DBS Opportunity Presentation

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    Discount Benefit Solutions, LLC is dedicated to helping you control yourhealthcare costs. We provide FREE access to discounts on prescriptionmedications, lab services and an array of medical and lifestyle discount

    benefit plans.

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    Overview of PrescriptionDrug Costs

    Delivering Your Dreams!

    Prescriptions are the fastest growing part of the nations healthcareexpense.

    Pharmacy bills have become a significant item in the budget of mostfamilies, even for those with medical insurance.

    The problem is worse for seniors who make up 13% of the populationaccount for over 36% of the prescription drug usage. This rate is expect

    to increase with thebaby boomers

    .

    The rest of the population, especially those without health insurance,are significantly affected by the high costs of prescription medications.

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    Market Conditions

    Delivering Your Dreams!

    Every year, 3.7 billion prescriptions are filled. This translates to anaverage of 12 prescriptions per person.

    There are approximately 48% of Americans without health insuranceor prescription benefits.

    There are approximately 38 million immigrants without Green Cardstatus that are not eligible for benefits.

    Retail costs of medications continue to climb each year.

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    Future of PrescriptionDrug Costs

    Delivering Your Dreams!

    U.S. prescription drug spending is projected to increase from $216.7billion (2006) to $515.7 in 2017.

    Thats 138% increase in 11 years!

    Government analysts expected that by 2010, the expenditure forprescription drugs would account for 14.2% of our nations health care

    dollars spent.

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    Laboratory Testing

    Discount Benefit Solutions, LLC offers direct to consumer medical labtests. We provide a convenient, confidential, and affordable way forconsumers to take control of their health care costs.

    Fast: Go directly to the lab after ordering. No waiting for paperwork likeother online labs.Affordable: Deeply discounted rates!Convenient: Choose the lab location thats best for you. Near home, work,or even while traveling!

    Easy Medical Testing Online: Have the blood test(s) performed at the lab.Then, generally within 24-48 hours, you will be notified of your testresults. Its that easy!Confidential: You decide who sees the results!

    Delivering Your Dreams!

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    Our Company

    Privately held company Discount Benefit Solutions LLC

    Chief Executive Officer & Founder have over 28 years of HealthcareManagement experience.

    Discount Benefit Solutions LLC is one of Americas leading healthcareproviders and a leader in healthcare technology.

    We strive to earn the trust and respect of our clients by providing thehighest level of prompt, effective, and courteous service.

    Delivering Your Dreams!

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    Introducing the FREE FreeRxPlus Prescription

    and Laboratory Savings Program

    No Cost

    No qualification

    No enrollment

    No deductibles

    No activation

    No waiting period

    No hassle

    Delivering Your Dreams!

    Save up to 75% on prescriptiondrugs at over 54,000

    participating pharmaciesnationwide!

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    Discount Benefit Solutions LLC

    An excellent choice for your home based business!

    Simply give away our Free prescription discount cards

    Earn commission each time someone saves money on the FreeRxPlus discountcard

    We build you a customized website

    Visitors can print prescription discount cards directly from your website OR theycan request a card by mail!

    Help individuals and families save money on discounted medical and lifestyle

    benefits

    Build a salesforce and earn commission on the work they do

    Promote to different levels to earn even higher commission!

    Track transactions, sales, and commissions onlineDelivering Your Dreams!

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    We provide fantastic marketing materials!

    Delivering Your Dreams!

    OnlinePrintable

    Flyer

    Tri-foldbrochures

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    Additional Marketing Materials

    Delivering Your Dreams!

    Applications

    Product flyers

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    Back Office

    Delivering Your Dreams!

    You receive your own back office where you can manage your business.

    My Home is the welcome page inyour back office.

    My Inbox allows you to keep in touch withyour group and visitors to your website.This is also where you will receive valuableinformation from your DBS team to helpyou grow your business!

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    Back Office Continued

    Emerald Consultant ISRs receive multiple upgrades in their back office.

    My Downline allows you to view all of the ISRs in your team and provides youwith the ability to send messages to them directly through the back office.

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    Back Office Reports

    Reports allow you to run detailed orsummarized reports of transactionsfor you and your group.

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    Potential Transaction Commissions

    Earning commission with the FreeRxPlus prescription discount card is as

    easy as distributing the cards! Everytime someone uses your FreeRxPluscard and saves money you earn a commission of $1.00!

