Dena Retail Banking

8/3/2019 Dena Retail Banking

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Mission

DENA BANK will provide its

Customers - premier financial services of great value,Staff - positive work environment and opportunity for

growth and achievement,Shareholders - superior financial returns,

Community - economic growth

Vision

DENA BANK will emerge as the

most preferred Bank of customer choice in its area of operations, by its

reputation and performance

The logo of Dena Bank depicts Goddess Lakshmi, the Goddess of Wealth, according toHindu mythology.

It was the desire of the founding fathers of the Bank that the Bank should be a symbol of

prosperity for all its clients, and the logo represents this promise.

The contemporary 'D' in the logo reflects the dynamism, dedication and the drive

towards customer satisfaction



Dena Deposit Schemes

We welcome you to Dena Bank Personal Banking section, we offer all our services along with apersonal touch by reaching out to you in various manners. We offer some of the most attractiveDeposit rates to our customers.

Premium Savings Account Scheme

SALIENT FEATURES :

Minimum Balance: Quarterly average balance of Rs. 25,000/-

Concessions offered

1. Free cheque books facility

2. Free of commission Demand Drafts/ MT/ Pay Orders up to an aggregate amount of Rs.

10,000/- per month

OR

Free collection of outstation cheques up to Rs. 10,000/ per month on the centres where we havebranches. Actual Postage & out of pocket expenses shall be borne by the accountholder. Wherewe have no branch, only our commission will be waived. The account holder has to bear the

commission of the Agent bank in addition to postage & out of pocket expenses.

The scheme is optional.

Premium Current Account Scheme

Minimum Balance:Rs 5000/- to be maintained at any point of time

Monthly Average Balance:Rs. 1 Lac per month

1 Free of commission Demand Drafts/MT/Pay Orders up to an aggregate amount of Rs. 1.00 lac per month

OR

Free collection of outstation cheques up to Rs. 50000/- per month on the centre where we have



branches. Actual postage and out of pocket expenses shall be borne by the account holder. Wherewe have no branch, only our commission will be waived. The account holder has to bear thecommission of the agent bank in addition to postage and out of pocket expenses.

The above facility is subject to a maximum of 10 DDs / MTs / Pay Orders/ Outstation cheques per month.

If the account holder maintains more than Rs. one lac balance in his account then the concessions

will be increased proportionately in multiples of Rs. One Lac.

2. If the Minimum balance / Monthly average balance is not maintained penalty will be charged.

The Scheme is optional.

Dena Jeevan SB Account

Now, get life insurance cover through your Savings Account!

"Dena Jeevan SB Account" provides the value addition of life insurance for our Savings deposit account

holders, who can now avail of life insurance cover through their account. The insurance cover is availableunder a One Year Renewable Term Insurance Plan of Life Insurance Corporation of India [LIC], for whomDena Bank is a Corporate Agent.

The Savings Deposit account holders of the Bank between 18 and 59 years of age, who opt to becomemembers under the scheme, would be eligible for an insurance cover of Rs.1,00,000/- ( Rupees One laconly ) on life, at very low premium. The amount of annual premium depends on the age of the optee. Thesalient features of the scheme ( which is a part of our Savings Deposit Scheme ) are given below:

DLife cover of Rs. 1 lac.

DLife insurance cover upto 60 years of age.

D

Very low premium.

DNo medical tests required. A simple declaration of good health will suffice.

DInsurance cover commences immediately on signing the Consent-cum-Authorisation Letter and debitof premium to the account. The customer does not have to wait for the policy document.

DSimple payment mechanism : the premium can be debited to customers account and standinginstructions can be given for renewal. Thus there is no possibility of lapse of cover.

DIncome Tax benefit is available. Effectively, the premium cost is lower.

DNomination facility is available.

DSimple claim settlement process.

DThe insurance cover is provided under the Group Insurance Scheme of LIC, the premier life insurancecompany in the country having sovereign guarantee.

DSuch One Year Renewable Term Insurance Plan is not available off the shelf for individuals.

For further details, please contact our nearest branch.



Adding value to your savings account....because we value your account.

Dena Maha Tax Bachat Yojana

A Deposit scheme to avail Income Tax benefit u/s 80C:

Any Individual or a Hindu Undivided Family [HUF] can invest a minimum amount of Rs 100/- or multiples thereof, to avail Income tax benefit u/s 80C of the Income Tax Act subject to a maximum of Rs 1,00,000/- in a financial year.

