Baninter
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Transcript of Baninter
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INFORME SOBRE SITUACION FINANCIERA BANINTER
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EL AGUJERO DE BANINTEREl FMI ha estimado que el agujero de BANINTER oscilara entre RD$45 y RD$60 mil millones, una suma equivalente entre el 12% y el 15% del PIB y entre el 60% y el 80% del presupuesto del Gobierno Central para el 2003.
Ajustes realizados por tcnicos del BC permiten estimar el agujero en aproximadamente RD$55 mil millones. El resultado final depender de la venta de los activos.
El agujero comenz a generarse en 1989, cuando se pone en marcha un banco paralelo donde de mantenan activos y pasivos fuera de los estados financieros que se entregaban a la Superintendencia de Bancos.
Esta prctica abarc, por tanto, gobiernos del Presidente Balaguer (1989-1996), gobierno de Leonel Fernndez (1997-2000) y la presente administracin (2001-2003).
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El agujero de BANINTER comenz a crearse a partir del 1989, acelerndose a partir de 1996-1997 cuando BANINTER compra el Banco del Comercio
Chart1
0.410457
1.821988
5.471577
10.281325
19.721707
41.375996
140.7109
335.0067
767.617
1448.961
2748.99
5208.574
7133.179
10526.37
16349.631
Prdidas anuales Baninter Paralelo(En millones de RD$)
Chart2
0.410457
2.232445
7.704022
17.985347
37.707054
79.08305
219.79395
554.80065
1322.41765
2771.37865
5520.36865
10728.94265
17862.12165
28388.49165
44738.12265
Prdidas acumuladas Baninter Paralelo
Datos
Banco Intercontinental
ResultadoResultado
AnualAcumulado
19890.410.41
19901.822.23
19915.477.70
199210.2817.99
199319.7237.71
199441.3879.08
1995140.71219.79
1996335.01554.80
1997767.621,322.42
19981,448.962,771.38
19992,748.995,520.37
20005,208.5710,728.94
20017,133.1817,862.12
200210,526.3728,388.49
200316,349.6344,738.12
2003-13,364.84
2003-21,494.03
2003-311,490.77
1989-1996554.80
1997-200010,174.14
2001-200217,659.55
200316,349.63
Sheet2
Sheet3
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acumulndose unas prdidas de RD$44,738 millones las que, sumadas a las prdidas de cartera del Banco supervisado arrojan un agujero de RD$ 55,800 millones
Chart1
0.410457
1.821988
5.471577
10.281325
19.721707
41.375996
140.7109
335.0067
767.617
1448.961
2748.99
5208.574
7133.179
10526.37
16349.631
En millones de RD$
Prdidas anuales Baninter Paralelo
Chart2
0.410457
2.232445
7.704022
17.985347
37.707054
79.08305
219.79395
554.80065
1322.41765
2771.37865
5520.36865
10728.94265
17862.12165
28388.49165
44738.12265
Prdidas acumuladas Baninter Paralelo(En millones de RD$)
Datos
Banco Intercontinental
ResultadoResultado
AnualAcumulado
19890.410.41
19901.822.23
19915.477.70
199210.2817.99
199319.7237.71
199441.3879.08
1995140.71219.79
1996335.01554.80
1997767.621,322.42
19981,448.962,771.38
19992,748.995,520.37
20005,208.5710,728.94
20017,133.1817,862.12
200210,526.3728,388.49
200316,349.6344,738.12
2003-13,364.84
2003-21,494.03
2003-311,490.77
1989-1996554.80
1997-200010,174.14
2001-200217,659.55
200316,349.63
Sheet2
Sheet3
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Las mayores prdidas ocurrieron en el ltimo perodo de Gobierno y se aceleran el primer trimestre del 2003.
Chart1
0.410457
1.821988
5.471577
10.281325
19.721707
41.375996
140.7109
335.0067
767.617
1448.961
2748.99
5208.574
7133.179
10526.37
16349.631
En millones de RD$
Prdidas anuales Baninter Paralelo
Chart2
0.410457
2.232445
7.704022
17.985347
37.707054
79.08305
219.79395
554.80065
1322.41765
2771.37865
5520.36865
10728.94265
17862.12165
28388.49165
44738.12265
Prdidas acumuladas Baninter Paralelo
Chart3
554.80065
10174.142
34009.18
Prdidas del Baninter Paralelo(En millones de RD$)
Datos
Banco Intercontinental
ResultadoResultado
AnualAcumulado
19890.410.41
19901.822.23
19915.477.70
199210.2817.99
199319.7237.71
199441.3879.08
1995140.71219.79
1996335.01554.80
1997767.621,322.42
19981,448.962,771.38
19992,748.995,520.37
20005,208.5710,728.94
20017,133.1817,862.12
200210,526.3728,388.49
200316,349.6344,738.12
2003-13,364.84
2003-21,494.03
2003-311,490.77
1989-1996554.80554.80
1997-200010,174.1410,728.94
2001-200334,009.1844,738.12
Sheet2
Sheet3
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EL AGUJERO DE BANINTEREl principal accionista del BANINTER ha informado que el agujero tiene su origen en las contribuciones que por aos otorg a diversas personas y grupos de la sociedad.
A continuacin algunos de los gastos que RBF afirma haber pagado con recursos de los depositantes del BANINTER:
Enfermedad de Pea Gmez (33% GV, 33% AG, 33% RBF) cargos TC, casa de Cambita Compra de vehculos y jeepetas de ex-Presidente LF y Presidente HMPago de celulares en poder de funcionarios civiles y militaresPago de una mensualidad de RD$150,000 a ex-Presidente LFCompra de 10 relojes Rolex Presidente (oro), entregados a Pepe GoicoContribucin al PRD para elecciones congresionales del 2002.Donaciones al PRD para celebracin de mtines y campaas electorales.Donaciones a otros partidos polticos para campaas electorales.Donaciones al Presidente Balaguer para compra juguetes de Reyes.Gastos de alquiler de aviones viajes Presidentes HM, LFGastos en cumbre de Presidentes en Bvaro
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EL AGUJERO DE BANINTEREquipos de comunicacin para la seguridad internaPago de ayudas mensuales a cerca de 70 generales.Donaciones a la Iglesia CatlicaAyudas a miembros de la Suprema Corte de JusticiaAyudas dadas a Danilo Medina y a Hatuey DecampsFraude de Pepe GoicoDonacin a Fundacin Global, Democracia y Desarrollo (Leonel Fernndez)Donaciones a entidades educativas y otras organizaciones no gubernamentales
LA SUMA TOTAL DE ESTAS AYUDAS Y DONACIONES, EN NINGUN CASO SOBREPASARIAN LOS RD$2,000 MILLONES. FRENTE A UN AGUJERO DE RD$55,845 MILLONES, RESULTAN INSIGNIFICANTES. PARA LO UNICO QUE SIRVEN ES PARA APUNTALAR LA ESTRATEGIA DE PRESION A LA CLASE POLITICA CON EL OBJETIVO DE QUE SE ENCUBRA EL FRAUDE QUE SE HA COMETIDO.
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EL AGUJERO DE BANINTEREl grueso del agujero se gener por la utilizacin de recursos de los depositantes para financiar la compra de empresas improductivas y mal administradas, que generaban un flujo de caja negativo que se financiaba con sobregiros y prstamos.
Otro de los componentes del agujero es la eliminacin de los activos de cerca de RD$16,766 millones de sobregiros, adelantos de CC, prstamos especiales y confidenciales, lo que se produjo durante el perodo enero-marzo 2003.
Otro de los elementos que conforman el agujero son los intereses pagados sobre los depsitos que Baninter mantena fuera de libros, lo que se estima en cerca de RD$22,000 millones.
Finalmente, el resto del agujero se gener con los gastos excesivos en publicidad y relaciones pblicas, actividades artsticas y otras, financiadas por BANINTER. A esto hay que agregar la compra y gastos en bienes personales de RBF y algunos de sus funcionarios pagados con recursos de los depositantes de BANINTER (Aviones, helicpteros, lanchas, casas dentro y fuera del pas, apartamentos, entre otros).
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DESCRIPCION DE OPERACIONES IRREGULARESSobregiros
Aprobacin de sobregiros excesivos con empresas y personas vinculadas.
Estos sobregiros se asentaban como cartera de prstamos en el banco paralelo, sin documentacin de soporte ni garantas.
Cancelacin fraudulenta de los sobregiros, es decir, fueron borrados totalmente de los libros.
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DESCRIPCION DE OPERACIONES IRREGULARESPrstamos
Aprobacin de prstamos especiales y confidenciales a vinculados sin documentacin de soporte ni garantas.
Esto prstamos se mantenan fuera de libros y los manejaba el Sr. Marcos Bez Cocco (MBC). Se asentaban en el banco paralelo.
Los prstamos fueron cancelados sin que se haya registrado un ingreso para el banco. Fueron literalmente borrados de los libros.
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REGISTRO DE GASTOS COMO ACTIVOSGastos
Diariamente gastos excesivos en nmina, intereses sobre depsitos, publicidad, relaciones pblicas, ayudas, donaciones, etc., se registraban como otros activos del banco.
Estos gastos se estaban pagando con dinero de los depositantes y cuando comenzaron a agotarse, con endeudamiento externo provistos por bancos.
El detalle de estos gastos aparece englobado en la partida de Otros Activos Diversos (Neto) y segn RBF estos ascendan a cerca de RD$18,000 MM. RBF afirma tener el listado de este historial de gastos, pero no lo ha entregado.
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IRREGULARIDADES EN BANINTERDurante el perodo enero-marzo del 2003, funcionarios de Baninter instruyeron a subalternos para que borraran de los libros sobregiros, adelantos de cartas de crdito, prstamos especiales y confidenciales, por un monto aproximado de RD$16,766 millones.
La desaparicin de estos activos es uno de los componentes fundamentales del agujero de aproximadamente RD$55,845 millones que se estima podra terminar como costo fiscal del rescate de esta entidad bancaria.
La eliminacin de estos activos beneficiaria a RBF, MBC, VLDC, LAR, JMBF, amigos de RBF, empresas del Grupo, y empresas BVI propietarias de empresas de comunicaciones.
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IRREGULARIDADES EN BANINTEREliminacin sobregiros, adelantos CC, prstamos especiales y confidencialesEn millones de RD$, ENERO-MARZO 2003
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IRREGULARIDADES EN BANINTEREliminacin sobregiros, adelantos CC, prstamos especiales y confidencialesEn millones de RD$, ENERO-MARZO 2003
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IRREGULARIDADES EN BANINTERCASO INTERDUTY FREE
RBF ofert al BCRD la entrega del 50% de las acciones de esta empresa como activo para compensar parcialmente el agujero, indicndose que estas acciones tienen un valor de US$40 millones.
LAR informa al BCRD que RBF no poda incluir esas acciones, porque esa empresa le pertenece a l, indicando que las acciones son controladas por la empresa ANOE LLC. Segn LAR, el compr esa empresa a RBF hace aproximadamente 2 meses, es decir, en medio de la crisis de BANINTER.
RBF inform al Banco Central que es cierto que vendi esas acciones a LAR pero que ste tiene una deuda con l, pues no ha pagado absolutamente nada del monto acordado. Reiter que el BCRD deber recibir el producto de la venta de las acciones de Interduty Free a ALDEASA, la empresa espaola.
LAR tena bastante avanzada la venta de Interduty Free a ALDEASA (Ciro Holdings). Contrato de compraventa se firm el 28 de marzo del 2003. ALDEASA exigi la venta de la empresa sin deudas o pasivos. Para limpiar la deuda de Interduty Free y sus relacionadas, se sobregir la cuenta de Bankinvest. Luego, esos sobregiros, adelantos de CC y otros prstamos de BankInvest fueron borrados de los libros de Baninter.
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IRREGULARIDADES EN BANINTERCASO BANKINVEST/PUESTO DE BOLSA
Empresa creada por LAR. En 09/2001 la vende a Sippany Holdings, INC., una empresa BVI de RBF. En dicho acuerdo se establece que LAR continuara como Presidente de BankInvest, percibiendo las mismas compensaciones y beneficios. En el CV de LAR publicado en la prensa a raz de su nombramiento como Embajador de RD en Francia, se establece que es Presidente de BankInvest. La persona que firma los cheques de BankInvest, segn funcionarios de BANINTER, trabaja para LAR.
