Sip Presentation Patel

8/3/2019 Sip Presentation Patel

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Systematic Investment Plan (SIP)

Little Drops of Water Make the Mighty Ocean

Prepared By: Nildeep Patel


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What is a Mutual Fund ?

Diversified , professionally

managed portfolio of securities Your investments is pooled

along with others investments

Benefits derived as those of an

institutional investor

Risk diversification investing

in a pool of funds comprising of

50-60 stocks from various

sectors

Tax benefits

2. With FundManagers who

3. Invest in

securities which

generate

4. Returns , passed

back

to investor

1. Investors pooltheir money


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Systematic Investment Plan (SIP)

In a systematic investment plan, investor

invest a fixed amount regularly (Monthly orquarterly), generally in the stock or bond

market, through the investors chosen mutual

fund scheme.

Invest regularly and periodically instead ofLumpsum / 1 time investment.


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SIP

The two main characteristics of an SIP are

the

The power of compounding

The Smart Law of Averages


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Why Invest ?

Childrens education / marriage

Medical Emergency

Retirement

Aspirational goals House , Foreign Holiday

Other Obligations


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How does the SIP route help?

It adds discipline to your investment

it puts time on your side

Small amounts over a long term


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How to make Sip work for you ?

Set your financial goals

Identify the scheme Decide the SIP amount

Look for a long term commitment

Aim for the big picture Start investing.


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Systematic Investment Plan

Lets take an example

Anil is a businessman. He is married to Tina who is ahousewife. He has a son and daughter , both are in

school.

Over next couple of years, he desires to follow a

savings plan to build wealth for his childrens

education/marriage and buy a bigger house.

In order to hedge against uncertainties of business ,

he has been regularly investing in fixed income

instruments.


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The lower interest rates over the years have been worrying him.

He decides to take the help of Sreeni , financial advisor. After carefully evaluating his financial goals and time required

to achieve his financial goals , he advises him to invest in

equity mutual funds for following reasons

Portfolio diversification

Superior returns


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However, Anil is not comfortable investing into equity

mutual funds as they are volatile and therefore riskyand avoidable.

Sreeni advises Mahesh to register for Systematic

Investment Plan (SIP) and make use of volatility in

the market rather than get worried and avoid

investing in equity mutual funds.

Anil is not clear as to how SIP will work to his

advantage and requests for more details

Sreeni explains as follows :


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Systematic Investment, An

example

Rahul & Viru are two friends. Rahul decides to invest using SIP whereas Viru

decides to make lump sum investment.

.


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Systematic investing , An example


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Systematic Investing, An example


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Three common reasons for not

investing

I dont have enough money to invest

I am too busy making money to worry aboutmanaging it

I dont have the time or expertise to follow the market

movements and make investments at the right time.

SYSTEMATIC INVESTMENT PLAN

is the only answer to all reasons.


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Conclusion

Money is just like

Honey.

If it invested systematically.


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Thank You

Sip Presentation Patel

Documents

Transcript of Sip Presentation Patel