Capitulo 2_Ejercicio 2_Modelo de Dos Variables_Corte Transversal_Morosidad Cajas Rurales

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 Cartera Atrazada T asa de I nterés % % Del Sur 21.1 67.65 Credi Inka (Quillabamba) 15.6 60.1 San Martín 7.9 71.55 Chaín !1.6 60.1 "ibertad#re$ 20.5 61.96 Ca%a &#r ("a libertad) 2'.' 56.!5 Sr. De "uren 10.! 60.1 r#inan*a$ (Ca+ete) 22.6 69.59 Cru* de Chal,#n 19.2 51.1 Ca%amar-a 9.2 51.1 1 rmera 10.7 5!.65

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Transcript of Capitulo 2_Ejercicio 2_Modelo de Dos Variables_Corte Transversal_Morosidad Cajas Rurales

Hoja1Cartera AtrazadaTasa de Inters%%Del Sur21.167.65Credi Inka (Quillabamba)15.660.1San Martn7.971.55Chavn41.660.1Libertadores20.561.96Caja Nor (La libertad)23.356.45Sr. De Luren10.460.1Profinanzas (Caete)22.669.59Cruz de Chalpon19.251.1Cajamarca9.251.11Prymera10.754.65

Hoja2Valores OriginalesYXYXyxxyy2x2Yestee2exeXyeste*yeste(-1)e-e(-1)[e-e(-1)]*2X2Cartera AtrazadaTasa de IntersCartera AtrazadaTasa de Inters%%1Del Sur21.1067.6521.1067.652.737.2519.787.4452.6219.022.084.3115.06140.430.651.354576.52252Credi Inka (Quillabamba)15.6060.1015.6060.10-2.77-0.300.827.690.0918.35-2.757.540.81-165.04-0.030.072.08-4.8223.25137837783612.013San Martn7.9071.557.9071.55-10.4711.15-116.81109.68124.4019.37-11.47131.66-127.98-820.991.00-11.49-2.75-8.7376.18275350765119.40254Chavn41.6060.1041.6060.1023.23-0.30-6.88539.510.0918.3523.25540.74-6.891397.56-0.03-0.62-11.4734.731206.05296125923612.015Libertadores20.5061.9620.5061.962.131.563.334.532.4418.511.993.953.11123.110.140.2823.25-21.27452.28691681053839.04166Caja Nor (La libertad)23.3056.4523.3056.454.93-3.95-19.4424.2815.5718.025.2827.90-20.84298.15-0.35-1.871.993.2910.85589435543186.60257Sr. De Luren10.4060.1010.4060.10-7.97-0.302.3663.560.0918.35-7.9563.142.35-477.56-0.030.215.28-13.23174.9744323853612.018Profinanzas (Caete)22.6069.5922.6069.594.239.1938.8617.8784.5219.203.4011.5731.27236.720.832.81-7.9511.35128.77133013364842.76819Cruz de Chalpon19.2051.1019.2051.100.83-9.30-7.690.6886.4217.541.662.76-15.4584.94-0.83-1.393.40-1.743.0258459852611.2110Cajamarca9.2051.119.2051.11-9.17-9.2985.1884.1486.2417.54-8.3469.5377.44-426.19-0.836.951.66-10.00100.01796191092612.232111Prymera10.7054.6510.7054.65-7.67-5.7544.0958.8733.0217.86-7.1651.2241.12-391.11-0.523.69-8.341.181.39733310932986.6225Total202.10664.360.00-0.0043.60918.24485.50202.100.00914.330.000.00-0.000.007.16-9.232176.8240610.43Promedio18.3760.400.00-0.003.9683.4844.1418.370.0083.120.000.00-0.000.000.65-0.84197.893691.86VAR91.8241818182STD9.5824935073Dependent Variable: MOROSIDADMethod: Least SquaresDate: 08/30/12 Time: 12:47Sample: 1 11Included observations: 11VariableCoefficientStd. Errort-StatisticProb.I0.0898060.4574390.1963220.8487C12.9488027.794290.4658800.6524R-squared0.00426Mean dependent var18.37273Adjusted R-squared-0.106373S.D. dependent var9.582494S.E. of regression10.07928Akaike info criterionSum squared resid914.32622Schwarz criterionLog likelihoodF-statistic0.038543Durbin-Watson stat2.380788Prob(F-statistic)0.848719

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YPronstico para YVariable X 1YVariable X 1 Curva de regresin ajustada

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