.36% 212.27% 402,628

COBERTURA

INCENDIO




2004



EDIFICIO

ESTADO # CIAS. PARTICIPANTES % PM PE 1) % PM MS 1) RIESGOS

EXPUESTOS (RE)

Nº DE RIESGOS

ASEGURADOS PRIMA EMITIDA

PRIMA DEVENGADA

(PD)



(NS)

MONTO DE SINIESTROS

(MS)

GASTOS DE AJUSTE


SALDOS PENDIENTES

MONTO DE DEDUCIBLES


%SIN. (MS/PD)

SIN PROM. (MS/NS)

AGUASCALIENTES 25 87.77% 99.16% 4,773.9964 8,534 2,180,203 1,942,724 14,328,626,763 9 217,751 40,187 70,106 0 3,084 0.19% 11.21% 24,195BAJA CALIFORNIA 23 95.81% 96.63% 25,469.7407 49,754 24,438,911 14,557,466 42,586,011,285 149 46,188,077 975,167 26,311,857 3,127 89,441 0.59% 317.28% 309,987BAJA CALIFORNIA SUR 20 95.71% 97.28% 2,885.5595 6,222 1,973,308 1,462,125 9,492,935,741 15 368,631 93,367 378 0 16,557 0.52% 25.21% 24,575CAMPECHE 19 87.07% 91.98% 1,570.8431 3,086 301,701 295,857 2,498,157,195 4 351,501 31,816 0 0 5,000 0.25% 118.81% 87,875COAHUILA 22 86.07% 96.50% 14,763.4799 28,387 5,315,304 4,731,873 17,294,864,098 26 1,499,708 127,275 79,000 0 10,096 0.18% 31.69% 57,681COLIMA 21 94.73% 96.46% 3,404.3418 7,795 1,502,676 1,740,813 6,248,865,962 6 351,256 33,835 8,750 0 12,337 0.18% 20.18% 58,543CHIAPAS 17 76.04% 87.82% 3,854.2482 7,317 879,773 798,398 6,062,832,926 3 25,697 4,054 2,250 0 0 0.08% 3.22% 8,566CHIHUAHUA 23 96.20% 98.24% 21,944.8840 46,082 11,697,390 10,258,010 34,104,048,773 80 3,115,857 214,881 600,564 3,000 35,382 0.36% 30.37% 38,948DISTRITO FEDERAL 27 97.63% 99.31% 107,220.5938 222,038 144,271,378 98,034,032 360,761,411,303 859 333,788,465 7,315,752 231,297,644 161,051 284,024 0.80% 340.48% 388,578DURANGO 17 73.01% 91.44% 4,373.2725 9,079 6,609,622 5,096,908 8,380,841,121 8 4,391 3,482 0 0 0 0.18% 0.09% 549GUANAJUATO 24 95.60% 96.67% 12,467.7293 24,984 13,059,101 10,593,251 19,196,556,320 19 266,133 39,449 42,800 0 6,160 0.15% 2.51% 14,007GUERRERO 24 96.71% 97.57% 6,737.8101 16,653 2,427,148 2,195,180 19,334,349,898 4 142,379 21,383 17,382 0 4,290 0.06% 6.49% 35,595HIDALGO 23 95.68% 98.16% 6,283.0819 14,160 894,238 847,801 7,772,379,546 5 122,493 10,580 80,000 0 0 0.08% 14.45% 24,499JALISCO 24 96.71% 97.57% 37,505.2359 79,706 8,318,501 7,861,321 57,305,103,733 215 4,786,129 488,331 1,192,246 0 401,764 0.57% 60.88% 22,261MEXICO 26 97.30% 99.19% 69,183.9242 148,862 19,359,451 17,323,890 105,969,146,203 80 16,306,229 801,500 1,630,939 501 97,275 0.12% 94.13% 203,828MICHOACAN 