Scheme Attraction: Investors can avail tax benefits while earning Higher returns / Yield on their deposits as interest rate offered is higher than the normal Card Rate. Rate of Interest :

The rate of interest offered under Dena Maha Tax Bachat Yojana has been revised and now beenlinked to our Card Rate (similar to the Domestic Term deposits for a period of 5 years andabove).

Interest Payment: Option available to receive interest either at the time of maturity with QuarterlyCompounding [cumulative] OR at Monthly / Quarterly / Half-yearly / Yearly rests [non- cumulative].

Period Of Deposit: Fixed maturity period of 5 years. Premature withdrawal is not permitted

Deduction under section 80C: In case of joint holder type deposit, the deduction from income under section 80C of the Act shall be available only to the first holder of the deposit.

Nomination Facility: Available, except in the case of term deposit held by or on behalf of minor.

Permanent Account Number [PAN]: PAN is mandatory to invest in this scheme.

Dena Super Premium Current Account

FLEXIBILITY OF CURRENT ACCOUNT - EARNING OF FIXED DEPOSIT

Automatic transfer of balance from the Current Account in excess of Rs. 2,00,000/- to

Fixed Deposit, in multiples of Rs. 25,000/- and Re-transfer of funds from the Fixed

Deposit to Current Account in multiples of Rs. 25000/- when there is a need.

Eligibility:

y Existing/new customers who maintain the monthly average balance of Rs 2 lac &

minimum balance of Rs. 5000/- for one full calendar month.



y Maximum period of deposit: 90 days

y Rate of interest: Card rate will be applicable for units converted to term deposits

if the aggregate amount of deposit so converted to Term deposit is less than Rs 1

cr per day. Bulk deposit rate on Term Deposits to be announced by the Treasury

Department everyday would be applicable for units converted to Term deposits if the aggregate amount of deposit so converted to Term deposit is Rs 1 cr and

above per day.

y Monthly Average Balance : Rs. 2 Lac.

y Minimum Balance: Rs 5000/-

FACILITIES OFFERED :

y Free Demand Drafts/ MT/ Pay Orders up to an aggregate amount of Rs. 2 lac per

month

OR

y Free collection of Outstation cheques up to Rs. 1 Lac per month. Actual postage &

out of pocket expenses shall be borne by the account holder. Where we do not

have a branch, only our commission will be waived. The account holder has to

bear the commission of the agent bank in addition to postage & out of pocket

expenses. (The above facility is subject to a maximum of 20 DDs / MTs / Pay

Orders/Outstation cheques per month.)

y Free Debit card

y Free Bill Pay services available (at selected branches)

y If the Minimum balance / Monthly average balance is not maintained penalty will

be charged.

Dena Savifix Deposit Schemey

Dena Savifix Account as the name denotes acts primarily as a savings account and doubles

up as fixed deposit A/c.

What Happens isthe money deposited in the Account, the moment the balance crosses Rs25,000/- The exceeding amount in multiples of Rs. 5000/- is automatically converted to FixedDeposit earning higher interest. Conversely, if funds in your savings account are insufficientfor withdrawal or to honour a cheque, the requisite amount will be automatically transferredfrom the fixed deposit account in units of Rs. 5,000/-

Salient Feature:



The convenience of a savings account with better interest rates .

As the name denotes enjoy the freedom of a savings account with the earnings of a fixeddeposit account.

y Dena Freedom Deposit Scheme

y

y Dena Freedom Deposit Scheme, comes with a cheque book facility to enable you to withdrawupto 90% of the initial deposit amount as overdraft.

y This Deposit scheme ensures that your money is neither blocked nor are you stuck with timeconsuming paperwork.

y Minimum Deposit : Rs. 10,000/-, which is automatically renewed in multiples of Rs.1,000/-.

y Deposit Period : 1 - 5 years. Compounded interest payable on maturity on the depositamount.

y Dena Samruddhi Deposit Scheme

y Under Dena Samruddhi Deposit Scheme the interest amount is compounded on the

quarterly rests, effectively yielding higher return than the contracted rate. y Minimum Deposit : Rs. 100/-

y Deposit Period : 6 months - 120 months.

y True to its name this scheme allows Growth of your Capital by way of higher returns onyour investments.

y Dena Fixed Deposit Schemey

Dena Fixed Deposit Scheme allows you to choose the intervals of receiving your interest. Youcan choose yearly, half-yearly, quarterly or even monthly interest payments according to your needs of income.