En ese acuerdo se estableci tambin, de acuerdo a lo conversado con MBC, traspasar a BankInvest la totalidad de las deudas de las empresas del Grupo Interduty Free con BANINTER, incluyendo los sobregiros existentes a la fecha. Tambin se traspas deudas del Grupo Interduty Free con bancos y suplidores del exterior (US$30 millones).
En el perodo enero-marzo del 2003, se borraron sobregiros de BankInvest en Baninter por un total de RD$3,830 millones. A este sobregiro borrado habra que agregar una deuda de RD$2,319 millones. Los funcionarios del BANINTER, colocan bajo la columna de GARANTIAS lo siguiente: LUIS ALVAREZ RENTA-SIN GARANTIA REGISTRADA. El total de la deuda de BankInvest con BANINTER, incluyendo el sobregiro borrado, asciende a RD$6,149 millones.
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IRREGULARIDADES EN BANINTERCaso Cheques sin fondos de BankInvest certificados por Baninter para comprar US$ utilizados supuestamente para pagar deudas Baninter/RBF en el exterior
De la cuenta de BankInvest se emiten cheques por aproximadamente RD$209 millones. Los cheques son certificados por Baninter, a pesar de que la cuenta no tena fondos. Los cheques son utilizados para comprar dlares al banco de cambio QUISQUEYANA, pues supuestamente Baninter no tena como comprar los dlares.
Los US$ se transfieren a una cuenta de GROUP WIDE que maneja LAR y de ah, supuestamente, se transferiran los dlares para pagar deudas de Baninter/RBF con entidades financieras del exterior.
Parte de las deudas a pagar correspondan a prstamos otorgados de Interduty Free (caso CC por US$6.2 MM emitida por TIBM).Analizando la documentacin se comprueba que muchas de estas deudas no estaban vencidas y por tanto, no se comprende el por qu de su pago anticipado. La nica explicacin sera porque slo as se eliminaban pasivos de Interduty Free, lo que permitira su venta a ALDEASA.
El BCRD ha exigido a LAR que devuelva los US$10 MM que compr con cheques sin fondos certificados por Baninter. LAR ha indicado que los devolver cuando haya vendido las acciones de Interduty Free. El BCRD entiende que LAR no puede vender algo que forma parte de los activos que RBF ha ofertado entregar al BCRD para cubrir parcialmente el agujero de Baninter.
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IRREGULARIDADES EN BANINTERCASO APAP
En agosto del 2002, RBF y AH acuerdan fusionar en el futuro cercano BANINTER y la APAP. Para ello, introduciran modificaciones a la LMF que estaba en el Congreso. La modificacin se logr.
AH poda acordar lo anterior porqu tena el control mayoritario del CD de la APAP.
AH procedi a vender a RBF los derechos de fusin de la APAP con BANINTER por un monto de US$90 MM, que se pagaran US$55 MM por adelantado y el resto, cuando se materializase la fusin.
Para BANINTER esta fusin revesta crucial importancia pues le permitira atraerse ms de 10,000 millones de pesos en depsitos, lo que alimentara la centrfuga que estaba operando en el banco paralelo.
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IRREGULARIDADES EN BANINTERCASO APAP (Continuacin)
AH y sus allegados (RP, MPK y AR) reciben el pago de US$55 MM distribuidos de la siguiente manera: US$14.78 MM en efectivo, US$12.5 MM en certificados de depsitos de BANINTER & TRUST que nunca fueron asentados en los libros del TRUST, y RD$503.6 millones en certificados financieros de BANINTER. Los pagos y certificados se emitieron a favor de varias empresas BVI.
Por instrucciones del Gobernador del BC, se invit al Sr. AH a pasar por el BC y devolver los US$55 MM, as como los intereses percibidos desde mediados de agosto del 2002 al final de marzo del 2003.
A la fecha se ha recuperado lo siguiente: US$14.78 MM (transferidos a Cuenta BCRD en Federal Reserve Bank of New York, cancelacin de los certificados de depsitos en BANINTER & TRUST por US$12.5 MM, cancelacin de RD$461.6 MM de certificados financieros de BANINTER y RD$42 MM entregados en efectivo (RD$10.2 MM) y en cheques (RD$31.8MM). Tambin se recibi cheque por US$500,684.93 correspondiente a intereses sobre certificados de depsitos de US$12.5 MM en BANINTER & TRUST. Estn pendiente de pagos: intereses sobre certificados financieros por RDD$503.6 MM, ascendentes a RD$82.6 MM, as como los intereses en US$ correspondientes a los US$14.78MM que se pagaron en efectivo y estaban depositados en el exterior en cuenta de empresa BVI.
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LA OFERTA DE RBFRBF ha ofertado entregar una serie de activos y empresas para cubrir parcialmente al agujero. Las acciones de BANINTER estn en poder del BCRD como garanta, pero no han sido cedidas. En consecuencia, el Banco no podra venderse si estas acciones no son cedidas por el accionista principal
Entre los activos ofertados NO se incluye la Editora Listn Diario ni la empresa de cable, ASTER.
RBF ha insistido que la cesin definitiva de estos activos y empresas se otorgar a cambio de un DESCARGO.
La realidad es que la mayora de los activos y empresas que se han ofertado, mantienen deudas con BANINTER (incluyendo los borrados entre enero y marzo) que, en muchos casos, sobrepasan el valor de venta de dichos activos.
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ACTIVOS OFERTADOS NETOS DE DEUDAS(EN MILLONES DE US$)
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ACTIVOS OFERTADOS NETOS DE DEUDAS(EN MILLONES DE US$)
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ACTIVOS OFERTADOS NETOS DE DEUDAS(EN MILLONES DE US$)
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DE QUIEN ES EL LISTIN DIARIO?17 DIC 1999 : Eduardo Pellerano compra a su madre y hermana, las acciones que tenan del Listn Diario. Para poder hacerlo, BANINTER le otorga un prstamo el cual es garantizado con 98,000 acciones del Listn Diario.
30 JUN 2000: BEARPARK INTERNATIONAL LTD, una empresa BVI creada para esta transaccin, propiedad de RBF, apodera a Jess Troncoso (JT), para la compra de todas las acciones que Eduardo Pellerano posea del Listn Diario.
Para realizar la compra, BEARPARK toma un prstamo de US$65.4 millones en BANINTER.
8 SEP 2000: THE INTERNATIONAL BANK OF MIAMI (TIBM) ofrece un prstamo a BEARPARK que establece como objetivo: apoyar al Sr. RBF en la compra y financiamiento de su control mayoritario en el Listn Diario, a travs de BEARPARK. El 51% de las acciones del Listn Diario fueron puestas en garanta para este prstamo de TIBM. El 13 de Noviembre del 2000, BEARPARK recibe el desembolso de dicho prstamo, el cual pagaba una tasa de inters del 13%. En el contrato de prstamo se establece claramente que el GRANTOR o GARANTE del prstamo de TIBM a BEARPARK es RBF.
El certificado No.238 por 963,514 acciones de la Editora Listn Diario, C. por A., est emitido a favor de BEARPARK INTERNATIONAL LTD. Dicho certificado est firmado por RBF como Presidente y JT como Secretario de la Editora Listn Diario.
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MANEJO MICRO DEL RESCATE DE BANINTER
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Definicin de unidad de negocio bancario o banco vendibleActivos:Cartera cobrableActivos fijos propios del negocio bancarioTarjeta de crdito, Intercontinental de SegurosOtros activos del negocio bancarioCertificado de compensacin del Banco Central
Pasivos:Depsitos contraparte de activos, priorizando el traslado de pasivos en dlaresPrstamos de bancos corresponsales (en US$)
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Estrategia para la venta de la unidad de negocio bancario o banco vendibleDeterminacin del valor de la unidad de negocioNegociacin con bancos interesados.Ponderar los pros y contras de la venta a un banco extranjero. Ponderar los pros y contras de la venta a un grupo local con suficiente capital y prestigio.Contrato de cesin sin retorno.Declarar la disolucin y cierre del bancoCesin y reapertura de sucursales.Procedimiento de asistencia de liquidez en caso de que haya un descenso de los depsitos en el nuevo banco.
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MANEJO MACRO DEL RESCATE DEL BANCO
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MANEJO MACRO DEL RESCATE DE BANINTERAl 8 de mayol del 2003, el Banco Central haba emitido redescuentos y facilidades al Baninter y a los depositantes de dicha institucin por un total de RD$41,367 millones.
A esa misma fecha, el total de los valores o certificados de participacin e inversin colocados por el Banco Central en los bancos y en el pblico ascendan a RD$33,106.8 millones.
Lo anterior revela la generacin de un excedente monetario de RD$8,260 millones, que quiebra la tendencia que mostraba niveles negativos durante el periodo 1999-2002.
Al final del 1999 la diferencia entre redescuentos ms facilidades y certificados colocados era negativa en RD$5,135 millones, al final del 2000 era negativa en RD$4,369 millones, al final del 2001 era negativa en RD$3,276 millones y a Julio del 2002 era negativa en RD$4,736 millones. Como se advierte, en relacin al promedio de esta variable del perodo 1999-julio 2002, el exceso monetario ascendera a RD$13,149 millones.