23 96.59% 97.55% 9,104.5123 19,747 13,183,063 10,910,020 23,199,746,821 8 2,424,883 12,335 313,122 0 719 0.09% 22.23% 303,110MORELOS 26 96.69% 99.27% 6,853.6279 14,977 1,518,265 1,686,787 12,296,696,686 19 776,072 68,328 84,133 0 27,167 0.28% 46.01% 40,846NAYARIT 19 84.87% 96.32% 3,269.5538 7,241 599,220 561,142 5,098,591,027 5 61,131 14,343 11,388 500 106,578 0.15% 10.89% 12,226NUEVO LEON 26 97.30% 99.19% 41,917.5503 81,183 43,115,978 37,929,785 82,161,172,963 201 32,042,894 8,801,801 794,660 12,022,226 152,475 0.48% 84.48% 159,417OAXACA 18 86.88% 91.76% 2,680.2789 5,974 413,255 442,751 4,076,877,932 1 4,495 15,442 4,495 0 0 0.04% 1.02% 4,495PUEBLA 23 96.57% 97.44% 11,754.3880 24,145 3,654,358 3,618,076 16,937,100,780 20 3,571,443 150,858 827,500 0 13,135 0.17% 98.71% 178,572QUERETARO 25 96.41% 98.25% 7,700.1376 14,288 4,517,314 3,835,665 12,571,448,125 21 6,210,366 113,360 782 325,050 790 0.27% 161.91% 295,732QUINTANA ROO 23 88.53% 92.93% 5,662.0546 11,510 2,161,890 2,542,864 14,497,978,530 20 7,165,149 70,616 6,104,193 11,843 40,429 0.35% 281.77% 358,257SAN LUIS POTOSI 22 77.74% 91.97% 7,067.6506 11,978 1,352,655 1,593,486 11,970,571,752 11 72,903 16,189 843 0 5,490 0.16% 4.58% 6,628SINALOA 22 88.93% 94.32% 9,494.9922 20,113 1,528,654 1,394,855 12,421,517,456 17 417,019 26,221 30,545 1,777 5,506 0.18% 29.90% 24,531SONORA 21 85.89% 97.28% 19,171.1722 41,523 7,115,935 6,188,832 27,151,097,081 89 5,255,809 343,134 1,188,897 21,922 68,955 0.46% 84.92% 59,054TABASCO 19 86.44% 91.86% 4,991.0340 9,794 917,501 889,112 6,164,406,234 8 880,796 45,739 100,000 0 0 0.16% 99.06% 110,100TAMAULIPAS 22 95.69% 96.61% 12,420.3500 25,300 4,305,561 3,584,863 18,598,344,697 18 26,192,003 136,194 564,728 0 29,085 0.14% 730.63% 1,455,111TLAXCALA 17 89.81% 93.88% 1,485.8156 3,173 268,630 234,569 1,694,864,437 1 4,100 0 0 0 0 0.07% 1.75% 4,100VERACRUZ 22 88.56% 94.33% 14,015.9607 28,080 4,304,339 3,502,788 21,022,917,773 24 7,969,154 280,268 2,774,435 204,785 40,389 0.17% 227.51% 332,048YUCATAN 22 88.47% 93.05% 7,569.7980 14,665 3,323,681 2,817,982 9,453,590,523 39 1,417,468 80,468 54,900 0 35,992 0.52% 50.30% 36,345ZACATECAS 19 77.51% 91.79% 2,765.9314 5,054 401,594 431,749 2,781,941,226 1 15,000 6,756 15,000 0 0 0.04% 3.47% 15,000EN EL EXTRANJERO 2 19.81% 42.20% 29.7815 54 119,958 84,057 424,978,377 0 0 0 0 0 0 0.00% 0.00% 0

