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Transcript of Indicadores Banco Vimenca
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7/30/2019 Indicadores Banco Vimenca
1/17
INDICADORES FINANCIEROS JULIO 2014
Preparado por Jos Alfredo Guerrero. Reportes generados con base de datos en Access, desarrollada por elautor con la informacin de la Superintendencia de Bancos publicada en su portal.
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7/30/2019 Indicadores Banco Vimenca
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INDICADORES ESTRUCTURA DE ACTIVOS
Vimenca
Total Cartera de Crditos/Activos Netos
0.0
10.0
20.0
30.0
40.0
50.0
60.0
70.0
D
-09
J-10
D
-10
J-11
D
-11
J-12
D
-12
F-13
A
-13
J-13
Ag-13
O
-13
D
-13
F-14
A
-14
J-14
Total Banco
(Crditos Vigentes + Inversiones)/Activos
0.0
10.0
20.0
30.0
40.0
50.0
60.0
70.0
80.0
D-09
J-10
D-10
J-11
D-11
J-12
D-12
F-13
A-13
J-13
Ag-13
O-13
D-13
F-14
A-14
J-14
Total Banco
Activos del Banco y Participacin en Total
0
500
1000
1500
2000
2500
3000
3500
4000
D-09
J-10
D-10
J-11
D-11
J-12
D-12
F-13
A-13
J-13
Ag-13
O-13
D-13
F-14
A-14
J-14
0.28
0.29
0.3
0.31
0.32
0.33
0.34
0.35
0.36
0.37
0.38
0.39
MM RD$ % Total
Total Inversiones/Activos Netos
0.0
5.0
10.0
15.0
20.0
25.0
D-09
J-10
D-10
J-11
D-11
J-12
D-12
F-13
A-13
J-13
A
g-13
O-13
D-13
F-14
A-14
J-14
Total Banco
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Vimenca
Bienes Recibidos en Recuperacin de
Crditos/Activos Netos
0.0
0.5
1.0
1.5
2.0
2.5
3.0
3.5
4.0
D-09
J-10
D-10
J-11
D-11
J-12
D-12
F-13
A-13
J-13
Ag-13
O-13
D-13
F-14
A-14
J-14
Tot al Banco
Activos Fijos Brutos/Activos Brutos
0.0
1.0
2.0
3.0
4.0
5.0
6.0
D-10
J-11
D-11
J-12
D-12
F-13
A-13
J-13
Ag-13
O-13
D-13
F-14
A-14
J-14
Total Banco
Otros Activos/Activos Netos
0.0
0.5
1.0
1.5
2.0
2.5
3.0
D-09
J-10
D-10
J-11
D-11
J-12
D-12
F-13
A-13
J-13
Ag-13
O-13
D-13
F-14
A-14
J-14
Total Banco
Disponibilidades/Activos Netos
0.0
5.0
10.0
15.0
20.0
25.0
30.0
D-09
J-10
D-10
J-11
D-11
J-12
D-12
F-13
A-13
J-13
Ag-13
O-13
D-13
F-14
A-14
J-14
Tota l Banco
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INDICADORES ESTRUCTURA DE PASIVOS
Vimenca
Total Captaciones/Total Pasivos
84.0
86.0
88.0
90.0
92.0
94.0
96.0
98.0
100.0
S-10
M-11
S-11
M-12
S-12
E-13
M-13
M-13
Jl-13
S-13
N-13
E-14
M-14
M-14
J-14
Total Banco
Pasivos del Banco y Participacin en Total
0
500
1000
1500
2000
2500
3000
D-09
J-10
D-10
J-11
D-11
J-12
D-12
F-13
A-13
J-13
Ag-13
O-13D
-13
F-14
A-14
J-14
0
0.05
0.1
0.15
0.2
0.25
0.3
0.35
0.4
MM RD$ % Total
Total Depsitos/Total Captaciones
0.0
20.0
40.0
60.0
80.0
100.0
120.0
