DAFTAR REFERENSI - repository.stei.ac.idrepository.stei.ac.id/2438/7/7. Lampiran.pdf · Ekonomika...

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www.bi.go.id

www.bps.go.id

www.ojk.go.id

www.bnisyariah.co.id / diakses pada tanggal 22 Desember 2019

www.bankmuamalat.co.id / diakses pada tanggal 22 Desember 2019

www.mandirisyariah.co.id / diakses pada tanggal 25 Desember 2019

www.bcasyariah.co.id / diakses pada tanggal 22 Desember 2019

www.brisyariah.co.id / diakses pada tanggal 22 Desember 2019

www.paninbanksyariah.co.id / diakses pada tanggal 22 Desember 2019

www.syariahbukopin.co.id / diakses pada tanggal 22 Desember 2019

www.megasyariah.co.id / diakses pada tanggal 22 Desember 2019

http://www.bi.go.id/

http://www.bps.go.id/

http://www.ojk.go.id/

http://www.bnisyariah.co.id/

http://www.bankmuamalat.co.id/

http://www.mandirisyariah.co.id/

http://www.bcasyariah.co.id/

http://www.brisyariah.co.id/

http://www.paninbanksyariah.co.id/

http://www.syariahbukopin.co.id/

http://www.megasyariah.co.id/

DAFTAR RIWAYAT HIDUP PENELITI

Data Pribadi

Nama : Guruh Irwanto

NPM : 1113000816

Tempat dan Tanggal Lahir : Jakarta, 23 September 1986

Agama : Islam

Kewarganegaraan : Indonesia

Alamat : Kp Baru Rt 001/008 No.134

Cakung Jakarta Timur 13910

HP. 081514288058

Email : [email protected]

Pendidikan Formal

SMU Negeri 76 Jakarta : Lulus Tahun 2004

SMP / Mts Nurul Huda Jakarta : Lulus Tahun 2001

SD / MI Nurul Huda Jakarta : Lulus Tahun 1998

STEI Indonesia, Jakarta : Tahun 2013 sampai sekarang

Pekerjaan

Desember 2016 – sampai sekarang : PT. Radio Antar Nusa Djaja (MRAGroup), Jakarta

Posisi Senior Accountant

( Finance and Accounting Dept.)