    Key Specifics Assumptions

    Cards Distributed Per Month 5,000

    % Using Program 10%Number Using Program 500

    Average Prescriptions/Month 1.2

    Average Prescriptions Month 600

    Per Prescript Transaction Revenue $1.00 (Emerald Consultant ISR)

    Monthly Residual Prescription Revenue $600

    Consistent Effort for 12 Months 6,000 Card Users

    Number of Prescriptions a Month 7,200

    Monthly Residual Revenue $7,200

    Annual Residual Revenue $86,400

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    Getting Started

    Delivering Your Dreams!

    Option 1:Prescription ISR

    $125 to start for new ISRsNo monthly fee5,000 FreeRxPlus full-color glossy savings cardsCustomized websiteCommissions only on Prescription Claims1 level of CABs ($25/new ISR)Back office systemOnline card printing systemUnable to sell benefitsNo ability to promote

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    Getting Started

    Delivering Your Dreams!

    Option 2:Emerald Consultant ISR

    $165.00 to start plus the first month fee ($199.95 due at signup)$34.95 monthly fee

    5,000 FreeRxPlus full-color glossy savings cardsUpgraded back officeUpgraded customizable websiteOnline card printing systemAbility to sell discount benefitsAbility to earn CABs, Promotion Bonuses, and participate in Bonus PoolHighest commissions on Prescription ClaimsAbility to promote to even higher commissions and bonus levelsFree discount benefit plan

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    Commissions for Prescription ISRs

    No promotionlevels

    Delivering Your Dreams!

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    Promotion Levels

    Consultant

    Manager

    Director

    Executive

    Emerald

    Ruby

    Sapphire

    Diamond

    As an Emerald Consultant you have the ability to promote todifferent levels within the prescription and benefit platforms.

    Emerald Consultant is the first level.

    Delivering Your Dreams!

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    FRP Rx Promotion Levels

    Delivering Your Dreams!

    Emerald Ruby Sapphire Diamond

    100 RxCC 200 RxCC 400 RxCC

    3 Emeralds 4 Rubys 5 Sapphires

    RxCC Rx Commissionable Claims

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    Commissions on Residual Claims

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    Commissions on New Claims

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    YDB Promotion Levels & Commission

    Delivering Your Dreams!

    Consultant Manager Director Executive

    $300 BPV $400 BPV $400 BPV

    3 Consultants 4 Managers 5 Directors

    20% 20% 20% 20%

    10% 10% 10% 10%

    5% 10% 10% 10%

    3% 3% 5% 5%

    3% 5%

    3%

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    Building a Salesforce

    ISRs Commission Rate Monthly TransactionsPer ISR

    Your ProjectedMonthly

    Commissions

    You $1.00(Emerald Consultant ISR)

    7,200 $7,200

    9 $0.25 3,600 $8,100

    54 $0.07 1,800 $6,804

    162 $0.03 900 $4,374

    Monthly Commissions $26,478

    Annual Commissions $317,736

    Note: The calculations above are based on an Emerald Consultant ISR earning residualcommissions on the productivity of themselves and their salesforce. Commissions on newclaims are even greater and commissions payouts increase as you promote.Note: This is only an example. Your results will vary depending on your efforts and theefforts of your salesforce.

    Delivering Your Dreams!

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    Bonus Pool Information

    What is the bonus pool?

    Each time a benefit plan is sold, a portion of the purchaseprice is added to the bonus pool

    Bonuses will be drawn from the pool each and every month! The more plans sold the larger the bonuses!

    Regardless of size, every rep will have an opportunity toreceive a bonus!

    YDB Promotion Bonuses and CABs are drawn from the bonus

    pool

    Other bonuses will come from contests throughout the

    year (i.e. most new claims, most new ISRs, etc.)

    Delivering Your Dreams!

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    Promotion Bonuses

    Delivering Your Dreams!

    C t A i iti

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    Customer AcquisitionBonuses (CABs)

    Delivering Your Dreams!

    T Ad t f

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    Tax Advantages of aHome-Based Business

    The average American family can get up to $5,000 back on their taxessimply by documenting their home-based business expenses!

    Examples of deductible expenses:

    Mileage Computer Office supplies Utilities Training expenses

    Property Taxes Homeowners insurance Household maintenance Entertainment and dining out Phone (cell and home)

    Delivering Your Dreams!

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    Additional Features

    The FreeRxPlus pharmacy network includes over 54,000 chain andindependent pharmacies throughout the United States, Puerto Rico,the U.S. Virgin Islands, and Guam.

    Discount Benefit Solutions LLC ISRs also receive weekly trainingthrough webinars to aid in the success of their businesses.

    Delivering Your Dreams!

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    Become a ISR today!

    Help others save money on prescriptions and medical andlifestyle benefits while building your own business and

    achieving your financial dreams!

    Families need an affordable solution for the ever rising costs ofprescription medications and health insurance!

    Delivering Your Dreams!