Duration :The deposit is accepted under this scheme for any period from 7 days to 10 years.

Your money is never idle and your receipt of your interest income can be planned according toyour needs



y Dena Senior Citizen Schemey

y Dena Bank Senior Citizen's Scheme is open to individuals, who have completed 60 yearsof age.

The account can be opened in the sole name of the individual (with nomination facility) and/or in joint name. In case where joint account holder is a person below the age of 60 Years, the

name of Senior Citizen to be given as first name in the application form. y The depositor can open Fixed Deposit (Dena Senior Citizen Fixed Deposit ) account where

monthly /quarterly/ half yearly/yearly interest would be paid. The period of such deposit will beminimum 15 Days to maximum 10 years.

y For cumulative deposit scheme, (Dena Senior Citizen Samruddhi Deposit) the period of deposit should be minimum 6 months to maximum 10 years.

y Proof of Age.

y At the time of opening of a new deposit account, Senior Citizens are required to provide anyof the following documents as proof of age.

y Secondary School leaving Certificate indicating date of birth.

y LIC Policy.

y Voters Identity Card/ Ration Card.

y Pension Payment Order.

y Birth Certificate issued by the competent authority. y Passport. y Driving Licence.

y Superannuation / retirement certificate of Central/State Governments andCentral/State Government Undertakings

y Minimum Deposit Amount.

y Minimum amount of deposit should be Rs. 1,000/- per deposit receipt and in multiple of Rs.1000/- with no maximum deposit ceiling.

y Rate of Interest.

y The scheme offers 0.50 % additional rate of interest over and above the normal rate of interest offered on Term Deposits.

y Loan facility : Upto 85% of deposit amount.

y Other facilities :Under the Senior Citizen Deposit Scheme we provide the following

additional facilities. y 1. Free ATM Card facility if the customer is maintaining a SB A/c with the branch and free

MBB facilities in SB/CA maintained by the customer if the branch is covered under MBB.

y Further information required if any in this regard may be obtained by sending your e-mail [email protected]

y

y Dena Recurring Deposit Scheme

y Dena Recurring Deposit Scheme enables the depositor to save in fixed monthlyinstallments. One can choose different maturity plans depending on one's saving goalsdesired.

y By putting away only a little amount every month, the depositor gets a tidy lump-sum amountof principal plus interest at the end of the chosen period. Minimum amount of monthlyinstallment Rs.50/. Further amount in multiple of Rs. 5.

y As the old adage goes "little drops of water, makes a mighty ocean". This scheme isideally suited for young salaried people to inculcate a regular and compulsory saving habits.



y Dena Loan Linked Recurring Deposit Scheme

y Dena Loan Linked Recurring Deposit Scheme as the name suggests this scheme isbasically a recurring deposit scheme, which enables and entitles the account holder to avail aloan facility.

y Save in small amounts in fixed monthly instalments over a period of time and take a largeadvance. Loan is given on maturity of Recurring Deposit for the purpose of purchasing

consumer durables. Maximum loan - 3 times the maturity proceeds of recurring deposit or Rs.75,000/- whichever is less.

y Dena Minor Savings Scheme

y y Dena Minor Savings Scheme is a product developed for your children, it will inculcate

saving habits in the minors and also it helps them in becoming responsible by allowing themto partially operate this account independently.

A special savings scheme, for minors. Minors who have attained 10 years of age and above,who can read & write can open Minor Savings Scheme account in their own singly or jointly.No cheque book is issued to Minor Savings Account holder, however a minor is allowed towithdraw the money from his account by withdrawal slip.

y Dena Alpa Bachat Khatay Main features of the Account:

y

y y The account can be opened with a minimum initial deposit of Rs 10/- and thereafter the

balance can go below Rs.10. The account can continue with even ZERO balance. y y No Debit or ATM Cards will be issued under the scheme.

y y For standing instructions, NO CHARGES will be levied.

y y Cheque books will not be issued to the account holders. However, on a case to case

basis, a maximum of 6 Pay Orders/Demand Drafts/M.T (all taken together) can be issuedin a year, each not exceeding Rs 2,500/- for which, our usual charges will be levied. Incase the account holder has more than one such account with the branch in such casestotal PO/DD/MT per year should not exceed 6 remittance.