Alamat Kantor : Jalan MH Thamrin No 11, Gd. Sarinah Lt 8, Jakarta

series01 obs periode bank dm tbh sb inf krs

1 _BNIS-2014 2014 BNIS 9580494000000 691444000000 7.75 8.36 12438

2 _BNIS-2015 2015 BNIS 10703780000000 846069000000 7.50 3.35 13855

3 _BNIS-2016 2016 BNIS 12977554000000 905032000000 4.75 3.02 13418

4 _BNIS-2017 2017 BNIS 14549199000000 967942000000 4.25 3.61 13556

5 _BNIS-2018 2018 BNIS 15906490000000 1007841000000 6.00 3.13 14497

6 _BMI-2014 2014 BMI 32862009094000 3352238618000 7.75 8.36 12438

7 _BMI-2015 2015 BMI 30949928949000 2853894100000 7.50 3.35 13855

8 _BMI-2016 2016 BMI 30061182980000 2302327838000 4.75 3.02 13418

9 _BMI-2017 2017 BMI 31781207642000 2541320596000 4.25 3.61 13556

10 _BMI-2018 2018 BMI 28872543088000 2162970169000 6.00 3.13 14497

11 _BCAS-2014 2014 BCAS 2009943059100 132867100977 7.75 8.36 12438

12 _BCAS-2015 2015 BCAS 2858733217898 194676450150 7.50 3.35 13855

13 _BCAS-2016 2016 BCAS 3365265782429 221824180918 4.75 3.02 13418

14 _BCAS-2017 2017 BCAS 3913941182011 247350519618 4.25 3.61 13556

15 _BCAS-2018 2018 BCAS 4531475818817 274694816404 6.00 3.13 14497

16 _BRIS-2014 2014 BRIS 12653000000000 994824000000 7.75 8.36 12438

17 _BRIS-2015 2015 BRIS 14772700000000 1027442000000 7.50 3.35 13855

18 _BRIS-2016 2016 BRIS 15729625000000 1035501000000 4.75 3.02 13418

19 _BRIS-2017 2017 BRIS 18430069000000 1193918000000 4.25 3.61 13556

20 _BRIS-2018 2018 BRIS 19041155000000 1317100000000 6.00 3.13 14497

21 _PANINS-2014 2014 PANINS 4176952608000 295597379000 7.75 8.36 12438

22 _PANINS-2015 2015 PANINS 5086655357000 421248712000 7.50 3.35 13855

23 _PANINS-2016 2016 PANINS 5903088304000 397856325000 4.75 3.02 13418

24 _PANINS-2017 2017 PANINS 7288850608000 480604374000 4.25 3.61 13556

25 _PANINS-2018 2018 PANINS 5977898474000 393316662000 6.00 3.13 14497

26 _BSM-2014 2014 BSM 32014666925995 2451301867709 7.75 8.36 12438

27 _BSM-2015 2015 BSM 31361085072760 2438224170055 7.50 3.35 13855

28 _BSM-2016 2016 BSM 35346448434282 2339719726387 4.75 3.02 13418

29 _BSM-2017 2017 BSM 37676504000000 2541130000000 4.25 3.61 13556

30 _BSM-2018 2018 BSM 43171715000000 2659310000000 6.00 3.13 14497

31 _BSP-2014 2014 BSP 3559786001264 331554472657 7.75 8.36 12438

32 _BSP-2015 2015 BSP 4036403754555 343275433616 7.50 3.35 13855

33 _BSP-2016 2016 BSP 4517564870240 373816635242 4.75 3.02 13418

34 _BSP-2017 2017 BSP 4399899592681 368684917096 4.25 3.61 13556

35 _BSP-2018 2018 BSP 3936572735792 298526263500 6.00 3.13 14497

36 _MEGAS-2014 2014 MEGAS 4663182293000 412144870000 7.75 8.36 12438

37 _MEGAS-2015 2015 MEGAS 3517149382000 265874813000 7.50 3.35 13855

38 _MEGAS-2016 2016 MEGAS 4046407522000 243703237000 4.75 3.02 13418

39 _MEGAS-2017 2017 MEGAS 4029937902000 271515160000 4.25 3.61 13556

40 _MEGAS-2018 2018 MEGAS 4468325081000 257566316000 6.00 3.13 14497

UJI CHOW

Redundant Fixed Effects TestsPool: BANKTest cross-section fixed effects

Effects Test Statistic d.f. Prob.

Cross-section F 48.068648 (7,28) 0.0000Cross-section Chi-square 102.650746 7 0.0000

Cross-section fixed effects test equation:Dependent Variable: LOGDM?Method: Panel Least SquaresDate: 01/19/20 Time: 21:03Sample: 1 5Included observations: 5Cross-sections included: 8Total pool (balanced) observations: 40

Variable Coefficient Std. Error t-Statistic Prob.

C 27.50860 2.292958 11.99699 0.0000TBH? 8.99E-13 5.49E-14 16.38333 0.0000SB? -0.070542 0.051823 -1.361211 0.1821INF? 0.016082 0.063178 0.254553 0.8006KRS? 0.000132 0.000162 0.814516 0.4209

R-squared 0.886452 Mean dependent var 29.88252Adjusted R-squared 0.873476 S.D. dependent var 0.916706S.E. of regression 0.326075 Akaike info criterion 0.713089Sum squared resid 3.721370 Schwarz criterion 0.924199Log likelihood -9.261788 Hannan-Quinn criter. 0.789420F-statistic 68.31023 Durbin-Watson stat 0.187441Prob(F-statistic) 0.000000