S-10
M-11
S-11
M-12
S-12
E-13
M-13
M-13
Jl-13
S-13
N-13 E-14
M-14
M-14
J-14
Tota l Banco
Total Valores Circulacin/Total Captaciones
0.0
5.0
10.0
15.0
20.0
25.0
30.0
S-10M-11 S-11M-12 S-12 E-13 M-13 M-13 Jl-13
S-13 N-13 E-14M-14 M-14 J-14
Total Banco
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Vimenca
Depsitos a la Vista/Total Depsitos
0.0
5.0
10.0
15.0
20.0
25.0
30.0
S-10
M-11 S-11
M-12 S-12
E-13
M-13 M-13 Jl-13
S-13
N-13 E-14
M-14 M-14 J-14
Total Banco
Depsitos Ahorro/Total Depsitos
0.0
5.0
10.0
15.0
20.0
25.0
30.0
35.040.0
45.0
50.0
S-10M-11 S-11M-12 S-12 E-13 M-13 M-13 Jl-13 S-13 N-13 E-14M-14 M-14 J-14
Total Banco
Activos Productivos/Total Pasivos
0.0
10.0
20.0
30.0
40.0
50.0
60.070.0
80.0
90.0
100.0
D-09
J-10
D-10
J-11
D-11
J-12
D-12
F-13
A-13
J-13
Ag-13
O-13
D-13
F-14
A-14
J-14
Total Banco
Total Pasivos/Total Activos Netos
0.0
10.0
20.0
30.0
40.0
50.0
60.070.0
80.0
90.0
100.0
S-10
M-11
S-11
M-12
S-12
E-13
M-13
M-13
Jl-13
S-13
N-13
E-14
M-14M
-14
J-14
Total Banco
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INDICADORES CARTERA DE PRESTAMOS
Vimenca
Cartera Cobranza Judicial/Cartera Bruta
0.0
0.5
1.0
1.5
2.0
2.5
3.0
3.5
4.0
D-09
J-10
D-10
J-11
D-11
J-12
D-12
F-13
A-13
J-13
A
g-13
O-13
D-13
F-14
A-14
Total Banco
Total Cartera Vencida/Cartera Bruta
0.0
2.0
4.0
6.0
8.0
10.0
12.0
14.0
D-09
J-10
D-10
J-11
D-11
J-12
D-12
F-13
A-13
J-13
A
g-13
O-13
D-13
F-14
A-14
J-14
Tota l Banco
Cartera Vigente/Cartera Bruta
82.0
84.0
86.0
88.0
90.0
92.0
94.0
96.0
98.0
100.0
D-09 J-
10D-10 J-
11D-11 J-
12D-12
F-13
A-13 J-
13
Ag-13
O-13 D
-13F-
14A-14 J-
14
Total Banco
Cartera Bruta Banco y Participacin en el Total
0
200
400
600
800
1000
1200
1400
1600
1800
D-09J-10D-10 J-11D-11J-12D-12F-13A-13 J-13Ag-13O
-13D-13F-14A-14 J-14
0
0.05
0.1
0.15
0.2
0.25
0.3
0.35
MM RD$ % Total
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Vimenca
Provisin Cartera Crdito/Cartera Vencida
0.0
20.0
40.0
60.0
80.0
100.0
120.0
140.0
160.0
180.0
D
-09
J-10
D
-10
J-11
D
-11
J-12
D
-12
F
-13
A
-13
J-13
Ag-13
O
-13
D
-13
F
-14
A
-14
J-14
Total Banco
Provisiones Cartera Crdito por Banco y Participacin en el
Total
0
10
20
30
40
50
60
70
D-09
J-10
D-10
J-11
D-11
J-12
D-12
F-13
A-13
J-13
Ag-13
O-13
D-13
F-14
A-14
J-14
0
0
0
0
0
0
0
0
0MM RD$ % Total
Cartera Reestructurada/Cartera Bruta
0.0
0.5
1.0
1.5
2.0
2.5
3.0
3.5
4.0
4.5
5.0
D-09
J-10
D-10
J-11
D-11
J-12
D-12
F-13
A-13
J-13
Ag-13
O-13
D-13
F-14
A-14
J-14
Total Banco
Cartera Vencida/Cartera Bruta
0.0
1.0
2.0
3.0
4.0
5.0
6.0
7.0
8.0
D-09 J-10 D-10 J-11 D-11 J-12 D-12 F-13 A-13 J-13 Ag-13 O-13 D-13 F-14 A-14 J-14