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M1
29.0022
27.6463
27.7162
28.0475
27.9728
27.4629
28.905
29.8662
30.004
29.3175
29.4883
35.4787
33.918
32.2145
30.1215
31.5628
30.2314
29.1408
30.9628
29.5292
29.6685
30.0801
31.0268
31.9075
32.8247
31.1699
30.73
31.5092
31.7442
31.7276
33.756
33.8465
33.9049
35.4233
37.0149
39.7969
39.836
38.2384
38.9209
39.2503
38.2231
36.3397
36.584
39.5815
34.0605
36.1137
36.8076
42.5152
42.9084
42.5098
41.006
42.5873
&A
Page &P
M1
Medio Circulante (En miles de millones de RD$)
M2
73.445
73.4805
75.5283
76.6859
77.3585
78.9967
82.3615
84.5192
85.2995
84.6563
85.5377
90.0884
90.0183
91.4111
91.9452
95.1002
94.5259
95.2664
96.1923
95.0459
95.4406
95.7348
97.5569
102.3019
104.6762
104.4538
107.4314
110.2072
113.5712
116.6761
119.2372
120.8347
121.2705
123.6231
125.7187
132.7075
133.6531
132.0547
137.369
136.0427
136.7986
138.5161
140.6412
142.1986
140.2088
140.8059
139.8023
148.1265
152.3568
152.3598
155.7693
159.3758
&A
Page &P
M2
Medio Circulante Ampliado (En miles de millones de RD$)
Todos
73.44573.44529.002224.7519
73.480573.480527.646323.5301
75.528375.528327.716224.8656
76.685976.685928.047525.1208
77.358577.358527.972825.7969
78.996778.996727.462925.9534
82.361582.361528.90527.8851
84.519284.519229.866228.4809
85.299585.299530.00428.0192
84.656384.656329.317527.4696
85.537785.537729.488327.9754
90.088490.088435.478728.9198
90.018390.018333.91828.1431
91.411191.411132.214527.8104
91.945291.945230.121527.0771
95.100295.100231.562827.6703
94.525994.525930.231427.4469
95.266495.266429.140826.9031
96.192396.192330.962826.9986
95.045995.045929.529226.4943
95.440695.440629.668526.3601
95.734895.734830.080127.2946
97.556997.556931.026828.0424
102.3019102.301931.907533.1151
104.6762104.676232.824731.2895
104.4538104.453831.169930.9758
107.4314107.431430.7332.344
110.2072110.207231.509233.6018
113.5712113.571231.744234.5149
116.6761116.676131.727635.8002
119.2372119.237233.75636.1903
120.8347120.834733.846536.4428
121.2705121.270533.904935.6928
123.6231123.623135.423336.0929
125.7187125.718737.014935.7816
132.7075132.707539.796938.5505
133.6531133.653139.83636.6508
132.0547132.054738.238435.1025
137.369137.36938.920936.9593
136.0427136.042739.250336.248
136.7986136.798638.223135.9293
138.5161138.516136.339735.2415
140.6412140.641236.58435.4765
142.1986142.198639.581534.2738
140.2088140.208834.060534.5648
140.8059140.805936.113732.7953
139.8023139.802336.807632.3351
148.1265148.126542.515238.3933
152.3568152.356842.908435.2526
152.3598152.359842.509837.1966
155.7693155.769341.00638.574
159.375842.587346.5086
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M2
M2
M1
BASE
M2
MI, BM
Agregados Monetarios (En miles de millones de RD$)
A&R
715.9
715.9
715.9
715.9
715.9
715.9
715.9
715.9
715.9
715.9
715.9
715.9
715.9
715.9
715.9
715.9
715.9
715.9
715.9
715.9
715.9
715.9
715.9
674.4
674.4
674.4
674.4
674.4
674.4
674.4
674.4
674.4
674.4
674.4
674.4
924.4
174.4
174.4
174.4
174.4
174.4
174.4
174.4
574.4
2730.7
1977.4
2766.4
6583
4921.4
4572.1
8610.1
37781.5
Adelantos y Redescuentos
MI, BM
Adelantos y Redescuentos(En millones de RD$)
factores
4667.6715.9
4970.4715.9
4570715.9
4501.6715.9
4700.8715.9
4975.3715.9
4726.2715.9
4961.8715.9
5120.1715.9
4510.7715.9
4108.4715.9
5135715.9
5405.4715.9
5145.3715.9
6090.2715.9
6174715.9
6202.6715.9
6263.6715.9
6402.2715.9
6372.1715.9
6378.8715.9
5941.4715.9
5516.6715.9
4369.1674.4
4311.3674.4
4249.3674.4
4129.7674.4
4004674.4
3902.5674.4
3750.5674.4
3615.7674.4
3525.5674.4
3413.2674.4
3379.6674.4
3307.2674.4
3275.6924.4
3178.2174.4
3510.7174.4
3250.2174.4
4174.4174.4
4739.7174.4
4726.4174.4
4736.5174.4
5367574.4
53832730.7
5391.91977.4
5402.92766.4
5895.66583
7135.14921.4
4954.14572.1
7374.58610.1
28809.437781.5
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Valores en Circulacin
Adelantos y Redescuentos
Excedente Monetario Desagregado(En millones de RD$)
Indice (2)
-100100
-75.726056714895.2142352388
-105.4703049759112.1356749488
-95.9422150883127.1843034649
-86.3820224719138.4119440975
-94.2814339219151.1411820143
-60.9566613162152.5774103031
-68.3873729267158.8773197924
-45.3996789727299.3890334154
-66.150882825278.9569998434
-35.5976457999268.3137669841
-20.7233814874289.267794501
-84.6934189406266.1503300769
-47.6147672552226.5647438294
-92.582129481226.2414662051
-84.9459604066225.4775208415
-87.0262172285220.582438779
-91.5270197967212.1606400711
-93.9625468165195.0098423532
-75.2701979668165.0691674483
-73.6821829856124.4735148533
-20.0577849117104.3338924434
-42.255751738993.9631465306
1.1235955056113.0375085558
-54.6345639379102.9663475541
-44.7811663991129.3618083286
-4.1840556447115.7131304338
56.1690743713106.5739276144
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* Excedente Monetario = adelantos y redescuentos ms facilidades de liquidez menos valores en circulacin
Indice de Expansin
Indice de RIN
Excedente Monetario* y RIN(Indices, Ene-2001=100)
valores
4667.6
4970.4
4570
4501.6
4700.8
4975.3
4726.2
4961.8
5120.1
4510.7
4108.4
5135
5405.4
5145.3
6090.2
6174
6202.6
6263.6
6402.2
6372.1
6378.8
5941.4
5516.6
4369.1
4311.3
4249.3
4129.7
4004
3902.5
3750.5
3615.7
3525.5
3413.2
3379.6
3307.2
3275.6
3178.2
3510.7
3250.2
4174.4
4739.7
4726.4
4736.5
5367
5383
5391.9
5402.9
5895.6
7135.1
4954.1
7374.5
28809.4
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Valores en Circulacin
Valores en Circulacin(En miles de millones de RD$)
Indice
-3636.916.96
-3574.917.08
-3455.316.96
-3329.616.9
-3228.116.88
-3076.116.88
-2941.316.88
-2851.116.9
-2738.817.11
-2705.217.16
-2632.817.17
-2351.217.19
-3003.817.63
-3336.317.89
-3075.817.73
-400017.83
-4565.317.91
-455217.99
-4562.118.05
-4792.618.56
-2652.318.89
-3414.519.69
-2636.520.71
687.421.52
-2213.722.53
-38224.91
1235.623.97
8972.124.96
8260.425.99
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* Excedente Monetario = adelantos y redescuentos ms facilidades de liquidez menos valores en circulacin menos incremento depsitos de encaje en BC. Valores en circulacin ajustados por certificados financieros aperturados por el Banco de Reservas por operacin CDE-Bonos Soberanos.
Excedente
TCN
Excedente(RD$MM)
Tasa de Cambio
Excedente Monetario* producido por BANINTERy Tasa de Cambio
Hoja1
Adelantos y RedescuentosValores en CirculacinM2M1BASECredito de Bancos
Jan-95449.4704.635.271215.75314.919120516.8
Feb-95439.4868.135.976615.843315.061920835.4
Mar-95439.4915.236.669415.968215.376421471.9
Apr-95419.41285.136.957816.021815.344221536.5
May-95409.41576.437.359616.033215.574921711.4
Jun-95399.41643.138.563816.542915.777622275.8
Jul-95389.41695.538.350116.4215.942222305.8
Aug-95379.41736.638.592416.487715.959422389.6
Sep-95369.41761.739.359116.64116.032923493.9
Oct-95359.42032.740.147516.79116.110524170.1
Nov-95349.42229.340.470216.939315.995224587.6
Dec-95338.81991.242.181218.643616.835925425.9
Jan-96328.81994.642.556518.094317.066825772.4
Feb-96328.83388.343.231819.075416.22925973.1
Mar-96437.83606.144.299919.599716.754226568.8
Apr-96596.73715.644.286319.62415.364826961
May-96596.73944.844.546119.389215.591427242.5
Jun-96526.8385845.45820.267815.795827808.3
Jul-96526.83891.245.105519.64815.583727819.1
Aug-96328.83878.446.157920.141816.866528033.8
Sep-96328.84034.846.972920.696216.871328856
Oct-96325.94104.247.483820.657817.418229052.6
Nov-96325.94144.447.908221.09117.541229635
Dec-96325.94099.250.640723.48118.144531089.3
Jan-97215.94039.749.760822.872218.468430671.9
Feb-97215.94239.649.875422.999518.016430958.5
Mar-97215.94644.249.828522.659817.85631044.3
Apr-97215.9524150.732423.760718.039731317.1
May-97215.95163.751.590123.870418.540431923.2
Jun-97215.95243.753.102924.206918.779732896.9
Jul-97215.95271.953.026423.715619.019833366.8
Aug-97215.95332.655.199824.618120.159834124.6
Sep-97215.95425.356.205924.852719.572535690.1
Oct-97215.94909.857.880825.737619.61737303.2
Nov-97215.94917.858.390825.946719.55338569.3
Dec-97215.94357.162.662727.861821.702741836.7
Jan-98215.94330.362.488427.060520.08142279.3
Feb-98215.9416961.466726.098519.718241833.5
Mar-98215.93306.262.227425.889519.819842580.2
Apr-98215.92858.461.405825.513219.776742495.6
May-98215.92846.761.207525.315319.769842466.4
Jun-98215.92838.662.848325.48320.158543764.6
Jul-98215.92799.564.094625.604520.81945335.5
Aug-98215.93381.365.233825.416921.291246039.6
Sep-98715.93388.165.622525.737322.144946958.5
Oct-98715.93339.767.213526.215523.153948432
Nov-98715.93621.569.450826.666924.09649124.6
Dec-98715.93499.272.627329.230425.891751944.3
Jan-99715.94,667.673.44529.002224.751952380.91000
Feb-99715.94,970.473.480527.646323.530153099.3
Mar-99715.94,570.075.528327.716224.865653021.5
Apr-99715.94,501.676.685928.047525.120854099.8
May-99715.94,700.877.358527.972825.796955228.2
Jun-99715.94,975.378.996727.462925.953456983.8
Jul-99715.94,726.282.361528.90527.885158027.7
Aug-99715.94,961.884.519229.866228.480959217.2
Sep-99715.95,120.185.299530.00428.019261079.6
Oct-99715.94,510.784.656329.317527.469663088.3
Nov-99715.94,108.485.537729.488327.975464714.7
Dec-99715.95,135.090.088435.478728.919866501.2
Jan-00715.95,405.490.018333.91828.143166846.7
Feb-00715.95,145.391.411132.214527.810468903
Mar-00715.96,090.291.945230.121527.077170695.2
Apr-00715.96,174.095.100231.562827.670372124.7
May-00715.96,202.694.525930.231427.446972881.7
Jun-00715.96,263.695.266429.140826.903173912.2
Jul-00715.96,402.296.192330.962826.998673845.6
Aug-00715.96,372.195.045929.529226.494374213.3
Sep-00715.96,378.895.440629.668526.360175318.4
Oct-00715.95,941.495.734830.080127.294676438.8
Nov-00715.95,516.697.556931.026828.042478049.8
Dec-00674.44,369.1102.301931.907513474.833.115181321.7
Jan-01674.44,311.3104.676232.824714510.41035.631.289584385(3,636.9)-100
Feb-01674.44,249.3104.453831.169914473.8-36.630.975885247.7(3,574.9)-98.2952514504
Mar-01674.44,129.7107.431430.7315946.61472.832.34486897.9(3,455.3)-95.0067365064
Apr-01674.44,004.0110.207231.509217099.91153.333.601888159.8(3,329.6)-91.5504963018
May-01674.43,902.5113.571231.744217908808.134.514989354.2(3,228.1)-88.7596579505
Jun-01674.43,750.5116.676131.727619237.21329.235.800291398.8(3,076.1)-84.5802744095
Jul-01674.43,615.7119.237233.75619144.1-93.136.190393599(2,941.3)-80.8738211114
Aug-01674.43,525.5120.834733.846519488.4344.336.442894323.5(2,851.1)-78.3936869312
Sep-01674.43,413.2121.270533.904918870.9-617.535.692897095.2(2,738.8)-75.3058923809
Oct-01674.43,379.6123.623135.423319256.6385.736.092999639.2(2,705.2)-74.3820286508