UJI COMMON EFFECT

Dependent Variable: LOGDM?Method: Pooled Least SquaresDate: 01/19/20 Time: 20:58Sample: 1 5Included observations: 5Cross-sections included: 8Total pool (balanced) observations: 40


TBH? 9.04E-13 1.22E-13 7.383663 0.0000SB? -0.324349 0.105468 -3.075330 0.0040INF? 0.666654 0.072269 9.224658 0.0000KRS? 0.002068 3.71E-05 55.70440 0.0000

R-squared 0.419519 Mean dependent var 29.88252Adjusted R-squared 0.371146 S.D. dependent var 0.916706S.E. of regression 0.726951 Akaike info criterion 2.294724Sum squared resid 19.02448 Schwarz criterion 2.463612Log likelihood -41.89448 Hannan-Quinn criter. 2.355789Durbin-Watson stat 1.101054

Uji FIXED EFFECT



C 27.63278 0.710997 38.86482 0.0000TBH? 4.39E-13 9.53E-14 4.603819 0.0001SB? -0.073207 0.016068 -4.556034 0.0001INF? 0.028382 0.019737 1.438000 0.1615KRS? 0.000156 5.05E-05 3.085560 0.0045

Fixed Effects (Cross)BCAS--C -0.718745BMI--C 0.477852

BNIS--C 0.347492BRIS--C 0.488299BSM--C 0.690892BSP--C -0.537851

MEGAS--C -0.502378PANINS--C -0.245561

Effects Specification

Cross-section fixed (dummy variables)

R-squared 0.991277 Mean dependent var 29.88252Adjusted R-squared 0.987850 S.D. dependent var 0.916706S.E. of regression 0.101045 Akaike info criterion -1.503179Sum squared resid 0.285882 Schwarz criterion -0.996515Log likelihood 42.06359 Hannan-Quinn criter. -1.319986F-statistic 289.2671 Durbin-Watson stat 1.396694Prob(F-statistic) 0.000000

UJI HAUSMAN

Correlated Random Effects - Hausman TestPool: BANKTest cross-section random effects

Test Summary Chi-Sq. Statistic Chi-Sq. d.f. Prob.

Cross-section random 0.000000 4 1.0000

* Cross-section test variance is invalid. Hausman statistic set to zero.

Cross-section random effects test comparisons:

Variable Fixed Random Var(Diff.) Prob.

TBH? 0.000000 0.000000 0.000000 0.0024SB? -0.073207 -0.072192 0.000000 0.0024INF? 0.028382 0.023698 0.000002 0.0024KRS? 0.000156 0.000147 0.000000 0.0024

Cross-section random effects test equation:Dependent Variable: LOGDM?Method: Panel Least SquaresDate: 01/19/20 Time: 21:11Sample: 1 5Included observations: 5Cross-sections included: 8Total pool (balanced) observations: 40



Effects Specification

Cross-section fixed (dummy variables)

R-squared 0.991277 Mean dependent var 29.88252Adjusted R-squared 0.987850 S.D. dependent var 0.916706S.E. of regression 0.101045 Akaike info criterion -1.503179Sum squared resid 0.285882 Schwarz criterion -0.996515Log likelihood 42.06359 Hannan-Quinn criter. -1.319986F-statistic 289.2671 Durbin-Watson stat 1.396694Prob(F-statistic) 0.000000

UJI RANDOM EFFECT

Dependent Variable: LOGDM?Method: Pooled EGLS (Cross-section random effects)Date: 01/19/20 Time: 21:09Sample: 1 5Included observations: 5Cross-sections included: 8Total pool (balanced) observations: 40Swamy and Arora estimator of component variances