Tota l Banco
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INDICADORES CARTERA DE PRESTAMOS
Vimenca
Cartera Vigente ME/Cartera Crdito
0.0
5.0
10.0
15.0
20.0
25.0
30.0
35.0
S-10
M-11
S-11
M-12
S-12
E-13
M-13
M-13
Jl-13
S-13
N-13
E-14
M-14
M-14
J-14
Total Banco
Cartera Vigente MN/Cartera Crdito
0.0
10.0
20.0
30.0
40.0
50.0
60.0
70.0
80.0
90.0
100.0
S-10
M-11
S-11
M-12
S-12
E-13
M-13
M-13
Jl-13
S-13
N-13
E-14
M-14
M-14
J-14
Tota l Ba nco
Cartera e Inversiones Vigentes y % Sistema
0
500
1000
1500
2000
2500
D-09
J-10
D-10
J-11
D-11
J-12
D-12F-
13A-13
J-13
Ag-13
O-13D
-13F-
14A-14
J-14
0
0.05
0.1
0.15
0.2
0.25
0.3
0.35
0.4
MM RD$ % Total
Cartera Vencida y Cobranza Judicial y % Sistema
0
20
40
60
80
100
120
D-09
J-10
D-10
J-11
D-11
J-12
D-12
F-13
A-13
J-13
Ag-13
O-13
D-13
F-14
A-14
J-14
0
0.1
0.2
0.3
0.4
0.5
0.6
0.7
0.8MM RD$ % Total
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ESTRUCTURA GASTOS GENERALES Y ADMINISTRATIVOS
Vimenca
Sueldos y compensaciones al personal/Total
Gastos Generales y Administrativos
0.0
10.0
20.0
30.0
40.0
50.0
60.0
D-09
J-10
D-10
J-11
D-11
J-12
D-12
F-13
A-13
J-13
Ag-13
O-13
D-13
F-14
A-14
J-14
Total Banco
Otros Gastos gene rales/Total Gastos grales. y
Admtivos
0.0
10.0
20.0
30.0
40.0
50.0
60.0
D-09
J-10
D-10
J-11
D-11
J-12
D-12
F-13
A-13
J-13
Ag-13
O-13
D-13
F-14
A-14
J-14
Total Banco
Total Gastos grales. y Admtivos/Total Gastos
0.0
10.0
20.0
30.0
40.0
50.0
60.0
70.0
D-09 J-10 D-10 J-11 D-11 J-12 D-12 F-13 A-13 J-13 Ag-13 O-13 D-13 F-14 A-14 J-14
Total Banco
Gastos Generales y Administrativos y % Total
0
50
100
150
200
250
300
350
D-09
J-10
D-10
J-11
D-11
J-12
D-12
F-13
A-13
J-13
Ag-13
O-13D
-13
F-14
A-14
J-14
0
0.1
0.2
0.3
0.4
0.5
0.6
0.7
MM RD$ % Total
-
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INDICADORES DE GESTION
Vimenca
Gastos Operacionales / Ingresos Operacionales
Brutos
0.0
20.0
40.0
60.0
80.0
100.0
120.0
S-10
M-11
S-11
M-12
S-12
E-13
M-13
M-13
Jl-13
S-13
N-13
E-14
M-14
M-14
J-14
Total Banco
Gastos de Explotacin / Margen Operacional Bruto
(Cost / Income)
0.0
10.0
20.0
30.0
40.0
50.0
60.0
70.0
80.0
90.0
100.0
D-09 J-10 D-
10 J-11 D-11 J-12 D-
12F-
13A-
13 J-13 Ag-13
O-13 D-
13F-
14A-
14 J-14
Total Banco
Total Gastos grales. y Admtivos /Total Captaciones
+ Oblig. Con Costo)
0.0
2.0
4.0
6.0
8.0
10.0
12.0
14.0
16.0
18.0
20.0
D-09 J-10 D-
10 J-11 D-11 J-12 D-
12F-
13A-
13 J-13 Ag-13
O-13 D-
13F-
14A-
14 J-14
Total Banco
Gastos Financieros/Total Captaciones + Oblig. Con
Costo
0.0
1.0
2.0
3.0
4.0
5.0
6.0
7.0
8.0
9.0
D-09
J-10
D-10
J-11
D-11
J-12
D-12
F-13
A-13
J-13
A
g-13
O-13