Nov-01674.43,307.2125.718737.014918287.1-969.535.7816102673.8(2,632.8)-72.39132228
Dec-01924.43,275.6132.707539.796916904.2-1382.938.5505107879.7(2,351.2)-64.6484643515
Jan-02174.43,178.2133.653139.83617857.7953.536.6508108742.5(3,003.8)-82.5923176331
Feb-02174.43,510.7132.054738.238416746.2-1111.535.1025109362.1(3,336.3)-91.7347191289
Mar-02174.43,250.2137.36938.920917996.31250.136.9593112151.4(3,075.8)-84.5720256262
Apr-02174.44,174.4136.042739.250317965.4-30.936.248111661.3(4,000.0)-109.9837773928
May-02174.44,739.7136.798638.223117466.4-49935.9293113000.1(4,565.3)-125.5272347329
Jun-02174.44,726.4138.516136.339717191-275.435.2415117328.9(4,552.0)-125.161538673
Jul-02174.44,736.5140.641236.58417019.3-171.735.4765118755.5(4,562.1)-125.439247711
Aug-02574.45,367.0142.198639.581515743.7-1275.634.2738119419.4(4,792.6)-131.7770628832
Sep-022730.75,383.0140.208834.060516534.2790.534.5648118430.8(2,652.3)-72.9274931948
Oct-021977.45,391.9140.805936.113714056.9-2477.332.7953119694.5(3,414.5)-93.884901977
Nov-022766.45,402.9139.802336.807613394.8-662.132.3351119887.6(2,636.5)-72.4930572741
Dec-0265835,895.6148.126542.515214029.7634.938.3933126352.6687.418.900712145
Jan-034921.47,135.1152.356842.908414368.8339.135.2526130717.5(2,213.7)-60.8677720036
Feb-034572.14,954.1152.359842.509816079.21710.437.1966128416.4(382.0)-10.503450741
Mar-038610.17,374.5155.769341.00617510.31431.138.574128491.31,235.633.9739888366
30 - Abril 200337781.528,809.4159.375842.587323857.96347.646.5086131201.68,972.1246.6963622866
8-May41367.233106.88,260.4227.1274986939
Hoja2
Adelantos y RedescuentosValores en CirculacionM2M1BASECredito de Bancos
Jan-95449.4704.635.271215.75314.919120516.8
Feb-95439.4868.135.976615.843315.061920835.4
Mar-95439.4915.236.669415.968215.376421471.9
Apr-95419.41285.136.957816.021815.344221536.5
May-95409.41576.437.359616.033215.574921711.4
Jun-95399.41643.138.563816.542915.777622275.8
Jul-95389.41695.538.350116.4215.942222305.8
Aug-95379.41736.638.592416.487715.959422389.6
Sep-95369.41761.739.359116.64116.032923493.9
Oct-95359.42032.740.147516.79116.110524170.1
Nov-95349.42229.340.470216.939315.995224587.6
Dec-95338.81991.242.181218.643616.835925425.9
Jan-96328.81994.642.556518.094317.066825772.4
Feb-96328.83388.343.231819.075416.22925973.1
Mar-96437.83606.144.299919.599716.754226568.8
Apr-96596.73715.644.286319.62415.364826961
May-96596.73944.844.546119.389215.591427242.5
Jun-96526.8385845.45820.267815.795827808.3
Jul-96526.83891.245.105519.64815.583727819.1
Aug-96328.83878.446.157920.141816.866528033.8
Sep-96328.84034.846.972920.696216.871328856
Oct-96325.94104.247.483820.657817.418229052.6
Nov-96325.94144.447.908221.09117.541229635
Dec-96325.94099.250.640723.48118.144531089.3
Jan-97215.94039.749.760822.872218.468430671.9
Feb-97215.94239.649.875422.999518.016430958.5
Mar-97215.94644.249.828522.659817.85631044.3
Apr-97215.9524150.732423.760718.039731317.1
May-97215.95163.751.590123.870418.540431923.2
Jun-97215.95243.753.102924.206918.779732896.9
Jul-97215.95271.953.026423.715619.019833366.8
Aug-97215.95332.655.199824.618120.159834124.6
Sep-97215.95425.356.205924.852719.572535690.1
Oct-97215.94909.857.880825.737619.61737303.2
Nov-97215.94917.858.390825.946719.55338569.3
Dec-97215.94357.162.662727.861821.702741836.7
Jan-98215.94330.362.488427.060520.08142279.3
Feb-98215.9416961.466726.098519.718241833.5
Mar-98215.93306.262.227425.889519.819842580.2
Apr-98215.92858.461.405825.513219.776742495.6
May-98215.92846.761.207525.315319.769842466.4
Jun-98215.92838.662.848325.48320.158543764.6
Jul-98215.92799.564.094625.604520.81945335.5
Aug-98215.93381.365.233825.416921.291246039.6
Sep-98715.93388.165.622525.737322.144946958.5
Oct-98715.93339.767.213526.215523.153948432
Nov-98715.93621.569.450826.666924.09649124.6
Dec-98715.93499.272.627329.230425.891751944.3
Jan-99715.94667.673.44529.002224.751952380.9
Feb-99715.94970.473.480527.646323.530153099.3
Mar-99715.9457075.528327.716224.865653021.5
Apr-99715.94501.676.685928.047525.120854099.8
May-99715.94700.877.358527.972825.796955228.2
Jun-99715.94975.378.996727.462925.953456983.8
Jul-99715.94726.282.361528.90527.885158027.7
Aug-99715.94961.884.519229.866228.480959217.2
Sep-99715.95120.185.299530.00428.019261079.6
Oct-99715.94510.784.656329.317527.469663088.3
Nov-99715.94108.485.537729.488327.975464714.7
Dec-99715.9513590.088435.478728.919866501.2
Jan-00715.95405.490.018333.91828.143166846.7
Feb-00715.95145.391.411132.214527.810468903
Mar-00715.96090.291.945230.121527.077170695.2
Apr-00715.9617495.100231.562827.670372124.7
May-00715.96202.694.525930.231427.446972881.7
Jun-00715.96263.695.266429.140826.903173912.2
Jul-00715.96402.296.192330.962826.998673845.6
Aug-00715.96372.195.045929.529226.494374213.3
Sep-00715.96378.895.440629.668526.360175318.4
Oct-00715.95941.495.734830.080127.294676438.8
Nov-00715.95516.697.556931.026828.042478049.8
Dec-00674.44369.1102.301931.907533.115181321.7
Jan-01674.44311.3104.676232.824731.2895843851000
Feb-01674.44249.3104.453831.169930.975885247.7
Mar-01674.44129.7107.431430.7332.34486897.9
Apr-01674.44004110.207231.509233.601888159.8
May-01674.43902.5113.571231.744234.514989354.2
Jun-01674.43750.5116.676131.727635.800291398.8
Jul-01674.43615.7119.237233.75636.190393599
Aug-01674.43525.5120.834733.846536.442894323.5
Sep-01674.43413.2121.270533.904935.692897095.2
Oct-01674.43379.6123.623135.423336.092999639.2
Nov-01674.43307.2125.718737.014935.7816102673.8
Dec-01924.43275.6132.707539.796938.5505107879.7
Jan-02174.43178.2133.653139.83636.6508108742.5
Feb-02174.43510.7132.054738.238435.1025109362.1
Mar-02174.43250.2137.36938.920936.9593112151.4
Apr-02174.44174.4136.042739.250336.248111661.3
May-02174.44739.7136.798638.223135.9293113000.1
Jun-02174.44726.4138.516136.339735.2415117328.9
Jul-02174.44736.5140.641236.58435.4765118755.5
Aug-02574.45367142.198639.581534.2738119419.4
Sep-022730.75383140.208834.060534.5648118430.8
Oct-021977.45391.9140.805936.113732.7953119694.5
Nov-022766.45402.9139.802336.807632.3351119887.6
Dec-0265835895.6148.126542.515238.3933126352.6
Jan-034921.47135.1152.356842.908435.2526130717.5
Feb-034572.14954.1152.359842.509837.1966128416.4
Mar-038610.17374.5155.769341.00638.574128491.3
Abr-0337,781.528,809.4159.375842.587346.5086131201.6
todos-12
11.1800050456-3.223362226516.2832446291
11.3820728936-3.242639184214.268179685
19.45149222042.020151718916.8428585723
21.4363414925-0.16982016815.8853503988
25.75154206855.004068617420.148234505
33.07091004388.876901114622.4735058741
34.04509863479.021147958223.9571150705
37.549586137414.620443493227.1329957421
35.404645657614.279117582627.0638491376
32.234581199217.76323881929.1307862971
27.598208427219.299766653328.8670509211
16.413660233524.725848154829.7214421238
17.134501989521.359829640527.6824149138
13.322335500622.677326523326.4240266989
14.26941627526.654409371927.8667130839
7.875173353824.567745293423.4426607336
4.097940309820.409712640420.4518399031
-1.560605806714.536554923818.7184864767
-1.97235170758.377769877917.9507737518
-5.951792946816.944144889417.6802689956
-3.16030123720.45893071515.6165761665
-9.1364229531.948999669713.8993440546
-9.6320455206-0.560044738711.2024702769
-0.40777681226.83043151611.6187856753
-3.81492354877.712621749213.9942133778
5.965671960711.170446462215.376279678
4.36885979985.357275910913.394797953
BASE
M1
M2
Base Monetaria(Tasa de crecimiento en 12 meses)
BM-12
11.1800050456
11.3820728936
19.4514922204
21.4363414925
25.7515420685
33.0709100438
34.0450986347
37.5495861374
35.4046456576
32.2345811992
27.5982084272
16.4136602335
17.1345019895
13.3223355006
14.269416275
7.8751733538
4.0979403098
-1.5606058067
-1.9723517075
-5.9517929468
-3.1603012372
-9.136422953
-9.6320455206
-0.4077768122
-3.8149235487
5.9656719607
4.3688597998
BASE
Base Monetaria(Tasa de crecimiento en 12 meses)
M1-12
-3.2233622265
-3.2426391842
2.0201517189
-0.169820168
5.0040686174
8.8769011146
9.0211479582
14.6204434932
14.2791175826
17.763238819
19.2997666533
24.7258481548
21.3598296405
22.6773265233
26.6544093719
24.5677452934
20.4097126404
14.5365549238
8.3777698779
16.9441448894
0.458930715
1.9489996697
-0.5600447387
6.830431516
7.7126217492
11.1704464622
5.3572759109
M1
Medio Circulante(Tasa de crecimiento en 12 meses)
M2-12
16.2832446291
14.268179685
16.8428585723
15.8853503988
20.148234505
22.4735058741
23.9571150705
27.1329957421
27.0638491376
29.1307862971
28.8670509211
29.7214421238
27.6824149138
26.4240266989
27.8667130839
23.4426607336
20.4518399031
18.7184864767
17.9507737518
17.6802689956
15.6165761665
13.8993440546
11.2024702769
11.6187856753
13.9942133778
15.376279678
13.394797953
M2
Medio Circulante Ampliado(Tasa de crecimiento en 12 meses)
Val12
-20.2408702409
-17.4139505957
-32.1910610489
-35.1473922902
-37.08283623
-40.1222938885
-43.5241010903
-44.6728707961
-46.491503104
-43.1177836873
-40.0500308161
-25.028037811
-26.2820958876
-17.3816863954
-21.2969465094
4.2557442557
21.4529147982
26.0205305959
30.9981469702
52.2337257127
57.7112387203
59.5425494141
63.3678035801
79.9853461961
124.5012900384
41.1143076879
126.8937296166
Valores en Circulacion
Valores en Circulacin(Tasa de crecimiento en 12 meses)
A&R12
-5.7968990082
-5.7968990082
-5.7968990082
-5.7968990082
-5.7968990082
-5.7968990082
-5.7968990082
-5.7968990082
-5.7968990082
-5.7968990082
-5.7968990082
37.0699881376
-74.1399762752
-74.1399762752
-74.1399762752
-74.1399762752
-74.1399762752
-74.1399762752
-74.1399762752
-14.827995255
304.9080664294
193.2087781732
310.2016607355
612.1376027694
2721.9036697248
2521.6169724771
4836.9839449541
Adelanto y Redescuento
Adelantos y Redescuentos(Tasa de crecimiento en 12 meses)
todos-m
11.1800050456-3.223362226516.2832446291
11.3820728936-3.242639184214.268179685
19.45149222042.020151718916.8428585723
21.4363414925-0.16982016815.8853503988
25.75154206855.004068617420.148234505
33.07091004388.876901114622.4735058741
34.04509863479.021147958223.9571150705
37.549586137414.620443493227.1329957421
35.404645657614.279117582627.0638491376
32.234581199217.76323881929.1307862971
27.598208427219.299766653328.8670509211
16.413660233524.725848154829.7214421238
17.134501989521.359829640527.6824149138
13.322335500622.677326523326.4240266989
14.26941627526.654409371927.8667130839
7.875173353824.567745293423.4426607336
4.097940309820.409712640420.4518399031
-1.560605806714.536554923818.7184864767
-1.97235170758.377769877917.9507737518
-5.951792946816.944144889417.6802689956