y y Persons above the age of 10 and below 18, who years and able to read and write may

open a Minor Savings account under the scheme in his own name or jointly with any otherperson.

y y Collection of cheques is normally not encouraged in these accounts. However, on a case

to case basis, a maximum of 6 instruments can be collected in a year, each not exceedingRs 2,500/- for which, our usual charges will be levied.

y y Third party cheques will not be collected in these accounts. y y All other existing terms and conditions of our Minor Savings Scheme shall be applicable

to minors under this scheme and for adults, the terms & conditions applicable to ournormal Savings Deposit Scheme shall apply.



y Dena Cash Certificatey

Name of the Product DENA CASH CERTIFICATE ³DCC´ MOULD YOUR FUTURE

"YOU decide How much money you need on maturity." Who can purchase Cash Certificate can be purchased by any individual in her/his

own name or jointly with other person/s, by a parent/guardian on

behalf of a minor, proprietorship firms, Hindu Undivided Families,Partnership Firms, Limited companies, Clubs, Associations etc.

Maturity Amount Rs. 1000 and in multiple of thousand. Tenor 7 years from the date of investment. Rate of Interest Card Rate (similar to the Domestic Term deposits for a period

of 7 years and above).

Initial Deposit Amount This will depend on maturity value selected and rate of interestapplicable at the time of purchase.

Premature withdrawal Available

Loan / Overdraft facility Available TDS Wherever applicable, TDS will be deducted from maturity value.

Nomination Available

y

y

Dena Loans

Welcome to Dena Bank Personal Banking

y A wide range of Products

y Smart loans on easy terms and attractive interest rates

y Loans for all categories of individuals designed to suit every pocket and to fulfil every financialneed.

y

Personalised attention and Speedy processing.

y Dena Niwas Housing Finance Schemey The doorway to your Dream Home

y A Loan for different needs y You can avail of Dena Niwas Home Loan to purchase a plot, construct a house, buy a ready

built house or buy one under construction. The loan even helps you build an extension to your existing house or purchase a house that is up to 50 years old provided the remaining life of the house is more than 25 years. Besides you can take this loan for repairs and upgradation,which includes the cost of fixtures, POP works, retiling, fittings etc.

y It even gives you the option to shift an existing home loan with any other Bank or FinancialInstitution.

y You are eligible if: y yYou are a major individual, resident or non-resident, having a regular source of income.

y yYour age on the maturity of the loan is less than retirement age if you are a salariedemployee & below 65 years, if you have a business.

y yThe total deductions do not exceed 60% of your gross income, including the loan installment

of the proposed loan.

y ySpouses/Co-applicants income can be clubbed for enhanced eligibility.

y Loan Amount y yUp to Rs.200 lakhs for the purchase/construction of a house.

y yUp to Rs.10 lakhs for renovation/upgradation.



y Margin y 20% y Rate of Interest y Please Check out the Interest Rates Section to find latest Interest Rates applicable. y yINTEREST CHARGED ON DAILY REDUCING BALANCE

y yNO PREPAYMENT CHARGES

y yLOAN LIMIT OF RS. 100 LACS.

y yPURCHASE OF HOUSE UPTO 50 YEARS OLD ALLOWED y yFLOATING RATE LINKED TO BPLR & NOT ANY INDEX/ REFERENCE RATE

y

y Repayment y yUpto 20 years-for the purchase of a new flat/house/construction/extension.

y yUpto 10 years- for repairs, renovation and upgradation.

y Security y Simple equitable mortgage of the house/flat/apartment on which the loan is availed. y Process Fees y yFor loans up to Rs. 50 lacs, 0.25% of sanctioned amount or Rs. 12,500/- whichever is less.

y yIn case of loans above Rs. 50 lacs to Rs. 1 crore, 0.20% of sanctioned amount or Rs.20,000/- whichever is less .

y yIn case of loans above Rs. 1 crore to Rs. 5 crores, 0.15% of sanctioned amount or Rs.

75,000/- whichever is lessy yIn case of loans above Rs. 5 crores. 0.10% of the sanctioned amount or Rs.100,000/-,

whichever is less.

y Dena Vidya Laxmi Educational Loan Schemey

y

Education Loan - Government interest subsidy scheme

for Economically Weaker Sections (EWS)

Coverage :

EWS with upper parental income of Rs.4.50 lakhs per annum.