TOTAL 27 97.63% 99.31% 490,393.3309 1,011,458 336,030,556 259,989,032 993,859,973,287 1,985 502,015,382 20,383,111 274,203,537 12,755,782 1,492,120 0.40% 193.09% 252,904

COBERTURA

INCENDIO



EDIFICIO ** EDIFICIO ** INCENDIO PERIODO: 2004 V.S. 2003

2004 V.S. 2003


INCREMENTOS Y/O DECREMENTOS 2004 V.S. 2003RIESGOEDIFICIOBIEN

EDIFICIO

ESTADO # CIAS. PARTICIPANTES



RIESGOS EXPUESTOS

Nº DE RIESGOS

ASEGURADOS PRIMA EMITIDA PRIMA



MONTO DE SINIESTROS

GASTOS DE AJUSTE


SALDOS PENDIENTES

MONTO DE DEDUCIBLES


PTOS. (%'s) SIN. 3)

SIN. PROM.

AGUASCALIENTES 31.58% 1.69p.%'s 15.13p.%'s -13.99% -4.97% -18.31% -14.78% 6.24% -30.77% -42.24% -36.78% 100.00% -100.00% -78.01% -0.05p.%'s -5.33p.%'s -16.58%BAJA CALIFORNIA 35.29% 10.78p.%'s 12.48p.%'s 1.84% 11.36% 92.94% -8.89% -11.83% 8.76% -13.30% -28.95% 1,839.59% 154.23% -63.39% 0.04p.%'s -16.13p.%'s -20.28%BAJA CALIFORNIA SUR 33.33% 11.71p.%'s 17.14p.%'s -2.75% 8.45% -27.15% -39.95% 29.18% -21.05% -95.83% 49.89% -99.99% 0.00% -97.18% -0.12p.%'s -337.87p.%'s -94.72%CAMPECHE 26.67% 6.79p.%'s 20.69p.%'s 13.26% 19.10% -18.42% -10.21% 83.93% 100.00% 290.66% 465.82% -100.00% 0.00% 900.00% 0.11p.%'s 91.50p.%'s 95.33%COAHUILA 22.22% 1.03p.%'s 12.35p.%'s 15.78% 22.89% -1.04% 20.79% 12.53% 8.33% -81.42% 10.02% -71.86% -100.00% -84.04% -0.01p.%'s -174.38p.%'s -82.85%COLIMA 23.53% 10.63p.%'s 16.38p.%'s 5.52% 41.62% -2.19% 44.37% 8.02% -45.45% -95.46% -65.91% -99.88% 0.00% 57.92% -0.16p.%'s -621.56p.%'s -91.68%CHIAPAS 13.33% -7.22p.%'s 8.07p.%'s 2.31% 12.73% -41.96% -50.46% 20.40% -86.96% -99.41% -92.69% -99.93% -100.00% -100.00% -0.53p.%'s -268.78p.%'s -95.51%CHIHUAHUA 35.29% 11.57p.%'s 14.22p.%'s 5.42% 15.70% 25.41% -8.47% -1.13% 37.93% -79.16% -29.14% -94.35% -31.02% -91.25% 0.09p.%'s -103.03p.%'s -84.89%DISTRITO FEDERAL 28.57% 6.54p.%'s 4.47p.%'s 10.90% 12.29% 21.38% -9.32% -14.50% 126.05% -1.80% -77.50% 84.92% -82.33% -81.86% 0.41p.%'s 26.05p.%'s -56.56%DURANGO 41.67% 0.86p.%'s 19.35p.%'s 6.89% 22.86% 248.50% 152.16% 104.93% 100.00% -97.19% -74.47% -100.00% 0.00% -100.00% 0.09p.%'s -7.65p.%'s -98.60%GUANAJUATO 33.33% 10.90p.%'s 16.59p.%'s 7.53% 7.00% 206.08% 192.68% 49.39% -40.63% -69.51% -95.62% -89.13% -100.00% -31.56% -0.12p.%'s -21.60p.%'s -48.64%GUERRERO 33.33% 12.01p.%'s 17.48p.%'s 10.25% 12.03% -10.05% -25.25% -4.59% -76.47% -85.05% -68.41% -95.40% 0.00% -69.42% -0.22p.%'s -25.96p.%'s -36.48%HIDALGO 27.78% 10.65p.%'s 14.02p.%'s -2.28% 8.81% 28.77% 37.37% 81.59% -75.00% -95.24% -85.97% -96.47% -100.00% -100.00% -0.23p.%'s -402.93p.%'s -80.98%JALISCO 26.32% 7.04p.%'s 6.74p.%'s 23.38% 29.40% 10.27% 3.32% 20.94% 46.26% -49.25% -19.66% -36.19% -100.00% -33.40% 0.09p.%'s -63.05p.%'s -65.30%MEXICO 30.00% 6.70p.%'s 4.30p.%'s 8.59% 12.98% -30.20% -37.76% 15.48% -25.23% 102.68% 144.14% -59.70% -97.59% -53.91% -0.05p.%'s 65.22p.%'s 171.08%MICHOACAN 43.75% 12.59p.%'s 17.41p.%'s 8.53% 15.99% 246.81% 192.13% 256.24% -50.00% -62.94% -78.18% -92.53% 0.00% -91.61% -0.10p.