D-13
F-14
A-14
J-14
Total Banco
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Vimenca
Gastos Financieros / Activos Financieros (CF)
0.0
1.0
2.0
3.0
4.0
5.0
6.0
7.0
S-10
M-1
1
S-11
M-1
2
S-12
E-13
M-1
3
M-1
3
Jl-13
S-13
N-1
3
E-14
M-1
4
M-1
4
J-14
Total Banco
Gastos Financieros / Activos Productivos (CE)
0.0
1.0
2.0
3.0
4.0
5.0
6.0
7.0
8.0
9.0
10.0
S-10
M-11
S-11
M-12
S-12
E-13
M-13
M-13
Jl-13
S-13
N-13
E-14
M-14
M-14
J-14
Total Banco
Gastos Financieros / Ingresos Financieros
0.0
5.0
10.0
15.0
20.0
25.0
30.0
35.0
40.0
45.0
50.0
S-10
M-11
S-11
M-12
S-12
E-13
M-13
M-13
Jl-13
S-13
N-13
E-14
M-14
M-14
J-14
Total Banco
Gastos de Explotacin / Activos Productivos
0.0
5.0
10.0
15.0
20.0
25.0
S-10
M-11
S-11
M-12
S-12
E-13
M-13
M-13
Jl-13
S-13
N-13
E-14
M-14
M-14
J-14
Total Banco
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INDICADORES DE GESTION
Vimenca
Gastos Generales y Administrativos /
No. Empleados ( MM RD$)
0.0
0.5
1.0
1.5
2.0
2.5
S-10 M-11 S-11 M
-12 S-12 E-13 M-13
M-13 Jl
-13 S-13 N-13 E-14 M
-14M
-14 J-14
Total BancoGasto de Personal / Gastos de Explotacin
0.0
10.0
20.0
30.0
40.0
50.0
60.0
S-10 M-11 S-11 M
-12 S-12 E-13 M-13
M-13 Jl
-13 S-13 N-13 E-14 M
-14M
-14 J-14
Total Banco
No. de Empleados / Total de Oficinas
(Nmero de personas)
0.0
5.0
10.0
15.0
20.0
25.0
30.0
35.0
40.0
S-10
M-11
S-11
M-12
S-12
E-13
M-13
M-13
Jl-13
S-13
N-13
E-14
M-14
M-14
J-14
Total Banco
Gastos de Personal / No. Empleados (MM RD$)
0.0
0.2
0.4
0.6
0.8
1.0
1.2
S-10
M-11
S-11
M-12
S-12
E-13
M-13
M-13
Jl-13
S-13
N-13
E-14
M-14
M-14
J-14
Total Banco
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Vimenca
Activos Productiv os / No. Empleados
(MM RD$)
0.0
5.0
10.0
15.0
20.0
25.0
30.0
S-10
M-11
S-11
M-12
S-12
E-13
M-13
M-13
Jl-1
3
S-13
N-13
E-14
M-14
M-14
J-14
Total Banco
Activos Totales bruto / No. Empleados (MM RD$)
0.0
5.0
10.0
15.0
20.0
25.0
30.0
35.0
40.0
S-10
M-11
S-11
M-12
S-12
E-13
M-13
M-13
Jl-1
3
S-13
N-13
E-14
M-14
M-14
J-14
Total Banco
Activos Totales bruto / No. oficinas (MM RD$)
0.0
200.0
400.0
600.0
800.0
1,000.0
1,200.0
1,400.0
S-10
M-11
S-11
M-12
S-12
E-13
M-13
M-13
Jl-13
S-13
N-13
E-14
M-14
M-14
J-14
Total Banco
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INDICADORES RENTABILIDAD
Vimenca
Activos Productivos/Total Pasivos
0.0
10.0
20.0
30.0
40.0
50.0
60.0
70.0
80.0
90.0
100.0
D-09
J-10
D-10
J-11
D-11
J-12
D-12
F-13
A-
13
J-13
Ag-
13
O-13
D-13
F-14
A-
14
J-14
Total Banco
Rentabilidad de los Activos
0.0
0.5
1.0
1.5
2.0
2.5
3.0
3.5
D-09 J-10 D-10 J-11 D-11 J-12 D-12 F-13 A-13 J-13 Ag-13 O-13 D-13 F-14 A-14 J-14
Tota l Banco
