Administracion de Comunidades de Copropietarios

32
REGIMEN DE ADMINISTRACION DE LAS COMUNIDADES DE COPROPIETARIOS (LEY 19537 DEL 16 DE DICIEMBRE DE 1997 Y SU REGLAMENTO, EL DS 46 DEL MINISTERIO DE VIVIENDA Y URBANISMO DE FECHA 31 DE MARZO DE 1998) Las normas sobre Administración de este tipo especial de propiedad están contenidas básicamente en el Título II de la Ley, 19537 denominado "De la Administración de los Condominios" , y específicamente en los artículos 17º y siguientes, disposiciones que confían la administración del condominio a tres órganos diferentes que son : De los tres órganos señalados, en el presente capítulo nos referiremos extensamente a todos los aspectos relacionados directamente con los deberes y obligaciones del Administrador. Respecto a las Asambleas de Copropietarios y el Comité de Administración, por ser materias tratadas extensamente en capítulos anteriores, en esta oportunidad se abordarán en forma esquemática para resaltar los aspectos prácticos que tienen que ver con las funciones del Administrador. 1 1 LAS ASAMBLEAS DE COPROPIETARIOS EL COMITE DE ADMINISTRACION EL ADMINISTRADOR LAS ASAMBLEAS DE COPROPIETARIOS 1.- Realizar la Citación - 2.- Confeccionar Registro de Asistencia 4.- Tomar nota para

description

Administracion de Comunidades de Copropietarios

Transcript of Administracion de Comunidades de Copropietarios

REGIMEN DE ADMINISTRACION DE LAS COMUNIDADES DE COPROPIETARIOS(LEY19537DEL16DEDICIEMBREDE1997YSUREGLAMENTO, ELDS46DELMINISTERIODEVIVIENDAYURBANISMO DE FECHA 31 DE MARZO DE 1998L!" #$%&!" "$'%( A)&*#*"+%!,*-# )( ("+( +*.$ (".(,*!/ )( .%$.*()!) ("+0# ,$#+(#*)!" '0"*,!&(#+((# (/ T1+2/$ II )( /! L(3, 19537 )(#$&*#!)$ "De la Administracin de los Condominios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ealizar la Citacin-Tabla-2.- Coneccionar Re!i"tro #e A"i"tencia$.- Certiicar lo" %&or&' #e A"i"tencia(.- To'ar nota )ara coneccionar el Acta