-3.16030123720.45893071515.6165761665
-9.1364229531.948999669713.8993440546
-9.6320455206-0.560044738711.2024702769
-0.40777681226.83043151611.6187856753
-3.81492354877.712621749213.9942133778
5.965671960711.170446462215.376279678
4.36885979985.357275910913.394797953
BASE
M1
M2
Base Monetaria(Tasa de crecimiento en 12 meses)
BM-m
-0.0551289291
-0.0100257275
0.0441699649
0.0388882018
0.0271741395
0.0372389895
0.0108965872
0.0069770077
-0.0205801969
0.0112095437
-0.008624965
0.0773833479
-0.0492782195
-0.042244644
0.0528965173
-0.0192454944
-0.0087922092
-0.0191431506
0.0066682746
-0.033901315
0.0084904504
-0.0511936999
-0.0140324986
0.1873567733
-0.0818033355
0.0551448687
0.0370302662
BASE
Base Monetaria(Tasa de crecimiento mensual)
M1-m
0.0287455927
-0.0504132559
-0.0141129744
0.0253563293
0.0074581392
-0.0005229302
0.0639317188
0.0026810049
0.0017254369
0.0447840873
0.0449308788
0.0751589225
0.0009824886
-0.0401044282
0.0178485501
0.0084633192
-0.0261705006
-0.0492738684
0.0067226752
0.0819347256
-0.1394843551
0.0602809706
0.0192143148
0.1550658016
0.009248457
-0.0092895564
-0.0353753723
M1
Medio Circulante(Tasa de crecimiento mensual)
M2-m
0.0232087576
-0.0021246472
0.0285063827
0.0258378835
0.0305243215
0.0273387972
0.0219505109
0.0133976645
0.0036065799
0.0193996067
0.0169515244
0.0555907753
0.0071254451
-0.0119593186
0.040243172
-0.0096550168
0.0055563437
0.012554953
0.0153418989
0.0110735688
-0.0139931054
0.0042586485
-0.0071275422
0.0595426542
0.0285586981
0.0000196906
0.0223779501
M2
Medio Circulante Ampliado(Tasa de crecimiento mensual)
Val-m
-0.0132292692
-0.0143808132
-0.0281458123
-0.0304380463
-0.0253496503
-0.0389493914
-0.0359418744
-0.02494676
-0.0318536378
-0.0098441345
-0.0214226536
-0.0095549105
-0.0297350104
0.1046189667
-0.0742017262
0.2843517322
0.1354206593
-0.0028060848
0.002136933
0.1331151694
0.0029811813
0.0016533531
0.0020400972
0.0911917674
0.2102415361
-0.3056719597
0.4885650269
Valores en Circulacion
Valores en Circulacin(Tasa de crecimiento mensual)
A&R-m
0
0
0
0
0
0
0
0
0
0
0
0.3706998814
-0.8113370835
0
0
0
0
0
0
2.2935779817
3.7540041783
-0.2758633317
0.3990087994
1.379626952
-0.2524077168
-0.0709757386
0.8831827825
Adelanto y Redescuento
Adelantos y Redescuentos(Tasa de crecimiento mensual)
Hoja3
Adelanto y RedescuentoValores en CirculacionM2M1BASECredito de BancosAdelanto y RedescuentoValores en CirculacionM2M1BASECredito de Bancos
Jan-99Jan-99
Feb-99Feb-990.0%6.5%0.0%-4.7%-4.9%1.4%
Mar-99Mar-990.0%-8.1%2.8%0.3%5.7%-0.1%
Apr-99Apr-990.0%-1.5%1.5%1.2%1.0%2.0%
May-99May-990.0%4.4%0.9%-0.3%2.7%2.1%
Jun-99Jun-990.0%5.8%2.1%-1.8%0.6%3.2%
Jul-99Jul-990.0%-5.0%4.3%5.3%7.4%1.8%
Aug-99Aug-990.0%5.0%2.6%3.3%2.1%2.0%
Sep-99Sep-990.0%3.2%0.9%0.5%-1.6%3.1%
Oct-99Oct-990.0%-11.9%-0.8%-2.3%-2.0%3.3%
Nov-99Nov-990.0%-8.9%1.0%0.6%1.8%2.6%
Dec-99Dec-990.0%25.0%5.3%20.3%3.4%2.8%
Jan-000.015.822.616.913.727.6Jan-000.0%5.3%-0.1%-4.4%-2.7%0.5%
Feb-000.03.524.416.518.229.8Feb-000.0%-4.8%1.5%-5.0%-1.2%3.1%
Mar-000.033.321.78.78.933.3Mar-000.0%18.4%0.6%-6.5%-2.6%2.6%
Apr-000.037.224.012.510.133.3Apr-000.0%1.4%3.4%4.8%2.2%2.0%
May-000.031.922.28.16.432.0May-000.0%0.5%-0.6%-4.2%-0.8%1.0%
Jun-000.025.920.66.13.729.7Jun-000.0%1.0%0.8%-3.6%-2.0%1.4%
Jul-000.035.516.87.1(3.2)27.3Jul-000.0%2.2%1.0%6.3%0.4%-0.1%
Aug-000.028.412.5(1.1)(7.0)25.3Aug-000.0%-0.5%-1.2%-4.6%-1.9%0.5%
Sep-000.024.611.9(1.1)(5.9)23.3Sep-000.0%0.1%0.4%0.5%-0.5%1.5%
Oct-000.031.713.12.6(0.6)21.2Oct-000.0%-6.9%0.3%1.4%3.5%1.5%
Nov-000.034.314.15.20.220.6Nov-000.0%-7.1%1.9%3.1%2.7%2.1%
Dec-00(5.8)(14.9)13.6(10.1)14.522.3Dec-00-5.8%-20.8%4.9%2.8%18.1%4.2%
Jan-01(5.8)(20.2)16.3(3.2)11.226.2Jan-010.0%-1.3%2.3%2.9%-5.5%3.8%
Feb-01(5.8)(17.4)14.3(3.2)11.423.7Feb-010.0%-1.4%-0.2%-5.0%-1.0%1.0%
Mar-01(5.8)(32.2)16.82.019.522.9Mar-010.0%-2.8%2.9%-1.4%4.4%1.9%
Apr-01(5.8)(35.1)15.9(0.2)21.422.2Apr-010.0%-3.0%2.6%2.5%3.9%1.5%
May-01(5.8)(37.1)20.15.025.822.6May-010.0%-2.5%3.1%0.7%2.7%1.4%
Jun-01(5.8)(40.1)22.58.933.123.7Jun-010.0%-3.9%2.7%-0.1%3.7%2.3%
Jul-01(5.8)(43.5)24.09.034.026.7Jul-010.0%-3.6%2.2%6.4%1.1%2.4%
Aug-01(5.8)(44.7)27.114.637.527.1Aug-010.0%-2.5%1.3%0.3%0.7%0.8%
Sep-01(5.8)(46.5)27.114.335.428.9Sep-010.0%-3.2%0.4%0.2%-2.1%2.9%
Oct-01(5.8)(43.1)29.117.832.230.4Oct-010.0%-1.0%1.9%4.5%1.1%2.6%
Nov-01(5.8)(40.1)28.919.327.631.5Nov-010.0%-2.1%1.7%4.5%-0.9%3.0%
Dec-0137.1(25.0)29.724.716.432.7Dec-0137.1%-1.0%5.6%7.5%7.7%5.1%
Jan-02(74.1)(26.3)27.721.417.128.9Jan-02-81.1%-3.0%0.7%0.1%-4.9%0.8%
Feb-02(74.1)(17.4)26.422.713.328.3Feb-020.0%10.5%-1.2%-4.0%-4.2%0.6%
Mar-02(74.1)(21.3)27.926.714.329.1Mar-020.0%-7.4%4.0%1.8%5.3%2.6%
Apr-02(74.1)4.323.424.67.926.7Apr-020.0%28.4%-1.0%0.8%-1.9%-0.4%
May-02(74.1)21.520.520.44.126.5May-020.0%13.5%0.6%-2.6%-0.9%1.2%
Jun-02(74.1)26.018.714.5(1.6)28.4Jun-020.0%-0.3%1.3%-4.9%-1.9%3.8%
Jul-02(74.1)31.018.08.4(2.0)26.9Jul-020.0%0.2%1.5%0.7%0.7%1.2%
Aug-02(14.8)52.217.716.9(6.0)26.6Aug-02229.4%13.3%1.1%8.2%-3.4%0.6%
Sep-02304.957.715.60.5(3.2)22.0Sep-02375.4%0.3%-1.4%-13.9%0.8%-0.8%
Oct-02193.259.513.91.9(9.1)20.1Oct-02-27.6%0.2%0.4%6.0%-5.1%1.1%
Nov-02310.263.411.2(0.6)(9.6)16.8Nov-0239.9%0.2%-0.7%1.9%-1.4%0.2%
Dec-02612.180.011.66.8(0.4)17.1Dec-02138.0%9.1%6.0%15.5%18.7%5.4%
Jan-032,721.9124.514.07.7(3.8)20.2Jan-03-25.2%21.0%2.9%0.9%-8.2%3.5%
Feb-032,521.641.115.411.26.017.4Feb-03-7.1%-30.6%0.0%-0.9%5.5%-1.8%
Mar-034,837.0126.913.45.44.414.6Mar-0388.3%48.9%2.2%-3.5%3.7%0.1%
Apr-0321,563.7590.117.28.528.317.5Apr-03338.8%290.7%2.3%3.9%20.6%2.1%
Volat
Adelantos y RedescuentosValores en CirculacinM2M1BASECredito de BancosTCRINAdelantos y RedescuentosValores en CirculacinM2M1BASECredito de BancosAdelantos y RedescuentosValores en CirculacinM2M1BASECredito de BancosAdelantos y RedescuentosValores en CirculacinM2M1BASECredito de BancosAdelantos y RedescuentosValores en CirculacinM2M1BASECredito de BancosAdelantos y RedescuentosValores en CirculacinM2M1BASECredito de BancosAdelantos y RedescuentosValores en CirculacinM2M1BASECredito de Bancos
Jan-95449.4704.635271.21575314919.120516.813.25809955100Jan-95Jan-95Jan-95Jan-95Jan-95Jan-95
Feb-95439.4868.135976.615843.315061.920835.413.42739963101.2769558666Feb-95Feb-95Feb-95Feb-95Feb-95Feb-95
Mar-95439.4915.236669.415968.215376.421471.913.55550003102.24316071Mar-95Mar-95Mar-95Mar-95Mar-95Mar-95
Apr-95419.41285.136957.816021.815344.221536.513.57649993102.4015536978Apr-95Apr-95Apr-95Apr-95Apr-95Apr-95
May-95409.41576.437359.616033.215574.921711.413.69979953103.3315482233May-95May-95May-95May-95May-95May-95
Jun-95399.41643.138563.816542.915777.622275.813.74269962103.6551246894Jun-95Jun-95Jun-95Jun-95Jun-95Jun-95
Jul-95389.41695.538350.11642015942.222305.813.78590011103.9809669403Jul-95Jul-95Jul-95Jul-95Jul-95Jul-95
Aug-95379.41736.638592.416487.715959.422389.613.78269958103.9568267535Aug-95Aug-95Aug-95Aug-95Aug-95Aug-95
Sep-95369.41761.739359.11664116032.923493.913.70090007103.3398491113Sep-95Sep-95Sep-95Sep-95Sep-95Sep-95
Oct-95359.42032.740147.51679116110.524170.113.66730022103.0864202555Oct-95Oct-95Oct-95Oct-95Oct-95Oct-95
Nov-95349.42229.340470.216939.315995.224587.613.65390014102.9853493595Nov-95Nov-95Nov-95Nov-95Nov-95Nov-95
Dec-95338.81991.242181.218643.616835.925425.913.34749984100.6743069749Dec-95Dec-95Dec-95Dec-95Dec-95Dec-95
Jan-96328.81994.642556.518094.317066.825772.413.58880043102.4943309466Jan-96-0.26835781041.83082600060.20655095380.14862565860.14395640490.2561608048Jan-96-0.02951593860.00170751310.0088973287-0.02946319380.01371474050.0136278362Jan-96Jan-96Jan-96Jan-96
Feb-96328.83388.343231.819075.41622925973.113.72599983103.5291655356Feb-96-0.2517068732.90312176020.20166441520.20400421630.0774869040.2465851388Feb-9600.69873658880.01586831620.0542214952-0.04908946020.0077874005Feb-96Feb-96Feb-96Feb-96
Mar-96437.83606.144299.919599.716754.226568.813.66860008103.0962245264Mar-96-0.00364132912.94023164340.20808903340.22742074870.0896048490.2373753604Mar-960.33150851580.06428002240.02470635040.02748566220.03236182140.0229352676Mar-96Mar-96Mar-96Mar-96
Apr-96596.73715.644286.31962415364.82696113.77830028103.9236447731Apr-960.42274678111.89129250640.19829372960.22483116750.00134252680.2518747243Apr-960.36295111920.0303652145-0.00030699840.0012398149-0.08292845970.0147616753Apr-96Apr-96Apr-96Apr-96
May-96596.73944.844546.119389.215591.427242.513.91320037104.9411366805May-960.45749877871.50241055570.19236019660.209315670.00105939690.2547555662May-9600.0616858650.005866374-0.01196494090.01474799540.0104410074May-96May-96May-96May-96
Jun-96526.838584545820267.815795.827808.313.98980045105.5188973144Jun-960.31897846771.34800073030.1787738760.22516608330.00115353410.2483636951Jun-96-0.1171442936-0.02200365040.02047092790.04531388610.01310979130.020769019Jun-96Jun-96Jun-96Jun-96
Jul-96526.83891.245105.51964815583.727819.113.86800003104.6002104427Jul-960.35285053931.29501621940.17615077930.196589525-0.0224874860.2471688978Jul-9600.0086054951-0.0077544107-0.0305805267-0.013427620.0003883733Jul-96Jul-96Jul-96Jul-96
Aug-96328.83878.446157.920141.816866.528033.813.8352003104.3528165392Aug-96-0.13336847651.23332949440.19603600710.2216258180.05683797640.2520902562Aug-96-0.3758542141-0.00328947370.02333196620.0251323290.08231677970.0077177191Aug-96Aug-96Aug-96Aug-96
Sep-96328.84034.846972.920696.216871.32885613.78059959103.9409874547Sep-96-0.10990795891.29028779020.19344446390.24368727840.05229247360.2282337117Sep-9600.04032590760.01765678250.02752484880.00028458780.0293288816Sep-96Sep-96Sep-96Sep-96
Oct-96325.94104.247483.820657.817418.229052.613.77770042103.9191202935Oct-96-0.09321090711.01908791260.18273366960.23029003630.08117066510.202005784Oct-96-0.00881995130.01720035690.0108764841-0.00185541310.03241599640.0068131411Oct-96Oct-96Oct-96Oct-96
Nov-96325.94144.447908.22109117541.22963513.61810016102.715325893Nov-96-0.06725815680.85905889740.18378955380.24509277240.09665399620.2052823374Nov-9600.00979484430.00893778510.02097028730.00706157930.0200463986Nov-96Nov-96Nov-96Nov-96
Dec-96325.94099.250640.72348118144.531089.313.75069999103.7154679533Dec-96-0.03807556081.05865809560.20055143050.25946705570.07772676250.2227413779Dec-960-0.01090628320.0570361650.11331847710.0343933140.0490737304Dec-960.26380347780.68810184150.01069096740.02856112580.04977694170.018974791Dec-960.18958137660.19836248340.01621532180.03990487610.04215784320.0129670348Dec-960.04887895781.59761013390.19320317570.21967633590.05473316690.2377198045Dec-960.01359376980.07470853340.01546558920.02011189380.00708008880.0169742042