For recognized Technical / Professional Courses in India after Class XII as approved byMinistry of Human

Resources Department, Government of India.

Certification of income by Designated authority in the prescribed format.

½Applicable from academic year 2009-10.

Interest Subsidy during moratorium period (Course period + 6 months / 1 year).

For further details, contact BranchManager.

y

y The Topper for your children¶s Higher Education y Ensure a bright future for your children. Provide them with the best of higher education in

India or abroad. Avail Dena Vidya Laxmi Educational Loan. y You are eligible if: y yYou are an Indian national and have secured admission to a professional or technical course

in an Indian or Foreign university.

y ySimply walk in with the marksheet of the qualifying exam. and proof of admission.

y Course Eligibility y Study in India: y Graduation courses, Post-Graduation courses, Masters & PhD, Professional courses.



y Study Abroad: y Graduation for professional/ technical courses offered by reputed universities; Post

Graduation (MCA, MBA, MS) y Loan Amount y yUpto Rs.10 lakhs for studies in India.

y yUpto- Rs. 20 lakhs for studies abroad.

y Loan takes care of :

y yFee payable to colleges/ schools/ hostels y yExamination/ Library/ Laboratory fees.

y yPurchase of books, equipment, instruments and uniforms.

y yPassage fare for travel abroad.

y yPurchase of computers needed to complete the course.

y y Any other expense to complete the course like study tours, project work, thesis etc.

y

y Margin y Upto Rs. 4 lakhs- NIL for study in India and abroad.

y Above Rs. 4 lakhs- 5% for study in India and 15% for study abroad.

y Rate of Interest y Please Check out the Interest Rates Section to find latest Interest Rates applicable. y 1% p.a. interest concession if interest is serviced during study period.

y For loans above Rs. 4 lacs, 1% p.a. interest concession for girl students including asapplicable in Dena Shakti.

y For loans above Rs. 4 lacs, 1% p.a. interest concession for IIM / IIT / ISB (Indian School of Business, Hyderabad) students.

y Total concessions for loans above Rs. 4 lacs, excluding 1% interest concession for interestpayment during moratorium period shall not exceed 2% p.a.

y SIMPLE INTEREST CHARGED DURING MORATORIUM PERIOD.

y Process Fees y Rs.1000/- for studies abroad. y Repayment

y Moratorium- Course period + 1 year or 6 months after getting a job, whichever is earlier. y Repayment period- 5-7 years after start of repayment.

y Dena Suvidha (Personal Loan) Scheme

y Live your Dreams y Dena Suvidha is the ideal way to fulfill personal needs of your family. Be it to finance a

marriage or family function. To travel or celebrates a festival. For medical treatment or educational purposes. Or simply a vacation. Even an unforeseen event. Dena Suvidha(Personal) Loan is always there for all your needs.

y You are eligible if: y You are a permanent employee between 24 to 55 years having worked for at least 2 years in

a Govt. or PSU/ reputed organization.

y You have a gross monthly income of at least Rs. 15,000/-. Income of any other earning

member ( co-applicants) can be clubbed for enhanced eligibility. y You can have a salary disbursement arrangement with us or provide an undertaking form

your employer.

y Loan Amount y Minimum- Rs. 15,000/-

y Upto- Rs. 1 lakh or 9 times the net monthly income whichever is less.

y Margin y NIL y Rate of Interest y Please Check out the Interest Rates Section to find latest Interest Rates applicable.



y INTEREST CHARGED ON DAILY REDUCING BALANCE y NO PREPAYMENT CHARGES y Process Fees y 1% of loan amount y Repayment y Upto 36 EMIs y Mode of disbursement

y By credit to your Savings Bank account.

y Dena Auto Finance Scheme

y Take the smooth road to own your Dream Machine y Get on the right track with Dena Auto Loan and drive home your home machine. y You are eligible if: y yYou have a gross income of more than Rs.75,000/- p.a. for loan for purchase of motor cycle

/ scooter and more than Rs.1.50 lacs p.a. for loan for purchase of cars.

y yYou are a partnership firm / company for purchase of car. The firm / company should be

profit making for the last 2 years. The net profit as per Audited Balance Sheet of last year should be more than Rs.3.00 lacs.