EL ADMINISTRADORConceto de Administrador!>(%"$#!#!+2%!/ -?2%1)*,!(#,!%6!)!)(%(!/*@!% /!!,+*=*)!)(#,!&*#!)!!.%$,2%!% /!'2(#!&!%,A! )(/ ()*4*,*$ &()*!#+( /! !./*,!,*-# )( /!" #$%&!"/(6!/(" 72( /! %*6(# 3)( /! ./!#*4*,!,*-# ,(?(,2,*-#3,$#+%$/ )(+$)$"/$"!,+$"!)&*#*"+%!+*=$",72("$##(,("!%*$".!%!,$#"(%=!% 34$&(#+!% /$" *#+(%("(" .!+%*&$#*!/(" )( /$" C$.%$.*(+!%*$" *#"(%+$" (# /! C$&2#*)!);Re"#isitos ara ser Administrador!L! /(3 )( C$.%$.*()!)I#&$'*/*!%*! #$ ("+!'/(,( #*#6B# %(72*"*+$ (".(,14*,$ 72( )('! %(2#*%!72(//! .(%"$#! ! 72*(# "( /( )("*6#! A)&*#*"+%!)$% )(/ C$#)$&*#*$Desi$nacin del AdministradorL! !"!&'/(!)( ,$.%$.*(+!%*$",(# "("*-# $%)*#!%*!, .$)%0)("*6#!% 2# !)&*#*"+%!)$%, .2)*(#)$%(,!(% ("+! )("*6#!,*-# (# 2#! .(%"$#!#!+2%!/ $ ?2%1)*,!;A4!/+! )( )("*6#!,*-# )( !)&*#*"+%!)$% !,+2!%0 ,$&$ +!/ (/ .%("*)(#+( )(/ C$&*+< )(A)&*#*"+%!,*-#, (#+(#)*(%"$#!/17;EA%,A*=$ ,$# )$,2&(#+$" /(6!/(",$#+!'/(" +!/(" ,$&$8!;E I#*,*!,*-# )( A,+*=*)!)(" )( /! ,$&2#*)!)b';E N$&'%!&*(#+$)(/ A)&*#*"+%!)$%,;E C2(#+! C$%%*(#+( 3 C!%+$/!");E RUT )( /! ,$&2#*)!)c(;E >%("2.2("+$ )( 6!"+$" ,$&2#("4;EB!/!#,(" !#2!/("6;E L*'%$ )( C!?! (,$%%(".$#)( !/ /*'%$ )( I#6%("$" 3 G!"+$"#A;E L*'%$ )( I#=(#+!%*$)( &2('/(", A(%%!&*(#+!" ( *&./(&(#+$" )( /! ,$&2#*)!)--*;EF*,A!"T!%!.%$,()(%!/ ,$'%$)(/$"G!"+$"C$&2#(", (#+%($+%$"!".(,+$"(/A)&*#*"+%!)$%)('(%0.%$,()(% !4$%&2/!% (/ %(".(,+*=$ ,$'%$&"A9isode Co:ro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rt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a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ono de Colacin! C$%%(".$#)( ! 2#! ,!#+*)!) 72( (/ (&./(!)$% puede (#+%(6!% !/ +%!'!?!)$% 3!"(! (# '*(#(" $ (# )*#(%$; S2 &$#+$ #$ ("+0 %(62/!)$ .$% /(3 3 )('( ,$%%(".$#)(% ! 2# =!/$%%!@$#!'/(;7ono de Mo9ili@acin8 A/ *62!/ 72( (/ '$#$ ( ,$/!,*-# ("+( '$#$ ,$%%(".$#)( ! 2#! !32)! 72( "(A!,( !/ +%!'!?!)$%; S2 &$#+$ #$ ("+0 %(62/!)$ .$% /(3 3 "( ,$#"*)(%! 2# =!/$% %!@$#!'/( (/ ,$"+$)(/ .!"!?( )( /! /$,$&$,*-# &0" (,$#-&*,! 72( (/ +%!'!?!)$% )('( .!6!% (# (/ +%!"/!)$ )( "2 ,!"!!/ /26!% )(/ +%!'!?$;1i4ticos!M(#$" 4%(,2(#+(" (# (/ 0%(! )( A)&*#*"+%!,*-# )( E)*4*,*$", .(%$ ,$%%(".$#)( !&$=*/*@!,*$#(" 3 ,$#"2&$" (4(,+2!)$" .$% +%!'!?!)$%(" 72( .$% %!@$#(" /!'$%!/(" )('(# =*!?!%42(%! )( "2 /26!% .(%&!#(#+( )( +%!'!?$;Total de Ca:eres! C$%%(".$#)( ! /! "2&! )( /$" A!'(%(" I&.$#*'/(" 3 N$ *&.$#*'/(", ,$#+%! ("+(KT$+!/L "( %('!?!%0 /$" D(",2(#+$" )( "!/2) .%(=*"*$#!/(" 3 $+%$", %("2/+!#)$ 2# !/,!#,( L*72*)$ !4!=$% )(/ +%!'!?!)$%;DESCUENTOSDescuentos Previsionales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escuento de Salud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ajoesteconcepto(descuentodel 7%desalud) enmuchasComunidadesdeEdificios, lostrabajadores se encuentran incorporados a alguna Caja De Compensacin de signacin !amiliar,como ser la Caja De Compensacin "os ndes , Caja de Compensacin #$ de %eptiembre, etc&&Enestoscasos, lostrabajadoresadheridosa!onasa, sefraccionael descuentodel 7%endospartes' una correspondiente al (,) % *ue se entera en el +,- . otra correspondiente al /,( *ue seentera en la Caja de Compensacin de signacin !amiliar . de ese valor el Empleador deduce elmonto pagadoa lostrabajadores por concepto de signaciones !amiliares&%ieldescuento esma.or *uelacoti0acin, ladiferenciaafavor *ueseproduce, laCajadeCompensacinladevuelve al Empleador a trav1s de un che*ue dentro del pla0o de 2/ d3as&Seguro de Cesanta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abe se4alar *ue el Empleador debe aportar obligatoriamente a este fondo un porcentajee*uivalente al 5,) % de la remuneracin del trabajador&Impuesto nico a los Trabaadores!C$%%(".$#)( !/ +%*'2+$ 72( .!6!# /$" +%!'!?!)$%(" ,2!#)$72()!# !4(,+$" ! )*,A$ *&.2("+$; >!%! )(+(%&*#!% "* 2# +%!'!?!)$% 72()! !4(,+$ !/ I&.2("+$ U#*,$)('(%(!/*@!%"(2#!%("+!(#+%((/ T$+!/ I&.$#*'/(3(/ +$+!/ )()(",2(#+$".$% ,$#,(.+$)(>%(=*"*-# 3 "!/2)3 (/ %("2/+!)$ 72( "( )(#$&*#! MR(#+! I&.$#*'/(M "( ,$&.!%! ,$# /! +!'/! )(/I&.2("+$ U#*,$ 72( .2'/*,! &(#"2!/&(#+( (/ S(%=*,*$ )( I&.2("+$" I#+(%#$" ("*+*$ I#+(%#(+1.1.MHHH;"**;,/M 3"(/(!./*,!(/ .$%,(#+!?(!//1 *#)*,!)$,$#/!,$%%(".$#)*(#+(%('!?!72(/(,$%%(".$#)!;T$)$ +%!'!?!)$% 72( +(#6! 2#! KB!"( I&.$#*'/(L *62!/ $ &(#$% ! P 434;781 (# (/ &(" )( A'%*/ )(/CGG7, (13,5 UTM, "( (#,2(#+%! (:(#+$ )( ("+( +%*'2+$;TOTAL DESCUENTOS' E, E%6E -7,68 %E 9E:+%699; " %7