Random Effects (Cross)BCAS--C -0.561810BMI--C 0.194128

BNIS--C 0.368810BRIS--C 0.467335BSM--C 0.430014BSP--C -0.406559

MEGAS--C -0.362650PANINS--C -0.129267

Effects SpecificationS.D. Rho

Cross-section random 0.322912 0.9108Idiosyncratic random 0.101045 0.0892

Weighted Statistics

R-squared 0.728802 Mean dependent var 4.141438Adjusted R-squared 0.697808 S.D. dependent var 0.204159S.E. of regression 0.112230 Sum squared resid 0.440847F-statistic 23.51426 Durbin-Watson stat 1.036928Prob(F-statistic) 0.000000

Unweighted Statistics

R-squared 0.798931 Mean dependent var 29.88252Sum squared resid 6.589785 Durbin-Watson stat 0.069369

UJI t & UJI f



C 27.50860 2.292958 11.99699 0.0000TBH? 8.99E-13 5.49E-14 16.38333 0.0000SB? -0.070542 0.051823 -1.361211 0.1821INF? 0.016082 0.063178 0.254553 0.8006KRS? 0.000132 0.000162 0.814516 0.4209

R-squared 0.886452 Mean dependent var 29.88252Adjusted R-squared 0.873476 S.D. dependent var 0.916706S.E. of regression 0.326075 Akaike info criterion 0.713089Sum squared resid 3.721370 Schwarz criterion 0.924199Log likelihood -9.261788 Hannan-Quinn criter. 0.789420F-statistic 68.31023 Durbin-Watson stat 0.187441Prob(F-statistic) 0.000000

PERSAMAAN REGRESI/ HASIL STATISTIK DESKRIPTIF

Date: 01/20/20 Time: 21:35Sample: 1 40

LOGDM TBH SB INF KRS

Mean 29.88252 1.05E+12 6.050000 4.294000 13552.80 Median 29.75406 5.86E+11 6.000000 3.350000 13556.00 Maximum 31.39621 3.35E+12 7.750000 8.360000 14497.00 Minimum 28.32913 1.33E+11 4.250000 3.020000 12438.00 Std. Dev. 0.916706 9.51E+11 1.426849 2.069030 678.4294 Skewness 0.212121 0.957303 -0.004827 1.463887 -0.344974 Kurtosis 1.581340 2.455589 1.326133 3.200731 2.331815

Jarque-Bera 3.654297 6.603497 4.669873 14.35358 1.537499 Probability 0.160872 0.036819 0.096817 0.000764 0.463593

Sum 1195.301 4.19E+13 242.0000 171.7600 542112.0 Sum Sq. Dev. 32.77367 3.53E+25 79.40000 166.9546 17950390

Observations 40 40 40 40 40

UJI LAGRANGE MULTIPLIER

Lagrange multiplier (LM) test for panel data

Date: 01/21/20 Time: 21:01

Sample: 2014 2018

Total panel observations: 40

Probability in () Null (no rand. effect) Cross-section Period Both

Alternative One-sided One-sided Breusch-Pagan 54.31167 2.622340 56.93401

(0.0000) (0.1054) (0.0000)

Honda 7.369645 -1.619364 4.066063

(0.0000) (0.9473) (0.0000)

King-Wu 7.369645 -1.619364 3.152257

(0.0000) (0.9473) (0.0008)

GHM -- -- 54.31167

-- -- (0.0000)

Uji normalitas

0

1

2

3

4

5

6

7

8

-0.6 -0.4 -0.2 0.0 0.2 0.4 0.6

Series: Residuals

Sample 1 40

Observations 40

Mean 7.56e-16

Median -0.016882

Maximum 0.535881

Minimum -0.631362

Std. Dev. 0.308901

Skewness 0.204272

Kurtosis 2.191621

Jarque-Bera 1.367309

Probability 0.504769

Uji Normalitas

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DAFTAR REFERENSI - repository.stei.ac.idrepository.stei.ac.id/2438/7/7. Lampiran.pdf · Ekonomika...

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Transcript of DAFTAR REFERENSI - repository.stei.ac.idrepository.stei.ac.id/2438/7/7. Lampiran.pdf · Ekonomika...