Jan-97215.94039.749760.822872.218468.430671.914.20629978107.1518563156Jan-97-0.34336982971.02531835960.16928788790.26405553130.08212435840.1901064705Jan-97-0.3375268487-0.0145150273-0.0173753522-0.02592734550.0178511395-0.013425841Jan-970.2727413140.70242331250.01181420980.02085467740.04234713060.0224090704Jan-970.21508421830.19895960920.01875722290.03951670640.04223386440.0156715048Jan-970.04262795621.53048449710.19009792020.22929549190.04958049640.2322152767Jan-97-0.01207380610.0733566550.01327619920.02040654790.00742478870.0147197311
Feb-97215.94239.649875.422999.518016.430958.514.28129959107.7175468184Feb-97-0.34336982970.2512469380.1536739160.20571521440.1101361760.1919447428Feb-9700.04948387260.00230301760.0055657086-0.02447423710.0093440576Feb-970.28283101160.6462241810.01518471530.02067108250.04525228840.0246618144Feb-970.21508421830.02981246070.01899407650.03820612590.03976509130.0156152472Feb-970.03498937651.30949492860.1860987120.22943807510.05230126910.2276619104Feb-97-0.01207380610.0192522620.01214575760.0163518990.00947605730.0148494525
Mar-97215.94644.249828.522659.81785631044.314.32110023108.0177454996Mar-97-0.5068524440.28787332580.12479937880.15612994080.06576261470.1684494595Mar-9700.0954335315-0.0009403433-0.0147698863-0.00890299950.0027714521Mar-970.32346499510.46630273940.02180964790.0296137430.04397080170.0297047913Mar-970.18630674540.03499586870.01889489870.03902516580.0393885310.0157503578Mar-97-0.00694488311.08846506880.17915790740.22349717440.05031441620.2219180853Mar-97-0.03969951570.02184838770.01000853310.01283060330.00603732230.0131691345
Apr-97215.9524150732.423760.718039.731317.114.30679988107.9098842639Apr-97-0.63817663820.41053934760.14555517170.21079800240.17409273140.1615704165Apr-9700.1285043710.0181402210.04858383570.01028785840.0087874425Apr-970.33991278220.4289684160.02288995950.0298325480.05368568850.0327122294Apr-970.13826291230.04668285040.01872903680.04012453160.02770800670.0157898133Apr-97-0.0953551680.96506897220.17476302760.2223277440.06471026660.2143927263Apr-97-0.06994544230.03002665080.01154580140.01677593830.01380534880.0126712818
May-97215.95163.751590.123870.418540.431923.214.2631998107.5810280818May-97-0.63817663820.30898904890.1581283210.23111835450.18914273250.1718160962May-970-0.01474909370.01690635570.00461686730.02775545050.0193536439May-970.32472552110.43140045750.02262913250.02963127620.06044362130.0321662638May-970.13826291230.04718231240.01869581360.03932227020.02800111570.0158846995May-97-0.18666145270.865617180.17191037130.22414463440.08038387790.2074811038May-97-0.06994544230.02365707090.01246579990.01815775570.01488930340.0134140015
Jun-97215.95243.753102.924206.918779.732896.914.25969982107.5546292757Jun-97-0.59016704630.35917573870.16817501870.19435261840.18890464550.1829885322Jun-9700.01549276680.02932345550.01409695690.01290694910.0305013282Jun-970.30123677530.42527827330.02254356970.03084497340.06234035220.0300812449Jun-970.13876206910.04507818050.01920803750.03838379970.02800234880.0165297192Jun-97-0.26242357890.78321509740.17102713320.22157684560.09602980390.2020331736Jun-97-0.06018341780.02678177230.01320351050.01555634490.01487239980.0142250273
Jul-97215.95271.953026.423715.619019.833366.814.17106.8780630781Jul-97-0.59016704630.35482627470.17560829610.20702361560.22049320760.199420542Jul-9700.005377882-0.0014405993-0.02029586610.01278508180.0142840207Jul-970.24363277790.40869984630.02253290250.03021723470.05975277650.0265146518Jul-970.13876206910.04520594010.01866043270.03736117630.02658033080.0159488031Jul-97-0.34100837770.70486593530.17098192620.22244635320.1162781950.1980541439Jul-97-0.06018341780.02651280460.01372966150.01641340.01705679170.0153829979
Aug-97215.95332.655199.824618.120159.834124.614.13106.5763607123Aug-97-0.34336982970.37494843230.19589062760.22223932320.19525687010.2172663Aug-9700.01151387550.04098713090.03805511980.05993753880.022711198Aug-970.23474210910.38204729940.02251824180.03021623920.06058966290.0214930028Aug-970.0972372090.04451544950.02012488110.03781877870.02197066310.0158808628Aug-97-0.35850849050.63333418010.17096981130.22249747860.12781310280.1951521476Aug-97-0.02886223330.0277464170.01520092520.01749029920.01519185490.0166324545
Sep-97215.95425.356205.924852.719572.535690.114.22107.2551910353Sep-97-0.34336982970.34462674730.19656014430.20083396950.16010621590.2368346271Sep-9700.01738364030.01822651530.0095295738-0.02913223350.0458759956Sep-970.22157029530.32791386960.02281691860.03001590240.05620822420.0228001504Sep-970.0972372090.04441862730.02013187240.03774141130.02519035920.0176979403Sep-97-0.37796364640.55452909320.17122945130.21892636960.13679758130.1958688905Sep-97-0.02886223330.02583456140.01524840290.0159906930.01274045310.0180113806
Oct-97215.94909.857880.825737.61961737303.214.35108.2357237241Oct-97-0.33752684870.19628673070.2189588870.24590227420.12623577640.2839883522Oct-970-0.0950177870.02979936270.03560578930.00227359820.0451974077Oct-970.20351550660.30732104070.02656574350.03087916780.05359865030.0342259848Oct-970.09743560850.05655607860.02049610220.03768032850.02454459860.0189167751Oct-97-0.39832330820.4859623280.17424821940.22022738940.14055300730.2027007712Oct-97-0.02812723740.01648304940.01682530950.01911245980.01022858660.0212100695
Nov-97215.94917.858390.825946.71955338569.314.37108.386574907Nov-97-0.33752684870.18661326130.21880596640.23022616280.1146899870.3014779821Nov-9700.00162939430.0088112120.0081243006-0.00326247640.0339407879Nov-970.17674047570.29412973770.02947310430.03007871980.05249730120.0445836678Nov-970.09743560850.0566928190.02050056240.03780502040.02484480410.0192611654Nov-97-0.42084569920.42992519170.17716625380.21898850520.14205600650.2107170749Nov-97-0.02812723740.01580259520.01681476170.01804196090.00936824860.0223679353
Dec-97215.94357.162662.727861.821702.741836.714.33108.0848725412Dec-97-0.33752684870.06291471510.23739798230.18656786340.19610350240.3456944994Dec-970-0.11401439670.07316049790.07380900080.10994220840.0847150454Dec-970.13367722860.23517914780.03374120520.02847925960.05039007730.0592983749Dec-970.09743560850.06782864770.02366128060.02957837080.03790315220.0254933529Dec-97-0.44579997320.34694657670.18023679980.21291357260.15192073480.2209631684Dec-97-0.02812723740.00721025240.01815845610.01474950460.01566398980.0253380449
Jan-98215.94330.362488.427060.52008142279.314.46109.06540523Jan-9800.07193603490.25577563060.18311749630.0873167140.3784375927Jan-980-0.0061508802-0.002781559-0.0287598073-0.07472342150.0105792283Jan-980.18463380490.11603261610.03987030150.02458407270.04975454060.0735895316Jan-9800.06762777950.02198450410.02994155780.04597832310.0229944361Jan-98-0.41718582070.26749804960.18744411170.20616873630.15235343110.2366574286Jan-9800.00790726470.01937460560.01451346610.00794944310.0273384673
Feb-98215.9416961466.726098.519718.241833.514.58109.9705123273Feb-980-0.01665251440.23240515360.13474205960.09445838240.3512767091Feb-980-0.0372491513-0.0163502346-0.0355499714-0.0180668293-0.010544167Feb-980.22027999390.14225324710.04028373110.03209353050.05115014850.0789662815Feb-9800.06741478460.0238791130.03323042990.04560322780.0250354628Feb-98-0.38857166820.24517309520.19400504820.20025430670.15104694830.2499350924Feb-9800.00067951270.01782016790.01108715940.00848339370.0256811153
Mar-98215.93306.262227.425889.519819.842580.214.73111.101896199Mar-980-0.28810128760.2488314920.14252994290.10997983870.3715947855Mar-980-0.20695610460.0123758067-0.00800812310.00515260010.0178493313Mar-980.24296377370.20835034830.03666195210.03397816260.04575614650.0816392176Mar-9800.08339748890.02322858750.03280674690.04529553710.0241436183Mar-98-0.34633396450.19717521080.20434105760.19912097360.1547317170.2668638696Mar-980-0.02451962360.01892984710.01165063970.00965469370.0269376052
Apr-98215.92858.461405.825513.219776.742495.615.06113.5909407167Apr-980-0.45460789930.2103862620.07375624460.09628763230.3569455665Apr-980-0.135442502-0.013203187-0.01453485-0.0021745931-0.001986839Apr-980.24312011610.26873985370.03164518390.04928082440.04821002070.0781383546Apr-9800.07360115620.02501868570.03137562840.04542239220.0250627914Apr-98-0.2931525780.12507960690.20974364850.18770082710.14824795870.2831451321Apr-980-0.04651519640.01631789640.00639074920.00861615610.0260397484
May-98215.92846.761207.525315.319769.842466.415.21114.7223245884May-980-0.44870925890.18641948750.06053103430.0663092490.3302676423May-980-0.004093199-0.0032293366-0.007756769-0.0003488954-0.00068713May-980.2302447340.30777810060.0283304680.05921967420.05165488450.0706436401May-9800.07408196340.02564307780.03164142470.04506900690.0261911354May-98-0.23997119150.06193808120.21210124570.17348521710.13801183510.2963494276May-980-0.04562720520.0146399220.00535961290.00627412730.0243696839
Jun-98215.92838.662848.32548320158.543764.615.26115.0994525456Jun-980-0.45866468330.18351916750.05271637430.07341970320.3303563558Jun-980-0.00284539990.02680717230.00662445240.01966130160.0305700507Jun-980.21085610930.32598652860.02645162160.06812728550.05206740880.0613423836Jun-9800.0728860370.02552209390.0315271640.04520135720.0261926055Jun-98-0.1907906043-0.00621528730.21337992470.16168219670.12838808990.3086300796Jun-980-0.04715538570.01443023180.00473690420.006836990.0243754108
Jul-98215.92799.564094.625604.52081945335.515.46116.6079643745Jul-980-0.46897702920.20872999110.07964799540.09459615770.3587008643Jul-980-0.01377439580.01983028980.00476788450.03276533470.0358943073Jul-980.17501637260.32976334240.02374117360.07030861680.04385810660.0520995059Jul-9800.07183320140.02505398380.03053253830.04580434810.0261786002Jul-98-0.1416100171-0.07486556260.2161400660.15106756170.11789666910.3219034398Jul-980-0.04875140890.01620280590.006825550.0085020110.026176268
Aug-98215.93381.365233.825416.921291.246039.615.4116.1554108258Aug-980-0.36591906390.18177602090.03244767060.05612158850.3491616019Aug-9800.20782282550.0177737282-0.00732683710.02268120470.0155308754Aug-980.16691292660.30641943990.02514380920.07408829940.03974602290.0406786994Aug-9800.10257905890.02383279450.02908916080.04318900090.026346522Aug-98-0.1129958647-0.13660452060.21496384880.13525159070.10630206230.3328947149Aug-980-0.03239232970.01426835560.00304372030.00539731650.0255779078