Rentabilidad Patrimonial
0.0
5.0
10.0
15.0
20.0
25.0
30.0
35.0
D-09
J-10
D-10
J-11
D-11
J-12
D-12
F-13
A-13
J-13
Ag-13
O-13
D-13
F-14
A-14
J-14
Total Banco
Resultados despus de Impto y % en el Total
0
5
10
15
20
25
30
35
40
45
D-09
J-10
D-10
J-11
D-11
J-12
D-12
F-13
A-13
J-13
S-13
N-13
E-14
M-14M
-14
J-14
0
0.05
0.1
0.15
0.2
0.25
0.3
0.35
0.4
0.45
0.5
MM RD$ % Total
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Vimenca
Activos Productivos/Activos Totales Brutos
54.0
56.0
58.0
60.0
62.0
64.0
66.0
68.0
70.072.0
74.0
76.0
S-10
M-11
S-11
M-12
S-12
E-13
M-13
M-13
Jl-13
S-13
N-13
E-14
M-14
M-14
J-14
Tota l Banco
Ingresos Financieros/ Activos Productivos
0.0
5.0
10.0
15.0
20.0
25.0
30.0
D-09
J-10
D-10
J-11
D-11
J-12
D-12
F-13
A-13
J-13
Ag-13
O-13
D-13
F-14
A-14
J-14
Tota l Ba nco
Margen Intermediacin Neto (MIN)/Margen Operacional
Bruto
0.0
10.0
20.0
30.0
40.0
50.0
60.0
70.0
80.0
90.0
S-10 D -10 M -11 J -11 S-11
Total Banco
Margen Intermediacin Neto (MIN) / Activos Productivos
0.0
2.0
4.0
6.0
8.0
10.0
12.0
14.0
16.0
S -10 D-10 M -11 J -11 S -11
Tota l Ba nco
-
7/30/2019 Indicadores Banco Vimenca
16/17
INDICADORES DE CAPITAL
Vimenca
Capital Circulacin + Reserva Legal/Pasivos +
Patrimonio
0.0
5.0
10.0
15.0
20.0
25.0
D-09
J-10
D-10
J-11
D-11
J-12
D-12
F-13
A-13
J-13
Ag-13
O-13
D-13
F-14
A-14
J-14
Total Banco
Indice de Solvencia
0.0
5.0
10.0
15.0
20.0
25.0
30.0
35.0
S-10
M-11
S-11
M-12
S-12
E-13
M-13
M-13
Jl-13
S-13
N-13
E-14
M-14
M-14
J-14
Total Banco
Endeudamiento (Pasivos/Patrimonio Neto) Veces
0.0
2.0
4.0
6.0
8.0
10.0
12.0
S-10 M-11 S-11 M-12 S-12 E-13 M-13 M-13 Jl-13 S-13 N-13
E-14 M-14 M-14 J-14
Tota l Ba nco
Activos netos/Patrimonio Neto (Veces)
0.0
2.0
4.0
6.0
8.0
10.0
12.0
S-10 M-11 S-11 M-12 S-12 E-13 M-13 M-13 Jl-13 S-13 N-13
E-14 M-14 M-14 J-14
Total Banco
-
7/30/2019 Indicadores Banco Vimenca
17/17
Vimenca
Activos Improductivos / Patrimonio Neto (Veces)
0.0
0.5
1.0
1.5
2.0
2.5
3.0
3.5
4.0
S-10 M-11 S-11 M-12 S-12 E-13 M-13 M-13 Jl-13 S-13 N-13 E-14 M-14 M-14 J-14
Total Banco
Cartera de Crdito Vencida (Capital)/ Patrimonio
Neto
0.0
5.0
10.0
15.0
20.0
25.0
D-10 J-11 D-11 J-12 D-12 F-13 A-13 J-13 Ag-13 O-13 D-13 F-14 A-14 J-14
Total Banco
Total Captaciones/Pasivos + Patrimonio
0.0
10.0
20.0
30.0
40.0
50.0
60.070.0
80.0
90.0
100.0
D-09
J-10
D-10
J-11
D-11
J-12
D-12
F-13
A-13
J-13
Ag-13
O-13
D-13
F-14
A-14
J-14
Tota l Ba nco
Patrimonio Neto y % en el Sistema
0
100
200
300
400
500
600
700
800
900
D-09
J-10
D-10
J-11
D-11
J-12
D-12
F-13
A-13
J-13
Ag-13
O-13
D-13
F-14
A-14
J-14
0
0.1
0.2
0.3
0.4
0.5
0.6
0.7
0.8
0.9
1
MM RD$ % Total