%'s -152.97p.%'s -25.88%MORELOS 30.00% 10.58p.%'s 15.17p.%'s 9.86% 14.44% -48.67% -39.60% 23.33% -20.83% 12.82% 1.33% -52.29% 0.00% 318.40% -0.11p.%'s 21.38p.%'s 42.51%NAYARIT 26.67% 8.89p.%'s 17.07p.%'s 45.82% 55.35% 54.09% 21.42% 126.97% -61.54% -94.32% -79.55% -66.29% 100.00% -4.94% -0.43p.%'s -222.15p.%'s -85.24%NUEVO LEON 36.84% 11.67p.%'s 15.04p.%'s 11.14% 15.95% 46.10% 48.49% 9.54% 24.07% 35.50% 1,237.95% -59.66% 111,433.78% -64.69% 0.05p.%'s -8.10p.%'s 9.21%OAXACA 12.50% 2.88p.%'s 11.62p.%'s -1.63% 18.27% 16.78% 52.42% 82.38% 0.00% -86.78% 100.00% -86.78% 0.00% 0.00% 0.00p.%'s -10.69p.%'s -86.78%PUEBLA 35.29% 12.46p.%'s 17.36p.%'s -1.09% 7.38% -90.88% -90.06% -25.27% 66.67% 65.19% 93.01% 5,777.13% -100.00% -62.25% 0.07p.%'s 92.77p.%'s -0.89%QUERETARO 31.58% 10.77p.%'s 14.10p.%'s -4.24% -1.16% 21.58% 25.19% 11.18% -34.38% 129.67% 34.01% -99.97% 13,620.98% -94.52% -0.13p.%'s 73.65p.%'s 249.97%QUINTANA ROO 27.78% 4.51p.%'s 12.96p.%'s 3.47% 8.61% -50.97% -28.72% 16.55% 122.22% 417.64% -23.91% 3,598.50% 7.24% 100.00% 0.19p.%'s 242.97p.%'s 132.94%SAN LUIS POTOSI 22.22% -7.44p.%'s 11.93p.%'s 13.61% 18.91% -92.73% -89.43% 7.28% -21.43% -93.96% -62.32% -98.40% 0.00% -94.33% -0.07p.%'s -3.44p.%'s -92.32%SINALOA 37.50% 4.83p.%'s 14.24p.%'s 16.43% 23.27% 16.03% -5.69% -4.49% -34.62% -42.74% -72.26% -66.06% 100.00% -77.53% -0.14p.%'s -19.34p.%'s -12.42%SONORA 40.00% 5.67p.%'s 26.26p.%'s 9.77% 22.85% 2.41% -20.32% 13.17% -52.91% -47.41% -38.49% -72.79% 276.02% -74.42% -0.62p.%'s -43.74p.%'s 11.69%TABASCO 18.75% 2.75p.%'s 11.90p.%'s 14.71% 26.36% 44.58% -9.90% 37.14% -50.00% -23.95% -8.34% -83.41% -100.00% -100.00% -0.21p.%'s -18.30p.%'s 52.11%TAMAULIPAS 37.50% 11.69p.%'s 16.47p.%'s 12.57% 21.69% -46.86% -57.99% -15.40% -45.45% -64.84% -1.91% -99.16% -100.00% -77.00% -0.15p.%'s -142.26p.%'s -35.54%TLAXCALA 30.77% 13.84p.%'s 30.15p.%'s 2.01% 12.48% -34.41% -34.57% 51.23% -66.67% -92.75% -100.00% -100.00% 0.00% 0.00% -0.14p.%'s -14.03p.%'s -78.25%VERACRUZ 37.50% 5.30p.%'s 14.58p.%'s 12.51% 26.02% 113.05% 51.56% 46.86% -29.41% -61.06% -70.49% 95.18% 6,132.05% -39.15% -0.10p.%'s -657.92p.%'s -44.83%YUCATAN 29.41% 5.04p.%'s 13.09p.%'s -20.60% 4.90% 24.19% 40.19% 16.00% 2.63% -96.86% -90.99% -98.84% -100.00% -56.55% 0.12p.%'s -2197.29p.%'s -96.94%ZACATECAS 46.15% 8.99p.%'s 17.14p.%'s 2.55% 7.33% 5.69% 24.16% 83.38% 0.00% -89.30% -40.42% 100.00% 0.00% -100.00% 0.00p.%'s -36.84p.%'s -89.30%EN EL EXTRANJERO -71.43% -41.44p.%'s -4.34p.%'s -27.84% -29.87% -87.13% -87.25% -78.21% -100.00% -100.00% -100.00% -100.00% 0.00% -100.00% -4.85p.%'s -78.12p.%'s -100.00%


COBERTURA

INCENDIO


SESA INCENDIO 2004 - amis.org.mxamis.org.mx/InformaWeb/Documentos/Archivos/SESA... · Muros macizos...

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Transcript of SESA INCENDIO 2004 - amis.org.mxamis.org.mx/InformaWeb/Documentos/Archivos/SESA... · Muros macizos...