Sep-98715.93388.165622.525737.322144.946958.515.55117.2867946975Sep-982.3158869847-0.37549997240.16753757170.03559371820.13142930130.3157290117Sep-982.31588698470.00201106080.00595856750.01260578590.04009637780.0199589049Sep-980.71118051710.27221213330.02827572920.07611899690.03698300650.028205012Sep-980.6685389870.10199525380.02391056570.02916497010.04277907250.0255825182Sep-980.1086088699-0.19661508060.21254530110.12148156970.10391231940.339469247Sep-980.1929905821-0.0336733780.01324602670.00330007130.01116636750.0234181502
Oct-98715.93339.767213.526215.523153.94843215.77118.9461577093Oct-982.3158869847-0.31978899340.16123999670.01856816490.1802977010.298333655Oct-980-0.01428529260.02424473310.01858003750.04556353830.0313787706Oct-980.93662243890.24377697850.03177786980.07041374010.04278700160.0258450065Oct-980.6685389870.10022836030.02361288960.0278342690.04377468680.0248124605Oct-980.3297266893-0.23962139090.20773539350.10253706060.10841747980.3406646889Oct-980.1929905821-0.02694567010.01278314090.00188125860.01477386250.0222665972
Nov-98715.93621.569450.826666.92409649124.615.89119.8512648067Nov-982.3158869847-0.26359347680.18941340070.02775690160.2323428630.2736710285Nov-9800.08437883640.03328646770.01721882090.04068860970.0143004625Nov-981.06867657650.20353859160.0319791230.06061087350.05584283320.0305044333Nov-980.6685389870.10510123060.02428606870.02814182360.04396666610.0246194076Nov-980.5508445088-0.27713861910.20528601310.08566462220.11822188610.3383474427Nov-980.1929905821-0.02004988330.01482274550.00263913530.0184364530.0206299034
Dec-98715.93499.272627.329230.425891.751944.315.85119.5495624409Dec-982.3158869847-0.19689701870.15901964010.04912101870.19301745870.241596493Dec-980-0.03377053710.04573741410.09613040890.07452274240.0573989407Dec-981.14026392760.17603842740.03281736750.05221470170.05545733830.0411642597Dec-980.6685389870.10105412240.01901601970.03350106190.03805685780.0187086354Dec-980.7719623282-0.29878959690.19875448450.07421071840.11796471580.3296726089Dec-980.1929905821-0.0133628950.01253748850.00449925270.01548483080.0183535613
Jan-99715.94667.67344529002.224751.952380.915.95120.3038183553337.0Jan-992.31588698470.07789298660.17533814280.07175403260.2326029580.2389254316Jan-9900.33390489250.0112588517-0.0078069407-0.04402182940.0084051571Jan-991.19251655990.17718355270.0279683380.03943001830.06344238540.0456015504Jan-990.6685389870.1424581920.0184100590.03212790450.03198939250.0188010639Jan-990.9649529103-0.29829318430.19205136060.06493042980.13007190280.3180465954Jan-990.19299058210.01497508610.01370752270.00624532490.01804329680.0181723887
Feb-99715.94970.473480.527646.323530.153099.316.2122.1894581415293.5Feb-992.31588698470.19222835210.19545217170.05930609040.19331886280.2693009191Feb-9900.06487273970.0004833549-0.0467516257-0.04936186720.0137149228Feb-991.20943253330.21383683260.024997910.03273272460.06480158840.0463057166Feb-990.6685389870.14210464540.01644834530.03358246060.03619948960.0166090515Feb-991.1579434924-0.28088644540.18897194540.0586440990.13831027620.3112152796Feb-990.19299058210.02348524370.01511032190.00531185370.0154353770.0201939795
Mar-99715.9457075528.327716.224865.653021.516.13121.6614790013333.0Mar-992.31588698470.38225152740.21374667750.07055756190.25458380.2452149121Mar-990-0.08055689680.02786861820.00252836730.0567570899-0.0014651794Mar-991.19251655990.28687030270.01859103860.02013403050.07208965230.0456924379Mar-990.6685389870.12739387310.01681807190.03333940180.03789250750.0177533627Mar-991.3509340744-0.22502371080.18604821080.05264640060.15036060630.3006836235Mar-990.19299058210.0340185110.01640138950.00618989460.01973575120.018584437
Apr-99715.94501.676685.928047.525120.854099.816.11121.5106278184347.7Apr-992.31588698470.57486705850.24883805760.09933289430.2702220290.2730682706Apr-990-0.01496717720.01532670540.01195329810.01026317480.0203370331Apr-991.14026392760.35726720270.02527828080.02362329450.07751121560.0426153044Apr-990.6685389870.11716120420.01403961090.03271350310.03740568550.0165292175Apr-991.5439246565-0.1392341310.18925252710.05477778810.16485513930.2936938488Apr-990.19299058210.04405812140.01877888050.00839724020.02077223180.0204447596
May-99715.94700.877358.527972.825796.955228.216.01120.756371904363.9May-992.31588698470.65131555840.26387289140.10497604220.30486398450.3005152309May-9900.0442509330.0087708431-0.0026633390.02691395180.0208577481May-991.0473992980.40814374350.0331513880.02773381940.08047399050.041133737May-990.6685389870.11618204760.01269221750.03251730810.03682972920.0151366423May-991.7369152385-0.04756539620.19570697750.05848153880.18473470060.2912144812May-990.19299058210.0480867990.01977889550.00882169270.02304413580.0222401661
Jun-99715.94975.378996.727462.925953.456983.815.92120.077541581391.1Jun-992.31588698470.75273021910.25694251080.07769493390.28746682540.3020523437Jun-9900.05839431590.0211767291-0.01822842190.00606662040.0317881082Jun-990.90145778620.44533696290.03722310950.0281953180.07721371830.0394628026Jun-990.6685389870.11508122860.01251156440.03344811090.03715093250.0152015248Jun-991.92990582060.0533841790.20182558940.06056308540.20257196080.2888558135Jun-990.19299058210.05319010870.01930969190.00675061990.02191124570.0223416709
Jul-99715.94726.282361.52890527885.158027.715.88119.7758392152500.5Jul-992.31588698470.68823004110.28499904830.12890312250.33940631150.2799616195Jul-990-0.05006733260.04259418430.05251084190.07442955450.0183192416Jul-990.6685389870.44722875330.04434017750.03417693280.07842313690.0327727167Jul-990.6685389870.11745353840.01420833730.03593764150.04008832550.0146123101Jul-992.12289640270.14981810150.20818134420.06466767930.2229728070.2822942098Jul-990.19299058210.05016569730.02120668310.01072919970.0253832640.0208770821
Aug-99715.94961.884519.229866.228480.959217.215.91120.0021159895523.6Aug-992.31588698470.46742377190.29563508490.17505281920.33768411360.2862231644Aug-9900.04984977360.02619792010.03325376230.02136624940.0204988307Aug-9900.42396033090.0499974150.04502600720.06492301220.0252778113Aug-990.6685389870.10652075190.01423139520.0359933810.04009817890.0145171375Aug-992.31588698470.21926333780.21766959950.07655144170.24643635070.27704934Aug-990.19299058210.03700127630.02190869910.01411091630.02527368440.0212910784
Sep-99715.95120.185299.53000428019.261079.615.97120.4546695382478.1Sep-9900.51120096810.29985142290.16577885020.26526649480.3007144606Sep-9900.03190374460.00923222180.0046139114-0.01621086410.0314503219Sep-990.6685389870.38649124290.05246546530.04970129180.05393617950.0234981232Sep-9900.1059762330.0139259470.03609754890.04147677350.0147975774Sep-992.12289640270.29315508290.22869575380.08740020270.25758945020.2757981274Sep-9900.03949233330.02218150360.01344492670.02058141420.0222486965
Oct-99715.94510.784656.329317.527469.663088.316.15121.8123301842422.0Oct-9900.35063029610.25951334180.1183269440.18639192530.302616039Oct-990-0.1190211129-0.0075404897-0.0228802826-0.01961512110.0328865939Oct-990.90145778620.33483755620.04849884340.04528866860.053165440.0239005551Oct-9900.11475702730.01631563740.03751759390.0421697690.0148882761Oct-991.92990582060.3490233570.23688519920.09571343430.25809730220.2761549928Oct-9900.03076434830.01953273510.00998990010.01514985930.0223743484
Nov-99715.94108.485537.729488.327975.464714.716.18122.0386069586409.0Nov-9900.13444705230.23163016120.10580157420.1609976760.3173583093Nov-990-0.08918793090.0104115110.00582587190.01841308210.0257797405Nov-991.0473992980.28457602650.04621986820.03992925320.05987340610.0266562237Nov-9900.11826953520.01589347070.03746214280.04142710420.0146898119Nov-991.73691523850.38219340110.24040326260.1022171570.252151870.2797955995Nov-9900.0163004510.01762648870.00904048760.01329356530.0233309549
Dec-99715.9513590088.435478.728919.866501.216120.6809463126547.0Dec-9900.46747828070.24042061320.21376033170.11695253690.2802405654Dec-9900.24987829810.05320110310.20314497610.03375823040.0276057835Dec-991.14026392760.21866611780.0385222110.04757925050.06989140760.0238035065Dec-9900.13457383830.01718697550.06365752720.03742819330.0102574739Dec-991.54392465650.43755800940.2471866770.11593709980.24581312650.2830159388Dec-9900.03993785390.01824846280.01795836830.00989652260.0208481918
Jan-00715.95405.490018.33391828143.166846.716.16121.8877557757443.8Jan-0000.15806838630.2256559330.16949748640.13700766410.2761655489Jan-0000.0526582278-0.0007781246-0.0439897741-0.02685703220.005195395Jan-001.19251655990.20762366040.03221227780.04769415710.07665476270.0195867819Jan-0000.09833377540.01796561280.06580944250.03545630950.0106459376Jan-001.35093407440.44423929270.25137982620.12408238760.2378468520.286119282Jan-0000.01650063190.01724538140.01494313210.01132692240.0205807117
Feb-00715.95145.391411.132214.527810.46890316.32123.0945652388379.4Feb-0000.03518831480.24401848110.16523730120.18190742920.2976253924Feb-000-0.04811854810.0154724095-0.0502240698-0.01182172540.0307614288Feb-001.20943253330.22881939780.02720907080.04429723840.07732523090.01907578Feb-0000.098689920.01719897180.06611231910.03098964780.0107829348Feb-001.15794349240.43115262290.25542701860.13290998850.23689589920.2884796547Feb-0000.00708469120.01849446930.01465376180.01445526750.0220012538
Mar-00715.96090.291945.230121.527077.170695.216.24122.4911605072375.0Mar-0000.33264770240.21736090980.0867831810.08893813140.3333308186Mar-0000.1836433250.0058428353-0.064970743-0.02636783360.0260104785Mar-001.19251655990.23022683330.02672138760.04242921020.08793758280.017826165Mar-0000.10652007650.01728270860.06999518510.02994724090.0078710032Mar-000.96495291030.42701897080.25572820470.13426212340.22309209350.2958226469Mar-0000.02910137640.01665898740.00902883590.00752819060.024290892
Apr-00715.9617495100.231562.827670.372124.716.29122.8682884645387.5Apr-0000.37151235120.24012628140.12533380870.10148960220.3331786809Apr-0000.01375981080.03431391740.04784954270.02190781140.020220609Apr-001.14026392760.22579640380.02704202020.0411272340.09305745320.0192403465Apr-0000.10575974050.01800376450.07089281390.03023123490.0078763898Apr-000.77196232820.41007274520.25500222330.13642886630.20903105790.3008318478Apr-0000.0314952920.0182412550.01202018970.0084985770.02428119
May-00715.96202.694525.930231.427446.972881.716.26122.6420116901361.6May-0000.31947753570.22192002170.08074272150.06396117360.3196464849May-0000.0046323291-0.0060388937-0.0421825694-0.00807363850.0104957109May-001.0473992980.21355374030.02846537370.04334708960.09642789430.0199897478May-0000.10594357820.01918107610.07253581390.02997984860.0087997133May-000.57897174620.38241957670.25150615080.13440942290.18895582370.302426119May-0000.02819374170.01700711030.00872692050.00558294440.0234176869