y Loan Amount y Upto Rs. 50,000/- for purchase of a new two wheeler.

y Upto Rs. 8 lakhs for purchase of a new car.

y Margin y 20% y Rate of Interest y Please Check out the Interest Rates Section to find latest Interest Rates applicable. y INTEREST CHARGED ON DAILY REDUCING BALANCE y NO PREPAYMENT CHARGES y Security y Hypothecation of the vehicle purchased.

y Mode of disbursement y Loan disbursed directly to the authorized dealer. y Process Fees y Two wheeler- Rs. 500/-

y Four wheelers:

y For loans upto Rs. 2.50 lacs, Rs. 1,000/-. y For loans above Rs. 2.50 lacs to Rs. 7.50 lacs, Rs. 1,500/- y For loans above Rs. 7.50 lacs, Rs. 2,500/-. y Repayment y Upto 60 EMIs (For new vehicles) & upto 36 EMIs (For old Vehicles).

y Dena Consumer Durable Loan

y Move up in life with Dena Consumer Durable Loan y Now , it's so easy to improve your lifestyles. And turn your home into a smart, modern one

with all the conveniences you can imagine. Be it a Laptop, Washing Machine, Microwave,Fridge, TV, DVD Player, Music System, AC, Modern Furniture, Cooking Range, PC, FitnessEquipment or even a Mobile Handset. Just take a Dena Consumer Durable Loan and moveup in life.

y You are eligible if:



y Commission on Non-fund based limits (BG & LC) to be charged as per Bank's extantguidelines.

y

y Commitment Charges as applicable for normal CC Hypothecation accounts as prescribed inLoan Policy.

y Repayment y CC limit / Non-fund based limit : To be reviewed on yearly basis

y Term Loan : 5 years (maximum)

y Dena Mortgage Loan Scheme

Make your idle property work for you

If you have free hold, un-encumbered, non-agricultural property, residential or commercial- you can fulfill all your needs with Dena Mortgage Loan. Be it tofinance a marriage, higher education, a foreign trip or medical treatment.

You are eligible if:

yYou are 21 years of age. yYou are a salaried individual, professional, self-employed, agriculturist. yYou are an income tax assessee for at least 2 years. yYour net monthly income is at least Rs. 12,000/-. Income of spouse (co-

applicant) can be clubbed for enhanced eligibility. Loan Amount

yMinimum- Rs. 2 lakhs yUpto- Rs. 300 lakhs

Margin

50%

Rate of Interest

Please Check out the Interest Rates Section to find latest Interest Rates

applicable

INTEREST CHARGED ON DAILY REDUCING BALANCE



Security

Equitable mortgage of the property.

Process Fees

1% of the sanctioned limit

Repayment

Upto 84 EMIs

Prepayment Charges

0.50% of the sanctioned amount.

Dena Senior Citizen Pensioners¶ Loan Scheme You are eligible if:

You are a pensioner of the State Govt., Central Govt. or PSU. You are an ex-staff member with a pension account.

Loan recovery period is not extending beyond 75 years of age.

Your take home pension is not less than 60% of your monthly pension after deduction of the loan

installment.

Loan Amount

·Up to 6 months pension or rs.50,000/-, whichever is less.

Margin

NIL

Rate of Interest

Please Check out the Interest Rates Section to find latest Interest Rates applicable


NO PREPAYMENT CHARGES

Security

NIL

Process Fees

NIL

Repayment

Upto 24 EMIs

Guarantee

Simple! Spouse or nominee appointed for the pension account or any other family member or thirdparty acceptable to the bank can guarantee the account.

Dena Rent Scheme (Finance against Rent receivables)

Good news for Landlords



Now, landlords can make their property earn more money by availing Dena Rent Scheme againsttheir rent receivable.

You are eligible if:

You are a landlord- an individual, corporate, trust or anybody who has given their property on rent tobanks, FIs, PSUs or reputed companies.

Loan Amount

Minimum- Rs. 1 lakh

Upto- Rs. 500 lakhs

Margin

10% of present value of net rentals

Rate of Interest

Please Check out the Interest Rates Section to find latest Interest Rates applicable


NO PREPAYM

ENT

CHARGES Security

Equitable mortgage of property.

Process Fees

0.50%

Repayment

Upto 120 EMIs or residual lease period whichever is less

Dena Retail Banking

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