Jun-00715.96263.695266.429140.826903.173912.216.37123.471693196287.0Jun-0000.25893915940.20595417280.06109697080.03659250810.2970739052Jun-0000.00983458550.0078338318-0.0360750743-0.01981280220.0141393519Jun-000.90145778620.1807699460.03124948040.04553110480.10024835630.0200497818Jun-0000.10561204280.01930373890.0733174750.03085980390.0087482544Jun-000.38598116410.34127032170.24725712270.13302625930.16804963060.3020112491Jun-0000.02414709750.01589520220.00723969940.00342632590.0219469572
Jul-00715.96402.296192.330962.826998.673845.616.49124.3768002934226.9Jul-0000.35461893280.16792797610.0711918353-0.03179117160.2725922275Jul-0000.02212784980.00971906150.06252402130.0035497768-0.0009010691Jul-000.6685389870.14459282890.03626713330.04892744440.09983531840.020882133Jul-0000.10302466160.01741008670.07393393750.02135308650.0109541958Jul-000.19299058210.3134693960.23750120.12821698530.1371165070.3013971331Jul-0000.03016336270.01315560860.008074131-0.00248032230.0203452646
Aug-00715.96372.195045.929529.226494.374213.316.47124.2259491105197.3Aug-0000.28423152890.1245480317-0.0112836585-0.06975200920.2532389238Aug-000-0.0047015089-0.0119177938-0.0463007222-0.01867874630.0049793082Aug-0000.13629321150.0441155430.06083228580.09456673170.0248541175Aug-0000.10328024870.01827001670.0750295090.02039517280.0118166146Aug-0000.29820337570.22324394550.11268894550.10316349670.2986484464Aug-0000.02561742250.00997929910.0014445907-0.00581740520.0190519711
Sep-00715.96378.895440.629668.526360.175318.416.53124.6785026592217.9Sep-0000.24583504230.1188881529-0.0111818424-0.05921296830.23311875Sep-0000.00105145870.00415273040.0047173645-0.00506524040.0148908619Sep-0000.11902652350.04641751530.06783809640.0902956550.0311945601Sep-0000.10349332620.01834757670.07502991220.02013089780.0111872517Sep-0000.27608954860.2081636730.09794222120.07612354150.2930154705Sep-0000.02304639870.00955600820.0014532118-0.00488860320.0176720161
Oct-00715.95941.495734.830080.127294.676438.816.56124.9047794335249.0Oct-0000.31717915180.13086444840.0260117677-0.00637067890.2116161Oct-000-0.06857089110.00308254560.01387330.03545130710.0148755151Oct-0000.11750405430.04829795130.07049845870.08593659740.0387857877Oct-0000.09808067270.01769227030.07469570740.02259430530.0101175114Oct-0000.27330195320.19744293190.09024928980.06005999110.2854321422Oct-0000.02725058380.01044126110.0045160103-0.00029973420.0161710928
Nov-00715.95516.697556.931026.828042.478049.816.62125.3573329822216.7Nov-0000.34276117220.14051348120.05217323480.00239496130.2060598288Nov-000-0.07149830010.01903278640.03147263470.02739736070.0210756841Nov-0000.11029172020.04958001310.07112000440.08105928850.0434805236Nov-0000.09628808080.01786515210.07510239470.0234050540.0097974454Nov-0000.29066146320.18984987530.08578026150.04684309820.2761572689Nov-0000.02872471970.01115970070.00665324060.00044895560.0157790881
Dec-00674.44369.1102301.931907.533115.181321.716.67125.7344609394441.7Dec-00-0.0579689901-0.14915287240.1355723933-0.10065757760.14506670170.2228606401Dec-00-0.0579689901-0.2080085560.04863828190.0283851380.1808939320.0419206712Dec-000.0167342060.15500533630.04909406970.07733078670.08363522880.0460687246Dec-000.0167342060.09127748920.01691215230.04406839350.05694699890.0119936521Dec-00-0.00483074920.23927553380.18111252360.05957876910.04918594530.2713756084Dec-00-0.0048307492-0.00943251810.0107794656-0.00791007930.01271026410.0169719954
Jan-01674.44311.3104676.232824.731289.58438516.96100332.6100Jan-01-0.0579689901-0.20240870240.1628324463-0.03223362230.11180005050.2623659807Jan-010-0.01322926920.02320875760.0287455927-0.05512892910.0376689125Jan-010.02256439880.20044380680.04722639010.07307322630.08151870190.0461105018Jan-010.0167342060.0891601070.01683932550.04365492870.05927021670.0127354952Jan-01-0.00966149830.20923577640.1758772330.04276784340.04708531080.2702256444Jan-01-0.0048307492-0.01492314290.0127783725-0.00184879870.01035427270.0196781219
Feb-01674.44249.3104453.831169.930975.885247.717.08100.7075471698316.795.2142352388Feb-01-0.0579689901-0.1741395060.1426817968-0.03242639180.11382072890.2372131838Feb-010-0.0143808132-0.0021246472-0.0504132559-0.01002572750.0102233809Feb-010.02621746220.22461836180.04278550960.06476261130.07322976440.046144932Feb-010.0167342060.08854802390.01734209060.04367401710.05921136650.0124882588Feb-01-0.01449224750.19179179130.16743250940.02629586890.04141141910.2651912937Feb-01-0.0048307492-0.0121116650.0113119511-0.00186456420.01050393920.0179666179
Mar-01674.44129.7107431.4307303234486897.916.96100373.0112.1356749488Mar-01-0.0579689901-0.32191061050.16842858570.02020151720.19451492220.2291909493Mar-010-0.02814581230.0285063827-0.01411297440.04416996490.019357707Mar-010.02854195770.26342730260.03982371850.06189812290.08487509810.0417483509Mar-010.0167342060.06356633550.01791688740.03923554570.05871741810.0122439813Mar-01-0.01932299670.13724526530.16335481570.0207473970.0502094850.2565129712Mar-01-0.0048307492-0.02976075970.013200580.00237358320.01638208910.0174122203
Apr-01674.44004110207.231509.233601.888159.816.999.6462264151423.1127.1843034649Apr-01-0.0579689901-0.35147392290.158853504-0.00169820170.21436341490.2223246682Apr-010-0.03043804630.02583788350.02535632930.03888820180.0145216398Apr-010.02984989380.28663243210.03165320510.05254078950.09652920380.0349536457Apr-010.0167342060.06207846950.01715995570.03735783990.05906625770.0122356697Apr-01-0.02415374590.07699640910.15658208420.01016139610.05961563610.2472751369Apr-01-0.0048307492-0.03344391450.01249424390.00049914870.01779712160.0169373062
May-01674.43902.5113571.231744.234514.989354.216.8899.5283018868460.4138.4119440975May-01-0.0579689901-0.37082836230.20148234510.05004068620.25751542070.2260169562May-010-0.02534965030.03052432150.00745813920.02717413950.0135481251May-010.03027331770.30238136750.02817697070.04944782670.11221742810.0268380469May-010.0167342060.06100067590.01681261880.03486733130.05853681760.0121207699May-01-0.0289844950.01947091760.15487894450.00760289310.07574515670.2394726761May-01-0.0048307492-0.03594241280.01554117850.00463587440.02073443640.017191674
Jun-01674.43750.5116676.131727.635800.291398.816.8899.5283018868502.7151.1411820143Jun-01-0.0579689901-0.40122293890.22473505870.08876901110.33070910040.2365861116Jun-010-0.03894939140.0273387972-0.00052293020.03723898950.0228819686Jun-010.02984989380.31465707950.03158705530.05270714440.13307046370.0197912314Jun-010.0167342060.05927370440.0169421010.0325254320.05724685670.0121832114Jun-01-0.0338152442-0.03554259060.15644401840.00990889650.10025487270.2344320267Jun-01-0.0048307492-0.04000774420.01716659230.00759855310.02548875240.0179202254
Jul-01674.43615.7119237.23375636190.39359916.8899.5283018868507.5152.5774103031Jul-01-0.0579689901-0.43524101090.23957115070.09021147960.34045098630.2674959646Jul-010-0.03594187440.02195051090.06393171880.01089658720.0240725261Jul-010.02854195770.30816801390.03968704030.05495554770.1425406570.0189340482Jul-010.0167342060.05602092460.01682080810.03274334680.05702977160.0107211488Jul-01-0.0386459934-0.10136425260.16241428290.01149386690.13127505260.2340073381Jul-01-0.0048307492-0.04484688790.01818587970.00771586120.02610098660.0200013584
Aug-01674.43525.5120834.733846.536442.894323.516.999.6462264151528.5158.8773197924Aug-01-0.0579689901-0.4467287080.27132995740.14620443490.37549586140.2709783826Aug-010-0.024946760.01339766450.00268100490.00697700770.0077404673Aug-010.02621746220.29706290030.04857892630.06659407630.14340270050.0211364833Aug-010.0167342060.05499751370.0140635740.02812475250.05566294170.0103940781Aug-01-0.0434767426-0.16227760570.174646110.02461787460.16837904180.2354856263Aug-01-0.0048307492-0.04653399210.02029550120.01179767180.02823896610.020231455
Sep-01674.43413.2121270.533904.935692.897095.217.11100.8844339623995.9299.3890334154Sep-01-0.0579689901-0.4649150310.27063849140.14279117580.35404645660.2891298806Sep-010-0.03185363780.00360657990.0017254369-0.02058019690.0293850419Sep-010.02256439880.27857533230.05234987770.07354043380.13302426290.0261550045Sep-010.0167342060.05320022260.01412132950.02820636930.05667777740.0105579135Sep-01-0.0483074917-0.22150677840.18729197160.03744895950.20281732720.2401532205Sep-01-0.0048307492-0.04927608350.02024998870.01154834450.02694605310.0214393033
Oct-01674.43379.6123623.135423.336092.999639.217.16101.179245283927.9278.9569998434Oct-01-0.0579689901-0.43117783690.2913078630.17763238820.3223458120.3035160154Oct-010-0.00984413450.01939960670.04478408730.01120954370.0262010892Oct-010.0167342060.22578266820.05691754230.08371759860.11915341220.0301836859Oct-010.0167342060.0539596540.01306399030.02980417610.05677899850.0104231698Oct-01-0.0531382409-0.28386986080.20066225610.05008401120.23021036810.2478115468Oct-01-0.0048307492-0.04438218710.02160974380.01412424340.02492590610.0223831011
Nov-01674.43307.2125718.737014.935781.6102673.817.17101.2382075472892.5268.3137669841Nov-01-0.0579689901-0.40050030820.28867050920.19299766650.27598208430.3154908789Nov-010-0.02142265360.01695152440.0449308788-0.0086249650.0304558848Nov-0100.11105104750.05872434950.09335285980.09540849480.0328370084Nov-010.0167342060.05360713940.01311502810.03075440320.05758299960.0106651314Nov-01-0.0579689901-0.34580831750.21300867510.06181938050.2530092950.256930801Nov-01-0.0048307492-0.04020921660.02143630530.01524576380.02192404570.0231647845
Dec-01924.43275.6132707.539796.938550.5107879.717.19101.3561320755962.2289.267794501Dec-010.3706998814-0.25028037810.29721442120.24725848150.16413660230.3265794985Dec-010.3706998814-0.00955491050.05559077530.07515892250.07738334790.0507032953Dec-010.12374604420.09781972230.05787991180.09232555390.09358857580.0364998863Dec-010.10701183820.01005466880.0145057850.03521207740.03488325930.0122524718Dec-01-0.0222465841-0.35423560970.22647884410.09081238540.25459845340.2655740392Dec-010.0308916568-0.02367141280.02201567970.01914357920.01329816360.0238966699
Jan-02174.43178.2133653.13983636650.8108742.517.63103.9504716981885.3266.1503300769Jan-02-0.7413997628-0.26282095890.27682414910.21359829640.17134501990.2886472714Jan-02-0.8113370835-0.02973501040.00712544510.0009824886-0.04927821950.0079977975Jan-020.24222941550.09058234360.05580149020.08977954610.08665045770.0370738603Jan-020.26620330060.00961573320.01511572140.03543520130.03386597070.01